Best companies for EUR/JPY transfers
10 of 10 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/JPY transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €37.59 1 EUR = 175.5650 JPY 0.00% vs mid-market	Recipient gets ¥1,222,356.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €37.591 EUR = 175.5650 JPY ¥1,222,356.00You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 175.1810 JPY +0.21% vs mid-market	Recipient gets ¥1,226,267.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.1810 JPY ¥1,226,267.00You pay€7,000.00
Run a live search Showing top Italy to Japan deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to JPY rates.
Run a live search These companies offer multi-currency accounts for spending JPY. We suggest doing a live search based on how much EUR you're planning to spend in Japan.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit card	Fee €0.00 1 EUR = 175.1810 JPY +0.21% vs mid-market	Recipient gets ¥1,226,267.00 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.1810 JPY ¥1,226,267.00You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 175.1810 JPY +0.21% vs mid-market	Recipient gets ¥1,226,267.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.1810 JPY ¥1,226,267.00You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 175.1810 JPY +0.21% vs mid-market	Recipient gets ¥1,226,267.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Japan with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.1810 JPY ¥1,226,267.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 175.1183 JPY +0.25% vs mid-market	Recipient gets ¥1,225,828.38 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Japan with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 175.1183 JPY ¥1,225,828.38You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 175.0832 JPY +0.27% vs mid-market	Recipient gets ¥1,225,582.60 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Japan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.0832 JPY ¥1,225,582.60You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 175.0306 JPY +0.30% vs mid-market	Recipient gets ¥1,225,213.93 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Japan with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 175.0306 JPY ¥1,225,213.93You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 174.6913 JPY +0.49% vs mid-market	Recipient gets ¥1,222,839.00 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Japan with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.6913 JPY ¥1,222,839.00You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 174.6794 JPY +0.50% vs mid-market	Recipient gets ¥1,222,756.13 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Japan with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 174.6794 JPY ¥1,222,756.13You pay€7,000.00
Wise Pay via Bank transfer	Fee €37.59 1 EUR = 175.5650 JPY 0.00% vs mid-market	Recipient gets ¥1,222,356.00 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €37.591 EUR = 175.5650 JPY ¥1,222,356.00You pay€7,000.00
Wise Pay via iDEAL	Fee €47.71 1 EUR = 175.5650 JPY 0.00% vs mid-market	Recipient gets ¥1,220,579.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €47.711 EUR = 175.5650 JPY ¥1,220,579.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €61.05 1 EUR = 175.0413 JPY +0.29% vs mid-market	Recipient gets ¥1,214,603.00 Same day
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Japan with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €61.051 EUR = 175.0413 JPY ¥1,214,603.00You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €92.57 1 EUR = 175.5650 JPY 0.00% vs mid-market	Recipient gets ¥1,212,703.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €92.571 EUR = 175.5650 JPY ¥1,212,703.00You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 173.0994 JPY +1.40% vs mid-market	Recipient gets ¥1,211,696.02 Minutes - 2 days
0 reviews
Ways to receive money in Japan with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 173.0994 JPY ¥1,211,696.02You pay€7,000.00
Wise Pay via Credit card	Fee €134.59 1 EUR = 175.5650 JPY 0.00% vs mid-market	Recipient gets ¥1,205,326.00 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Japan with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €134.591 EUR = 175.5650 JPY ¥1,205,326.00You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €4.99 1 EUR = 171.2418 JPY +2.49% vs mid-market	Recipient gets ¥1,198,692.60 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 171.2418 JPY ¥1,198,692.60You pay€7,004.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €4.99 1 EUR = 171.2418 JPY +2.49% vs mid-market	Recipient gets ¥1,198,692.60 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 171.2418 JPY ¥1,198,692.60You pay€7,004.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €4.99 1 EUR = 171.2418 JPY +2.49% vs mid-market	Recipient gets ¥1,198,692.60 Minutes - 24 hours
2 reviews
Ways to receive money in Japan with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 171.2418 JPY ¥1,198,692.60You pay€7,004.99
How Our Results Work Mid-market rate: 1 EUR = 175.5572 JPY Updates every 60 minutes.

Why compare

EUR/JPY exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Italy to Japan

Pick a company

For a one-off EUR transfer to Japan, I suggest picking the cheapest option which is Xe.

Xe was the cheapest on 2 of the 29 days it quoted €7,000 transfers to Japan.

On a 7,000 EUR transfer, Xe delivers the most JPY.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/JPY rate.

Fund your transfer

You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.

Sending money to Japan directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.

You can also use a debit card to fund the transfer, including the Postepay card.

Verify and send

First time round you'll need your codice fiscale and a photo ID to verify your account.

Compare amounts

How much EUR are you sending to Japan?

How much EUR you send to Japan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 7% of the transfers from €5,000 it quoted, and in 8% of all the transfers it quoted.


€500		€0.00	¥87,296.00with bank transfer to bank deposit	+¥12,429.31
€1,000		€0.00	¥175,394.70with debit card to bank deposit	+¥19,424.72
€2,000		€0.00	¥350,789.40with debit card to bank deposit	+¥40,735.40
€5,000	0.30%	€0.00	¥874,833.59with bank transfer to bank deposit	+¥8,474.37
€7,000This page	0.21%	€0.00	¥1,226,267.00with debit card to bank deposit	+¥9,539.83

Mid-market rate: 1 EUR = 175.5572 JPY

EUR/JPY Exchange Rate History

Is today a good time to send money from Italy to Japan?

The cheapest way to send EUR to JPY can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Japan.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more JPY per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of JPY on every transfer from Italy.

Right now, Xe pays 1,226,267 JPY on 7,000 EUR, which is 2,633.63 JPY less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,250,324.37 JPY.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Japan.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

XeAppeared in 71 comparisons
Cheapest in 8% of them
Key CurrencyAppeared in 27 comparisons
Cheapest in 96% of them
Regency FXAppeared in 27 comparisons
Never the cheapest

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most JPY, but it was the cheapest in only 8% of the 71 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from Italy to Japan

10 companies send money from Italy to Japan. You can send EUR via broker, online, app, multi-currency account, global account, and in person, and more below.

Regular transfers

Money transfer apps

For the regular transfer home, an app like Xe is the easiest and most convenient option.

Over the past month, Xe was the cheapest app on 10% of the days it appeared for €7,000 transfers.

Xe charges €0 on a €7,000 transfer, and 1,226,267 JPY lands in minutes - 24 hours.

For one-off transfers

Online transfers

Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.

Online services skip this and use their own network (it’s much cheaper).

Xe delivers 1,226,267 JPY on €7,000 with a €0 fee and 0.21% markup.

In our comparisons over the past month, it was the cheapest online service on 3 of the 29 days it quoted.

Sending large sums

Currency brokers

Managed services charge no fees and work on margin instead, and the more you send to Japan, the better rate you will get.

Xe charges no fee and adds 0.21% on EUR/JPY rate.

Our analysis shows Xe was the cheapest broker in 7% of the transfers from €5,000 it quoted.

Travelling and receiving

Multi-currency accounts

If you travel to Japan often, or receive payments from there, this is the best option.

Multi-currency accounts let you hold EUR and JPY in one account, and give you local details.

I suggest trying Currencies Direct.

Over the past month, it came out cheapest among multi-currency accounts on 96% of days.

It holds EUR and JPY balances and charges small fees to convert between them.

For business payments

Global accounts

Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.

A few good options are Wise Business, Airwallex, and Payoneer.

Ways to fund EUR and receive JPY in Japan

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,226,267 JPY.

In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.

Satispay and Bancomat Pay are mainly domestic payment methods, they do not send JPY to Japan by themselves.

In Japan, the recipient can use bank deposit and cash pickup.

In Japan, they can collect cash through .

They need to take a photo ID and the collection reference to a participating location in Japan.

1

Debit card Bank deposit

You pay €7,000.00

¥1,226,267

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

¥1,226,267

¥0
3

Credit card Bank deposit

You pay €7,000.00

¥1,226,267

¥0
4

iDEAL Bank deposit

You pay €7,000.00

¥1,220,579

-¥5,688
5

Debit card Cash pickup

You pay €7,004.99

¥1,198,693

-¥27,574

Show moreShow less

6

Bank transfer Cash pickup

You pay €7,004.99

¥1,198,693

-¥27,574
7

Credit card Cash pickup

You pay €7,004.99

¥1,198,693

-¥27,574

Consider this when sending money from Italy to Japan

For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.

Compare money transfer options

These are the leading options for a €7,000 transfer to Japan.

Cheapest way to send money to Japan

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 1,226,267 JPY, which is 0.04% more than the next best option.

Fastest way to send money to Japan

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,214,603 JPY, with the money arriving in same day.

SEPA only covers the first leg

A bonifico can move euros from your Italian bank to the transfer company through SEPA.

Companies like Xe then convert the money into JPY and pay your recipient in Japan through a local bank, a wallet, or a cash-pickup network.

SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.

Check the agent when paying in person

In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.

The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.

Their Italian agents must appear in the OAM register.

Prepare for anti-money-laundering checks

Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.

Use a clear causale and keep the document that explains the money ready.

For property proceeds, tuition or moving savings, tell the bank before the transfer is due.

If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.

How we analyse the market

Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.

We track 10 of them on EUR to Japan, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/JPY transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Send money to Japan

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	178.5523	–	¥1,249,866.42
Key Currency Cheapest	178.1060	€0.00	¥1,246,741.76	−¥3,124.66
Regency FX	178.0703	€0.00	¥1,246,491.78	−¥3,374.64
Xe	177.4516	€0.00	¥1,242,161.20	−¥7,705.22

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.9893	–	¥1,245,925.26
Key Currency Cheapest	177.5443	€0.00	¥1,242,810.45	−¥3,114.81
Regency FX	177.5088	€0.00	¥1,242,561.26	−¥3,364.00
Xe	176.8432	€0.00	¥1,237,902.40	−¥8,022.86

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	179.0654	–	¥1,253,458.02
Key Currency Cheapest	178.6178	€0.00	¥1,250,324.37	−¥3,133.65
Regency FX	178.5820	€0.00	¥1,250,073.68	−¥3,384.34
Xe	177.8923	€0.00	¥1,245,246.10	−¥8,211.92

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.6539	–	¥1,243,577.64
Key Currency Cheapest	177.2098	€0.00	¥1,240,468.69	−¥3,108.95
Regency FX	177.1743	€0.00	¥1,240,219.98	−¥3,357.66
Xe	176.5080	€0.00	¥1,235,556.00	−¥8,021.64

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.7008	–	¥1,243,905.60
Key Currency Cheapest	177.2565	€0.00	¥1,240,795.84	−¥3,109.76
Regency FX	177.2210	€0.00	¥1,240,547.05	−¥3,358.55
Xe	175.2884	€0.00	¥1,227,018.80	−¥16,886.80

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.7181	–	¥1,244,026.54
Key Currency Cheapest	177.2738	€0.00	¥1,240,916.47	−¥3,110.07
Regency FX	177.2382	€0.00	¥1,240,667.67	−¥3,358.87
Xe	175.1455	€0.00	¥1,226,018.50	−¥18,008.04

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.6026	–	¥1,236,218.03
Key Currency Cheapest	176.1611	€0.00	¥1,233,127.48	−¥3,090.54
Regency FX	176.1257	€0.00	¥1,232,880.24	−¥3,337.78
Xe	175.5322	€0.00	¥1,228,725.40	−¥7,492.63

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5966	–	¥1,243,176.45
Key Currency Cheapest	177.1526	€0.00	¥1,240,068.51	−¥3,107.94
Regency FX	177.1171	€0.00	¥1,239,819.88	−¥3,356.57
Xe	176.4890	€0.00	¥1,235,423.00	−¥7,753.45

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.4222	–	¥1,241,955.20
Key Currency Cheapest	176.9786	€0.00	¥1,238,850.31	−¥3,104.89
Regency FX	176.9431	€0.00	¥1,238,601.92	−¥3,353.28
Xe	176.3864	€0.00	¥1,234,704.80	−¥7,250.40

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.0567	–	¥1,239,396.77
Key Currency Cheapest	176.6140	€0.00	¥1,236,298.28	−¥3,098.49
Regency FX	176.5786	€0.00	¥1,236,050.40	−¥3,346.37
Xe	176.1313	€0.00	¥1,232,919.10	−¥6,477.67

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.6531	–	¥1,243,571.94
Key Currency Cheapest	177.2090	€0.00	¥1,240,463.01	−¥3,108.93
Regency FX	177.1735	€0.00	¥1,240,214.29	−¥3,357.65
Xe	176.5687	€0.00	¥1,235,980.90	−¥7,591.04

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.3494	–	¥1,241,445.58
Key Currency Cheapest	176.9060	€0.00	¥1,238,341.97	−¥3,103.61
Regency FX	176.8705	€0.00	¥1,238,093.68	−¥3,351.90
Xe	174.1573	€0.00	¥1,219,101.10	−¥22,344.48

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5633	–	¥1,242,943.14
Key Currency Cheapest	177.1194	€0.00	¥1,239,835.78	−¥3,107.36
Regency FX	177.0839	€0.00	¥1,239,587.20	−¥3,355.94
Xe	176.4764	€0.00	¥1,235,334.80	−¥7,608.34

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.7082	–	¥1,236,957.53
Key Currency Cheapest	176.2664	€0.00	¥1,233,865.13	−¥3,092.40
Regency FX	176.2311	€0.00	¥1,233,617.74	−¥3,339.79
Xe	175.5925	€0.00	¥1,229,147.50	−¥7,810.03

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.3648	–	¥1,241,553.77
Wise Cheapest	177.3550	€37.59	¥1,234,818.00	−¥6,735.77
Xe No quote collected this day	–	–	–	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.0479	–	¥1,239,335.52
Key Currency Cheapest	176.6053	€0.00	¥1,236,237.19	−¥3,098.33
Regency FX	176.5699	€0.00	¥1,235,989.32	−¥3,346.20
Xe	176.0796	€0.00	¥1,232,557.20	−¥6,778.32

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5825	–	¥1,243,077.24
Key Currency Cheapest	177.1385	€0.00	¥1,239,969.55	−¥3,107.69
Regency FX	177.1030	€0.00	¥1,239,720.93	−¥3,356.31
Xe	176.4579	€0.00	¥1,235,205.30	−¥7,871.94

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5641	–	¥1,242,948.85
Key Currency Cheapest	177.1202	€0.00	¥1,239,841.47	−¥3,107.38
Regency FX	177.0847	€0.00	¥1,239,592.89	−¥3,355.96
Xe	174.2491	€0.00	¥1,219,743.70	−¥23,205.15

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.1503	–	¥1,240,052.21
Key Currency Cheapest	176.7074	€0.00	¥1,236,952.08	−¥3,100.13
Regency FX	176.6720	€0.00	¥1,236,704.07	−¥3,348.14
Xe	176.1160	€0.00	¥1,232,812.00	−¥7,240.21

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5387	–	¥1,242,771.25
Key Currency Cheapest	177.0949	€0.00	¥1,239,664.32	−¥3,106.93
Regency FX	177.0594	€0.00	¥1,239,415.77	−¥3,355.48
Xe	176.5502	€0.00	¥1,235,851.40	−¥6,919.85

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	177.5040	–	¥1,242,528.20
Key Currency Cheapest	177.0603	€0.00	¥1,239,421.88	−¥3,106.32
Regency FX	177.0248	€0.00	¥1,239,173.37	−¥3,354.83
Xe	176.3992	€0.00	¥1,234,794.40	−¥7,733.80

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.5619	–	¥1,235,933.38
Key Currency Cheapest	176.1205	€0.00	¥1,232,843.54	−¥3,089.84
Regency FX	176.0852	€0.00	¥1,232,596.36	−¥3,337.02
Xe	175.5364	€0.00	¥1,228,754.80	−¥7,178.58

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Currencies Direct Cheapest	174.9401	€0.00	¥1,224,581.00	–
Xe	174.7961	€0.00	¥1,223,572.70	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	175.7204	–	¥1,230,042.66
Key Currency Cheapest	175.2811	€0.00	¥1,226,967.55	−¥3,075.11
Regency FX	175.2459	€0.00	¥1,226,721.54	−¥3,321.12
Xe	172.4344	€0.00	¥1,207,040.80	−¥23,001.86

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	176.1349	–	¥1,232,944.05
Key Currency Cheapest	175.6945	€0.00	¥1,229,861.69	−¥3,082.36
Regency FX	175.6593	€0.00	¥1,229,615.10	−¥3,328.95
Xe	175.0319	€0.00	¥1,225,223.30	−¥7,720.75

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