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Compare the best ways to send money from New Zealand to Japan

Get the best deals when you transfer from New Zealand to Japan. Find the cheapest, fastest, and most reliable providers with the best NZD to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from New Zealand.

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Overall best choice: Wise

Wise is our top pick for NZD to JPY transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 100% of New Zealand to Japan searches, and was the top rated company out of 9 that support NZD to JPY.

So for a great mix of cost, speed & features, make your New Zealand to Japan transfer using Wise.

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How to get the best deal on your New Zealand to Japan transfer

Summary of recent searches

Top rated for transfers from New Zealand to Japan
Wise
Total number of NZ - JP providers
9
Average cheapest fees & rate
TorFx
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
TorFx
Best for debit card
Wise
Best for credit card
Wise

Important things to consider before sending money from New Zealand to Japan

1
Compare providers

Don't settle for the first option. Always compare ways to send money from New Zealand to Japan to find out about fees, speed, and reliability.

Our analysis included 9 providers that operate between New Zealand and Japan.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Japan.

2
Think about the New Zealand Dollar-Yen exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Japan
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Japan from New Zealand: TorFx

Get the lowest fees with TorFx - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months shows that TorFx is 0.3% cheaper than the second-best option.

The $0 transfer cost represents the most common fee for NZD to JPY international transfers, based on data from the past six months.

If you want to secure the best rates on a NZD to Japan transfer, make sure you pick TorFx to send your money online.

*The most common fee applied to NZD-JPY by TorFx, based on data from the past six months.

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Fastest way to send money from New Zealand to Japan: Wise

Need to send money fast? Pick Wise and get your funds from New Zealand to Japan at speed.

Our data shows that Wise came up as the fastest way to send money from New Zealand to Japan in 54.5% of searches. This makes them well suited to urgent NZD to JPY money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from New Zealand to Japan - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Japan from New Zealand in 54.5% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send NZD from New Zealand to Japan, it’s the provider that will keep you safe and relaxed while your money moves into JPY.

Understanding the costs involved when moving money from New Zealand to Japan

When calculating the costs of money transfers between New Zealand and Japan, here's what really matters:

The Mid-Market Rate: Today, the NZD-JPY mid-market rate equals to 91.990285 JPY per New Zealand Dollar.

The NZD-JPY average exchange rate for the past three months has been 90.8042 JPY per New Zealand Dollar, with a high of 92.0046 and a low of 89.1844.

When looking to send money, we'd recommend Wise. On average Wise is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from NZD to JPY.

How to find the best exchange rate for New Zealand Dollar to Yen

Timing is essential for sending money between NZD and JPY. The exchange rate you secure impacts how much JPY you get for your NZD.

Mid-market Rate
1
= 91.990285 JPY

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from NZD to JPY has seen some fluctuation. On average, it stood at 90.8042.

  • During this period, the highest value recorded was 92.0046, while the lowest was 89.1844.

  • Wise, which is our recommended service to send money online from New Zealand to Japan offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best NZD-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Japan!

Payment methods available to fund your New Zealand to
Japan transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from New Zealand to Japan.

    By using a money transfer company such as TorFx for transfers from New Zealand to Japan, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, TorFx is the cheapest provider for bank transfers from the 9 we tested when sending NZD to Japan.

    With an average fee of NZD0 to send money from New Zealand to Japan, TorFx offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Japan with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from New Zealand to Japan, competing among a total of 9 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from New Zealand to Japan, Wise emerges as our top choice of the 9 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.