How to send money to Indonesia from the UK with the best GBP-IDR rate

We’ve compared 10 companies, and found Regency FX to be the cheapest, while Revolut is the fastest.

Sending £6,000 gets you Rp145,326,780.63 with Regency FX at 24,221.1301 IDR per GBP, about 0.15% more than the next best option.

Best companies for GBP/IDR transfers

10 of 10 providers

Last updated on 10 November 2026

Based on 6,000 GBP transfer

Best companies for GBP/IDR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £24.61 1 GBP = 24285.4000 IDR +0.01% vs mid-market Recipient gets Rp 145,114,736.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£24.611 GBP = 24285.4000 IDR
Rp 145,114,736.00You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 24039.1335 IDR +1.02% vs mid-market Recipient gets Rp 144,234,801.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 24039.1335 IDR
Rp 144,234,801.00You pay£6,000.00

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Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 24221.1301 IDR +0.27% vs mid-market Recipient gets Rp 145,326,780.63 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 24221.1301 IDR
Rp 145,326,780.63You pay£6,000.00

Wise

Pay via Bank transfer
Fee £24.61 1 GBP = 24285.4000 IDR +0.01% vs mid-market Recipient gets Rp 145,114,736.00 Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£24.611 GBP = 24285.4000 IDR
Rp 145,114,736.00You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 24165.2707 IDR +0.50% vs mid-market Recipient gets Rp 144,991,624.12 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Indonesia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 24165.2707 IDR
Rp 144,991,624.12You pay£6,000.00

CurrencyFair

Pay via Bank transfer
Fee £0.82 1 GBP = 24167.2000 IDR +0.49% vs mid-market Recipient gets Rp 144,983,200.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£0.821 GBP = 24167.2000 IDR
Rp 144,983,200.00You pay£6,000.00

Wise

Pay via Debit card
Fee £43.58 1 GBP = 24285.4000 IDR +0.01% vs mid-market Recipient gets Rp 144,654,042.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£43.581 GBP = 24285.4000 IDR
Rp 144,654,042.00You pay£6,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee £0.99 1 GBP = 24106.6241 IDR +0.74% vs mid-market Recipient gets Rp 144,615,878.92 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Indonesia with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 3 days
£0.991 GBP = 24106.6241 IDR
Rp 144,615,878.92You pay£6,000.00
Bank depositMinutes - 3 days
£0.991 GBP = 24106.6241 IDR
Rp 144,615,878.92You pay£6,000.00

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 24100.0000 IDR +0.77% vs mid-market Recipient gets Rp 144,600,000.00 Minutes
Receive to bank account

Ways to receive money in Indonesia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 GBP = 24100.0000 IDR
Rp 144,600,000.00You pay£6,000.00
Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay
Free1 GBP = 24100.0000 IDR
Rp 144,600,000.00You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 24039.1335 IDR +1.02% vs mid-market Recipient gets Rp 144,234,801.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 24039.1335 IDR
Rp 144,234,801.00You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 24039.1335 IDR +1.02% vs mid-market Recipient gets Rp 144,234,801.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 24039.1335 IDR
Rp 144,234,801.00You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 24039.1335 IDR +1.02% vs mid-market Recipient gets Rp 144,234,801.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 24039.1335 IDR
Rp 144,234,801.00You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £50.45 1 GBP = 24239.8331 IDR +0.19% vs mid-market Recipient gets Rp 144,216,098.97 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£50.451 GBP = 24239.8331 IDR
Rp 144,216,098.97You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App

WorldRemit

Pay via Debit card
Fee £0.99 1 GBP = 24033.7944 IDR +1.05% vs mid-market Recipient gets Rp 144,178,972.94 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Indonesia with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
£0.991 GBP = 24033.7944 IDR
Rp 144,178,972.94You pay£6,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £1.99 1 GBP = 23983.9370 IDR +1.25% vs mid-market Recipient gets Rp 143,903,622.00 Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
£1.991 GBP = 23983.9370 IDR
Rp 143,903,622.00You pay£6,001.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 23981.5490 IDR
Rp 143,889,294.00You pay£6,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 23756.3178 IDR
Rp 142,537,906.80You pay£6,000.00
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£1.991 GBP = 23700.4098 IDR
Rp 142,202,458.80You pay£6,001.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £1.99 1 GBP = 23983.9370 IDR +1.25% vs mid-market Recipient gets Rp 143,903,622.00 Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
£1.991 GBP = 23983.9370 IDR
Rp 143,903,622.00You pay£6,001.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 23981.5490 IDR
Rp 143,889,294.00You pay£6,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 23756.3178 IDR
Rp 142,537,906.80You pay£6,000.00
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
£1.991 GBP = 23700.4098 IDR
Rp 142,202,458.80You pay£6,001.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £1.99 1 GBP = 23983.9370 IDR +1.25% vs mid-market Recipient gets Rp 143,903,622.00 Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
£1.991 GBP = 23983.9370 IDR
Rp 143,903,622.00You pay£6,001.99
Cash pickupMinutes - 24 hours
£4.991 GBP = 23983.9370 IDR
Rp 143,903,622.00You pay£6,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 GBP = 23904.2771 IDR
Rp 143,425,662.60You pay£6,000.00

Wise

Pay via Credit card
Fee £157.26 1 GBP = 24285.4000 IDR +0.01% vs mid-market Recipient gets Rp 141,893,278.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£157.261 GBP = 24285.4000 IDR
Rp 141,893,278.00You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee £188.00 1 GBP = 24239.8331 IDR +0.19% vs mid-market Recipient gets Rp 140,881,909.93 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£188.001 GBP = 24239.8331 IDR
Rp 140,881,909.93You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 GBP = 24286.7042 IDR Updates every 60 minutes.

How to send money from UK to Indonesia

Pick a company

For a one-off GBP transfer to Indonesia, I suggest picking the cheapest option which is Regency FX.

Regency FX was the cheapest on 13 of the 27 days it quoted £6,000 transfers to Indonesia.

On a 6,000 GBP transfer, Regency FX delivers the most IDR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/IDR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually the fastest, since most companies connect to your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On a £6,000 transfer the verification is normally instant but can take a couple of hours.

Compare amounts

How much GBP are you sending to Indonesia?

How much GBP you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 54% of the transfers from £6,000 it quoted, and in 54% of all the transfers it quoted.

Cheapest service
£500-0.67%£0.00Rp 12,224,500.00with debit card to bank deposit+Rp 243,127.06
£1,0000.21%£0.45Rp 24,211,290.47with bank transfer to bank deposit+Rp 250,877.74
£2,0000.00%£8.66Rp 48,333,804.00with bank transfer to bank deposit+Rp 366,270.98
£6,000This page0.27%£0.00Rp 145,326,780.63with bank transfer to bank deposit+Rp 1,216,675.31
£10,0000.27%£0.00Rp 242,246,562.68with bank transfer to bank deposit+Rp 2,049,847.22
£50,0000.25%£0.00Rp 1,210,531,677.72with bank transfer to bank deposit+Rp 9,318,994.83
£250,0000.20%£0.00Rp 6,055,813,999.70with bank transfer to bank deposit+Rp 45,880,500.24

Mid-market rate: 1 GBP = 24286.7042 IDR

GBP/IDR Exchange Rate History

Is today a good time to send money from UK to Indonesia?

The cheapest way to send GBP to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 GBP transfers to Indonesia.

IDR received for £6,000, after fees

Tue, 10 Nov 2026Mid-market rateRp 145,720,225.24 Regency FX Rp 145,326,780.63Regency FXRp 145,326,780.63WiseRp 145,114,736.00OFXRp 144,991,624.12

140m
142m
144m
146m
148m
At the mid-market rateWith the cheapest optionRegency FXWiseOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 23739.2969 – Rp 142,435,781.12
Regency FX Cheapest 23675.2008 £0.00 Rp 142,051,204.51 −Rp 384,576.61
OFX 23620.6004 £0.00 Rp 141,723,602.22 −Rp 712,178.90
Wise 23717.6000 £24.61 Rp 141,721,910.00 −Rp 713,871.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 23664.8158 – Rp 141,988,894.70
Regency FX Cheapest 23600.9208 £0.00 Rp 141,605,524.68 −Rp 383,370.02
Wise 23680.8000 £24.61 Rp 141,502,016.00 −Rp 486,878.70
OFX 23546.4917 £0.00 Rp 141,278,950.22 −Rp 709,944.48
Exchange rateFeeRecipient getsDifference
Mid-market rate 23682.7046 – Rp 142,096,227.84
Regency FX Cheapest 23618.7613 £0.00 Rp 141,712,568.02 −Rp 383,659.82
Wise 23686.5000 £24.61 Rp 141,536,075.00 −Rp 560,152.84
OFX 23564.2911 £0.00 Rp 141,385,746.70 −Rp 710,481.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 23767.9777 – Rp 142,607,866.13
Regency FX Cheapest 23703.8041 £0.00 Rp 142,222,824.89 −Rp 385,041.24
Wise 23777.0000 £24.61 Rp 142,076,848.00 −Rp 531,018.13
OFX 23649.1378 £0.00 Rp 141,894,826.80 −Rp 713,039.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 24014.3345 – Rp 144,086,007.18
Regency FX Cheapest 23949.4958 £0.00 Rp 143,696,974.96 −Rp 389,032.22
Wise 23999.7000 £24.61 Rp 143,407,567.00 −Rp 678,440.18
OFX 23894.2629 £0.00 Rp 143,365,577.14 −Rp 720,430.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 24004.1711 – Rp 144,025,026.86
TapTap Send Cheapest 24000.0000 £0.00 Rp 144,000,000.00 −Rp 25,026.86
Wise 24058.3000 £24.61 Rp 143,757,725.00 −Rp 267,301.86
Regency FX 23939.3599 £0.00 Rp 143,636,159.29 −Rp 388,867.57
OFX 23884.1503 £0.00 Rp 143,304,901.73 −Rp 720,125.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 24004.1711 – Rp 144,025,026.86
TapTap Send Cheapest 24000.0000 £0.00 Rp 144,000,000.00 −Rp 25,026.86
Wise 24058.3000 £24.61 Rp 143,757,725.00 −Rp 267,301.86
Regency FX 23939.3599 £0.00 Rp 143,636,159.29 −Rp 388,867.57
OFX 23884.1503 £0.00 Rp 143,304,901.73 −Rp 720,125.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 24035.1754 – Rp 144,211,052.26
TapTap Send Cheapest 24000.0000 £0.00 Rp 144,000,000.00 −Rp 211,052.26
Regency FX 23970.2804 £0.00 Rp 143,821,682.42 −Rp 389,369.84
Wise 24033.0000 £24.61 Rp 143,606,548.00 −Rp 604,504.26
OFX 23914.9995 £0.00 Rp 143,489,997.00 −Rp 721,055.26
Exchange rateFeeRecipient getsDifference
Mid-market rate 23999.0649 – Rp 143,994,389.51
TapTap Send Cheapest 24000.0000 £0.00 Rp 144,000,000.00 +Rp 5,610.49
Regency FX 23934.2674 £0.00 Rp 143,605,604.66 −Rp 388,784.85
Wise 24005.5000 £24.61 Rp 143,442,225.00 −Rp 552,164.51
OFX 23879.0696 £0.00 Rp 143,274,417.57 −Rp 719,971.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 24157.5314 – Rp 144,945,188.14
Regency FX Cheapest 24092.3060 £0.00 Rp 144,553,836.13 −Rp 391,352.01
Wise 24139.1000 £24.61 Rp 144,240,537.00 −Rp 704,651.14
OFX 24036.7437 £0.00 Rp 144,220,462.20 −Rp 724,725.94
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 24209.7000 £24.61 Rp 144,662,399.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24204.8241 – Rp 145,228,944.56
TapTap Send Cheapest 24200.0000 £0.00 Rp 145,200,000.00 −Rp 28,944.56
Regency FX 24139.4711 £0.00 Rp 144,836,826.41 −Rp 392,118.15
OFX 24083.8000 £0.00 Rp 144,502,799.84 −Rp 726,144.72
Wise 24182.6000 £24.61 Rp 144,500,466.00 −Rp 728,478.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 24199.6194 – Rp 145,197,716.27
TapTap Send Cheapest 24200.0000 £0.00 Rp 145,200,000.00 +Rp 2,283.73
Regency FX 24134.2804 £0.00 Rp 144,805,682.43 −Rp 392,033.84
Wise 24197.7000 £24.61 Rp 144,590,695.00 −Rp 607,021.27
OFX 24078.6213 £0.00 Rp 144,471,727.69 −Rp 725,988.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 24199.6194 – Rp 145,197,716.27
TapTap Send Cheapest 24200.0000 £0.00 Rp 145,200,000.00 +Rp 2,283.73
Regency FX 24134.2804 £0.00 Rp 144,805,682.43 −Rp 392,033.84
Wise 24197.7000 £24.61 Rp 144,590,695.00 −Rp 607,021.27
OFX 24078.6213 £0.00 Rp 144,471,727.69 −Rp 725,988.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 24241.2148 – Rp 145,447,288.51
TapTap Send Cheapest 24250.0000 £0.00 Rp 145,500,000.00 +Rp 52,711.49
Regency FX 24175.7635 £0.00 Rp 145,054,580.83 −Rp 392,707.68
Wise 24220.7000 £24.61 Rp 144,728,129.00 −Rp 719,159.51
OFX 24120.0087 £0.00 Rp 144,720,052.06 −Rp 727,236.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 24185.4144 – Rp 145,112,486.42
TapTap Send Cheapest 24250.0000 £0.00 Rp 145,500,000.00 +Rp 387,513.58
Regency FX 24120.1138 £0.00 Rp 144,720,682.71 −Rp 391,803.71
Wise 24188.0000 £24.61 Rp 144,532,733.00 −Rp 579,753.42
OFX 24064.4873 £0.00 Rp 144,386,923.99 −Rp 725,562.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 24164.9550 – Rp 144,989,730.19
TapTap Send Cheapest 24200.0000 £0.00 Rp 145,200,000.00 +Rp 210,269.81
Regency FX 24099.7097 £0.00 Rp 144,598,257.92 −Rp 391,472.27
Wise 24162.2000 £24.61 Rp 144,378,568.00 −Rp 611,162.19
OFX 24044.1303 £0.00 Rp 144,264,781.54 −Rp 724,948.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 24168.4923 – Rp 145,010,953.60
TapTap Send Cheapest 24200.0000 £0.00 Rp 145,200,000.00 +Rp 189,046.40
Regency FX 24103.2373 £0.00 Rp 144,619,424.02 −Rp 391,529.58
Wise 24168.6000 £24.61 Rp 144,416,811.00 −Rp 594,142.60
OFX 24047.6498 £0.00 Rp 144,285,898.83 −Rp 725,054.77
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 24200.0000 £0.00 Rp 145,200,000.00 –
Wise 24289.5000 £24.61 Rp 145,139,235.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24285.8489 – Rp 145,715,093.44
Regency FX Cheapest 24220.2771 £0.00 Rp 145,321,662.69 −Rp 393,430.75
Wise 24284.0000 £24.61 Rp 145,106,371.00 −Rp 608,722.44
OFX 24164.4197 £0.00 Rp 144,986,517.97 −Rp 728,575.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 24284.9427 – Rp 145,709,656.33
Regency FX Cheapest 24219.3734 £0.00 Rp 145,316,240.26 −Rp 393,416.07
Wise 24284.0000 £24.61 Rp 145,106,371.00 −Rp 603,285.33
OFX 24163.5180 £0.00 Rp 144,981,108.05 −Rp 728,548.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 24341.5766 – Rp 146,049,459.73
CurrencyFair Cheapest 24214.3000 £0.82 Rp 145,265,800.00 −Rp 783,659.73
Regency FX No quote collected this day – – – –
Wise No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24363.1045 – Rp 146,178,627.25
TapTap Send Cheapest 24400.0000 £0.00 Rp 146,400,000.00 +Rp 221,372.75
Regency FX 24297.3242 £0.00 Rp 145,783,944.96 −Rp 394,682.29
Wise 24359.4000 £24.61 Rp 145,556,915.00 −Rp 621,712.25
OFX 24241.2890 £0.00 Rp 145,447,734.12 −Rp 730,893.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 24467.3438 – Rp 146,804,062.57
Regency FX Cheapest 24401.2819 £0.00 Rp 146,407,691.60 −Rp 396,370.97
Wise 24479.9000 £24.61 Rp 146,276,950.00 −Rp 527,112.57
OFX 24345.0070 £0.00 Rp 146,070,042.26 −Rp 734,020.31
Exchange rateFeeRecipient getsDifference
Mid-market rate 24351.6155 – Rp 146,109,692.93
TapTap Send Cheapest 24400.0000 £0.00 Rp 146,400,000.00 +Rp 290,307.07
Regency FX 24285.8661 £0.00 Rp 145,715,196.76 −Rp 394,496.17
Wise 24366.0000 £24.61 Rp 145,596,353.00 −Rp 513,339.93
OFX 24229.8574 £0.00 Rp 145,379,144.47 −Rp 730,548.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 24251.9590 – Rp 145,511,754.02
TapTap Send Cheapest 24400.0000 £0.00 Rp 146,400,000.00 +Rp 888,245.98
Regency FX 24186.4787 £0.00 Rp 145,118,872.28 −Rp 392,881.74
Wise 24261.8000 £24.61 Rp 144,973,717.00 −Rp 538,037.02
OFX 24130.6992 £0.00 Rp 144,784,195.25 −Rp 727,558.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 24187.5233 – Rp 145,125,139.90
Regency FX Cheapest 24122.2170 £0.00 Rp 144,733,302.02 −Rp 391,837.88
Wise 24188.4000 £24.61 Rp 144,535,123.00 −Rp 590,016.90
OFX 24066.5857 £0.00 Rp 144,399,514.20 −Rp 725,625.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 24206.5371 – Rp 145,239,222.41
Regency FX Cheapest 24141.1794 £0.00 Rp 144,847,076.51 −Rp 392,145.90
Wise 24188.4000 £24.61 Rp 144,535,123.00 −Rp 704,099.41
OFX 24085.5044 £0.00 Rp 144,513,026.30 −Rp 726,196.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 24213.8955 – Rp 145,283,372.99
Regency FX Cheapest 24148.5180 £0.00 Rp 144,891,107.89 −Rp 392,265.10
Wise 24227.8000 £24.61 Rp 144,770,554.00 −Rp 512,818.99
OFX 24092.8260 £0.00 Rp 144,556,956.13 −Rp 726,416.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 24286.7042 – Rp 145,720,225.24
Regency FX Cheapest 24221.1301 £0.00 Rp 145,326,780.63 −Rp 393,444.61
Wise 24285.4000 £24.61 Rp 145,114,736.00 −Rp 605,489.24
OFX 24165.2707 £0.00 Rp 144,991,624.12 −Rp 728,601.12

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per GBP than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 10 of the last 30 days.

Right now, Regency FX pays 145,326,780.63 IDR on 6,000 GBP, which is 393,444.61 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 146,407,691.60 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 209 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. Regency FXAppeared in 111 comparisons

    Cheapest in 54% of them

  2. WiseAppeared in 204 comparisons

    Cheapest in 6% of them

  3. OFXAppeared in 194 comparisons

    Never the cheapest

Based on 209 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most IDR, and it was also the cheapest in 54% of the 111 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Indonesia.

Wise (today's second cheapest) was the cheapest in only 6% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.

Ways to send money from the UK to Indonesia

There are many ways to send money to Indonesia from the UK, including app, currency broker, online, multi-currency account, global business account, and in person, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Indonesia, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £24.61 in fees, has 0.01% markup, lets you save recipient details, and IDR will arrive in minutes.

Over the past month, Wise was the cheapest app on 24% of the days it appeared for £6,000 transfers.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized IDR transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of the 10 companies we compared, Wise is the cheapest online service and will get you Rp145,114,736 on a £6,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

For large transfers

Brokers

Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Indonesia, and real human support.

Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/IDR rate.

The markup gets better the more GBP you send, so we suggest .

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Rupiahs abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to IDR will get you Rp145,114,736 after fees.

If you don’t have IDR in your account, your GBP will auto-convert whenever you pay with Wise in Indonesia.

Once you have IDR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Indonesia, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Ways to fund GBP and receive IDR in Indonesia

Pay-in and pay-out methods will affect how much GBP you deposit and how much IDR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Indonesia is via Regency FX, using a bank transfer to deposit GBP and bank deposit to receive IDR.

Depositing GBP

You have 3 pay-in options for transfers to Indonesia, including bank transfer, debit card, and credit card.

The cheapest pay-in option is bank transfer.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Indonesia

Money can reach Indonesia by bank deposit, mobile wallet, mobile money, cash pickup, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Indonesia is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup (getting you Rp143,903,622 on a £6,000 transfer).

Mobile wallets

You can receive IDR into a mobile wallet, which is useful since they don't need a bank account.

Mobile money

You can send money directly to a mobile number in Indonesia.

and use our filters to find the company offering mobile money at the best GBP/IDR rate.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    Rp145,326,781

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    Rp144,654,042

    -Rp672,739

  3. 3
    Debit card Mobile money

    You pay £6,000.00

    Rp144,615,879

    -Rp710,902

  4. 4
    Debit card Mobile wallet

    You pay £6,000.00

    Rp144,600,000

    -Rp726,781

  5. 5
    Credit card Bank deposit

    You pay £6,000.00

    Rp144,234,801

    -Rp1,091,980

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay £6,004.99

    Rp143,903,622

    -Rp1,423,159

  2. 7
    Debit card Cash pickup

    You pay £6,004.99

    Rp143,889,294

    -Rp1,437,487

  3. 8
    Credit card Cash pickup

    You pay £6,004.99

    Rp143,889,294

    -Rp1,437,487

  4. 9
    Bank transfer Mobile wallet

    You pay £6,000.00

    Rp143,425,663

    -Rp1,901,118

  5. 10
    Credit card Mobile wallet

    You pay £6,000.00

    Rp142,537,907

    -Rp2,788,874

  6. 11
    Debit card Card deposit

    You pay £6,001.99

    Rp142,202,459

    -Rp3,124,322

  7. 12
    Credit card Card deposit

    You pay £6,001.99

    Rp142,202,459

    -Rp3,124,322

Consider this when sending GBP to Indonesia

There are a few nuances you should consider before sending GBP to Indonesia such as limits, taxes, and safety.

Compare GBP/IDR transfer options

Right now, these are the best money transfer options for a £6,000 transfer to Indonesia:

Cheapest way to send money to Indonesia

The cheapest way is to use Regency FX, pay in with a bank transfer and withdraw via bank deposit. You will get Rp145,326,780.63, which is 0.15% more than the next best option.

Fastest way to send money to Indonesia

The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get Rp144,216,098.97 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/IDR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending £6,000 with Regency FX will get you 145,326,780.63 IDR, that’s including £0 fee and 0.27% in exchange rate markup.

Taxes on money transfers

There is no UK tax for the act of sending money to Indonesia.

And, regular gifts from your normal income are free of inheritance tax straight away, with no cap and no seven-year wait, as long as you can still cover your usual living costs.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

How we analyse the market

We track 10 regulated companies offering money transfers from the UK to Indonesia in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/IDR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

In the past 30 days alone, we analysed 209 comparisons across 7 amounts.

This page covers the cheapest and fastest options for GBP/IDR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.