The cheapest option overall is Regency FX, giving your recipient 129,642,346.6 IDR when you send CHF 6,000.
Below we’ve compared 6 ways to send money from Switzerland to Indonesia.
| 6 of 6 providers Last updated on 28 September 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/IDR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 19.38 1 CHF = 21654.0000 IDR +0.05% vs mid-market | Recipient gets Rp 129'504'345.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 19.381 CHF = 21654.0000 IDR Rp 129'504'345.00You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 21315.3060 IDR +1.63% vs mid-market | Recipient gets Rp 127'891'836.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 21315.3060 IDR Rp 127'891'836.00You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Indonesia deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much CHF you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 21607.0578 IDR +0.27% vs mid-market | Recipient gets Rp 129'642'346.60 Minutes - 24 hours | |
Ways to receive money in Indonesia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 21607.0578 IDR Rp 129'642'346.60You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 19.38 1 CHF = 21654.0000 IDR +0.05% vs mid-market | Recipient gets Rp 129'504'345.00 Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 19.381 CHF = 21654.0000 IDR Rp 129'504'345.00You payCHF 6'000.00 | |||
 OFX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 21557.2270 IDR +0.50% vs mid-market | Recipient gets Rp 129'343'361.94 Minutes - 24 hours | |
Ways to receive money in Indonesia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 21557.2270 IDR Rp 129'343'361.94You payCHF 6'000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee CHF 0.92 1 CHF = 21487.2000 IDR +0.83% vs mid-market | Recipient gets Rp 128'903'200.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 0.921 CHF = 21487.2000 IDR Rp 128'903'200.00You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 21610.8312 IDR +0.25% vs mid-market | Recipient gets Rp 128'443'975.28 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 56.501 CHF = 21610.8312 IDR Rp 128'443'975.28You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 21315.3060 IDR +1.63% vs mid-market | Recipient gets Rp 127'891'836.00 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 21315.3060 IDR Rp 127'891'836.00You payCHF 6'000.00 | |||
| Xe Pay via Debit card | Fee CHF 36.00 1 CHF = 21315.3060 IDR +1.63% vs mid-market | Recipient gets Rp 127'124'484.98 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 21315.3060 IDR Rp 127'124'484.98You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 36.00 1 CHF = 21315.3060 IDR +1.63% vs mid-market | Recipient gets Rp 127'124'484.98 Minutes - 24 hours | |
Ways to receive money in Indonesia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 21315.3060 IDR Rp 127'124'484.98You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee CHF 185.50 1 CHF = 21610.8312 IDR +0.25% vs mid-market | Recipient gets Rp 125'656'178.05 Within minutes | |
Ways to receive money in Indonesia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 185.501 CHF = 21610.8312 IDR Rp 125'656'178.05You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 CHF = 21665.5548 IDR Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 129,642,346.6 IDR for CHF 6,000 transfer.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
Your may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | 0.25% | CHF 1.50 | Rp 21'583'089.74with bank transfer to bank deposit | +Rp 352'159.90 | |
| CHF 6'000This page | 0.27% | CHF 0.00 | Rp 129'642'346.60with bank transfer to bank deposit | +Rp 1'460'767.40 | |
| CHF 25'000 | 0.25% | CHF 0.00 | Rp 539'503'774.31with bank transfer to bank deposit | +Rp 6'698'516.98 |
Mid-market rate: 1 CHF = 21665.5548 IDR
6 companies send money from Switzerland to Indonesia, across broker, app, online, multi-currency account, and global account, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 129,504,345 IDR.
The fee is 19.38 CHF, with a 0.05% on top of CHF/IDR rate.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in IDR (be it payments or travelling).
Wise converts CHF 6,000 with a 0.05% exchange-rate markup and lets you hold CHF and IDR in one account.
For regular transfers
For the monthly transfer to family, money transfers apps are the easiest to start with.
Wise charges fr.19.38 on a fr.6,000 transfer, and the money lands within an hour.
You can also save recipients and create automated scheduled transfers to Indonesia.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Indonesia or moving your wealth, a broker like Regency FX charges no fee and works on a margin instead (0.27% on CHF/IDR).
I suggest , since the more IDR you send the better rate you get.
Brokers charge no fees, so settle with the one that gives you the best CHF/IDR rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Indonesia.
A global account lets you hold IDR alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 129,642,346.6 IDR.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Indonesia.
In Indonesia, they can get IDR delivered as bank deposit.
You pay fr.6,000.00
Rp129,642,347
Cheapest
You pay fr.6,000.00
Rp127,124,485
-Rp2,517,862
You pay fr.6,000.00
Rp127,124,485
-Rp2,517,862
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Indonesia, these are the best options in our comparison.
Cheapest way to send money to Indonesia
The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 129,642,346.6 IDR, which is 0.11% more than the next best option.
Fastest way to send money to Indonesia
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 128,443,975.28 IDR in within minutes.
Swiss banks can make SEPA payments in euros, but CHF transfer to a IDR requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
The rate you secure determines how much IDR arrives for your CHF. The weekly average is a simple benchmark for comparing today's offers.
Mid-market rate:1 CHF = 21,694.2881 IDR
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 6 of them sending CHF to Indonesia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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