How to send money to Indonesia from Sweden with the best SEK-IDR rate

From 7 companies analysed, Regency FX is the cheapest way to send money to Indonesia, giving your recipient 144,638,583.2 IDR when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most IDR.

Best companies for SEK/IDR transfers

7 of 7 providers

Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze SEK/IDR exchange rates from our comparisons.

Based on 80,000 SEK transfer

Best companies for SEK/IDR transfers

All money transfer offers for SEK/IDR transfers, sorted by most IDR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee 383,64 kr 1 SEK = 1812.5600 IDR +0.02% vs mid-market Recipient gets 144 309 429,00 Rp Within 3 hours
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
383,64 kr1 SEK = 1812.5600 IDR
144 309 429,00 RpYou pay80 000,00 kr
Promoted
Xe

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 1786.7384 IDR +1.45% vs mid-market Recipient gets 142 939 072,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1786.7384 IDR
142 939 072,00 RpYou pay80 000,00 kr

Run a live search

Showing top Sweden to Indonesia deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 1807.9823 IDR +0.27% vs mid-market Recipient gets 144 638 583,20 Rp Minutes - 24 hours
CheapestUsing Bank transfer with Regency FX is the cheapest way to send money to Indonesia from Sweden.
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1807.9823 IDR
144 638 583,20 RpYou pay80 000,00 kr
Wise

Wise

Pay via Bank transfer
Fee 383,64 kr 1 SEK = 1812.5600 IDR +0.02% vs mid-market Recipient gets 144 309 429,00 Rp Within 3 hours
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Sweden to Indonesia.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin 3 hoursAvailable via:Bank Transfer
383,64 kr1 SEK = 1812.5600 IDR
144 309 429,00 RpYou pay80 000,00 kr
TapTap Send

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 1802.1400 IDR +0.59% vs mid-market Recipient gets 144 171 200,00 Rp Minutes
Receive to bank account

Ways to receive money in Indonesia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 1802.1400 IDR
144 171 200,00 RpYou pay80 000,00 kr
Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay
Free1 SEK = 1802.1400 IDR
144 171 200,00 RpYou pay80 000,00 kr
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee 11,03 kr 1 SEK = 1799.5100 IDR +0.74% vs mid-market Recipient gets 143 940 800,00 Rp Minutes - 24 hours
Receive to bank account

Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
11,03 kr1 SEK = 1799.5100 IDR
143 940 800,00 RpYou pay80 000,00 kr
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 1806.8551 IDR +0.33% vs mid-market Recipient gets 143 066 787,40 Rp Within minutes
FastestRevolut with Bank transfer deposit is the fastest way to send SEK to Indonesia.
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 1806.8551 IDR
143 066 787,40 RpYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 1786.7384 IDR +1.45% vs mid-market Recipient gets 142 939 072,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1786.7384 IDR
142 939 072,00 RpYou pay80 000,00 kr
Xe

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 1786.7384 IDR +1.45% vs mid-market Recipient gets 142 939 072,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1786.7384 IDR
142 939 072,00 RpYou pay80 000,00 kr
Xe

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 1786.7384 IDR +1.45% vs mid-market Recipient gets 142 939 072,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1786.7384 IDR
142 939 072,00 RpYou pay80 000,00 kr
Wise

Wise

Pay via Debit card
Fee 1 245,90 kr 1 SEK = 1812.5600 IDR +0.02% vs mid-market Recipient gets 142 746 531,00 Rp Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 245,90 kr1 SEK = 1812.5600 IDR
142 746 531,00 RpYou pay80 000,00 kr
Wise

Wise

Pay via Credit card
Fee 1 408,38 kr 1 SEK = 1812.5600 IDR +0.02% vs mid-market Recipient gets 142 452 027,00 Rp Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 408,38 kr1 SEK = 1812.5600 IDR
142 452 027,00 RpYou pay80 000,00 kr
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 1776.7909 IDR +2.01% vs mid-market Recipient gets 142 143 272,00 Rp Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
30,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 030,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay81 200,00 kr
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 1776.7909 IDR +2.01% vs mid-market Recipient gets 142 143 272,00 Rp Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
30,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 030,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay81 200,00 kr
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 1776.7909 IDR +2.01% vs mid-market Recipient gets 142 143 272,00 Rp Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
30,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 030,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 1776.7909 IDR
142 143 272,00 RpYou pay80 040,00 kr
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 1806.8551 IDR +0.33% vs mid-market Recipient gets 139 958 996,61 Rp Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 1806.8551 IDR
139 958 996,61 RpYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 1812.877058 IDR Updates every 60 minutes.

How to send money from Sweden to Indonesia

Pick a company

For a one-off transfer to Indonesia, I suggest picking the cheapest option which is Regency FX.

On a 80,000 SEK transfer, Regency FX delivers the most IDR.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/IDR rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Indonesia, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Indonesia

7 companies send money from Sweden to Indonesia, mostly through app, broker, online, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Indonesia, an online service like Wise is usually the simplest place to start.

Wise charges kr383.64 to send 80,000 SEK, leaving your recipient with 144,309,429 after a 0.02% markup on SEK/IDR exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Indonesia.

Wise charges kr383.64 on a 80,000 SEK transfer and money will arrive in same day.

You recipient can withdraw via bank deposit, mobile wallet, cash pickup, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need IDR.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.02% exchange-rate markup and holds the IDR in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Indonesia, a global account keeps the IDR in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive IDR in Indonesia

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 144,638,583.2 IDR.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Indonesia, the recipient can use bank deposit, mobile wallet, cash pickup, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect IDR from a nearby MoneyGram agent in Indonesia.

Swish is useful for payments within Sweden, but it does not send IDR to Indonesia.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    Rp144,638,583

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    Rp144,171,200

    -Rp467,383

  3. 3
    Debit card Mobile wallet

    You pay kr80,000.00

    Rp144,171,200

    -Rp467,383

  4. 4
    Credit card Bank deposit

    You pay kr80,000.00

    Rp142,939,072

    -Rp1,699,511

  5. 5
    Bank transfer Mobile wallet

    You pay kr80,030.00

    Rp142,143,272

    -Rp2,495,311

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay kr80,040.00

    Rp142,143,272

    -Rp2,495,311

  2. 7
    Debit card Cash pickup

    You pay kr80,040.00

    Rp142,143,272

    -Rp2,495,311

  3. 8
    Debit card Card deposit

    You pay kr81,200.00

    Rp142,143,272

    -Rp2,495,311

  4. 9
    Credit card Mobile wallet

    You pay kr80,030.00

    Rp142,143,272

    -Rp2,495,311

  5. 10
    Credit card Cash pickup

    You pay kr80,040.00

    Rp142,143,272

    -Rp2,495,311

  6. 11
    Credit card Card deposit

    You pay kr81,200.00

    Rp142,143,272

    -Rp2,495,311

Consider this before sending SEK to Indonesia

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of IDR from Sweden.

Compare SEK to IDR transfer options

Cheapest way to send money to Indonesia

The cheapest option for IDR 144,638,583.2 is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 144,638,583.2 IDR, which is 0.23% more than the next best option.

Fastest way to send money to Indonesia

With Revolut, a bank transfer deposit and bank deposit payout delivers 143,066,787.4 IDR in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Indonesia.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Indonesia over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Indonesia may have their own rules on receiving monetary gifts.

Live SEK-IDR Exchange Rate

Get a better SEK to IDR exchange rate

The final rate controls how much IDR you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 1,815.629739 IDR

How we analyse the market

We track 7 companies sending SEK to Indonesia, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.