How to send money to Indonesia from Spain with the best EUR-IDR rate

Revolut is the fastest way to send money from Spain to Indonesia, with transfers arriving in within minutes.

For the cheapest option, Regency FX will get you 143,079,209.38 IDR on 7,000 EUR transfer.

Best companies for EUR/IDR transfers

3 of 3 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/IDR exchange rates from our comparisons.

Based on 7,000 EUR transfer

Best companies for EUR/IDR transfers

All money transfer offers for EUR/IDR transfers, sorted by most IDR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 20439.8871 IDR +0.27% vs mid-market Recipient gets Rp 143,079,209.38 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20439.8871 IDR
Rp 143,079,209.38You pay€7,000.00
Promoted
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 20392.7480 IDR +0.50% vs mid-market Recipient gets Rp 142,749,236.27 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Indonesia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20392.7480 IDR
Rp 142,749,236.27You pay€7,000.00

Run a live search

Showing top Spain to Indonesia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 20439.8871 IDR +0.27% vs mid-market Recipient gets Rp 143,079,209.38 Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Indonesia from Spain.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20439.8871 IDR
Rp 143,079,209.38You pay€7,000.00
OFX

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 20392.7480 IDR +0.50% vs mid-market Recipient gets Rp 142,749,236.27 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Indonesia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 20392.7480 IDR
Rp 142,749,236.27You pay€7,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 20451.3654 IDR +0.21% vs mid-market Recipient gets Rp 141,717,736.34 Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Indonesia.RecommendedBased on our editorial reviews, Revolut is our recommended way to send money from Spain to Indonesia.
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€70.501 EUR = 20451.3654 IDR
Rp 141,717,736.34You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee €221.00 1 EUR = 20451.3654 IDR +0.21% vs mid-market Recipient gets Rp 138,639,805.86 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€221.001 EUR = 20451.3654 IDR
Rp 138,639,805.86You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 20495.224160 IDR Updates every 60 minutes.

How to send money from Spain to Indonesia

Pick a company

For a one-off transfer from Spain to Indonesia, I suggest picking Regency FX, it will get you the most Indonesia

The best option will change depending on the amount, so it's good to to get the best EUR/IDR rate today.

Fund your transfer

You have 2 ways to pay, including bank transfer and debit card.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Ways to send money from Spain to Indonesia

3 companies send money from Spain to Indonesia, across broker, app, multi-currency account, and global account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Indonesia.

Revolut charges €70.5 on a €7,000 transfer and pays out 141,717,736.34 IDR in within minutes.

You can pay for the transfers via bank transfer and debit card, but Bizum is usually not accepted as a funding method.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Indonesia. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin (~0.27% on EUR/IDR), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive IDR (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive IDR like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with IDR support is offered by Revolut.

For example, converting €7,000 gets you 141,717,736.34 IDR.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Indonesia.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive IDR in Indonesia

How you fund the transfer and how your recipient receives it affect the fees and how much IDR they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 143,079,209.38 IDR.

For funding your transfer from Spain, you can use bank transfer and debit card.

Bizum only supports domestic transfers in Spain, so it cannot send money to Indonesia directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Indonesia depends on the company's payout time and delivery method.

In Indonesia, the recipient can use bank deposit to receive money.

Collect cash in Indonesia

Some locutorios in Spain can arrange international transfers to Indonesia.

Check that the location serves Indonesia and whether it accepts card or cash before visiting.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    Rp143,079,209

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    Rp138,639,806

    -Rp4,439,404

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Indonesia.

Find the best EUR/IDR transfer

These are the current best options for sending €7,000 to Indonesia:

Cheapest option

Use Rp143,079,209.38, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 143,079,209.38 IDR, which is 0.23% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 141,717,736.34 IDR in within minutes.

SEPA & IDR are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Indonesia is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Indonesia.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-IDR Exchange Rate

Finding the best rate to send money from Spain to Indonesia

The exchange rate has a direct impact on how much IDR your recipient gets. A weekly comparison makes it easier to judge today's EUR/IDR rate.

Mid-market rate:1 EUR = 20,496.181118 IDR

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 3 of them on EUR to IDR, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.