MoneyTransfers

How to send money to Indonesia from Japan with the best JPY-IDR rate

Get the best deals when you send money from Japan to Indonesia. Find the best, cheapest, and fastest, providers for JPY to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Japan.

Transferring the other way? Send IDR from Indonesia to Japan instead.
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June 30th, 2025
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Best money transfer companies

Send money from Japan to Indonesia

Last updated: Today
Mid-market rate as of 06/30/2025: 1 JPY = 112.705479 IDR
Results below are based on a 1000000 JPY search
0 of 7 providers
Sponsored
Wise
Recipient gets (IDR)
Rp 111,767,321.00
Full transfer details
Visit Wise
Rp 2,443,006 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 110,078,900.00
Full transfer details
Visit Xe
Rp 754,585 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (IDR)
Rp 112,401,174.21
Full transfer details
Visit Regency FX
Rp 3,076,860 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
Wise
Recipient gets (IDR)
Rp 111,767,321.00
Full transfer details
Visit Wise
Rp 2,443,006 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
OFX
Recipient gets (IDR)
Rp 110,920,900.00
Full transfer details
Visit OFX
Rp 1,596,585 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
4
Xe
Recipient gets (IDR)
Rp 110,078,900.00
Full transfer details
Visit Xe
Rp 754,585 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
5
WorldRemit
Recipient gets (IDR)
Rp 108,097,462.00
Full transfer details

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (IDR)
Rp 112,366,913.09
Sponsored
Wise
Recipient gets (IDR)
Rp 111,767,321.00
Full transfer details
Visit Wise
Rp 2,443,006 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (IDR)
Rp 110,078,900.00
Full transfer details
Visit Xe
Rp 754,585 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best way to send: Wise

Wise is our top pick for sending JPY to IDR.

We tested & reviewed 7 money transfer companies offering services between Japan and Indonesia, and Wise scored highly.

Sending 1,000,000 JPY to Rupiahs will cost you ¥8865 in fees, and you will receive 111,767,321 IDR. The delivery time is within minutes.

So for a great mix of cost, speed & features, make your Japan to Indonesia transfer using Wise.

Wise is the top rated company for sending money from Japan (JPY) to Indonesia (IDR) - Wise Screenshot

How to send money from Japan to Indonesia

Summary of recent searches

Top rated for transfers from Japan to Indonesia
Wise
Total number of JP - ID providers
7
Average cheapest fees & rate
Regency FX
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Considerations when sending from Japan to Indonesia

1
Compare providers

Comparing money transfer companies with services between Japan and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 7 providers providing services between Japan and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Japan.

2
Understanding the Yen-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Yen in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from Japan to Indonesia: Regency FX

Regency FX offers the lowest cost transfers between Japan and Indonesia out of the 7 providers compared.

Our data shows Regency FX is 0.03% cheaper than the second-best option. The company offers a fee of 0 JPY and an exchange rate between JPY and IDR that is 0.27% different to the mid-market rate.

For a cheap way to send JPY to Indonesia, Regency FX is a great all round choice.

Fastest way to send money to Indonesia from Japan: Wise.

Of the 7 companies offering Japan to Indonesia, Wise is the quickest.

If you send ¥1,000,000 with Wise to Indonesia, the transfer time is within minutes. This is currently the fastest option, but can vary depending on how much JPY you send to Indonesia.

Sending money from Japan to Indonesia through Wise has a fee of 8865 JPY.

To find the fastest company, we compared 7 money transfer providers for the overall speed of sending money from Japan to Indonesia. This was made up of depositing Yen to a money transfer account and transfer times to Indonesia.

When looking for the fastest money transfer, Wise is our best choice for sending into Indonesia from Japan.

Wise is the fastest way to send money from Japan (JPY) to Indonesia (IDR) - Wise Screenshot

Send large sums of money

Transferring bigger amounts of money from Japan to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
7 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from Japan.

Understanding the cost of transferring money from Japan to Indonesia

The total cost of money transfers from Japan to Indonesia is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-IDR is currently 112.0526 IDR per Yen. Providers offering services closer to this rate will ensure more Rupiah for your Yens.

  • To give a historic average, over the last 7 days the JPY-IDR mid-market rate has been 112.348 IDR per Yen, this has had a high of 112.7055 and a low of 112.1242.

  • From the 7 companies compared, Wise offers the best exchange rate on transfers to Indonesia and Japan.

  • Generally, the exchange rate you receive on converting JPY to IDR will be the biggest factor impacting the cost of sending Yens to Indonesia.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Regency FX, just 0 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Rupiah. Simply, the higher the amount received in Japan, the lower the cost of sending from Indonesia.

The best exchange rate for Yen to Rupiah transfers

When sending money between JPY and IDR getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much IDR you get for your JPY.

Mid-market Rate
1 
=
112.052565 
IDR

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to IDR has been 112.348.

  • During this period, there was a high of 112.7055, and 112.1242 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Indonesia offers an exchange rate with a -0.05% markup against the mid-market rate.

Want to secure the best JPY-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Indonesia!

Funding your Japan to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Japan to Indonesia is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from Japan to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 7 we tested, the cheapest provider for bank transfers from JPY to Indonesia is Regency FX.

    With a fee of JPY0 to send money from Japan to Indonesia, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Japan to Indonesia with a prepaid or debit card is easy with .


    is a leader in accepting card payments for transfers between Japan and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Japan to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Japan to Indonesia?
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Can I send money from Japan to Indonesia with MoneyTransfers.com?
What are the typical transfer fees for sending Yens to Indonesia through various providers?
How long does it take to send money from Japan to Indonesia?
What is the best exchange rate I can get for sending money from Japan to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Japan to Indonesia?
Can I schedule regular transfers between Japan and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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