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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 100% of Zambia to Nigeria searches, and was the top rated company out of 2 that support ZMW to NGN.
So for a great mix of cost, speed & features, make your Zambia to Nigeria transfer using Wise.
How to get the best deal on your Zambia to Nigeria transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Zambia to Nigeria.
- Choose a provider
Select the provider that offers you the best value & service for your needs
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Important things to consider before sending money from Zambia to Nigeria
Don't settle for the first option. Always compare ways to send money from Zambia to Nigeria to find out about fees, speed, and reliability.
Our analysis included 2 providers that operate between Zambia and Nigeria.
Through this, you get a comprehensive view of all the options you have in Zambia when you need to send money to Nigeria.
Cheapest way to send money to Nigeria from Zambia: Wise
Data collected over the past six months shows that Wise is 0.3% cheaper than the second-best option.
The K55 transfer cost represents the most common fee for ZMW to NGN international transfers, based on data from the past six months.
If you want to secure the best rates on a ZMW to Nigeria transfer, make sure you pick Wise to send your money online.
*The most common fee applied to ZMW-NGN by Wise, based on data from the past six months.
Fastest way to send money from Zambia to Nigeria: Wise
Our data shows that Wise came up as the fastest way to send money from Zambia to Nigeria in 100% of searches. This makes them well suited to urgent ZMW to NGN money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Zambia to Nigeria - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Nigeria from Zambia in 100% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send ZMW from Zambia to Nigeria, it’s the provider that will keep you safe and relaxed while your money moves into NGN.
Understanding the costs involved when moving money from Zambia to Nigeria
When calculating the costs of money transfers between Zambia and Nigeria, here's what really matters:
The Mid-Market Rate: Today, the ZMW-NGN mid-market rate equals to 55.343128 NGN per Zambian Kwacha.
The ZMW-NGN average exchange rate for the past three months has been 50.3214 NGN per Zambian Kwacha, with a high of 68.5229 and a low of 33.4042.
When looking to send money, we'd recommend Instarem. On average Instarem is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from ZMW to NGN.
How to find the best exchange rate for Zambian Kwacha to Naira
Timing is essential for sending money between ZMW and NGN. The exchange rate you secure impacts how much NGN you get for your ZMW.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from ZMW to NGN has seen some fluctuation. On average, it stood at 50.3214.
During this period, the highest value recorded was 68.5229, while the lowest was 33.4042.
Wise, which is our recommended service to send money online from Zambia to Nigeria offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best ZMW-Naira exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Zambia to Nigeria!
Payment methods available to fund your Zambia to Nigeria transfer
Bank transfers
Bank transfers are often the default option for sending money from Zambia to Nigeria.
By using a money transfer company such as Wise for transfers from Zambia to Nigeria, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Wise is the cheapest provider for bank transfers from the 2 we tested when sending ZMW to Nigeria.
With an average fee of ZMW3.44 to send money from Zambia to Nigeria, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Zambia to Nigeria with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Zambia to Nigeria, competing among a total of 2 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from Zambia to Nigeria, Instarem emerges as our top choice of the 2 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Zambia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Zambia to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZMW to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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