How to send money to Indonesia from Denmark with the best DKK-IDR rate

For sending money to Indonesia, Regency FX has the lowest fee at 0 DKK. Regency FX is cheapest overall, giving your recipient 134,919,727.96 IDR from 50,000 DKK, and Revolut is the fastest.

Best companies for DKK/IDR transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 50,000 DKK transfer

Best companies for DKK/IDR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 205,78 kr 1 DKK = 2705.2300 IDR +0.02% vs mid-market Recipient gets 134.704.818,00 Rp Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
205,78 kr1 DKK = 2705.2300 IDR
134.704.818,00 RpYou pay50.000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 DKK = 2686.5106 IDR +0.71% vs mid-market Recipient gets 134.325.530,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 2686.5106 IDR
134.325.530,00 RpYou pay50.000,00 kr

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Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 2698.3946 IDR +0.27% vs mid-market Recipient gets 134.919.727,96 Rp Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 2698.3946 IDR
134.919.727,96 RpYou pay50.000,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 DKK = 2696.6500 IDR +0.34% vs mid-market Recipient gets 134.832.500,00 Rp Minutes
Receive to bank account

Ways to receive money in Indonesia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 DKK = 2696.6500 IDR
134.832.500,00 RpYou pay50.000,00 kr
Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay
Free1 DKK = 2696.6500 IDR
134.832.500,00 RpYou pay50.000,00 kr

Wise

Pay via Bank transfer
Fee 205,78 kr 1 DKK = 2705.2300 IDR +0.02% vs mid-market Recipient gets 134.704.818,00 Rp Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
205,78 kr1 DKK = 2705.2300 IDR
134.704.818,00 RpYou pay50.000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 DKK = 2686.5106 IDR +0.71% vs mid-market Recipient gets 134.325.530,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 2686.5106 IDR
134.325.530,00 RpYou pay50.000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 DKK = 2686.5106 IDR +0.71% vs mid-market Recipient gets 134.325.530,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 2686.5106 IDR
134.325.530,00 RpYou pay50.000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 DKK = 2686.5106 IDR +0.71% vs mid-market Recipient gets 134.325.530,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 DKK = 2686.5106 IDR
134.325.530,00 RpYou pay50.000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 7,39 kr 1 DKK = 2685.9000 IDR +0.73% vs mid-market Recipient gets 134.275.000,00 Rp Minutes - 24 hours
Receive to bank account

Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
7,39 kr1 DKK = 2685.9000 IDR
134.275.000,00 RpYou pay50.000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 428,90 kr 1 DKK = 2699.3921 IDR +0.23% vs mid-market Recipient gets 133.811.834,37 Rp Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
428,90 kr1 DKK = 2699.3921 IDR
133.811.834,37 RpYou pay50.000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee 735,72 kr 1 DKK = 2705.2300 IDR +0.02% vs mid-market Recipient gets 133.271.208,00 Rp Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
735,72 kr1 DKK = 2705.2300 IDR
133.271.208,00 RpYou pay50.000,00 kr

Wise

Pay via Credit card
Fee 885,74 kr 1 DKK = 2705.2300 IDR +0.02% vs mid-market Recipient gets 132.865.370,00 Rp Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
885,74 kr1 DKK = 2705.2300 IDR
132.865.370,00 RpYou pay50.000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1.575,00 kr 1 DKK = 2699.3921 IDR +0.23% vs mid-market Recipient gets 130.718.061,12 Rp Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1.575,00 kr1 DKK = 2699.3921 IDR
130.718.061,12 RpYou pay50.000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 DKK = 2705.6999 IDR Updates every 60 minutes.

How to send money from Denmark to Indonesia

Pick a company

The simplest way to start is to use the cheapest company, which is Regency FX.

Regency FX was the cheapest on 19 of the 28 days it quoted kr50,000 transfers to Indonesia.

This is based on a kr50,000 transfer and will change depending on how much you send.

I suggest with your amount to get the best DKK/IDR rate today.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

An instant bank transfer from your Danish bank is free, up to 500,000 kroner per deposit.

Verify and send

Most companies will verify you with MitID, which takes a minute if you already use it.

Compare amounts

How much DKK are you sending to Indonesia?

How much DKK you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 68% of the transfers from DKK 15,000 it quoted, and in 68% of all the transfers it quoted.

Cheapest service
3.000 kr0.34%0,00 kr8.089.950,00 Rpwith debit card to bank deposit+92.745,64 Rp
15.000 kr0.27%0,00 kr40.449.750,00 Rpwith debit card to bank deposit+466.728,21 Rp
50.000 krThis page0.27%0,00 kr134.919.727,96 Rpwith bank transfer to bank deposit+1.067.445,28 Rp

Mid-market rate: 1 DKK = 2705.6999 IDR

DKK/IDR Exchange Rate History

Is today a good time to send money from Denmark to Indonesia?

The cheapest way to send DKK to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 50,000 DKK transfers to Indonesia.

IDR received for 50.000 kr, after fees

Wed, 28 Oct 2026Mid-market rate135.284.997,45 Rp Regency FX 134.919.727,96 RpRegency FX134.919.727,96 RpTapTap Send134.832.500,00 RpWise134.704.818,00 Rp

132M
133M
134M
135M
136M
137M
At the mid-market rateWith the cheapest optionRegency FXTapTap SendWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 2730.9940 – 136.549.702,50 Rp
Regency FX Cheapest 2723.6204 0,00 kr 136.181.018,30 Rp −368.684,20 Rp
Wise 2729.7900 205,78 kr 135.927.764,00 Rp −621.938,50 Rp
TapTap Send 2708.5800 0,00 kr 135.429.000,00 Rp −1.120.702,50 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2714.7934 – 135.739.670,05 Rp
Regency FX Cheapest 2707.4635 0,00 kr 135.373.172,94 Rp −366.497,11 Rp
Wise 2711.4200 205,78 kr 135.013.044,00 Rp −726.626,05 Rp
TapTap Send 2681.5800 0,00 kr 134.079.000,00 Rp −1.660.670,05 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2717.8143 – 135.890.716,45 Rp
Regency FX Cheapest 2710.4762 0,00 kr 135.523.811,52 Rp −366.904,93 Rp
Wise 2714.8400 205,78 kr 135.183.340,00 Rp −707.376,45 Rp
TapTap Send 2689.5700 0,00 kr 134.478.500,00 Rp −1.412.216,45 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2694.6826 – 134.734.129,15 Rp
Regency FX Cheapest 2687.4069 0,00 kr 134.370.347,00 Rp −363.782,15 Rp
Wise 2692.6900 205,78 kr 134.080.398,00 Rp −653.731,15 Rp
TapTap Send 2662.1500 0,00 kr 133.107.500,00 Rp −1.626.629,15 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2692.9950 – 134.649.752,40 Rp
Regency FX Cheapest 2685.7240 0,00 kr 134.286.198,07 Rp −363.554,33 Rp
Wise 2693.1700 205,78 kr 134.104.299,00 Rp −545.453,40 Rp
TapTap Send 2666.0700 0,00 kr 133.303.500,00 Rp −1.346.252,40 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2692.9950 – 134.649.752,40 Rp
Regency FX Cheapest 2685.7240 0,00 kr 134.286.198,07 Rp −363.554,33 Rp
Wise 2693.1700 205,78 kr 134.104.299,00 Rp −545.453,40 Rp
TapTap Send 2666.0700 0,00 kr 133.303.500,00 Rp −1.346.252,40 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2686.5833 – 134.329.165,30 Rp
Regency FX Cheapest 2679.3295 0,00 kr 133.966.476,55 Rp −362.688,75 Rp
Wise 2684.5200 205,78 kr 133.673.579,00 Rp −655.586,30 Rp
TapTap Send 2658.9300 0,00 kr 132.946.500,00 Rp −1.382.665,30 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2690.9306 – 134.546.527,95 Rp
Regency FX Cheapest 2683.6650 0,00 kr 134.183.252,32 Rp −363.275,63 Rp
Wise 2690.0100 205,78 kr 133.946.950,00 Rp −599.577,95 Rp
TapTap Send 2659.4400 0,00 kr 132.972.000,00 Rp −1.574.527,95 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2682.4049 – 134.120.244,25 Rp
Regency FX Cheapest 2675.1624 0,00 kr 133.758.119,59 Rp −362.124,66 Rp
Wise 2680.2100 205,78 kr 133.458.966,00 Rp −661.278,25 Rp
TapTap Send 2661.0300 0,00 kr 133.051.500,00 Rp −1.068.744,25 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2683.7827 – 134.189.133,95 Rp
Regency FX Cheapest 2676.5365 0,00 kr 133.826.823,29 Rp −362.310,66 Rp
Wise 2680.8400 205,78 kr 133.490.337,00 Rp −698.796,95 Rp
TapTap Send 2655.1100 0,00 kr 132.755.500,00 Rp −1.433.633,95 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2687.3650 – 134.368.248,45 Rp
Regency FX Cheapest 2680.1091 0,00 kr 134.005.454,18 Rp −362.794,27 Rp
Wise 2686.1500 205,78 kr 133.754.744,00 Rp −613.504,45 Rp
TapTap Send 2659.3300 0,00 kr 132.966.500,00 Rp −1.401.748,45 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2681.3220 – 134.066.098,35 Rp
Regency FX Cheapest 2674.0824 0,00 kr 133.704.119,88 Rp −361.978,47 Rp
Wise 2681.9600 205,78 kr 133.546.106,00 Rp −519.992,35 Rp
TapTap Send 2654.5500 0,00 kr 132.727.500,00 Rp −1.338.598,35 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2681.3220 – 134.066.098,35 Rp
Regency FX Cheapest 2674.0824 0,00 kr 133.704.119,88 Rp −361.978,47 Rp
Wise 2681.9600 205,78 kr 133.546.106,00 Rp −519.992,35 Rp
TapTap Send 2654.5500 0,00 kr 132.727.500,00 Rp −1.338.598,35 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2686.5232 – 134.326.160,05 Rp
Regency FX Cheapest 2679.2696 0,00 kr 133.963.479,42 Rp −362.680,63 Rp
Wise 2683.6500 205,78 kr 133.630.259,00 Rp −695.901,05 Rp
TapTap Send 2658.8200 0,00 kr 132.941.000,00 Rp −1.385.160,05 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2672.8231 – 133.641.154,35 Rp
Regency FX Cheapest 2665.6065 0,00 kr 133.280.323,23 Rp −360.831,12 Rp
TapTap Send No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2674.3805 – 133.719.022,75 Rp
Wise Cheapest 2678.7100 205,78 kr 133.384.275,00 Rp −334.747,75 Rp
Regency FX 2667.1596 0,00 kr 133.357.981,39 Rp −361.041,36 Rp
TapTap Send 2652.4500 0,00 kr 132.622.500,00 Rp −1.096.522,75 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2691.1211 – 134.556.054,55 Rp
TapTap Send Cheapest 2683.9900 0,00 kr 134.199.500,00 Rp −356.554,55 Rp
Regency FX 2683.8551 0,00 kr 134.192.753,20 Rp −363.301,35 Rp
Wise 2691.7500 205,78 kr 134.033.592,00 Rp −522.462,55 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2711.3046 – 135.565.231,50 Rp
Regency FX Cheapest 2703.9841 0,00 kr 135.199.205,37 Rp −366.026,13 Rp
TapTap Send 2702.8200 0,00 kr 135.141.000,00 Rp −424.231,50 Rp
Wise 2709.2500 205,78 kr 134.904.991,00 Rp −660.240,50 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2714.2454 – 135.712.268,60 Rp
TapTap Send Cheapest 2708.8200 0,00 kr 135.441.000,00 Rp −271.268,60 Rp
Regency FX 2706.9169 0,00 kr 135.345.845,47 Rp −366.423,13 Rp
Wise 2714.1200 205,78 kr 135.147.488,00 Rp −564.780,60 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2714.2454 – 135.712.268,60 Rp
TapTap Send Cheapest 2708.8200 0,00 kr 135.441.000,00 Rp −271.268,60 Rp
Regency FX 2706.9169 0,00 kr 135.345.845,47 Rp −366.423,13 Rp
Wise 2714.1200 205,78 kr 135.147.488,00 Rp −564.780,60 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2704.7843 – 135.239.213,25 Rp
TapTap Send Cheapest 2705.0600 0,00 kr 135.253.000,00 Rp +13.786,75 Rp
Regency FX 2697.4813 0,00 kr 134.874.067,37 Rp −365.145,88 Rp
Wise 2704.3100 205,78 kr 134.659.007,00 Rp −580.206,25 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2701.0798 – 135.053.989,15 Rp
TapTap Send Cheapest 2697.4900 0,00 kr 134.874.500,00 Rp −179.489,15 Rp
Regency FX 2693.7869 0,00 kr 134.689.343,38 Rp −364.645,77 Rp
Wise 2701.9400 205,78 kr 134.540.995,00 Rp −512.994,15 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2708.6923 – 135.434.616,60 Rp
Regency FX Cheapest 2701.3789 0,00 kr 135.068.943,14 Rp −365.673,46 Rp
Wise 2706.5400 205,78 kr 134.770.048,00 Rp −664.568,60 Rp
TapTap Send 2694.8000 0,00 kr 134.740.000,00 Rp −694.616,60 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 2707.1800 0,00 kr 135.359.000,00 Rp –
Wise 2714.3600 205,78 kr 135.159.439,00 Rp –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2704.4524 – 135.222.618,15 Rp
TapTap Send Cheapest 2701.6000 0,00 kr 135.080.000,00 Rp −142.618,15 Rp
Regency FX 2697.1503 0,00 kr 134.857.517,08 Rp −365.101,07 Rp
Wise 2705.5300 205,78 kr 134.719.756,00 Rp −502.862,15 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2712.0501 – 135.602.503,60 Rp
TapTap Send Cheapest 2706.6300 0,00 kr 135.331.500,00 Rp −271.003,60 Rp
Regency FX 2704.7275 0,00 kr 135.236.376,84 Rp −366.126,76 Rp
Wise 2711.4100 205,78 kr 135.012.546,00 Rp −589.957,60 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 2706.6300 0,00 kr 135.331.500,00 Rp –
Wise 2711.4100 205,78 kr 135.012.546,00 Rp –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2718.7485 – 135.937.424,15 Rp
Regency FX Cheapest 2711.4079 0,00 kr 135.570.393,10 Rp −367.031,05 Rp
TapTap Send No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 2709.5546 – 135.477.731,95 Rp
TapTap Send Cheapest 2704.1600 0,00 kr 135.208.000,00 Rp −269.731,95 Rp
Regency FX 2702.2388 0,00 kr 135.111.942,07 Rp −365.789,88 Rp
Wise 2708.9000 205,78 kr 134.887.563,00 Rp −590.168,95 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 2705.6999 – 135.284.997,45 Rp
Regency FX Cheapest 2698.3946 0,00 kr 134.919.727,96 Rp −365.269,49 Rp
TapTap Send 2696.6500 0,00 kr 134.832.500,00 Rp −452.497,45 Rp
Wise 2705.2300 205,78 kr 134.704.818,00 Rp −580.179,45 Rp

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 50.000 kr, after fees, as quoted by each company. The mid-market line shows what 50.000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per DKK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Regency FX pays 134,919,727.96 IDR on 50,000 DKK, which is 365,269.49 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 136,181,018.3 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

  1. Regency FXAppeared in 28 comparisons

    Cheapest in 68% of them

  2. TapTap SendAppeared in 57 comparisons

    Cheapest in 61% of them

  3. WiseAppeared in 59 comparisons

    Cheapest in 8% of them

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

TapTap Send (today's second cheapest) was the cheapest in 61% of its comparisons, so if you send money to Indonesia regularly, it's worth comparing it with Regency FX before each transfer.

Ways to send money from Denmark to Indonesia

6 companies send money from Denmark to Indonesia, across app, broker, online, multi-currency account, and global account.

For sending a few thousand kroner

Online transfers

Online transfer services like Wise work well when you need to make a one-off payment.

A kr50,000 transfer with Wise gets you 134,704,818 IDR. This includes a kr205.78 fee and a 0.02% exchange-rate markup.

In our comparisons over the past month, it was the cheapest online service on 25 of the 28 days it quoted.

For small and frequent transfers

Money transfer apps

MobilePay works for Nordic payments, but for transfers to Indonesia a money transfer app like TapTap Send gives you much better rates.

TapTap Send charges DKK 0 to send kr50,000, with delivery in minutes.

Over the past month, TapTap Send was the cheapest app on 43% of the days it appeared for kr50,000 transfers.

Apps work well for small and frequent transfers, like paying bills, sending money home, and similar.

For cross-border workers

Multi-currency accounts

If you live or work across Denmark and Indonesia, you may need to use DKK and IDR.

A multi-currency account lets you keep both balances in one account.

With Wise, converting DKK 50,000 comes with a 0.02% exchange-rate markup.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

This works best for regular spending abroad, travelling, and receiving payments.

For cross-border invoices

Global accounts

Global accounts suit Danish businesses paying suppliers or contractors in Indonesia. You can also receive and hold IDR without opening a local business account.

Airwallex and Wise Business offer business multi-currency accounts and tools for recurring business payments.

Ways to fund DKK and receive IDR in Indonesia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 50,000 DKK gives your recipient 134,919,727.96 IDR.

To pay for your transfer in Denmark, you can use bank transfer, debit card, and credit card.

You can pay for the transfer using your Danish bank

Send DKK by bank transfer using the account and reference in your quote.

In Indonesia, you can receive IDR by bank deposit and mobile wallet.

For them to get money straight to their bank account, enter the recipient's IBAN in Indonesia and account-holder name.

  1. 1
    Bank transfer Bank deposit

    You pay kr50,000.00

    Rp134,919,728

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr50,000.00

    Rp134,832,500

    -Rp87,228

  3. 3
    Debit card Mobile wallet

    You pay kr50,000.00

    Rp134,832,500

    -Rp87,228

  4. 4
    Credit card Bank deposit

    You pay kr50,000.00

    Rp134,325,530

    -Rp594,198

Things to know before sending DKK to Indonesia

Denmark does not use the euro, so every DKK transfer includes a currency conversion. The rate matters even when the payment starts from a Danish IBAN.

Best DKK/IDR transfer options

Cheapest way to send money to Indonesia

For a kr50,000 transfer, Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 134,919,727.96 IDR, which is 0.06% more than the next best option.

Fastest way to send money to Indonesia

Revolut sends 133,811,834.37 IDR in within minutes when you pay by bank transfer and use bank deposit for the payout.

MobilePay is not international

MobilePay works for domestic payments and supported Nordic transfers.

You may be able to use it to pay for the transfers online, just like when depositing with any Danish bank account.

Family gifts have an annual allowance

Denmark does not tax the act of sending money abroad, but a gift can create Danish gift tax.

In 2026, most close relatives can receive up to DKK 80,600 from one donor without gift tax.

The general tax above the allowance is 15%.

Spouses are normally exempt, while different rules apply to other relationships.

The allowance also applies when the recipient lives outside Denmark.

For more info, Skattestyrelsen lists the 2026 allowances and rates.

How we analyse the market

We track 6 companies sending DKK to Indonesia, registered with Finanstilsynet or passported in, and refreshed in real time on live searches.

Your money starts in kroner, so every transfer converts currency and the rate is what we lead on, alongside fees and the pay-in and payout options.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for DKK/IDR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.