How to send money to UK from UK with the best GBP-GBP rate

We’ve compared 2 companies, and found Revolut to be the cheapest, while Wise the fastest.

Sending £1,500 gets you £1,500 with Revolut at 1.0000 rupees per pound, about 0.03% more than the next best option.

Best companies for GBP/GBP transfers

2 of 2 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze GBP/GBP exchange rates from our comparisons.

Based on 1,500 GBP transfer

Best companies for GBP/GBP transfers

All money transfer offers for GBP/GBP transfers, sorted by most GBP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee £0.52 1 GBP = 1.0000 GBP 0.00% vs mid-market Recipient gets £1,499.48 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£0.521 GBP = 1.0000 GBP
£1,499.48You pay£1,500.00

Run a live search

Showing top United Kingdom to United Kingdom deals for 1,500 GBP. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee £0.00 1 GBP = 1.0000 GBP 0.00% vs mid-market Recipient gets £1,500.00 Within minutes
CheapestUsing Bank transfer with Revolut is the cheapest way to send money to United Kingdom from United Kingdom.
Multi-currency cardReceive to bank account

Ways to receive money in UK with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 GBP = 1.0000 GBP
£1,500.00You pay£1,500.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank transfer
Fee £0.52 1 GBP = 1.0000 GBP 0.00% vs mid-market Recipient gets £1,499.48 Within minutes
FastestWise with Bank transfer deposit is the fastest way to send GBP to United Kingdom.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from United Kingdom to United Kingdom.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£0.521 GBP = 1.0000 GBP
£1,499.48You pay£1,500.00
Wise

Wise

Pay via Debit card
Fee £5.30 1 GBP = 1.0000 GBP 0.00% vs mid-market Recipient gets £1,494.70 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£5.301 GBP = 1.0000 GBP
£1,494.70You pay£1,500.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee £10.50 1 GBP = 1.0000 GBP 0.00% vs mid-market Recipient gets £1,489.50 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in UK with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£10.501 GBP = 1.0000 GBP
£1,489.50You pay£1,500.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Credit card
Fee £33.95 1 GBP = 1.0000 GBP 0.00% vs mid-market Recipient gets £1,466.05 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£33.951 GBP = 1.0000 GBP
£1,466.05You pay£1,500.00
How Our Results Work
Mid-market rate: 1 GBP = 1.000000 GBP Updates every 60 minutes.

How to send money from UK to UK

Pick a company

For a one-off transfer to UK, I suggest picking the cheapest option which is Revolut.

On a 1,500 GBP transfer, Revolut delivers the most GBP.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/GBP rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £1,500 transfer it's normally instant but can take a couple hours.

Ways to send money from the UK to UK

There are many ways to send money to United Kingdom from the UK, including app, multi-currency account, global account, and online, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to United Kingdom, say weekly or monthly, an app like Revolut is the easiest and cheapest way to do it.

It charges £0 in fees, has 0% markup, lets you save recipient details, and GBP will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized GBP transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you £1,499.48 on £1,500 transfer.

For large transfers

Brokers

Currency brokers like TorFX or Key Currency, are the best for sending large amounts (£10k+) to United Kingdom.

They charge no fees but add a percentage on top of the GBP/GBP interbank rate (which gets better the more you send).

We suggest to compare your options.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Pound Sterling abroad like a local.

Revolut offers the best multi-currency account.

With it, converting £1,500 to GBP will get you £1,500 after fees.

If you don’t have GBP in your account, your GBP will auto-convert whenever you pay with Revolut in United Kingdom.

Once you have GBP in the account, there are no extra fees from Revolut for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in United Kingdom, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive GBP in UK

Pay-in and pay-out methods will affect how much GBP you deposit and how much GBP your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £1,500 to United Kingdom is via Revolut, using a bank transfer to deposit GBP and bank deposit to receive GBP.

Depositing GBP

You have 3 pay-in options for transfers to United Kingdom, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is debit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in UK

Money can reach United Kingdom by bank deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in United Kingdom is with bank deposit on average.

Digital wallets

Your recipient can receive GBP directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £1,500.00

    £1,500

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £1,500.00

    £1,495

    -£5

  3. 3
    Credit card Bank deposit

    You pay £1,500.00

    £1,466

    -£34

Consider this when sending GBP to UK

There are a few nuances you should consider before sending GBP to United Kingdom such as limits, taxes, and safety.

Compare GBP/GBP transfer options

Right now, these are the best money transfer options for £1,500 transfer to United Kingdom:

Cheapest way to send money to United Kingdom

The cheapest way is to use Revolut, pay in with a bank transfer and withdraw via bank deposit. You will get £1,500, which is 0.03% more than the next best option.

Fastest way to send money to United Kingdom

The fastest way is to use Wise via bank transfer deposit and bank deposit for pay out. You get £1,499.48 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/GBP transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £1,500 with Revolut will get you 1,500 GBP, that’s including £0 fee and 0% in exchange rate markup.

A bank like on the other hand, will get you £0, that’s £ in fees but % in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to United Kingdom.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-GBP Exchange Rate

Finding the best exchange rate for GBP to GBP

The exchange rate you secure impacts how much GBP you get for your GBP, so waiting a day or two can get you more Pound Sterling.

Mid-market rate:1 GBP = 1.00 GBP

How we analyse the market

We track 2 regulated companies offering money transfers from the UK to United Kingdom in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/GBP pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.