Best companies for USD/IDR transfers
9 of 9 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/IDR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $32.34 1 USD = 18187.5000 IDR -0.03% vs mid-market	Recipient gets Rp 126,724,316.00 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $32.341 USD = 18187.5000 IDR Rp 126,724,316.00You pay$7,000.00
Promoted Xe Pay via Bank transfer	Fee $0.00 1 USD = 18029.2480 IDR +0.84% vs mid-market	Recipient gets Rp 126,204,736.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18029.2480 IDR Rp 126,204,736.00You pay$7,000.00
Run a live search Showing top United States to Indonesia deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to IDR rates.
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much USD you're planning to spend in Indonesia.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 18132.6094 IDR +0.27% vs mid-market	Recipient gets Rp 126,928,265.87 Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18132.6094 IDR Rp 126,928,265.87You pay$7,000.00
Wise Pay via Bank transfer	Fee $32.34 1 USD = 18187.5000 IDR -0.03% vs mid-market	Recipient gets Rp 126,724,316.00 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $32.341 USD = 18187.5000 IDR Rp 126,724,316.00You pay$7,000.00
TapTap Send Pay via Debit card	Fee $0.00 1 USD = 18100.0000 IDR +0.45% vs mid-market	Recipient gets Rp 126,700,000.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 USD = 18100.0000 IDR Rp 126,700,000.00You pay$7,000.00 Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 USD = 18100.0000 IDR Rp 126,700,000.00You pay$7,000.00
OFX Pay via Bank transfer	Fee $0.00 1 USD = 18090.7915 IDR +0.50% vs mid-market	Recipient gets Rp 126,635,540.50 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18090.7915 IDR Rp 126,635,540.50You pay$7,000.00
Only available via Mobile App Sendwave Pay via Debit card	Fee $0.00 1 USD = 18071.9148 IDR +0.61% vs mid-market	Recipient gets Rp 126,503,403.53 Minutes - 3 days
6 reviews Receive to bank account or cash pickup
Ways to receive money in Indonesia with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days Free1 USD = 18071.9148 IDR Rp 126,503,403.53You pay$7,000.00 Bank depositMinutes - 3 days Free1 USD = 18071.9148 IDR Rp 126,503,403.53You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $1.99 1 USD = 18063.0202 IDR +0.65% vs mid-market	Recipient gets Rp 126,441,141.40 Minutes - 24 hours
2 reviews
Ways to receive money in Indonesia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 18063.0202 IDR Rp 126,441,141.40You pay$7,001.99 Cash pickupMinutes - 24 hours $5.991 USD = 18062.9989 IDR Rp 126,440,992.30You pay$7,005.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 18059.1888 IDR Rp 126,414,321.60You pay$7,001.99
CurrencyFair Pay via Bank transfer	Fee $1.10 1 USD = 18056.3000 IDR +0.69% vs mid-market	Recipient gets Rp 126,374,100.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $1.101 USD = 18056.3000 IDR Rp 126,374,100.00You pay$7,000.00
Xe Pay via Bank transfer	Fee $0.00 1 USD = 18029.2480 IDR +0.84% vs mid-market	Recipient gets Rp 126,204,736.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 18029.2480 IDR Rp 126,204,736.00You pay$7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee $40.50 1 USD = 18127.8077 IDR +0.30% vs mid-market	Recipient gets Rp 126,160,477.34 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $40.501 USD = 18127.8077 IDR Rp 126,160,477.34You pay$7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $0.99 1 USD = 17966.3402 IDR +1.19% vs mid-market	Recipient gets Rp 125,764,381.40 Minutes - 24 hours
2 reviews
Ways to receive money in Indonesia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $0.991 USD = 17966.3402 IDR Rp 125,764,381.40You pay$7,000.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 17874.9283 IDR Rp 125,124,498.10You pay$7,001.99 Cash pickupMinutes - 24 hours $75.991 USD = 17820.2213 IDR Rp 124,741,549.10You pay$7,075.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $210.00 1 USD = 17966.3402 IDR +1.19% vs mid-market	Recipient gets Rp 125,764,381.40 Minutes - 24 hours
2 reviews
Ways to receive money in Indonesia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 17966.3402 IDR Rp 125,764,381.40You pay$7,210.00 Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 17874.9283 IDR Rp 125,124,498.10You pay$7,177.99 Cash pickupMinutes - 24 hours $179.991 USD = 17820.2213 IDR Rp 124,741,549.10You pay$7,179.99
Xe Pay via Debit card	Fee $35.00 1 USD = 18029.2480 IDR +0.84% vs mid-market	Recipient gets Rp 125,573,712.32 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 18029.2480 IDR Rp 125,573,712.32You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 17815.8288 IDR +2.03% vs mid-market	Recipient gets Rp 124,710,801.60 Minutes - 24 hours
2 reviews
Ways to receive money in Indonesia with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 17815.8288 IDR Rp 124,710,801.60You pay$7,060.79
Xe Pay via Credit card	Fee $210.00 1 USD = 18029.2480 IDR +0.84% vs mid-market	Recipient gets Rp 122,418,593.92 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 18029.2480 IDR Rp 122,418,593.92You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 18181.7000 IDR Updates every 60 minutes.

Why compare

USD/IDR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Indonesia

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 27 of the 30 days it quoted $7,000 transfers to Indonesia.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Indonesia, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Indonesia?

How much USD you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 89% of the transfers from $5,000 it quoted, and in 89% of all the transfers it quoted.


$500	-0.18%	$0.00	Rp 9,107,955.00with debit card to bank deposit	+Rp 194,027.79
$2,000	0.03%	$0.00	Rp 36,326,380.00with remitly wallet to bank deposit	+Rp 482,977.45
$5,000	0.20%	$0.00	Rp 90,737,650.00with remitly wallet to bank deposit	+Rp 929,566.97
$7,000This page	0.27%	$0.00	Rp 126,928,265.87with bank transfer to bank deposit	+Rp 1,006,562.21
$10,000	0.27%	$0.00	Rp 181,299,167.00with bank transfer to bank deposit	+Rp 1,512,429.80
$50,000	0.25%	$0.00	Rp 906,577,875.00with bank transfer to bank deposit	+Rp 7,480,503.09
$100,000	0.20%	$0.00	Rp 1,814,064,600.00with bank transfer to bank deposit	+Rp 15,769,286.88
$250,000	0.20%	$0.00	Rp 4,536,409,000.00with bank transfer to bank deposit	+Rp 39,814,178.17

Mid-market rate: 1 USD = 18181.7000 IDR

USD/IDR Exchange Rate History

Is today a good time to send money from US to Indonesia?

The cheapest way to send USD to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Indonesia.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/IDR exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 126,928,265.87 IDR on 7,000 USD, which is 343,634.13 IDR less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 115 comparisons
Cheapest in 89% of them
WiseAppeared in 207 comparisons
Cheapest in 2% of them
TapTap SendAppeared in 205 comparisons
Cheapest in 12% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most IDR, and it was also the cheapest in 89% of the 115 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Indonesia.

Wise (today's second cheapest) was the cheapest in only 2% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.

Ways to send money from the US to Indonesia

There are 9 companies available for sending money from the US to Indonesia, across app, broker, online, multi-currency account, global account, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Wise charges $32.34 on a $7,000 transfer with -0.03% markup, saves your recipient's details for next time, and IDR arrives in same day.

Over the past month, Wise was the cheapest app on 57% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 126,441,141.4 IDR in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Indonesia.

Of all online companies listed here, Wise gets you the most IDR per USD.

On a $7,000 transfer, you will get 126,724,316 IDR after a $32.34 fee and -0.03% markup.

In our comparisons over the past month, it was the cheapest online service on 27 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Indonesia (e.g. a property purchase, tuition, or moving to Indonesia), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/IDR that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving IDR.

This is useful for traveling to Indonesia, building up IDR balance, or receiving payments in IDR.

Wise converts $7,000 at -0.03% markup plus small fee and holds the IDR until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive IDR in Indonesia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 126,928,265.87 IDR.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Indonesia.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 126,441,141.4 IDR on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Indonesia.

Your recipient in Indonesia can collect IDR through bank deposit, mobile wallet, mobile money, and cash pickup.

They can collect cash in Indonesia

Your recipient can collect IDR from a participating MoneyGram location in Indonesia.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

Rp126,928,266

Cheapest
2

Debit card Bank deposit

You pay $7,000.00

Rp126,700,000

-Rp228,266
3

Debit card Mobile wallet

You pay $7,000.00

Rp126,700,000

-Rp228,266
4

Debit card Mobile money

You pay $7,000.00

Rp126,503,404

-Rp424,862
5

Bank transfer Cash pickup

You pay $7,005.99

Rp126,440,992

-Rp487,274

Show moreShow less

6

Bank transfer Mobile wallet

You pay $7,001.99

Rp126,414,322

-Rp513,944
7

Credit card Mobile wallet

You pay $7,210.00

Rp125,764,381

-Rp1,163,884
8

Credit card Bank deposit

You pay $7,177.99

Rp125,124,498

-Rp1,803,768
9

Debit card Cash pickup

You pay $7,075.99

Rp124,741,549

-Rp2,186,717
10

Credit card Cash pickup

You pay $7,179.99

Rp124,741,549

-Rp2,186,717
11

Cash deposit Cash pickup

You pay $7,060.79

Rp124,710,802

-Rp2,217,464

Things to consider before sending USD to Indonesia

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/IDR company

Cheapest way to send money to Indonesia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 126,928,265.87 IDR, which is 0.16% more than the next best option.

Fastest way to send money to Indonesia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 126,160,477.34 IDR, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Indonesia?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Indonesia.

While Wise may not always be the cheapest or fastest way to send IDR, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Indonesia and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/IDR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

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Send money to Indonesia

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Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18007.0000	–	Rp 126,049,000.00
Regency FX Cheapest	17958.3811	$0.00	Rp 125,708,667.70	−Rp 340,332.30
Wise	17992.5000	$32.34	Rp 125,365,623.00	−Rp 683,377.00
TapTap Send	17730.0000	$0.00	Rp 124,110,000.00	−Rp 1,939,000.00

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17874.0000	–	Rp 125,118,000.00
Regency FX Cheapest	17825.7402	$0.00	Rp 124,780,181.40	−Rp 337,818.60
Wise	17865.0000	$32.34	Rp 124,477,246.00	−Rp 640,754.00
TapTap Send	17750.0000	$0.00	Rp 124,250,000.00	−Rp 868,000.00

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17969.0000	–	Rp 125,783,000.00
Regency FX Cheapest	17920.4837	$0.00	Rp 125,443,385.90	−Rp 339,614.10
Wise	17952.5000	$32.34	Rp 125,086,916.00	−Rp 696,084.00
TapTap Send	17850.0000	$0.00	Rp 124,950,000.00	−Rp 833,000.00

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17894.0000	–	Rp 125,258,000.00
Regency FX Cheapest	17845.6862	$0.00	Rp 124,919,803.40	−Rp 338,196.60
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 658,000.00
Wise	17875.0000	$32.34	Rp 124,546,923.00	−Rp 711,077.00

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17888.5000	–	Rp 125,219,500.00
Regency FX Cheapest	17840.2010	$0.00	Rp 124,881,407.35	−Rp 338,092.65
Wise	17890.5000	$32.34	Rp 124,654,921.00	−Rp 564,579.00
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 619,500.00

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17936.0000	–	Rp 125,552,000.00
Regency FX Cheapest	17887.5728	$0.00	Rp 125,213,009.60	−Rp 338,990.40
Wise	17925.0000	$32.34	Rp 124,895,306.00	−Rp 656,694.00
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 952,000.00

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17921.0000	–	Rp 125,447,000.00
Regency FX Cheapest	17872.6133	$0.00	Rp 125,108,293.10	−Rp 338,706.90
Wise	17910.0000	$32.34	Rp 124,790,791.00	−Rp 656,209.00
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 847,000.00

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17898.0000	–	Rp 125,286,000.00
Regency FX Cheapest	17849.6754	$0.00	Rp 124,947,727.80	−Rp 338,272.20
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 686,000.00
Wise	17880.5000	$32.34	Rp 124,585,245.00	−Rp 700,755.00

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17916.0000	–	Rp 125,412,000.00
Regency FX Cheapest	17867.6268	$0.00	Rp 125,073,387.60	−Rp 338,612.40
Wise	17896.5000	$32.34	Rp 124,696,727.00	−Rp 715,273.00
TapTap Send	17750.0000	$0.00	Rp 124,250,000.00	−Rp 1,162,000.00

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17901.0000	–	Rp 125,307,000.00
Regency FX Cheapest	17852.6673	$0.00	Rp 124,968,671.10	−Rp 338,328.90
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 707,000.00
Wise	17882.0000	$32.34	Rp 124,595,696.00	−Rp 711,304.00

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17891.4000	–	Rp 125,239,800.00
Regency FX Cheapest	17843.0932	$0.00	Rp 124,901,652.54	−Rp 338,147.46
Wise	17895.5000	$32.34	Rp 124,689,760.00	−Rp 550,040.00
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 639,800.00

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17925.0000	–	Rp 125,475,000.00
Regency FX Cheapest	17876.6025	$0.00	Rp 125,136,217.50	−Rp 338,782.50
Wise	17906.5000	$32.34	Rp 124,766,404.00	−Rp 708,596.00
TapTap Send	17750.0000	$0.00	Rp 124,250,000.00	−Rp 1,225,000.00

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17910.0000	–	Rp 125,370,000.00
Regency FX Cheapest	17861.6430	$0.00	Rp 125,031,501.00	−Rp 338,499.00
Wise	17896.5000	$32.34	Rp 124,696,727.00	−Rp 673,273.00
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 770,000.00

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17898.9000	–	Rp 125,292,300.00
Regency FX Cheapest	17850.5730	$0.00	Rp 124,954,010.79	−Rp 338,289.21
Wise	17900.0000	$32.34	Rp 124,721,114.00	−Rp 571,186.00
TapTap Send	17800.0000	$0.00	Rp 124,600,000.00	−Rp 692,300.00

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17937.0500	–	Rp 125,559,350.00
Regency FX Cheapest	17888.6200	$0.00	Rp 125,220,339.75	−Rp 339,010.25
Wise	17940.0000	$32.34	Rp 124,999,820.00	−Rp 559,530.00
TapTap Send	17850.0000	$0.00	Rp 124,950,000.00	−Rp 609,350.00

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18006.0000	–	Rp 126,042,000.00
Regency FX Cheapest	17957.3838	$0.00	Rp 125,701,686.60	−Rp 340,313.40
TapTap Send	17950.0000	$0.00	Rp 125,650,000.00	−Rp 392,000.00
Wise	18010.0000	$32.34	Rp 125,487,557.00	−Rp 554,443.00

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18053.0000	–	Rp 126,371,000.00
Regency FX Cheapest	18004.2569	$0.00	Rp 126,029,798.30	−Rp 341,201.70
TapTap Send	18000.0000	$0.00	Rp 126,000,000.00	−Rp 371,000.00
Wise	18053.0000	$32.34	Rp 125,787,166.00	−Rp 583,834.00

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18042.0000	–	Rp 126,294,000.00
TapTap Send Cheapest	18000.0000	$0.00	Rp 126,000,000.00	−Rp 294,000.00
Regency FX	17993.2866	$0.00	Rp 125,953,006.20	−Rp 340,993.80
Wise	18045.5000	$32.34	Rp 125,734,909.00	−Rp 559,091.00

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	17974.8500	–	Rp 125,823,950.00
TapTap Send Cheapest	18000.0000	$0.00	Rp 126,000,000.00	+Rp 176,050.00
Regency FX	17926.3179	$0.00	Rp 125,484,225.33	−Rp 339,724.67
Wise	17985.0000	$32.34	Rp 125,313,365.00	−Rp 510,585.00

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18010.2000	–	Rp 126,071,400.00
TapTap Send Cheapest	18000.0000	$0.00	Rp 126,000,000.00	−Rp 71,400.00
Regency FX	17961.5725	$0.00	Rp 125,731,007.22	−Rp 340,392.78
Wise	18005.0000	$32.34	Rp 125,452,718.00	−Rp 618,682.00

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18062.0500	–	Rp 126,434,350.00
Regency FX Cheapest	18013.2825	$0.00	Rp 126,092,977.25	−Rp 341,372.75
TapTap Send	18000.0000	$0.00	Rp 126,000,000.00	−Rp 434,350.00
Wise	18054.8000	$32.34	Rp 125,799,708.00	−Rp 634,642.00

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18081.0500	–	Rp 126,567,350.00
Regency FX Cheapest	18032.2312	$0.00	Rp 126,225,618.16	−Rp 341,731.84
TapTap Send	18000.0000	$0.00	Rp 126,000,000.00	−Rp 567,350.00
Wise	18069.0000	$32.34	Rp 125,898,649.00	−Rp 668,701.00

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18093.8500	–	Rp 126,656,950.00
Regency FX Cheapest	18044.9966	$0.00	Rp 126,314,976.23	−Rp 341,973.77
Wise	18089.0000	$32.34	Rp 126,038,002.00	−Rp 618,948.00
TapTap Send	18000.0000	$0.00	Rp 126,000,000.00	−Rp 656,950.00

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18118.0000	–	Rp 126,826,000.00
Regency FX Cheapest	18069.0814	$0.00	Rp 126,483,569.80	−Rp 342,430.20
Wise	18124.0000	$32.34	Rp 126,281,870.00	−Rp 544,130.00
TapTap Send	18000.0000	$0.00	Rp 126,000,000.00	−Rp 826,000.00

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18155.0000	–	Rp 127,085,000.00
Regency FX Cheapest	18105.9815	$0.00	Rp 126,741,870.50	−Rp 343,129.50
TapTap Send	18100.0000	$0.00	Rp 126,700,000.00	−Rp 385,000.00
Wise	18155.0000	$32.34	Rp 126,497,867.00	−Rp 587,133.00

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Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	18181.7000	–	Rp 127,271,900.00
Regency FX Cheapest	18132.6094	$0.00	Rp 126,928,265.87	−Rp 343,634.13
Wise	18187.5000	$32.34	Rp 126,724,316.00	−Rp 547,584.00
TapTap Send	18100.0000	$0.00	Rp 126,700,000.00	−Rp 571,900.00