How to send money to Japan from UAE with the best AED-JPY rate

The exchange rate determines the price you’ll pay for Yen when you send UAE Dirham to Japan.

The current exchange rate between the UAE Dirham and Yen is 43.985, and it constantly fluctuates.

When calculating the cost of sending money from the United Arab Emirates to Japan, a combination of fees and exchange rates ensure the best deal:

• The Mid-Market and Exchange Rates: The current AED-JPY mid-market rate is 43.985 JPY per UAE Dirham. Finding a provider as close to this number as possible will ensure more Yen for your money.

• Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers the lowest fees of 0 AED per transfer (based on .د.إ25,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

• Amount Received: The total amount received in Yen is the biggest indicator in the total cost of sending money to the United Arab Emirates from Japan. The higher the total amount received in Japan, the lower the cost of sending from the United Arab Emirates.

It’s possible that waiting a day or two can help you get more JPY for the same amount of UAE Dirham. But, the best way to lock in a price between the United Arab Emirates and Japan is by using a forward contract.

A bank transfer is our recommended option for money transfers between the United Arab Emirates and Japan. Key Currency offers the best price on a bank transfer.

Here are all the ways to send money from United Arab Emirates to Japan:

Bank transfers

Bank transfers are often the best payment method for money transfers from the United Arab Emirates to Japan.

A money transfer company like Key Currency offer bank transfers between the United Arab Emirates and Japan with lower fees and better exchange rates than you would get from a traditional bank.

On average, Key Currency is the cheapest provider for bank transfers of the 8 we tested when sending AED to Japan.

Debit and prepaid cards

Sending money from the United Arab Emirates to Japan with a debit or a prepaid card is very simple with Paysend.


Paysend is a leader in debit card payments for transfers from the United Arab Emirates to Japan, competing among a total of 8 active money transfer companies on this route.

Credit cards

We recommend avoiding credit cards where possible due to a lack of support and high fees.

If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

Always choose providers that are regulated by financial authorities in both United Arab Emirates and Japan to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between the United Arab Emirates and Japan.

Some services have minimum or maximum thresholds on how much you can transfer from the United Arab Emirates to Japan.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using TorFx if you need to send large amounts of AED to Japan. The combination of rates and fees when sending to Japan is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving the United Arab Emirates, or entering Japan. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Japan. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from the United Arab Emirates to Japan will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from the United Arab Emirates into Yen. TorFx is the best company for bank transfers between United Arab Emirates and Japan.

And if you need cash right away, check if cash pickup is an option for transfers between the United Arab Emirates and Japan.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Key Currency.

When signing up to a money transfer company to send between the United Arab Emirates and Japan, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in the United Arab Emirates this will be a government ID like a passport or driver's license. In Japan it will be a similar set of documents, although this should only be needed if you are opening a new account in Japan, or collecting in cash.

Big transactions between the United Arab Emirates and Japan, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend TorFx in part due to their easy sign up process in the United Arab Emirates.

When sending large amounts of money between the United Arab Emirates and Japan there will be tax implications to consider.

Some transfers into Yen may need to be reported to tax authorities in Japan, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Japan based on age, income and a few other elements. When in doubt, please contact a tax professional in the United Arab Emirates or Japan to discuss your personal circumstances.