The cheapest option overall is Wise, giving your recipient 129,591,064 IDR when you send CHF 6,000.
Below we’ve compared 5 ways to send money from Switzerland to Indonesia.
| 5 of 5 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze CHF/IDR exchange rates from our comparisons. | |||
| Based on 6,000 CHF transfer Best companies for CHF/IDR transfersAll money transfer offers for CHF/IDR transfers, sorted by most IDR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 19.38 1 CHF = 21668.5000 IDR +0.01% vs mid-market | Recipient gets Rp 129'591'064.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 19.381 CHF = 21668.5000 IDR Rp 129'591'064.00You payCHF 6'000.00 | |||
| Promoted  CurrencyFair Pay via Bank transfer | Fee CHF 0.92 1 CHF = 21524.4000 IDR +0.67% vs mid-market | Recipient gets Rp 129'126'400.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 0.921 CHF = 21524.4000 IDR Rp 129'126'400.00You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Indonesia deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much CHF you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee CHF 19.38 1 CHF = 21668.5000 IDR +0.01% vs mid-market | Recipient gets Rp 129'591'064.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 19.381 CHF = 21668.5000 IDR Rp 129'591'064.00You payCHF 6'000.00 | |||
| CurrencyFair Pay via Bank transfer | Fee CHF 0.92 1 CHF = 21524.4000 IDR +0.67% vs mid-market | Recipient gets Rp 129'126'400.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 0.921 CHF = 21524.4000 IDR Rp 129'126'400.00You payCHF 6'000.00 | |||
 Paysend Pay via Debit card | Fee CHF 0.00 1 CHF = 21325.9455 IDR +1.60% vs mid-market | Recipient gets Rp 127'955'672.77 Minutes - 24 hours | |
Ways to receive money in Indonesia with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 21325.9455 IDR Rp 127'955'672.77You payCHF 6'000.00 | |||
| Paysend Pay via Credit card | Fee CHF 0.00 1 CHF = 21325.9455 IDR +1.60% vs mid-market | Recipient gets Rp 127'955'672.77 Minutes - 24 hours | |
Ways to receive money in Indonesia with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 21325.9455 IDR Rp 127'955'672.77You payCHF 6'000.00 | |||
 Western Union Pay via Debit card | Fee CHF 0.00 1 CHF = 21098.6979 IDR +2.67% vs mid-market | Recipient gets Rp 126'592'200.00 Minutes - 2 days | |
Ways to receive money in Indonesia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 21098.6979 IDR Rp 126'592'200.00You payCHF 6'000.00 | |||
| Western Union Pay via Bank transfer | Fee CHF 0.00 1 CHF = 21098.6979 IDR +2.67% vs mid-market | Recipient gets Rp 126'592'200.00 Minutes - 2 days | |
Ways to receive money in Indonesia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 21098.6979 IDR Rp 126'592'200.00You payCHF 6'000.00 | |||
 Ria Money Transfer Pay via Credit card | Fee CHF 4.99 1 CHF = 20953.1900 IDR +3.36% vs mid-market | Recipient gets Rp 125'614'583.58 Minutes - 24 hours | |
Ways to receive money in Indonesia with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 4.991 CHF = 20953.1900 IDR Rp 125'614'583.58You payCHF 6'000.00 Mobile walletMinutes - 24 hours CHF 4.991 CHF = 20953.1900 IDR Rp 125'614'583.58You payCHF 6'000.00 Cash pickupMinutes - 24 hours CHF 4.991 CHF = 20737.1800 IDR Rp 124'319'601.47You payCHF 6'000.00 | |||
| Ria Money Transfer Pay via Debit card | Fee CHF 4.99 1 CHF = 20953.1900 IDR +3.36% vs mid-market | Recipient gets Rp 125'614'583.58 Minutes - 24 hours | |
Ways to receive money in Indonesia with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 4.991 CHF = 20953.1900 IDR Rp 125'614'583.58You payCHF 6'000.00 Mobile walletMinutes - 24 hours CHF 4.991 CHF = 20953.1900 IDR Rp 125'614'583.58You payCHF 6'000.00 Cash pickupMinutes - 24 hours CHF 4.991 CHF = 20737.1800 IDR Rp 124'319'601.47You payCHF 6'000.00 | |||
| How Our Results Work Mid-market rate: 1 CHF = 21669.652890 IDR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Wise at 129,591,064 IDR for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
5 companies send money from Switzerland to Indonesia, across online, app, in person, multi-currency account, global account, and broker, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 129,591,064 IDR.
The fee is 19.38 CHF, with a 0.01% on top of CHF/IDR rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in IDR (be it payments or travelling).
Wise converts CHF 6,000 with a 0.01% exchange-rate markup and lets you hold CHF and IDR in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Wise charges fr.19.38 on a fr.6,000 transfer, and the money lands within an hour.
You can also save recipients and create automated scheduled transfers to Indonesia.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Indonesia or moving your wealth, a broker like CurrencyFair charges no fee and works on a margin instead (0.67% on CHF/IDR).
I suggest , since the more IDR you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/IDR rate.
When they need cash
Send CHF 6,000 with Western Union online or at an agent in Switzerland.
Your recipient can collect 126,592,200 IDR in Indonesia in minutes - 2 days.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Indonesia.
A global account lets you hold IDR alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 129,591,064 IDR.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Indonesia.
In Indonesia, they can get IDR delivered as bank deposit, mobile wallet, and cash pickup.
They can collect cash in Indonesia
The recipient should take a valid photo ID and the collection reference to a participating Western Union agent in Indonesia.
You pay fr.6,000.00
Rp129,591,064
Cheapest
You pay fr.6,000.00
Rp127,955,673
-Rp1,635,391
You pay fr.6,000.00
Rp127,955,673
-Rp1,635,391
You pay fr.6,000.00
Rp125,614,584
-Rp3,976,480
You pay fr.6,000.00
Rp125,614,584
-Rp3,976,480
You pay fr.6,000.00
Rp124,319,601
-Rp5,271,463
You pay fr.6,000.00
Rp124,319,601
-Rp5,271,463
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Indonesia, these are the best options in our comparison.
Cheapest way to send money to Indonesia
The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 129,591,064 IDR, which is 0.36% more than the next best option.
Fastest way to send money to Indonesia
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 129,591,064 IDR in within an hour.
Swiss banks can make SEPA payments in euros, but CHF transfer to a IDR requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much IDR arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 21,685.657055 IDR
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 5 of them sending CHF to Indonesia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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