Overall best choice: Remitly
We tested & reviewed dozens of money transfer providers, and Remitly scored highly.
Remitly appeared in 66.55% of United States to Nigeria searches, and was the top rated company out of 8 that support USD to NGN.
So for a great mix of cost, speed & features, make your United States to Nigeria transfer using Remitly.
How to get the best deal on your United States to Nigeria transfer
Important things to consider before sending money from United States to Nigeria
Don't settle for the first option. Always compare ways to send money from United States to Nigeria to find out about fees, speed, and reliability.
Our analysis included 8 providers that operate between United States and Nigeria.
Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Nigeria.
Cheapest way to send money to Nigeria from United States: Remitly
Data collected over the past six months shows that Remitly is 0% cheaper than the second-best option.
The $13.68 transfer cost represents the most common fee for USD to NGN international transfers, based on data from the past six months.
If you want to secure the best rates on a USD to Nigeria transfer, make sure you pick Remitly to send your money online.
*The most common fee applied to USD-NGN by Remitly, based on data from the past six months.
Fastest way to send money from United States to Nigeria: Western Union
Our data shows that Western Union came up as the fastest way to send money from United States to Nigeria in 65.44999999999999% of searches. This makes them well suited to urgent USD to NGN money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from United States to Nigeria - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Western Union is your best choice at the moment. This service emerged as the quickest way to send money to Nigeria from United States in 65.44999999999999% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Remitly.
While Remitly may not always be the cheapest or fastest way to send USD from United States to Nigeria, it’s the provider that will keep you safe and relaxed while your money moves into NGN.
Understanding the costs involved when moving money from United States to Nigeria
When calculating the costs of money transfers between United States and Nigeria, here's what really matters:
The Mid-Market Rate: Today, the USD-NGN mid-market rate equals to 1430.501274 NGN per US Dollar.
The USD-NGN average exchange rate for the past three months has been 1214.8384 NGN per US Dollar, with a high of 1630.6603 and a low of 789.0003.
When looking to send money, we'd recommend Instarem. On average Instarem is 0.175% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from USD to NGN.
How to find the best exchange rate for US Dollar to Naira
Timing is essential for sending money between USD and NGN. The exchange rate you secure impacts how much NGN you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to NGN has seen some fluctuation. On average, it stood at 1214.8384.
During this period, the highest value recorded was 1630.6603, while the lowest was 789.0003.
Remitly, which is our recommended service to send money online from United States to Nigeria offers an exchange rate that is only 0.175% above the mid-market rate.
Want to secure the best USD-Naira exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Nigeria!
Payment methods available to fund your United States to Nigeria transfer
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.