How to send money to Indonesia from UAE with the best AED-IDR rate

The exchange rate determines how much Rupiah you will get for every UAE Dirham you want to send. A better exchange rate is the best way to save money on transfers from the United Arab Emirates to Indonesia.

Fees and exchange rates make up the total cost of sending money from Indonesia to Indonesia. Finding a company that can offer both ensures a good deal on your transfer.

• The Mid-Market and Exchange Rates: The current AED-IDR mid-market rate is 4,871.3358 IDR per UAE Dirham. You will get more Rupiah for your UAE Dirhams if you find a provider close to this number.

• Fees: Transfer fees are charged as part of the transfer. CurrencyFair charges 4.112078211595998 AED per transfer, which is currently the best deal on transfers to Indonesia. We’d always recommend comparing providers for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia. You can assume that a lower cost of sending from the United Arab Emirates will result in more money received in Indonesia.

The current rate between the UAE Dirham and Rupiah is 4,871.3358.

With currencies, the exchange fluctuates constantly, and the AED-IDR exchange rate is no different. Tracking the rate and understanding the averages can help get a better deal.

Even waiting a day or two can help you get more IDR for the same amount of UAE Dirham.

Beyond this, a forward contract allows you to lock in an agreed exchange rate between the United Arab Emirates and Indonesia.

The most cost effective way to send money from the United Arab Emirates to Indonesia is via a bank transfer. CurrencyFair is the company offering the best price for a bank transfer.

Here are all the ways to send money from United Arab Emirates to Indonesia:

Bank transfers

Bank transfers are often the fastest option, and normally the cheapest, for sending money from the United Arab Emirates to Indonesia.

By opting for a money transfer company such as CurrencyFair for transfers from the United Arab Emirates to Indonesia, you can send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


Debit and prepaid cards

Using a debit card, or prepaid option, for sending money from the United Arab Emirates to Indonesia is easy with Taptap Send.


Taptap Send is a market leader in debit card payments for transfers from the United Arab Emirates to Indonesia, this is among a total of 4 money transfer companies compared.

Credit cards

When it comes to the credit card deposits, when sending money from the United Arab Emirates to Indonesia, we recommend comparing your options to get the best deal.

Regulations are important for keeping your money safe, United Arab Emirates and Indonesia have different regulations to consider.

Our directory of worldwide financial regulators contains details on regulation for money transfers between the United Arab Emirates and Indonesia.

Some companies offering money transfers between the United Arab Emirates and Indonesia will come with minimum or maximum thresholds on how much you can send or receive and this could cause rates or fees to change.

Comparing AED-IDR rates for your specific transfer amount will factor in these rates and fees changes, so you’ll get the best provider for your specific needs. For regular transfers from the United Arab Emirates to Indonesia, it’s best to check any changes in fees and rates every time you send.

For large transfers of money transfers from the United Arab Emirates to Indonesia we’d recommend Xe. They offer a competitive combination of rates and fees when sending from the United Arab Emirates to Indonesia, even at larger amounts.

Also, be sure to check with the recipient and understand any declarations needed on large amounts of money entering Indonesia from the United Arab Emirates.

Receiving Rupiah in Indonesia has a few different options. The most popular ways to receive are through a direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all companies offering money transfers from the United Arab Emirates to Indonesia will cater for every method for incoming Rupiah, so it’s best to check ahead of time.

One of the more popular ways is sending money from the United Arab Emirates directly to a bank account in Indonesia. This is because it means the recipient in Indonesia has to do very little. Xe is the best company for bank transfers between the United Arab Emirates and Indonesia.

Whilst cash pickup is popular, it is not always supported and can be costly compared to cheaper options.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp operate in Indonesia and are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like CurrencyFair.

When using a money transfer provider to send UAE Dirhams to Indonesia, you will need to verify your ID at the sign up stage.

Documents needed will vary and in some cases you might need a couple of options.

Generally speaking, those in the United Arab Emirates can verify through a government issued ID such as a driver’s license or passport. If the recipient needs an ID to collect money or open a multi-currency account in Indonesia, both can also be used there as well.

Large transactions between United Arab Emirates and Indonesia will be subject to additional security measures such as proving where the funds originated, these will be for anti-money laundering purposes.

Xe has scored highly for transfers to Indonesia because of the easy sign up process in the United Arab Emirates.

There will be tax declarations to consider when sending larger amounts of money between United Arab Emirates and Indonesia.

Transfers into Rupiah may need to be reported to tax authorities in Indonesia as well, where regular income, large amounts (such as property or inheritance) and business payments will all be subject to tax checks.

Based on the recipient, tax limits in Indonesia, as well as personal allowances will change. When in doubt, we’d recommend contacting a tax professional in the United Arab Emirates or Indonesia to discuss your personal circumstances. This ensure you are not missing any specific tax declarations associated with your circumstances.