How to send money to Indonesia from UK with the best GBP-IDR rate
We’ve compared 8 companies, and found Regency FX to be the cheapest, while Wise the fastest.
Sending £6,000 gets you Rp142,037,926.74 with Regency FX at 23672.9878 rupees per pound, about 0.11% more than the next best option.
Best companies for GBP/IDR transfers
8 of 8 providers
Last updated on 27 September 2026i
This page updates weekly. We collect, store, and analyze GBP/IDR exchange rates from our comparisons.
Based on 6,000 GBP transfer
Best companies for GBP/IDR transfers
All money transfer offers for GBP/IDR transfers, sorted by most IDR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by debit card.
MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 23530.0574 IDR
Rp 141,180,344.40You pay£6,000.00
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Showing top United Kingdom to Indonesia deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
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Showing companies that send from a business account. Run a business search to get live GBP to IDR rates.
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These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much GBP you're planning to spend in Indonesia.
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These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal.
Mid-market rate: 1 GBP = 23737.0779 IDRUpdates every 60 minutes.
Transfer details
How to send money from UK to Indonesia
Pick a company
For a one-off transfer to Indonesia, I suggest picking the cheapest option which is Regency FX.
On a 6,000 GBP transfer, Regency FX delivers the most IDR.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/IDR rate.
Fund your transfer
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
Verify and send
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
Compare amounts
How much GBP are you sending to Indonesia?
How much GBP you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
How much more the cheapest provider gets you than the average of all providers we compared at this amount.
Cheapest service
£500
-1.03%
£0.00
Rp 11,992,000.00with debit card to bank deposit
+Rp 301,569.49
£1,000
-0.03%
£4.69
Rp 23,632,043.00with bank transfer to bank deposit
+Rp 199,206.31
£2,000
-0.03%
£8.66
Rp 47,281,182.00with bank transfer to bank deposit
+Rp 395,104.50
£6,000This page
0.27%
£0.00
Rp 142,037,926.74with bank transfer to bank deposit
+Rp 870,575.13
£10,000
0.27%
£0.00
Rp 236,729,877.91with bank transfer to bank deposit
+Rp 2,330,169.76
£250,000
0.20%
£0.00
Rp 5,922,400,936.30with bank transfer to bank deposit
+Rp 60,984,649.36
Mid-market rate: 1 GBP = 23737.0779 IDR
Ways to send money from the UK to Indonesia
There are many ways to send money to Indonesia from the UK, including app, broker, online, multi-currency account, global account, and in person, and more.
For small & frequent transfers
Money transfer apps
If you send small amounts back home to Indonesia, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.
It charges £24.61 in fees, has -0.03% markup, lets you save recipient details, and IDR will arrive in minutes.
For one off transfers
Online transfers
Sending money online is good for occasional medium sized IDR transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of 1 online services, Wise is the cheapest and will get you Rp141,876,075 on £6,000 transfer.
For large transfers
Brokers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Indonesia, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/IDR rate.
The markup gets better the more GBP you send, so we suggest .
For fast money transfers
Cash transfer
Sending cash is the fastest way to send money from the UK to Indonesia, but is usually a bit more more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Indonesia will be able to collect Rp140,950,943.4 in minutes.
For spending and receiving
Multi-currency accounts
Multi-currency accounts let you hold and spend Rupiahs abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to IDR will get you Rp141,876,075 after fees.
If you don’t have IDR in your account, your GBP will auto-convert whenever you pay with Wise in Indonesia.
Once you have IDR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Indonesia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Ways to fund GBP and receive IDR in Indonesia
Pay-in and pay-out methods will affect how much GBP you deposit and how much IDR your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Indonesia is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive IDR.
Depositing GBP
You have 3 pay-in options for transfers to Indonesia, including bank transfer, debit card, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Receiving money in Indonesia
Money can reach Indonesia by bank deposit, mobile wallet, mobile money, cash pickup, and card deposit, and each delivery method comes with its own fees.
The cheapest way to receive money in Indonesia is with bank deposit on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup ( getting you Rp140,950,943.4 on £6,000 transfer).
Mobile wallets
You can receive IDR into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Indonesia.
and use our filters to find the company offering mobile money at the best GBP/IDR rate.
1
Bank transfer→Bank deposit
You pay £6,000.00
Rp142,037,927
Cheapest
2
Debit card→Bank deposit
You pay £6,000.00
Rp141,425,663
-Rp612,264
3
Debit card→Mobile wallet
You pay £6,000.00
Rp141,300,000
-Rp737,927
4
Credit card→Bank deposit
You pay £6,000.00
Rp141,180,344
-Rp857,582
5
Debit card→Mobile money
You pay £6,000.00
Rp141,129,326
-Rp908,600
Show moreShow less
6
Bank transfer→Cash pickup
You pay £6,004.99
Rp140,950,943
-Rp1,086,983
7
Debit card→Cash pickup
You pay £6,004.99
Rp140,608,696
-Rp1,429,231
8
Credit card→Cash pickup
You pay £6,004.99
Rp140,608,696
-Rp1,429,231
9
Debit card→Card deposit
You pay £6,001.99
Rp140,045,460
-Rp1,992,467
10
Credit card→Card deposit
You pay £6,001.99
Rp140,045,460
-Rp1,992,467
11
Bank transfer→Mobile wallet
You pay £6,000.00
Rp139,954,289
-Rp2,083,638
12
Credit card→Mobile wallet
You pay £6,000.00
Rp139,954,289
-Rp2,083,638
Consider this when sending GBP to Indonesia
There are a few nuances you should consider before sending GBP to Indonesia such as limits, taxes, and safety.
1
Compare GBP/IDR transfer options
Right now, these are the best money transfer options for £6,000 transfer to Indonesia:
Cheapest way to send money to Indonesia
The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get Rp142,037,926.74, which is 0.11% more than the next best option.
Fastest way to send money to Indonesia
The fastest way is to use Wise via bank transfer deposit and bank deposit for pay out. You get Rp141,876,075 and it will arrive in within minutes.
2
UK transfer limits
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/IDR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
3
The transfer costs involved
Your cost is the fee plus the exchange-rate margin.
For example, sending Rp142,037,926.74 with Regency FX will get you 142,037,926.74 IDR, that’s including £0 fee and 0.27% in exchange rate markup.
A bank like on the other hand, will get you Rp0, that’s £ in fees but % in FX fees.
4
Taxes on money transfers
There is no UK tax for the act of sending money to Indonesia.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
5
Staying safe when sending abroad
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
The exchange rate you secure impacts how much IDR you get for your GBP, so waiting a day or two can get you more Rupiahs.
Mid-market rate:1 GBP = 23,921.217547 IDR
How we analyse the market
We track 8 regulated companies offering money transfers from the UK to Indonesia in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/IDR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
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