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Overall best way: Remitly
We tested & reviewed 9 transfer providers, and Remitly scored highly.
In the last six months, Remitly appeared in 48.6% of United States to Zambia searches, and was the top rated company supporting payments the United States into Zambian Kwacha.
So for a great mix of cost, speed & features, make your United States to Zambia transfer using Remitly.
Getting the best deal on your United States to Zambia transfer
- Always compare rates
Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from the United States to Zambia.
- Choose a provider
Select the provider that offers you the best value & service for transfers between the United States and Zambia.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Zambia.
Summary of recent searches
Considerations for sending money from United States to Zambia
Always compare ways to send money from the United States to Zambia to get the best options for fees, speed, and reliability.
Our analysis included 9 providers that operate between United States and Zambia.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Zambia.
Cheapest way to send money from the United States to Zambia: Remitly
Data collected for transfers between the United States and Zambia over the past six months shows that Remitly is % cheaper than the second-best option.
This cost combines an average exchange rate between the US Dollar and Zambian Kwacha that is 0% different to the mid-market rate and an average fee of 0* USD.
*The most common fee applied to USD-ZMW by Remitly, based on data from the past six months.
Fastest way to transfer money to Zambia from the United States: Western Union.
Western Union was the quickest way to send US Dollar to Zambian Kwacha in 44.1% of searches. For fast transfers between USD and ZMW, Western Union comes highly recommended.
When using Western Union to send money from the United States to Zambia you can expect an average fee of 0 USD. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 9 money transfer providers. To test overall speed of sending money from the United States to Zambia we included the timeframe for depositing US Dollar to a money transfer account and average transfer times to Zambia.
When sending money to Zambia from United States quickly is a priority, Western Union is our recommended choice.
Transfer a large amount of money
Remitly is the best rated company for sending large amounts of Zambian Kwacha to Zambia out of 9 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Zambia from the United States has the potential to be very expensive.
Remitly is our choice for big transfers to USD because of all round price, speed and management when making large transfers.
Understanding the cost of transferring money from United States to Zambia
The total cost of money transfers from United States to Zambia is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for USD-ZMW is currently 26.4749 ZMW per US Dollar. Providers offering services closer to this rate will ensure more Zambian Kwacha for your US Dollars.
To give a historic average, over the last three months the USD-ZMW mid-market rate has been 25.7285 ZMW per US Dollar, this has had a high of 26.7737 and a low of 24.0272.
From the 9 companies compared, Remitly offers the best exchange rate on transfers to Zambia and the United States.
Generally, the exchange rate you receive on converting USD to ZMW will be the biggest factor impacting the cost of sending US Dollars to Zambia.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Zambian Kwacha. Simply, the higher the amount received in the United States, the lower the cost of sending from Zambia.
Finding the best exchange rate for US Dollar to Zambian Kwacha
Timing is essential for sending money between USD and ZMW. The exchange rate you secure impacts how much ZMW you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to ZMW averaged 25.7285 ZMW.
The highest value recorded was 26.7737 ZMW, while the lowest was 24.0272 ZMW.
There are currently 9 providers offering transfers between the United States and Zambia close to this rate
Want to secure the best USD-Zambian Kwacha exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Zambia!
United States to Zambia money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to Zambia.
A money transfer company like Remitly offer bank transfers between the United States and Zambia with lower fees and better exchange rates than you would get from a traditional bank.
On average, Remitly is the cheapest provider for bank transfers of the 9 we tested when sending USD to Zambia.
Remitly has an average fee of
0 USD for money transfersfrom the United States to Zambia. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Zambia with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from the United States to Zambia, competing among a total of 9 active money transfer companies on this route.
Credit cards
Wise is our top choice of the 9 companies offering credit card transfers from the United States to Zambia.Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Zambia and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Zambia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to ZMW.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
