Regular transfers
Money transfer apps
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Wise charges €31.26 on a €7,000 transfer, and 11,226.64 CAD lands in next day.
How to send money to Canada from Italy with the best EUR-CAD rate
Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 11,248.18 CAD in Canada.
For speed, Revolut is fastest, with delivery in within minutes.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CAD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.26 1 EUR = 1.6110 CAD -0.01% vs mid-market | Recipient gets $11,226.64 Same day | |
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €31.261 EUR = 1.6110 CAD $11,226.64You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.6025 CAD +0.52% vs mid-market | Recipient gets $11,217.50 Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6025 CAD $11,217.50You pay€7,000.00 | |||
Run a live search Showing top Italy to Canada deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending CAD. We suggest doing a live search based on how much EUR you're planning to spend in Canada. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.6069 CAD +0.25% vs mid-market | Recipient gets $11,248.18 Minutes - 3 days | |
Ways to receive money in Canada with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.6069 CAD $11,248.18You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6066 CAD +0.27% vs mid-market | Recipient gets $11,245.92 Minutes - 24 hours | |
Ways to receive money in Canada with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6066 CAD $11,245.92You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.6061 CAD +0.30% vs mid-market | Recipient gets $11,242.54 Minutes - 24 hours | |
Ways to receive money in Canada with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6061 CAD $11,242.54You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.26 1 EUR = 1.6110 CAD -0.01% vs mid-market | Recipient gets $11,226.64 Same day | |
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €31.261 EUR = 1.6110 CAD $11,226.64You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6029 CAD +0.50% vs mid-market | Recipient gets $11,219.99 Minutes - 24 hours | |
Ways to receive money in Canada with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6029 CAD $11,219.99You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.6025 CAD +0.52% vs mid-market | Recipient gets $11,217.50 Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6025 CAD $11,217.50You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.6025 CAD +0.52% vs mid-market | Recipient gets $11,217.50 Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6025 CAD $11,217.50You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.6025 CAD +0.52% vs mid-market | Recipient gets $11,217.50 Minutes - 24 hours | |
Ways to receive money in Canada with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6025 CAD $11,217.50You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.6024 CAD +0.53% vs mid-market | Recipient gets $11,216.80 Minutes - 24 hours | |
Ways to receive money in Canada with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6024 CAD $11,216.80You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €41.41 1 EUR = 1.6110 CAD -0.01% vs mid-market | Recipient gets $11,210.29 Same day | |
Ways to receive money in Canada with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €41.411 EUR = 1.6110 CAD $11,210.29You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.48 1 EUR = 1.6001 CAD +0.67% vs mid-market | Recipient gets $11,196.70 Minutes - 24 hours | |
Ways to receive money in Canada with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.481 EUR = 1.6001 CAD $11,196.70You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.6086 CAD +0.14% vs mid-market | Recipient gets $11,147.06 Within minutes | |
Ways to receive money in Canada with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 1.6086 CAD $11,147.06You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee €0.00 1 EUR = 1.5914 CAD +1.22% vs mid-market | Recipient gets $11,139.73 Minutes - 2 days | |
Ways to receive money in Canada with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5914 CAD $11,139.73You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €86.34 1 EUR = 1.6110 CAD -0.01% vs mid-market | Recipient gets $11,137.91 Same day | |
Ways to receive money in Canada with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €86.341 EUR = 1.6110 CAD $11,137.91You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.5884 CAD +1.40% vs mid-market | Recipient gets $11,118.50 Minutes - 2 days | |
Ways to receive money in Canada with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5884 CAD $11,118.50You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €128.42 1 EUR = 1.6110 CAD -0.01% vs mid-market | Recipient gets $11,070.12 Same day | |
Ways to receive money in Canada with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €128.421 EUR = 1.6110 CAD $11,070.12You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 1.5791 CAD +1.99% vs mid-market | Recipient gets $11,053.70 Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.5791 CAD $11,053.70You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.5791 CAD $11,053.70You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 1.5791 CAD +1.99% vs mid-market | Recipient gets $11,053.70 Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.5791 CAD $11,053.70You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.5791 CAD $11,053.70You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 1.5791 CAD +1.99% vs mid-market | Recipient gets $11,053.70 Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €0.991 EUR = 1.5791 CAD $11,053.70You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.5791 CAD $11,053.70You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.6109 CAD Updates every 60 minutes. | |||
Transfer details
How to send money from Italy to Canada
Pick a company
For a one-off transfer to Canada, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most CAD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/CAD rate.
Fund your transfer
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to Canada directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
Verify and send
First time round you'll need your codice fiscale and a photo ID to verify your account.
Ways to send money from Italy to Canada
12 companies send money from Italy to Canada. You can send EUR via broker, app, online, multi-currency account, global account, and in person, and more below.
For one-off transfers
Online transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 11,226.64 CAD on €7,000 with a €31.26 fee and -0.01% markup.
Sending large sums
Currency brokers
Managed services charge no fees and work on margin instead, and the more you send to Canada, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/CAD rate.
Travelling and receiving
Multi-currency accounts
If you travel to Canada often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and CAD in one account, and give you local details.
I suggest trying Wise.
It holds EUR and CAD balances and charges small fees to convert between them.
For business payments
Global accounts
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
Ways to fund EUR and receive CAD in Canada
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,248.18 CAD.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send CAD to Canada by themselves.
In Canada, the recipient can use bank deposit and cash pickup.
In Canada, they can collect cash through All Banks.
They need to take a photo ID and the collection reference to a participating All Banks location in Canada.
- 1 Bank transfer Bank deposit
You pay €7,000.00
$11,248
Cheapest
- 2 Debit card Bank deposit
You pay €7,000.00
$11,218
-$31
- 3 Credit card Bank deposit
You pay €7,000.00
$11,218
-$31
- 4 Ideal Bank deposit
You pay €7,000.00
$11,210
-$38
- 5 Bank transfer Cash pickup
You pay €7,004.99
$11,054
-$194
Show moreShow less
- 6 Debit card Cash pickup
You pay €7,004.99
$11,054
-$194
- 7 Credit card Cash pickup
You pay €7,004.99
$11,054
-$194
Consider this when sending money from Italy to CAD
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
Compare money transfer options
Compare money transfer options
These are the leading options for a €7,000 transfer to Canada.
Cheapest way to send money to Canada
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 11,248.18 CAD, which is 0.02% more than the next best option.
Fastest way to send money to Canada
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,147.06 CAD, with the money arriving in within minutes.
SEPA only covers the first leg
SEPA only covers the first leg
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into CAD and pay your recipient in Canada through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
Check the agent when paying in person
Check the agent when paying in person
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Prepare for anti-money-laundering checks
Prepare for anti-money-laundering checks
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Finding the best rate to send money from Italy to Canada
The exchange rate affects the final CAD amount, so compare today's quote with the recent EUR/CAD range before sending.
Mid-market rate:1 EUR = 1.611524 CAD
How we analyse the market
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 12 of them on EUR to Canada, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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