How to send money to Indonesia from the UK with the best GBP-IDR rate
We’ve compared 10 companies, and found Regency FX to be the cheapest, while Revolut is the fastest.
Sending £6,000 gets you Rp145,326,780.63 with Regency FX at 24,221.1301 IDR per GBP, about 0.15% more than the next best option.
Best companies for GBP/IDR transfers
10 of 10 providers
Last updated on 10 November 2026i
This page updates weekly. We collect, store, and analyze GBP/IDR exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/IDR transfers
All money transfer offers for GBP/IDR transfers, sorted by most IDR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by debit card.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 24039.1335 IDR
Rp 144,234,801.00You pay£6,000.00
Run a live search
Showing top United Kingdom to Indonesia deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Run a live search
Showing companies that send from a business account. Run a business search to get live GBP to IDR rates.
Run a live search
These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much GBP you're planning to spend in Indonesia.
Run a live search
These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 GBP = 24286.7042 IDRUpdates every 60 minutes.
Transfer details
How to send money from UK to Indonesia
Pick a company
For a one-off GBP transfer to Indonesia, I suggest picking the cheapest option which is Regency FX.
Regency FX was the cheapest on 13 of the 27 days it quoted £6,000 transfers to Indonesia.
On a 6,000 GBP transfer, Regency FX delivers the most IDR.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/IDR rate.
Fund your transfer
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer the verification is normally instant but can take a couple of hours.
Compare amounts
How much GBP are you sending to Indonesia?
How much GBP you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 54% of the transfers from £6,000 it quoted, and in 54% of all the transfers it quoted.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£500
-0.67%
£0.00
Rp 12,224,500.00with debit card to bank deposit
+Rp 243,127.06
£1,000
0.21%
£0.45
Rp 24,211,290.47with bank transfer to bank deposit
+Rp 250,877.74
£2,000
0.00%
£8.66
Rp 48,333,804.00with bank transfer to bank deposit
+Rp 366,270.98
£6,000This page
0.27%
£0.00
Rp 145,326,780.63with bank transfer to bank deposit
+Rp 1,216,675.31
£10,000
0.27%
£0.00
Rp 242,246,562.68with bank transfer to bank deposit
+Rp 2,049,847.22
£50,000
0.25%
£0.00
Rp 1,210,531,677.72with bank transfer to bank deposit
+Rp 9,318,994.83
£250,000
0.20%
£0.00
Rp 6,055,813,999.70with bank transfer to bank deposit
+Rp 45,880,500.24
Mid-market rate: 1 GBP = 24286.7042 IDR
GBP/IDR Exchange Rate History
Is today a good time to send money from UK to Indonesia?
The cheapest way to send GBP to IDR can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Indonesia.
At the mid-market rateWith the cheapest optionRegency FXWiseOFX
4 Nov5 Nov6 Nov7 Nov8 Nov9 Nov10 Nov
140m
142m
144m
146m
148m
At the mid-market rateWith the cheapest optionRegency FXWiseOFX
12 Oct22 Oct31 Oct10 Nov
140m
142m
144m
146m
148m
At the mid-market rateWith the cheapest optionRegency FXWiseOFX
13 Aug12 Sept11 Oct10 Nov
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
23739.2969
–
Rp 142,435,781.12
Locked-in rate
Regency FXCheapest
23675.2008
£0.00
Rp 142,051,204.51
−Rp 384,576.61
Locked-in rate
OFX
23620.6004
£0.00
Rp 141,723,602.22
−Rp 712,178.90
Locked-in rate
Wise
23717.6000
£24.61
Rp 141,721,910.00
−Rp 713,871.12
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
23664.8158
–
Rp 141,988,894.70
Locked-in rate
Regency FXCheapest
23600.9208
£0.00
Rp 141,605,524.68
−Rp 383,370.02
Locked-in rate
Wise
23680.8000
£24.61
Rp 141,502,016.00
−Rp 486,878.70
Locked-in rate
OFX
23546.4917
£0.00
Rp 141,278,950.22
−Rp 709,944.48
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
23682.7046
–
Rp 142,096,227.84
Locked-in rate
Regency FXCheapest
23618.7613
£0.00
Rp 141,712,568.02
−Rp 383,659.82
Locked-in rate
Wise
23686.5000
£24.61
Rp 141,536,075.00
−Rp 560,152.84
Locked-in rate
OFX
23564.2911
£0.00
Rp 141,385,746.70
−Rp 710,481.14
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
23767.9777
–
Rp 142,607,866.13
Locked-in rate
Regency FXCheapest
23703.8041
£0.00
Rp 142,222,824.89
−Rp 385,041.24
Locked-in rate
Wise
23777.0000
£24.61
Rp 142,076,848.00
−Rp 531,018.13
Locked-in rate
OFX
23649.1378
£0.00
Rp 141,894,826.80
−Rp 713,039.33
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24014.3345
–
Rp 144,086,007.18
Locked-in rate
Regency FXCheapest
23949.4958
£0.00
Rp 143,696,974.96
−Rp 389,032.22
Locked-in rate
Wise
23999.7000
£24.61
Rp 143,407,567.00
−Rp 678,440.18
Locked-in rate
OFX
23894.2629
£0.00
Rp 143,365,577.14
−Rp 720,430.04
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24004.1711
–
Rp 144,025,026.86
Locked-in rate
TapTap SendCheapest
24000.0000
£0.00
Rp 144,000,000.00
−Rp 25,026.86
Locked-in rate
Wise
24058.3000
£24.61
Rp 143,757,725.00
−Rp 267,301.86
Locked-in rate
Regency FX
23939.3599
£0.00
Rp 143,636,159.29
−Rp 388,867.57
Locked-in rate
OFX
23884.1503
£0.00
Rp 143,304,901.73
−Rp 720,125.13
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24004.1711
–
Rp 144,025,026.86
Locked-in rate
TapTap SendCheapest
24000.0000
£0.00
Rp 144,000,000.00
−Rp 25,026.86
Locked-in rate
Wise
24058.3000
£24.61
Rp 143,757,725.00
−Rp 267,301.86
Locked-in rate
Regency FX
23939.3599
£0.00
Rp 143,636,159.29
−Rp 388,867.57
Locked-in rate
OFX
23884.1503
£0.00
Rp 143,304,901.73
−Rp 720,125.13
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24035.1754
–
Rp 144,211,052.26
Locked-in rate
TapTap SendCheapest
24000.0000
£0.00
Rp 144,000,000.00
−Rp 211,052.26
Locked-in rate
Regency FX
23970.2804
£0.00
Rp 143,821,682.42
−Rp 389,369.84
Locked-in rate
Wise
24033.0000
£24.61
Rp 143,606,548.00
−Rp 604,504.26
Locked-in rate
OFX
23914.9995
£0.00
Rp 143,489,997.00
−Rp 721,055.26
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
23999.0649
–
Rp 143,994,389.51
Locked-in rate
TapTap SendCheapest
24000.0000
£0.00
Rp 144,000,000.00
+Rp 5,610.49
Locked-in rate
Regency FX
23934.2674
£0.00
Rp 143,605,604.66
−Rp 388,784.85
Locked-in rate
Wise
24005.5000
£24.61
Rp 143,442,225.00
−Rp 552,164.51
Locked-in rate
OFX
23879.0696
£0.00
Rp 143,274,417.57
−Rp 719,971.94
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24157.5314
–
Rp 144,945,188.14
Locked-in rate
Regency FXCheapest
24092.3060
£0.00
Rp 144,553,836.13
−Rp 391,352.01
Locked-in rate
Wise
24139.1000
£24.61
Rp 144,240,537.00
−Rp 704,651.14
Locked-in rate
OFX
24036.7437
£0.00
Rp 144,220,462.20
−Rp 724,725.94
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
–
–
–
Locked-in rate
WiseCheapest
24209.7000
£24.61
Rp 144,662,399.00
–
Regency FXNo quote collected this day
–
–
–
–
OFXNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24204.8241
–
Rp 145,228,944.56
Locked-in rate
TapTap SendCheapest
24200.0000
£0.00
Rp 145,200,000.00
−Rp 28,944.56
Locked-in rate
Regency FX
24139.4711
£0.00
Rp 144,836,826.41
−Rp 392,118.15
Locked-in rate
OFX
24083.8000
£0.00
Rp 144,502,799.84
−Rp 726,144.72
Locked-in rate
Wise
24182.6000
£24.61
Rp 144,500,466.00
−Rp 728,478.56
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24199.6194
–
Rp 145,197,716.27
Locked-in rate
TapTap SendCheapest
24200.0000
£0.00
Rp 145,200,000.00
+Rp 2,283.73
Locked-in rate
Regency FX
24134.2804
£0.00
Rp 144,805,682.43
−Rp 392,033.84
Locked-in rate
Wise
24197.7000
£24.61
Rp 144,590,695.00
−Rp 607,021.27
Locked-in rate
OFX
24078.6213
£0.00
Rp 144,471,727.69
−Rp 725,988.58
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24199.6194
–
Rp 145,197,716.27
Locked-in rate
TapTap SendCheapest
24200.0000
£0.00
Rp 145,200,000.00
+Rp 2,283.73
Locked-in rate
Regency FX
24134.2804
£0.00
Rp 144,805,682.43
−Rp 392,033.84
Locked-in rate
Wise
24197.7000
£24.61
Rp 144,590,695.00
−Rp 607,021.27
Locked-in rate
OFX
24078.6213
£0.00
Rp 144,471,727.69
−Rp 725,988.58
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24241.2148
–
Rp 145,447,288.51
Locked-in rate
TapTap SendCheapest
24250.0000
£0.00
Rp 145,500,000.00
+Rp 52,711.49
Locked-in rate
Regency FX
24175.7635
£0.00
Rp 145,054,580.83
−Rp 392,707.68
Locked-in rate
Wise
24220.7000
£24.61
Rp 144,728,129.00
−Rp 719,159.51
Locked-in rate
OFX
24120.0087
£0.00
Rp 144,720,052.06
−Rp 727,236.45
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24185.4144
–
Rp 145,112,486.42
Locked-in rate
TapTap SendCheapest
24250.0000
£0.00
Rp 145,500,000.00
+Rp 387,513.58
Locked-in rate
Regency FX
24120.1138
£0.00
Rp 144,720,682.71
−Rp 391,803.71
Locked-in rate
Wise
24188.0000
£24.61
Rp 144,532,733.00
−Rp 579,753.42
Locked-in rate
OFX
24064.4873
£0.00
Rp 144,386,923.99
−Rp 725,562.43
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24164.9550
–
Rp 144,989,730.19
Locked-in rate
TapTap SendCheapest
24200.0000
£0.00
Rp 145,200,000.00
+Rp 210,269.81
Locked-in rate
Regency FX
24099.7097
£0.00
Rp 144,598,257.92
−Rp 391,472.27
Locked-in rate
Wise
24162.2000
£24.61
Rp 144,378,568.00
−Rp 611,162.19
Locked-in rate
OFX
24044.1303
£0.00
Rp 144,264,781.54
−Rp 724,948.65
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24168.4923
–
Rp 145,010,953.60
Locked-in rate
TapTap SendCheapest
24200.0000
£0.00
Rp 145,200,000.00
+Rp 189,046.40
Locked-in rate
Regency FX
24103.2373
£0.00
Rp 144,619,424.02
−Rp 391,529.58
Locked-in rate
Wise
24168.6000
£24.61
Rp 144,416,811.00
−Rp 594,142.60
Locked-in rate
OFX
24047.6498
£0.00
Rp 144,285,898.83
−Rp 725,054.77
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
–
–
–
Locked-in rate
TapTap SendCheapest
24200.0000
£0.00
Rp 145,200,000.00
–
Locked-in rate
Wise
24289.5000
£24.61
Rp 145,139,235.00
–
Regency FXNo quote collected this day
–
–
–
–
OFXNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24285.8489
–
Rp 145,715,093.44
Locked-in rate
Regency FXCheapest
24220.2771
£0.00
Rp 145,321,662.69
−Rp 393,430.75
Locked-in rate
Wise
24284.0000
£24.61
Rp 145,106,371.00
−Rp 608,722.44
Locked-in rate
OFX
24164.4197
£0.00
Rp 144,986,517.97
−Rp 728,575.47
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24284.9427
–
Rp 145,709,656.33
Locked-in rate
Regency FXCheapest
24219.3734
£0.00
Rp 145,316,240.26
−Rp 393,416.07
Locked-in rate
Wise
24284.0000
£24.61
Rp 145,106,371.00
−Rp 603,285.33
Locked-in rate
OFX
24163.5180
£0.00
Rp 144,981,108.05
−Rp 728,548.28
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24341.5766
–
Rp 146,049,459.73
Locked-in rate
CurrencyFairCheapest
24214.3000
£0.82
Rp 145,265,800.00
−Rp 783,659.73
Regency FXNo quote collected this day
–
–
–
–
WiseNo quote collected this day
–
–
–
–
OFXNo quote collected this day
–
–
–
–
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24363.1045
–
Rp 146,178,627.25
Locked-in rate
TapTap SendCheapest
24400.0000
£0.00
Rp 146,400,000.00
+Rp 221,372.75
Locked-in rate
Regency FX
24297.3242
£0.00
Rp 145,783,944.96
−Rp 394,682.29
Locked-in rate
Wise
24359.4000
£24.61
Rp 145,556,915.00
−Rp 621,712.25
Locked-in rate
OFX
24241.2890
£0.00
Rp 145,447,734.12
−Rp 730,893.13
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24467.3438
–
Rp 146,804,062.57
Locked-in rate
Regency FXCheapest
24401.2819
£0.00
Rp 146,407,691.60
−Rp 396,370.97
Locked-in rate
Wise
24479.9000
£24.61
Rp 146,276,950.00
−Rp 527,112.57
Locked-in rate
OFX
24345.0070
£0.00
Rp 146,070,042.26
−Rp 734,020.31
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24351.6155
–
Rp 146,109,692.93
Locked-in rate
TapTap SendCheapest
24400.0000
£0.00
Rp 146,400,000.00
+Rp 290,307.07
Locked-in rate
Regency FX
24285.8661
£0.00
Rp 145,715,196.76
−Rp 394,496.17
Locked-in rate
Wise
24366.0000
£24.61
Rp 145,596,353.00
−Rp 513,339.93
Locked-in rate
OFX
24229.8574
£0.00
Rp 145,379,144.47
−Rp 730,548.46
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24251.9590
–
Rp 145,511,754.02
Locked-in rate
TapTap SendCheapest
24400.0000
£0.00
Rp 146,400,000.00
+Rp 888,245.98
Locked-in rate
Regency FX
24186.4787
£0.00
Rp 145,118,872.28
−Rp 392,881.74
Locked-in rate
Wise
24261.8000
£24.61
Rp 144,973,717.00
−Rp 538,037.02
Locked-in rate
OFX
24130.6992
£0.00
Rp 144,784,195.25
−Rp 727,558.77
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24187.5233
–
Rp 145,125,139.90
Locked-in rate
Regency FXCheapest
24122.2170
£0.00
Rp 144,733,302.02
−Rp 391,837.88
Locked-in rate
Wise
24188.4000
£24.61
Rp 144,535,123.00
−Rp 590,016.90
Locked-in rate
OFX
24066.5857
£0.00
Rp 144,399,514.20
−Rp 725,625.70
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24206.5371
–
Rp 145,239,222.41
Locked-in rate
Regency FXCheapest
24141.1794
£0.00
Rp 144,847,076.51
−Rp 392,145.90
Locked-in rate
Wise
24188.4000
£24.61
Rp 144,535,123.00
−Rp 704,099.41
Locked-in rate
OFX
24085.5044
£0.00
Rp 144,513,026.30
−Rp 726,196.11
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24213.8955
–
Rp 145,283,372.99
Locked-in rate
Regency FXCheapest
24148.5180
£0.00
Rp 144,891,107.89
−Rp 392,265.10
Locked-in rate
Wise
24227.8000
£24.61
Rp 144,770,554.00
−Rp 512,818.99
Locked-in rate
OFX
24092.8260
£0.00
Rp 144,556,956.13
−Rp 726,416.86
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Mid-market rate
24286.7042
–
Rp 145,720,225.24
Locked-in rate
Regency FXCheapest
24221.1301
£0.00
Rp 145,326,780.63
−Rp 393,444.61
Locked-in rate
Wise
24285.4000
£24.61
Rp 145,114,736.00
−Rp 605,489.24
Locked-in rate
OFX
24165.2707
£0.00
Rp 144,991,624.12
−Rp 728,601.12
Exchange rate
Fee
Recipient gets
Difference
How much more or less the recipient gets against the mid-market rate.
Exchange rate
Fee
Recipient gets
Difference
Mid-market rate
24286.7042
–
Rp 145,720,225.24
Regency FX
Wise
OFX
TapTap Send
CurrencyFair
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more IDR per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 10 of the last 30 days.
Right now, Regency FX pays 145,326,780.63 IDR on 6,000 GBP, which is 393,444.61 IDR less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 146,407,691.60 IDR.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Cheapest over time
Picking the cheapest money transfer company
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.
We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Transfer amount
Locked-in rate
Regency FXAppeared in 28 comparisons
Cheapest in 68% of them
Locked-in rate
WiseAppeared in 49 comparisons
Cheapest in 4% of them
Locked-in rate
OFXAppeared in 48 comparisons
Never the cheapest
4 Nov10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 49 comparisons across 7 amounts over the last 7 days.
Locked-in rate
Regency FXAppeared in 111 comparisons
Cheapest in 54% of them
Locked-in rate
WiseAppeared in 204 comparisons
Cheapest in 6% of them
Locked-in rate
OFXAppeared in 194 comparisons
Never the cheapest
12 Oct10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 209 comparisons across 7 amounts over the last 30 days.
Locked-in rate
Regency FXAppeared in 251 comparisons
Cheapest in 54% of them
Locked-in rate
WiseAppeared in 526 comparisons
Cheapest in 9% of them
Locked-in rate
OFXAppeared in 512 comparisons
Never the cheapest
13 Aug10 Nov
Cheapest that dayNot cheapestNo quoteNo data collected
Based on 531 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest and gets you the most IDR, and it was also the cheapest in 54% of the 111 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Indonesia.
Wise (today's second cheapest) was the cheapest in only 6% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.
Ways to send money from the UK to Indonesia
There are many ways to send money to Indonesia from the UK, including app, currency broker, online, multi-currency account, global business account, and in person, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Indonesia, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.
It charges £24.61 in fees, has 0.01% markup, lets you save recipient details, and IDR will arrive in minutes.
Over the past month, Wise was the cheapest app on 24% of the days it appeared for £6,000 transfers.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized IDR transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of the 10 companies we compared, Wise is the cheapest online service and will get you Rp145,114,736 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.
For large transfers
Brokers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Indonesia, and real human support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/IDR rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend Rupiahs abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to IDR will get you Rp145,114,736 after fees.
If you don’t have IDR in your account, your GBP will auto-convert whenever you pay with Wise in Indonesia.
Once you have IDR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Indonesia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive IDR in Indonesia
Pay-in and pay-out methods will affect how much GBP you deposit and how much IDR your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Indonesia is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive IDR.
Depositing GBP
You have 3 pay-in options for transfers to Indonesia, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Indonesia
Money can reach Indonesia by bank deposit, mobile wallet, mobile money, cash pickup, and card deposit, and each delivery method comes with its own fees.
The cheapest way to receive money in Indonesia is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you Rp143,903,622 on a £6,000 transfer).
Mobile wallets
You can receive IDR into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Indonesia.
and use our filters to find the company offering mobile money at the best GBP/IDR rate.
1
Bank transfer→Bank deposit
You pay £6,000.00
Rp145,326,781
Cheapest
2
Debit card→Bank deposit
You pay £6,000.00
Rp144,654,042
-Rp672,739
3
Debit card→Mobile money
You pay £6,000.00
Rp144,615,879
-Rp710,902
4
Debit card→Mobile wallet
You pay £6,000.00
Rp144,600,000
-Rp726,781
5
Credit card→Bank deposit
You pay £6,000.00
Rp144,234,801
-Rp1,091,980
Show moreShow less
6
Bank transfer→Cash pickup
You pay £6,004.99
Rp143,903,622
-Rp1,423,159
7
Debit card→Cash pickup
You pay £6,004.99
Rp143,889,294
-Rp1,437,487
8
Credit card→Cash pickup
You pay £6,004.99
Rp143,889,294
-Rp1,437,487
9
Bank transfer→Mobile wallet
You pay £6,000.00
Rp143,425,663
-Rp1,901,118
10
Credit card→Mobile wallet
You pay £6,000.00
Rp142,537,907
-Rp2,788,874
11
Debit card→Card deposit
You pay £6,001.99
Rp142,202,459
-Rp3,124,322
12
Credit card→Card deposit
You pay £6,001.99
Rp142,202,459
-Rp3,124,322
Consider this when sending GBP to Indonesia
There are a few nuances you should consider before sending GBP to Indonesia such as limits, taxes, and safety.
1
Compare GBP/IDR transfer options
Right now, these are the best money transfer options for a £6,000 transfer to Indonesia:
Cheapest way to send money to Indonesia
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get Rp145,326,780.63, which is 0.15% more than the next best option.
Fastest way to send money to Indonesia
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get Rp144,216,098.97 and it will arrive in within minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/IDR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with Regency FX will get you 145,326,780.63 IDR, that’s including £0 fee and 0.27% in exchange rate markup.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Indonesia.
And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
We track 10 regulated companies offering money transfers from the UK to Indonesia in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/IDR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 209 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/IDR transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
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