How to send money to Indonesia from Brazil with the best BRL-IDR rate

TapTap Send is the cheapest way to send money from Brazil to Indonesia. Sending R$40,000 will get your recipient 135,505,600 IDR in minutes.

With TapTap Send, deposit via debit card and withdraw in bank deposit to get the most IDR in Indonesia.

Best companies for BRL/IDR transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 40,000 BRL transfer

Best companies for BRL/IDR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee R$2,710.58 1 BRL = 3400.1000 IDR -0.11% vs mid-market Recipient gets Rp 126,787,757.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
R$2,710.581 BRL = 3400.1000 IDR
Rp 126,787,757.00You payR$40,000.00
Promoted

Regency FX

Pay via Bank transfer
Fee R$0.00 1 BRL = 3387.2604 IDR +0.27% vs mid-market Recipient gets Rp 135,490,415.88 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 BRL = 3387.2604 IDR
Rp 135,490,415.88You payR$40,000.00

Run a live search

Showing top Brazil to Indonesia deals for 40,000 BRL. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee R$0.00 1 BRL = 3387.6400 IDR +0.26% vs mid-market Recipient gets Rp 135,505,600.00 Minutes
Cheapest
Receive to bank account

Ways to receive money in Indonesia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 BRL = 3387.6400 IDR
Rp 135,505,600.00You payR$40,000.00
Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay
Free1 BRL = 3387.6400 IDR
Rp 135,505,600.00You payR$40,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee R$0.00 1 BRL = 3387.2604 IDR +0.27% vs mid-market Recipient gets Rp 135,490,415.88 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 BRL = 3387.2604 IDR
Rp 135,490,415.88You payR$40,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee R$60.00 1 BRL = 3376.4752 IDR +0.59% vs mid-market Recipient gets Rp 134,856,418.50 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
R$60.001 BRL = 3376.4752 IDR
Rp 134,856,418.50You payR$40,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee R$327.50 1 BRL = 3376.4752 IDR +0.59% vs mid-market Recipient gets Rp 133,953,211.39 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
R$327.501 BRL = 3376.4752 IDR
Rp 133,953,211.39You payR$40,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Pix
Fee R$0.00 1 BRL = 3315.8722 IDR +2.40% vs mid-market Recipient gets Rp 132,634,888.00 Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by pix.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
Free1 BRL = 3315.8722 IDR
Rp 132,634,888.00You payR$40,000.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 BRL = 3315.8722 IDR
Rp 132,634,888.00You payR$40,000.00
Cash pickupMinutes - 24 hours
Free1 BRL = 3315.8722 IDR
Rp 132,634,888.00You payR$40,000.00

Wise

Pay via Bank transfer
Fee R$2,710.58 1 BRL = 3400.1000 IDR -0.11% vs mid-market Recipient gets Rp 126,787,757.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
R$2,710.581 BRL = 3400.1000 IDR
Rp 126,787,757.00You payR$40,000.00

Wise

Pay via Pix
Fee R$2,710.58 1 BRL = 3400.1000 IDR -0.11% vs mid-market Recipient gets Rp 126,787,757.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by pix.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
R$2,710.581 BRL = 3400.1000 IDR
Rp 126,787,757.00You payR$40,000.00
How Our Results Work
Mid-market rate: 1 BRL = 3396.4308 IDR Updates every 60 minutes.

How to send money from Brazil to Indonesia

Pick a company

Start with the cheapest, which is TapTap Send at 135,505,600 IDR for a R$40,000 transfer.

TapTap Send was the cheapest on 11 of the 30 days it quoted R$40,000 transfers to Indonesia.

The IOF is the same whichever company you pick, so it's about the exchange rate markup and the fees.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and pix.

Verify and send

You'll need your CPF and a photo ID to register and verify your account.

Once that's done, you can send money to Indonesia.

Compare amounts

How much BRL are you sending to Indonesia?

How much BRL you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 44% of the transfers from R$40,000 it quoted, and in 64% of all the transfers it quoted.

Cheapest service
R$1,0000.27%R$0.00Rp 3,387,640.00with debit card to bank deposit+Rp 136,551.74
R$5,0000.29%R$0.00Rp 16,938,200.00with debit card to bank deposit+Rp 484,436.68
R$10,0000.29%R$0.00Rp 33,876,400.00with debit card to bank deposit+Rp 919,509.71
R$40,000This page0.26%R$0.00Rp 135,505,600.00with debit card to bank deposit+Rp 3,217,593.18
R$50,0000.27%R$0.00Rp 169,418,708.08with bank transfer to bank deposit+Rp 4,025,909.03
R$100,0000.27%R$0.00Rp 338,764,000.00with debit card to bank deposit+Rp 7,993,459.59

Mid-market rate: 1 BRL = 3396.4308 IDR

BRL/IDR Exchange Rate History

Is today a good time to send money from Brazil to Indonesia?

The cheapest way to send BRL to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 40,000 BRL transfers to Indonesia.

IDR received for R$40,000, after fees

Wed, Oct 28, 2026Mid-market rateRp 135,857,230.40 TapTap Send Rp 135,505,600.00TapTap SendRp 135,505,600.00Regency FXRp 135,490,415.88RevolutRp 134,856,418.50

125M
130M
135M
140M
145M
150M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 3447.8927 – Rp 137,915,707.12
Regency FX Cheapest 3438.5834 R$0.00 Rp 137,543,334.71 −Rp 372,372.41
Revolut 3433.3509 R$60.00 Rp 137,128,032.96 −Rp 787,674.16
TapTap Send 3416.1700 R$0.00 Rp 136,646,800.00 −Rp 1,268,907.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 3436.7730 – Rp 137,470,921.00
Regency FX Cheapest 3427.4937 R$0.00 Rp 137,099,749.51 −Rp 371,171.49
TapTap Send 3393.9100 R$0.00 Rp 135,756,400.00 −Rp 1,714,521.00
Revolut 3398.1797 R$60.00 Rp 135,723,296.62 −Rp 1,747,624.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 3468.4669 – Rp 138,738,676.72
Regency FX Cheapest 3459.1021 R$0.00 Rp 138,364,082.29 −Rp 374,594.43
TapTap Send 3429.3000 R$0.00 Rp 137,172,000.00 −Rp 1,566,676.72
Revolut 3433.5232 R$60.00 Rp 137,134,915.13 −Rp 1,603,761.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 3422.8194 – Rp 136,912,775.08
Regency FX Cheapest 3413.5778 R$0.00 Rp 136,543,110.59 −Rp 369,664.49
Revolut 3410.0295 R$60.00 Rp 136,196,578.13 −Rp 716,196.95
TapTap Send 3384.6800 R$0.00 Rp 135,387,200.00 −Rp 1,525,575.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 3432.9634 – Rp 137,318,535.76
Regency FX Cheapest 3423.6944 R$0.00 Rp 136,947,775.71 −Rp 370,760.05
Revolut 3416.6145 R$60.00 Rp 136,459,581.42 −Rp 858,954.34
TapTap Send 3398.9000 R$0.00 Rp 135,956,000.00 −Rp 1,362,535.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 3432.9634 – Rp 137,318,535.76
Regency FX Cheapest 3423.6944 R$0.00 Rp 136,947,775.71 −Rp 370,760.05
Revolut 3416.6145 R$60.00 Rp 136,459,581.42 −Rp 858,954.34
TapTap Send 3398.9000 R$0.00 Rp 135,956,000.00 −Rp 1,362,535.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 3434.2769 – Rp 137,371,075.12
Regency FX Cheapest 3425.0043 R$0.00 Rp 137,000,173.22 −Rp 370,901.90
Revolut 3419.8967 R$60.00 Rp 136,590,674.70 −Rp 780,400.42
TapTap Send 3405.9400 R$0.00 Rp 136,237,600.00 −Rp 1,133,475.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 3585.3325 – Rp 143,413,298.60
Regency FX Cheapest 3575.6521 R$0.00 Rp 143,026,082.69 −Rp 387,215.91
Revolut 3570.0332 R$60.00 Rp 142,587,125.98 −Rp 826,172.62
TapTap Send 3548.5800 R$0.00 Rp 141,943,200.00 −Rp 1,470,098.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 3587.6943 – Rp 143,507,770.52
Regency FX Cheapest 3578.0075 R$0.00 Rp 143,120,299.54 −Rp 387,470.98
Revolut 3578.9352 R$60.00 Rp 142,942,673.43 −Rp 565,097.09
TapTap Send 3554.1900 R$0.00 Rp 142,167,600.00 −Rp 1,340,170.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 3567.0624 – Rp 142,682,495.96
Regency FX Cheapest 3557.4313 R$0.00 Rp 142,297,253.22 −Rp 385,242.74
Revolut 3553.4327 R$60.00 Rp 141,924,102.73 −Rp 758,393.23
TapTap Send 3525.5200 R$0.00 Rp 141,020,800.00 −Rp 1,661,695.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 3566.0346 – Rp 142,641,383.36
Regency FX Cheapest 3556.4063 R$0.00 Rp 142,256,251.62 −Rp 385,131.74
Revolut 3554.3551 R$60.00 Rp 141,960,942.74 −Rp 680,440.62
TapTap Send 3524.9500 R$0.00 Rp 140,998,000.00 −Rp 1,643,383.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 3584.8732 – Rp 143,394,926.80
Regency FX Cheapest 3575.1940 R$0.00 Rp 143,007,760.50 −Rp 387,166.30
Revolut 3569.9656 R$60.00 Rp 142,584,427.27 −Rp 810,499.53
TapTap Send 3551.6200 R$0.00 Rp 142,064,800.00 −Rp 1,330,126.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 3584.8732 – Rp 143,394,926.80
Regency FX Cheapest 3575.1940 R$0.00 Rp 143,007,760.50 −Rp 387,166.30
Revolut 3570.6076 R$60.00 Rp 142,610,066.63 −Rp 784,860.17
TapTap Send 3551.5500 R$0.00 Rp 142,062,000.00 −Rp 1,332,926.80
Exchange rateFeeRecipient getsDifference
Mid-market rate 3591.2561 – Rp 143,650,244.24
Regency FX Cheapest 3581.5597 R$0.00 Rp 143,262,388.58 −Rp 387,855.66
Revolut 3581.0531 R$60.00 Rp 143,027,260.31 −Rp 622,983.93
TapTap Send 3550.8300 R$0.00 Rp 142,033,200.00 −Rp 1,617,044.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 3594.7795 – Rp 143,791,180.40
Regency FX Cheapest 3585.0736 R$0.00 Rp 143,402,944.21 −Rp 388,236.19
Revolut 3579.4315 R$60.00 Rp 142,962,493.83 −Rp 828,686.57
TapTap Send 3558.7200 R$0.00 Rp 142,348,800.00 −Rp 1,442,380.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 3556.6125 – Rp 142,264,501.84
Revolut Cheapest 3555.9668 R$60.00 Rp 142,025,314.46 −Rp 239,187.38
Regency FX 3547.0097 R$0.00 Rp 141,880,387.69 −Rp 384,114.15
TapTap Send 3523.7900 R$0.00 Rp 140,951,600.00 −Rp 1,312,901.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 3561.1196 – Rp 142,444,783.16
Regency FX Cheapest 3551.5046 R$0.00 Rp 142,060,182.25 −Rp 384,600.91
Revolut 3548.1440 R$60.00 Rp 141,712,870.44 −Rp 731,912.72
TapTap Send 3520.4500 R$0.00 Rp 140,818,000.00 −Rp 1,626,783.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 3534.0939 – Rp 141,363,755.24
TapTap Send Cheapest 3533.6900 R$0.00 Rp 141,347,600.00 −Rp 16,155.24
Regency FX 3524.5518 R$0.00 Rp 140,982,073.10 −Rp 381,682.14
Revolut 3521.1694 R$60.00 Rp 140,635,504.69 −Rp 728,250.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 3564.1913 – Rp 142,567,650.04
TapTap Send Cheapest 3558.6500 R$0.00 Rp 142,346,000.00 −Rp 221,650.04
Regency FX 3554.5679 R$0.00 Rp 142,182,717.38 −Rp 384,932.66
Revolut 3540.7069 R$60.00 Rp 141,415,834.71 −Rp 1,151,815.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 3564.1913 – Rp 142,567,650.04
TapTap Send Cheapest 3558.8900 R$0.00 Rp 142,355,600.00 −Rp 212,050.04
Regency FX 3554.5679 R$0.00 Rp 142,182,717.38 −Rp 384,932.66
Revolut 3540.7069 R$60.00 Rp 141,415,834.71 −Rp 1,151,815.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 3562.3946 – Rp 142,495,784.96
TapTap Send Cheapest 3558.6000 R$0.00 Rp 142,344,000.00 −Rp 151,784.96
Regency FX 3552.7762 R$0.00 Rp 142,111,046.34 −Rp 384,738.62
Revolut 3552.4838 R$60.00 Rp 141,886,203.60 −Rp 609,581.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 3570.5655 – Rp 142,822,618.24
TapTap Send Cheapest 3562.6600 R$0.00 Rp 142,506,400.00 −Rp 316,218.24
Regency FX 3560.9249 R$0.00 Rp 142,436,997.17 −Rp 385,621.07
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 3582.2070 – Rp 143,288,280.72
TapTap Send Cheapest 3573.1500 R$0.00 Rp 142,926,000.00 −Rp 362,280.72
Regency FX 3572.5351 R$0.00 Rp 142,901,402.36 −Rp 386,878.36
Revolut 3570.3626 R$60.00 Rp 142,600,283.97 −Rp 687,996.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 3589.9298 – Rp 143,597,192.32
TapTap Send Cheapest 3582.5100 R$0.00 Rp 143,300,400.00 −Rp 296,792.32
Regency FX 3580.2370 R$0.00 Rp 143,209,479.90 −Rp 387,712.42
Revolut 3579.3521 R$60.00 Rp 142,959,324.26 −Rp 637,868.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 3578.9042 – Rp 143,156,167.40
TapTap Send Cheapest 3571.0800 R$0.00 Rp 142,843,200.00 −Rp 312,967.40
Revolut 3574.9226 R$60.00 Rp 142,782,408.46 −Rp 373,758.94
Regency FX 3569.2411 R$0.00 Rp 142,769,645.75 −Rp 386,521.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 3644.1301 – Rp 145,765,203.96
Regency FX Cheapest 3634.2909 R$0.00 Rp 145,371,637.91 −Rp 393,566.05
TapTap Send 3626.6200 R$0.00 Rp 145,064,800.00 −Rp 700,403.96
Revolut 3612.4273 R$60.00 Rp 144,280,347.63 −Rp 1,484,856.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 3644.1301 – Rp 145,765,203.96
Regency FX Cheapest 3634.2909 R$0.00 Rp 145,371,637.91 −Rp 393,566.05
TapTap Send 3626.6200 R$0.00 Rp 145,064,800.00 −Rp 700,403.96
Revolut 3588.0440 R$60.00 Rp 143,306,477.91 −Rp 2,458,726.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 3641.5731 – Rp 145,662,922.52
TapTap Send Cheapest 3638.8700 R$0.00 Rp 145,554,800.00 −Rp 108,122.52
Regency FX 3631.7408 R$0.00 Rp 145,269,632.63 −Rp 393,289.89
Revolut 3193.0939 R$60.00 Rp 127,532,171.69 −Rp 18,130,750.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 3378.1835 – Rp 135,127,339.20
TapTap Send Cheapest 3369.7600 R$0.00 Rp 134,790,400.00 −Rp 336,939.20
Regency FX 3369.0624 R$0.00 Rp 134,762,495.38 −Rp 364,843.82
Revolut 3350.2502 R$60.00 Rp 133,808,992.96 −Rp 1,318,346.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 3396.4308 – Rp 135,857,230.40
TapTap Send Cheapest 3387.6400 R$0.00 Rp 135,505,600.00 −Rp 351,630.40
Regency FX 3387.2604 R$0.00 Rp 135,490,415.88 −Rp 366,814.52
Revolut 3376.4752 R$60.00 Rp 134,856,418.50 −Rp 1,000,811.90

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send R$40,000, after fees, as quoted by each company. The mid-market line shows what R$40,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per BRL than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of IDR on every transfer from Brazil.

Right now, TapTap Send pays 135,505,600 IDR on 40,000 BRL, which is 351,630.4 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 145,554,800 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 138 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. TapTap SendAppeared in 135 comparisons

    Cheapest in 64% of them

  2. Regency FXAppeared in 62 comparisons

    Cheapest in 52% of them

  3. RevolutAppeared in 124 comparisons

    Cheapest in 15% of them

Based on 138 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most IDR, and it was also the cheapest in 64% of the 135 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Indonesia.

Ways to send money from Brazil to Indonesia

There are 6 ways to send money to Indonesia across 5 money transfer companies.

For everyday transfers

Online transfers

For most transfers from Brazil to Indonesia, money transfer companies like TapTap Send are the cheapest way.

You can fund an online transfer with bank transfer, debit card, and pix.

TapTap Send charges R$0 and adds 0.26% markup when sending R$40,000, this will get you 135,505,600 IDR in Indonesia.

In our comparisons over the past month, it was the cheapest online service on 15 of the 30 days it quoted.

For property and other large transfers

Currency brokers

Brokers are best for large transfers, they will negotiate a better BRL/IDR rate, handle the paperwork, and guide you over the phone.

Regency FX converts BRL to IDR with an exchange-rate markup of around 0.27%.

I'd suggest , since the rate gets better the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from R$40,000 it quoted.

For receiving cash in Portugal

Cash pickup

If your recipient in Indonesia needs cash, you can do it with MoneyGram.

Sending R$40,000 will get you Rp132,634,888 after the fees with MoneyGram.

Your recipient will collect cash at the nearest MoneyGram branch in Indonesia.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Holding AUD and other currencies

Multi-currency accounts

Revolut lets you hold, convert, and spend BRL and IDR from one account.

Swapping R$40,000 with Revolut will get you 134,856,418.5 IDR after all fees.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

You can then spend it in Indonesia or Brazil and receive IDR payments.

For freelancers & businesses

Global accounts

Global accounts like Airwallex, Wise Business, and Payoneer help with international IDR payments, invoicing, receiving payments, and more.

These are great for Brazilian businesses and freelancers, but not personal transfers.

Ways to fund BRL and receive IDR in Indonesia

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 135,505,600 IDR.

For paying for your transfer, you have bank transfer, debit card, and pix.

You can fund the transfer with Pix

You can use Pix as a funding method, but it can’t send BRL to Indonesia directly.

Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.

For withdrawals in Indonesia, they can get it as bank deposit, mobile wallet, and cash pickup.

IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.

  1. 1
    Debit card Bank deposit

    You pay R$40,000.00

    Rp135,505,600

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay R$40,000.00

    Rp135,505,600

    Rp0

  3. 3
    Bank transfer Bank deposit

    You pay R$40,000.00

    Rp135,490,416

    -Rp15,184

  4. 4
    Pix Mobile wallet

    You pay R$40,000.00

    Rp132,634,888

    -Rp2,870,712

  5. 5
    Pix Bank deposit

    You pay R$40,000.00

    Rp132,634,888

    -Rp2,870,712

Show moreShow less
  1. 6
    Pix Cash pickup

    You pay R$40,000.00

    Rp132,634,888

    -Rp2,870,712

Consider this when sending BRL to Indonesia

Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.

Compare BRL/IDR transfer options

For a R$40,000 payment to Indonesia, I suggest starting with these:

Cheapest:

TapTap Send, funded by debit card with bank deposit in Indonesia. Your recipient gets 135,505,600 IDR, which is 0.01% more than the next best option.

Fastest:

Revolut, paid by bank transfer with bank deposit for the payout. It delivers 134,856,418.5 IDR in within minutes.

Pix can fund but not send

Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Indonesia.

The company then switches to local rails or uses an internal network of accounts to move BRL to Indonesia.

A gift can have a separate state tax

Moving your own money and making a gift are not treated the same.

A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.

The rate, exemption and filing process depend on the state and the facts of the gift.

Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.

Use a company authorised for câmbio

The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.

If in doubt, check the institution's legal name with the Banco Central before sending.

Reclame Aqui can show service problems, but it does not replace the regulatory check.

How we analyse the market

We track 5 authorised companies sending BRL to Indonesia, updated in real time during live comparisons.

The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.

In the past 30 days alone, we analysed 138 comparisons across 6 amounts.

This page covers the cheapest and fastest options for BRL/IDR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.