How to send money to Indonesia from Switzerland with the best CHF-IDR rate

The cheapest option overall is Regency FX, giving your recipient 131,039,694.23 IDR when you send CHF 6,000.

Below we’ve compared 5 ways to send money from Switzerland to Indonesia.

Best companies for CHF/IDR transfers

5 of 5 providers

Last updated on 28 October 2026

Based on 6,000 CHF transfer

Best companies for CHF/IDR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee CHF 19.38 1 CHF = 21895.3000 IDR +0.02% vs mid-market Recipient gets Rp 130'947'469.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 19.381 CHF = 21895.3000 IDR
Rp 130'947'469.00You payCHF 6'000.00
Promoted

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 21702.5591 IDR +0.90% vs mid-market Recipient gets Rp 130'215'354.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 21702.5591 IDR
Rp 130'215'354.60You payCHF 6'000.00

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Showing top Switzerland to Indonesia deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
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Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 21839.9490 IDR +0.27% vs mid-market Recipient gets Rp 131'039'694.23 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 21839.9490 IDR
Rp 131'039'694.23You payCHF 6'000.00

Wise

Pay via Bank transfer
Fee CHF 19.38 1 CHF = 21895.3000 IDR +0.02% vs mid-market Recipient gets Rp 130'947'469.00 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
CHF 19.381 CHF = 21895.3000 IDR
Rp 130'947'469.00You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 21789.5812 IDR +0.50% vs mid-market Recipient gets Rp 130'737'486.97 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Indonesia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 21789.5812 IDR
Rp 130'737'486.97You payCHF 6'000.00

Xe

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 21702.5591 IDR +0.90% vs mid-market Recipient gets Rp 130'215'354.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 21702.5591 IDR
Rp 130'215'354.60You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 21842.6029 IDR +0.26% vs mid-market Recipient gets Rp 129'821'510.05 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 21842.6029 IDR
Rp 129'821'510.05You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee CHF 36.00 1 CHF = 21702.5591 IDR +0.90% vs mid-market Recipient gets Rp 129'434'062.47 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 21702.5591 IDR
Rp 129'434'062.47You payCHF 6'000.00

Xe

Pay via Credit card
Fee CHF 36.00 1 CHF = 21702.5591 IDR +0.90% vs mid-market Recipient gets Rp 129'434'062.47 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
CHF 36.001 CHF = 21702.5591 IDR
Rp 129'434'062.47You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee CHF 185.50 1 CHF = 21842.6029 IDR +0.26% vs mid-market Recipient gets Rp 127'003'814.28 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 185.501 CHF = 21842.6029 IDR
Rp 127'003'814.28You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 CHF = 21899.0765 IDR Updates every 60 minutes.

How to send money from Switzerland to Indonesia

Pick a company

Start with the cheapest, which is Regency FX at 131,039,694.23 IDR for a CHF 6,000 transfer.

Regency FX was the cheapest on 23 of the 26 days it quoted fr.6,000 transfers to Indonesia.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Indonesia?

How much CHF you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 83% of the transfers from CHF 6,000 it quoted, and in 83% of all the transfers it quoted.

Cheapest service
CHF 1'0000.23%CHF 1.50Rp 21'814'058.33with bank transfer to bank deposit+Rp 267'713.79
CHF 5'0000.27%CHF 0.00Rp 109'164'949.17with bank transfer to bank deposit+Rp 1'212'526.03
CHF 6'000This page0.27%CHF 0.00Rp 131'039'694.23with bank transfer to bank deposit+Rp 1'210'512.47
CHF 25'0000.25%CHF 0.00Rp 545'449'213.46with bank transfer to bank deposit+Rp 683'520.32

Mid-market rate: 1 CHF = 21899.0765 IDR

CHF/IDR Exchange Rate History

Is today a good time to send money from Switzerland to Indonesia?

The cheapest way to send CHF to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 6,000 CHF transfers to Indonesia.

IDR received for CHF 6'000, after fees

Wed, 28 Oct 2026Mid-market rateRp 131'394'459.27 Regency FX Rp 131'039'694.23Regency FXRp 131'039'694.23WiseRp 130'947'469.00OFXRp 130'737'486.97

127M
128M
129M
130M
131M
132M
133M
At the mid-market rateWith the cheapest optionRegency FXWiseOFX
Exchange rateFeeRecipient getsDifference
Mid-market rate 21582.7397 – Rp 129'496'437.94
Regency FX Cheapest 21524.4663 CHF 0.00 Rp 129'146'797.56 −Rp 349'640.38
Wise 21573.9000 CHF 19.38 Rp 129'025'298.00 −Rp 471'139.94
OFX 21474.8260 CHF 0.00 Rp 128'848'955.75 −Rp 647'482.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 21459.1966 – Rp 128'755'179.50
Regency FX Cheapest 21401.2568 CHF 0.00 Rp 128'407'540.52 −Rp 347'638.98
Wise 21426.0000 CHF 19.38 Rp 128'140'764.00 −Rp 614'415.50
OFX 21351.9006 CHF 0.00 Rp 128'111'403.61 −Rp 643'775.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 21531.2644 – Rp 129'187'586.61
Regency FX Cheapest 21473.1300 CHF 0.00 Rp 128'838'780.13 −Rp 348'806.48
Wise 21510.6000 CHF 19.38 Rp 128'646'725.00 −Rp 540'861.61
OFX 21423.6081 CHF 0.00 Rp 128'541'648.68 −Rp 645'937.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 21619.5315 – Rp 129'717'189.17
Regency FX Cheapest 21561.1588 CHF 0.00 Rp 129'366'952.76 −Rp 350'236.41
Wise 21599.9000 CHF 19.38 Rp 129'180'794.00 −Rp 536'395.17
OFX 21511.4339 CHF 0.00 Rp 129'068'603.22 −Rp 648'585.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 21595.0233 – Rp 129'570'139.75
Regency FX Cheapest 21536.7167 CHF 0.00 Rp 129'220'300.37 −Rp 349'839.38
Wise 21582.1000 CHF 19.38 Rp 129'074'339.00 −Rp 495'800.75
OFX 21487.0482 CHF 0.00 Rp 128'922'289.05 −Rp 647'850.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 21542.0264 – Rp 129'252'158.21
Wise Cheapest 21582.1000 CHF 19.38 Rp 129'074'339.00 −Rp 177'819.21
Regency FX 21483.8629 CHF 0.00 Rp 128'903'177.39 −Rp 348'980.82
OFX 21434.3162 CHF 0.00 Rp 128'605'897.42 −Rp 646'260.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 21625.8904 – Rp 129'755'342.23
Wise Cheapest 21610.5000 CHF 19.38 Rp 129'244'189.00 −Rp 511'153.23
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21523.5640 – Rp 129'141'384.16
Regency FX Cheapest 21465.4504 CHF 0.00 Rp 128'792'702.42 −Rp 348'681.74
Wise 21515.0000 CHF 19.38 Rp 128'673'039.00 −Rp 468'345.16
OFX 21415.9462 CHF 0.00 Rp 128'495'677.24 −Rp 645'706.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 21489.2608 – Rp 128'935'564.64
Regency FX Cheapest 21431.2398 CHF 0.00 Rp 128'587'438.62 −Rp 348'126.02
Wise 21471.0000 CHF 19.38 Rp 128'409'892.00 −Rp 525'672.64
OFX 21381.8145 CHF 0.00 Rp 128'290'886.82 −Rp 644'677.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 21506.3404 – Rp 129'038'042.60
Regency FX Cheapest 21448.2733 CHF 0.00 Rp 128'689'639.88 −Rp 348'402.72
Wise 21481.7000 CHF 19.38 Rp 128'473'885.00 −Rp 564'157.60
OFX 21398.8087 CHF 0.00 Rp 128'392'852.39 −Rp 645'190.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 21544.1110 – Rp 129'264'666.04
Regency FX Cheapest 21485.9419 CHF 0.00 Rp 128'915'651.44 −Rp 349'014.60
Wise 21532.6000 CHF 19.38 Rp 128'778'298.00 −Rp 486'368.04
OFX 21436.3905 CHF 0.00 Rp 128'618'342.71 −Rp 646'323.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 21564.6253 – Rp 129'387'751.57
Regency FX Cheapest 21506.4008 CHF 0.00 Rp 129'038'404.64 −Rp 349'346.93
Wise 21558.2000 CHF 19.38 Rp 128'931'402.00 −Rp 456'349.57
OFX 21456.8021 CHF 0.00 Rp 128'740'812.81 −Rp 646'938.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 21564.6253 – Rp 129'387'751.57
Regency FX Cheapest 21506.4008 CHF 0.00 Rp 129'038'404.64 −Rp 349'346.93
Wise 21558.2000 CHF 19.38 Rp 128'931'402.00 −Rp 456'349.57
OFX 21456.8021 CHF 0.00 Rp 128'740'812.81 −Rp 646'938.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 21536.0937 – Rp 129'216'562.16
Regency FX Cheapest 21477.9462 CHF 0.00 Rp 128'867'677.44 −Rp 348'884.72
Wise 21523.2000 CHF 19.38 Rp 128'722'080.00 −Rp 494'482.16
OFX 21428.4132 CHF 0.00 Rp 128'570'479.35 −Rp 646'082.81
Exchange rateFeeRecipient getsDifference
Mid-market rate 21459.3458 – Rp 128'756'074.97
Wise Cheapest 21474.2000 CHF 19.38 Rp 128'429'030.00 −Rp 327'044.97
Regency FX 21401.4056 CHF 0.00 Rp 128'408'433.57 −Rp 347'641.40
OFX 21352.0491 CHF 0.00 Rp 128'112'294.60 −Rp 643'780.37
Exchange rateFeeRecipient getsDifference
Mid-market rate 21448.6718 – Rp 128'692'030.83
Wise Cheapest 21483.2000 CHF 19.38 Rp 128'482'856.00 −Rp 209'174.83
Regency FX 21390.7604 CHF 0.00 Rp 128'344'562.35 −Rp 347'468.48
OFX 21341.4284 CHF 0.00 Rp 128'048'570.68 −Rp 643'460.15
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 21622.9000 CHF 19.38 Rp 129'318'348.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21845.1858 – Rp 131'071'114.64
Regency FX Cheapest 21786.2038 CHF 0.00 Rp 130'717'222.63 −Rp 353'892.01
Wise 21835.7000 CHF 19.38 Rp 130'591'024.00 −Rp 480'090.64
OFX 21735.9598 CHF 0.00 Rp 130'415'759.06 −Rp 655'355.58
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 21910.3000 CHF 19.38 Rp 131'037'178.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 21910.3000 CHF 19.38 Rp 131'037'178.00 –
Regency FX No quote collected this day – – – –
OFX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21878.1273 – Rp 131'268'763.99
Regency FX Cheapest 21819.0564 CHF 0.00 Rp 130'914'338.32 −Rp 354'425.67
Wise 21880.0000 CHF 19.38 Rp 130'855'966.00 −Rp 412'797.99
OFX 21768.7367 CHF 0.00 Rp 130'612'420.17 −Rp 656'343.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 21781.8171 – Rp 130'690'902.48
Regency FX Cheapest 21723.0062 CHF 0.00 Rp 130'338'037.04 −Rp 352'865.44
Wise 21783.4000 CHF 19.38 Rp 130'278'238.00 −Rp 412'664.48
OFX 21672.9080 CHF 0.00 Rp 130'037'447.97 −Rp 653'454.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 21902.3312 – Rp 131'413'987.46
Regency FX Cheapest 21843.1949 CHF 0.00 Rp 131'059'169.69 −Rp 354'817.77
Wise 21882.8000 CHF 19.38 Rp 130'872'711.00 −Rp 541'276.46
OFX 21792.8196 CHF 0.00 Rp 130'756'917.52 −Rp 657'069.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 22046.4334 – Rp 132'278'600.56
Regency FX Cheapest 21986.9081 CHF 0.00 Rp 131'921'448.34 −Rp 357'152.22
Wise 22038.0000 CHF 19.38 Rp 131'800'904.00 −Rp 477'696.56
OFX 21936.2013 CHF 0.00 Rp 131'617'207.56 −Rp 661'393.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 21990.8996 – Rp 131'945'397.88
Regency FX Cheapest 21931.5242 CHF 0.00 Rp 131'589'145.31 −Rp 356'252.57
Wise 21957.2000 CHF 19.38 Rp 131'317'669.00 −Rp 627'728.88
OFX 21880.9451 CHF 0.00 Rp 131'285'670.89 −Rp 659'726.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 21929.8774 – Rp 131'579'264.26
Regency FX Cheapest 21870.6667 CHF 0.00 Rp 131'224'000.25 −Rp 355'264.01
OFX 21820.2280 CHF 0.00 Rp 130'921'367.94 −Rp 657'896.32
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21929.8774 – Rp 131'579'264.26
Regency FX Cheapest 21870.6667 CHF 0.00 Rp 131'224'000.25 −Rp 355'264.01
OFX 21820.2280 CHF 0.00 Rp 130'921'367.94 −Rp 657'896.32
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 21945.2700 – Rp 131'671'619.93
Regency FX Cheapest 21886.0178 CHF 0.00 Rp 131'316'106.55 −Rp 355'513.38
Wise 21949.3000 CHF 19.38 Rp 131'270'423.00 −Rp 401'196.93
OFX 21835.5436 CHF 0.00 Rp 131'013'261.83 −Rp 658'358.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 21927.7327 – Rp 131'566'395.99
Regency FX Cheapest 21868.5278 CHF 0.00 Rp 131'211'166.72 −Rp 355'229.27
Wise 21925.6000 CHF 19.38 Rp 131'128'682.00 −Rp 437'713.99
OFX 21818.0940 CHF 0.00 Rp 130'908'564.01 −Rp 657'831.98
Exchange rateFeeRecipient getsDifference
Mid-market rate 21899.0765 – Rp 131'394'459.27
Regency FX Cheapest 21839.9490 CHF 0.00 Rp 131'039'694.23 −Rp 354'765.04
Wise 21895.3000 CHF 19.38 Rp 130'947'469.00 −Rp 446'990.27
OFX 21789.5812 CHF 0.00 Rp 130'737'486.97 −Rp 656'972.30

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of IDR on every transfer from Switzerland.

Right now, Regency FX pays 131,039,694.23 IDR on 6,000 CHF, which is 354,765.04 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 131,921,448.34 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Regency FXAppeared in 70 comparisons

    Cheapest in 83% of them

  2. WiseAppeared in 99 comparisons

    Cheapest in 27% of them

  3. OFXAppeared in 97 comparisons

    Cheapest in 2% of them

Based on 106 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most IDR, and it was also the cheapest in 83% of the 70 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Indonesia.

Wise (today's second cheapest) was the cheapest in only 27% of its comparisons, so it's rarely the cheapest option for transfers to Indonesia.

Ways to send money from Switzerland to Indonesia

5 companies send money from Switzerland to Indonesia, across broker, app, online, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Wise, 6,000 CHF gets your recipient 130,947,469 IDR.

The fee is 19.38 CHF, with a 0.02% markup on top of the CHF/IDR rate.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in IDR (be it payments or travelling).

Wise converts CHF 6,000 with a 0.02% exchange-rate markup and lets you hold CHF and IDR in one account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Wise charges fr.19.38 on a fr.6,000 transfer, and the money lands within an hour.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6,000 transfers.

You can also save recipients and create automated scheduled transfers to Indonesia.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Indonesia or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/IDR).

I suggest , since the more IDR you send the better rate you get.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/IDR rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Indonesia.

A global account lets you hold IDR alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive IDR in Indonesia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 131,039,694.23 IDR.

The transfer can be paid for by bank transfer, debit card, and credit card.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Indonesia.

In Indonesia, they can get IDR delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    Rp131,039,694

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay fr.6,000.00

    Rp129,434,062

    -Rp1,605,632

  3. 3
    Credit card Bank deposit

    You pay fr.6,000.00

    Rp129,434,062

    -Rp1,605,632

Things to know before sending CHF to Indonesia

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/IDR transfer options

For a CHF 6,000 transfer to Indonesia, these are the best options in our comparison.

Cheapest way to send money to Indonesia

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 131,039,694.23 IDR, which is 0.07% more than the next best option.

Fastest way to send money to Indonesia

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 129,821,510.05 IDR in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to IDR requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 5 of them sending CHF to Indonesia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 106 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/IDR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.