How to send money to Indonesia from Sweden with the best SEK-IDR rate

From 7 companies analysed, TapTap Send is the cheapest way to send money to Indonesia, giving your recipient 145,624,800 IDR when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most IDR.

Best companies for SEK/IDR transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 80,000 SEK transfer

Best companies for SEK/IDR transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 383,64 kr 1 SEK = 1825.1000 IDR -0.06% vs mid-market Recipient gets 145 307 819,00 Rp Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
383,64 kr1 SEK = 1825.1000 IDR
145 307 819,00 RpYou pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 1789.4389 IDR +1.91% vs mid-market Recipient gets 143 155 112,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1789.4389 IDR
143 155 112,00 RpYou pay80 000,00 kr

Run a live search

Showing top Sweden to Indonesia deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 1820.3100 IDR +0.20% vs mid-market Recipient gets 145 624 800,00 Rp Minutes
Cheapest
Receive to bank account

Ways to receive money in Indonesia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 1820.3100 IDR
145 624 800,00 RpYou pay80 000,00 kr
Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay
Free1 SEK = 1820.3100 IDR
145 624 800,00 RpYou pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 1819.0082 IDR +0.27% vs mid-market Recipient gets 145 520 653,56 Rp Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Indonesia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1819.0082 IDR
145 520 653,56 RpYou pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 383,64 kr 1 SEK = 1825.1000 IDR -0.06% vs mid-market Recipient gets 145 307 819,00 Rp Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
383,64 kr1 SEK = 1825.1000 IDR
145 307 819,00 RpYou pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 10,97 kr 1 SEK = 1811.5800 IDR +0.68% vs mid-market Recipient gets 144 906 400,00 Rp Minutes - 24 hours
Receive to bank account

Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
10,97 kr1 SEK = 1811.5800 IDR
144 906 400,00 RpYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 1819.7434 IDR +0.23% vs mid-market Recipient gets 144 087 278,54 Rp Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 1819.7434 IDR
144 087 278,54 RpYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee 1 245,90 kr 1 SEK = 1825.1000 IDR -0.06% vs mid-market Recipient gets 143 734 108,00 Rp Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 245,90 kr1 SEK = 1825.1000 IDR
143 734 108,00 RpYou pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 408,38 kr 1 SEK = 1825.1000 IDR -0.06% vs mid-market Recipient gets 143 437 566,00 Rp Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Indonesia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 408,38 kr1 SEK = 1825.1000 IDR
143 437 566,00 RpYou pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 1789.4389 IDR +1.91% vs mid-market Recipient gets 143 155 112,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1789.4389 IDR
143 155 112,00 RpYou pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 1789.4389 IDR +1.91% vs mid-market Recipient gets 143 155 112,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1789.4389 IDR
143 155 112,00 RpYou pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 1789.4389 IDR +1.91% vs mid-market Recipient gets 143 155 112,00 Rp Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Indonesia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 1789.4389 IDR
143 155 112,00 RpYou pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 1787.8106 IDR +2.00% vs mid-market Recipient gets 143 024 848,00 Rp Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
30,00 kr1 SEK = 1787.8106 IDR
143 024 848,00 RpYou pay80 030,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 1787.8106 IDR
143 024 848,00 RpYou pay81 200,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 1787.0192 IDR
142 961 536,00 RpYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 1787.0043 IDR
142 960 344,00 RpYou pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 1787.8106 IDR +2.00% vs mid-market Recipient gets 143 024 848,00 Rp Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
30,00 kr1 SEK = 1787.8106 IDR
143 024 848,00 RpYou pay80 030,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 1787.8106 IDR
143 024 848,00 RpYou pay81 200,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 1787.0192 IDR
142 961 536,00 RpYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 1787.0043 IDR
142 960 344,00 RpYou pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 1787.8106 IDR +2.00% vs mid-market Recipient gets 143 024 848,00 Rp Minutes - 24 hours

Ways to receive money in Indonesia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
30,00 kr1 SEK = 1787.8106 IDR
143 024 848,00 RpYou pay80 030,00 kr
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 1787.0192 IDR
142 961 536,00 RpYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 1787.0043 IDR
142 960 344,00 RpYou pay80 040,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 1819.7434 IDR +0.23% vs mid-market Recipient gets 140 957 319,97 Rp Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Indonesia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 1819.7434 IDR
140 957 319,97 RpYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 SEK = 1823.9328 IDR Updates every 60 minutes.

How to send money from Sweden to Indonesia

Pick a company

For a one-off SEK transfer to Indonesia, I suggest picking the cheapest option which is TapTap Send.

TapTap Send was the cheapest on 9 of the 26 days it quoted kr80,000 transfers to Indonesia.

On a 80,000 SEK transfer, TapTap Send delivers the most IDR.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/IDR rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Indonesia, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Indonesia?

How much SEK you send to Indonesia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 50% of the transfers from SEK 50,000 it quoted, and in 41% of all the transfers it quoted.

Cheapest service
5 000 kr-0.99%0,00 kr9 223 550,00 Rpwith debit card to bank deposit+169 238,80 Rp
10 000 kr-1.08%0,00 kr18 457 300,00 Rpwith debit card to bank deposit+385 716,63 Rp
25 000 kr0.34%0,00 kr45 507 750,00 Rpwith debit card to bank deposit+496 549,55 Rp
50 000 kr0.25%0,00 kr91 015 500,00 Rpwith debit card to bank deposit+820 859,56 Rp
80 000 krThis page0.20%0,00 kr145 624 800,00 Rpwith debit card to bank deposit+1 902 241,07 Rp

Mid-market rate: 1 SEK = 1823.9328 IDR

SEK/IDR Exchange Rate History

Is today a good time to send money from Sweden to Indonesia?

The cheapest way to send SEK to IDR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 80,000 SEK transfers to Indonesia.

IDR received for 80 000 kr, after fees

Wed, 28 Oct 2026Mid-market rate145 914 623,04 Rp TapTap Send 145 624 800,00 RpTapTap Send145 624 800,00 RpRegency FX145 520 653,56 RpWise145 307 819,00 Rp

140M
141M
142M
143M
144M
145M
146M
147M
At the mid-market rateWith the cheapest optionTapTap SendRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 1803.5402 – 144 283 213,76 Rp
Regency FX Cheapest 1798.6706 0,00 kr 143 893 649,08 Rp −389 564,68 Rp
Wise 1804.2600 383,64 kr 143 648 614,00 Rp −634 599,76 Rp
TapTap Send 1785.7600 0,00 kr 142 860 800,00 Rp −1 422 413,76 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1791.7988 – 143 343 906,24 Rp
Regency FX Cheapest 1786.9610 0,00 kr 142 956 877,69 Rp −387 028,55 Rp
Wise 1790.3500 383,64 kr 142 541 150,00 Rp −802 756,24 Rp
TapTap Send 1770.0300 0,00 kr 141 602 400,00 Rp −1 741 506,24 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1793.5898 – 143 487 187,12 Rp
Regency FX Cheapest 1788.7471 0,00 kr 143 099 771,71 Rp −387 415,41 Rp
Wise 1791.1300 383,64 kr 142 603 251,00 Rp −883 936,12 Rp
TapTap Send 1772.8500 0,00 kr 141 828 000,00 Rp −1 659 187,12 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1784.0771 – 142 726 169,12 Rp
Regency FX Cheapest 1779.2601 0,00 kr 142 340 808,46 Rp −385 360,66 Rp
Wise 1782.2200 383,64 kr 141 893 869,00 Rp −832 300,12 Rp
TapTap Send 1764.6400 0,00 kr 141 171 200,00 Rp −1 554 969,12 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1781.7047 – 142 536 373,68 Rp
Regency FX Cheapest 1776.8941 0,00 kr 142 151 525,47 Rp −384 848,21 Rp
Wise 1781.7600 383,64 kr 141 857 246,00 Rp −679 127,68 Rp
TapTap Send 1763.8900 0,00 kr 141 111 200,00 Rp −1 425 173,68 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1781.7047 – 142 536 373,68 Rp
Regency FX Cheapest 1776.8941 0,00 kr 142 151 525,47 Rp −384 848,21 Rp
Wise 1781.7600 383,64 kr 141 857 246,00 Rp −679 127,68 Rp
TapTap Send 1763.8900 0,00 kr 141 111 200,00 Rp −1 425 173,68 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1780.5838 – 142 446 707,84 Rp
Regency FX Cheapest 1775.7763 0,00 kr 142 062 101,73 Rp −384 606,11 Rp
Wise 1778.8700 383,64 kr 141 627 154,00 Rp −819 553,84 Rp
TapTap Send 1758.2000 0,00 kr 140 656 000,00 Rp −1 790 707,84 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1781.8118 – 142 544 943,60 Rp
Regency FX Cheapest 1777.0009 0,00 kr 142 160 072,25 Rp −384 871,35 Rp
Wise 1782.2300 383,64 kr 141 894 665,00 Rp −650 278,60 Rp
TapTap Send 1764.3100 0,00 kr 141 144 800,00 Rp −1 400 143,60 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1783.9010 – 142 712 081,92 Rp
Regency FX Cheapest 1779.0845 0,00 kr 142 326 759,30 Rp −385 322,62 Rp
Wise 1782.5100 383,64 kr 141 916 958,00 Rp −795 123,92 Rp
TapTap Send 1763.9400 0,00 kr 141 115 200,00 Rp −1 596 881,92 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1789.6755 – 143 174 037,12 Rp
Regency FX Cheapest 1784.8433 0,00 kr 142 787 467,22 Rp −386 569,90 Rp
Wise 1787.7000 383,64 kr 142 330 167,00 Rp −843 870,12 Rp
TapTap Send 1772.0200 0,00 kr 141 761 600,00 Rp −1 412 437,12 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1797.4892 – 143 799 132,48 Rp
Regency FX Cheapest 1792.6359 0,00 kr 143 410 874,82 Rp −388 257,66 Rp
Wise 1796.3100 383,64 kr 143 015 664,00 Rp −783 468,48 Rp
TapTap Send 1780.4300 0,00 kr 142 434 400,00 Rp −1 364 732,48 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1789.2824 – 143 142 595,68 Rp
Regency FX Cheapest 1784.4514 0,00 kr 142 756 110,67 Rp −386 485,01 Rp
Wise 1789.9800 383,64 kr 142 511 692,00 Rp −630 903,68 Rp
TapTap Send 1771.3900 0,00 kr 141 711 200,00 Rp −1 431 395,68 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1789.2824 – 143 142 595,68 Rp
Regency FX Cheapest 1784.4514 0,00 kr 142 756 110,67 Rp −386 485,01 Rp
Wise 1789.9800 383,64 kr 142 511 692,00 Rp −630 903,68 Rp
TapTap Send 1771.3900 0,00 kr 141 711 200,00 Rp −1 431 395,68 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1792.5243 – 143 401 947,20 Rp
Regency FX Cheapest 1787.6845 0,00 kr 143 014 761,94 Rp −387 185,26 Rp
Wise 1791.7800 383,64 kr 142 655 002,00 Rp −746 945,20 Rp
TapTap Send 1774.3000 0,00 kr 141 944 000,00 Rp −1 457 947,20 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1787.0408 – 142 963 263,04 Rp
Wise Cheapest 1788.0400 383,64 kr 142 357 236,00 Rp −606 027,04 Rp
TapTap Send 1768.8300 0,00 kr 141 506 400,00 Rp −1 456 863,04 Rp
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1797.6700 – 143 813 599,84 Rp
Regency FX Cheapest 1792.8163 0,00 kr 143 425 303,12 Rp −388 296,72 Rp
Wise 1798.5500 383,64 kr 143 194 004,00 Rp −619 595,84 Rp
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1796.9730 – 143 757 841,68 Rp
TapTap Send Cheapest 1793.4200 0,00 kr 143 473 600,00 Rp −284 241,68 Rp
Regency FX 1792.1212 0,00 kr 143 369 695,51 Rp −388 146,17 Rp
Wise 1797.4800 383,64 kr 143 108 815,00 Rp −649 026,68 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 1813.1100 0,00 kr 145 048 800,00 Rp –
Wise 1816.2500 383,64 kr 144 603 214,00 Rp –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1821.2535 – 145 700 277,68 Rp
Regency FX Cheapest 1816.3361 0,00 kr 145 306 886,93 Rp −393 390,75 Rp
Wise 1821.7500 383,64 kr 145 041 104,00 Rp −659 173,68 Rp
TapTap Send No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1821.2535 – 145 700 277,68 Rp
Regency FX Cheapest 1816.3361 0,00 kr 145 306 886,93 Rp −393 390,75 Rp
TapTap Send No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
TapTap Send Cheapest 1817.7600 0,00 kr 145 420 800,00 Rp –
Wise 1820.1200 383,64 kr 144 911 329,00 Rp –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1816.3190 – 145 305 522,96 Rp
TapTap Send Cheapest 1814.6800 0,00 kr 145 174 400,00 Rp −131 122,96 Rp
Regency FX 1811.4150 0,00 kr 144 913 198,05 Rp −392 324,91 Rp
Wise 1817.3400 383,64 kr 144 689 996,00 Rp −615 526,96 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1816.1619 – 145 292 949,28 Rp
Regency FX Cheapest 1811.2582 0,00 kr 144 900 658,32 Rp −392 290,96 Rp
TapTap Send 1810.2700 0,00 kr 144 821 600,00 Rp −471 349,28 Rp
Wise 1816.0300 383,64 kr 144 585 698,00 Rp −707 251,28 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1826.0270 – 146 082 158,56 Rp
Regency FX Cheapest 1821.0967 0,00 kr 145 687 736,73 Rp −394 421,83 Rp
TapTap Send 1820.6500 0,00 kr 145 652 000,00 Rp −430 158,56 Rp
Wise 1826.2300 383,64 kr 145 397 785,00 Rp −684 373,56 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1822.5207 – 145 801 655,60 Rp
TapTap Send Cheapest 1819.2200 0,00 kr 145 537 600,00 Rp −264 055,60 Rp
Regency FX 1817.5999 0,00 kr 145 407 991,13 Rp −393 664,47 Rp
Wise 1822.4900 383,64 kr 145 100 020,00 Rp −701 635,60 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1821.8090 – 145 744 722,24 Rp
TapTap Send Cheapest 1818.1700 0,00 kr 145 453 600,00 Rp −291 122,24 Rp
Regency FX 1816.8901 0,00 kr 145 351 211,49 Rp −393 510,75 Rp
Wise 1821.8300 383,64 kr 145 047 473,00 Rp −697 249,24 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1821.8090 – 145 744 722,24 Rp
Regency FX Cheapest 1816.8901 0,00 kr 145 351 211,49 Rp −393 510,75 Rp
TapTap Send No quote collected this day – – – –
Wise No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1825.3967 – 146 031 734,48 Rp
TapTap Send Cheapest 1821.9800 0,00 kr 145 758 400,00 Rp −273 334,48 Rp
Regency FX 1820.4681 0,00 kr 145 637 448,80 Rp −394 285,68 Rp
Wise 1825.1800 383,64 kr 145 314 188,00 Rp −717 546,48 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1821.5150 – 145 721 200,24 Rp
TapTap Send Cheapest 1818.0600 0,00 kr 145 444 800,00 Rp −276 400,24 Rp
Regency FX 1816.5969 0,00 kr 145 327 753,00 Rp −393 447,24 Rp
Wise 1821.2100 383,64 kr 144 998 111,00 Rp −723 089,24 Rp
Exchange rateFeeRecipient getsDifference
Mid-market rate 1823.9328 – 145 914 623,04 Rp
TapTap Send Cheapest 1820.3100 0,00 kr 145 624 800,00 Rp −289 823,04 Rp
Regency FX 1819.0082 0,00 kr 145 520 653,56 Rp −393 969,48 Rp
Wise 1825.1000 383,64 kr 145 307 819,00 Rp −606 804,04 Rp

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more IDR per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of IDR on every transfer from Sweden.

Right now, TapTap Send pays 145,624,800 IDR on 80,000 SEK, which is 289,823.04 IDR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 145,758,400 IDR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Indonesia.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. TapTap SendAppeared in 80 comparisons

    Cheapest in 41% of them

  2. Regency FXAppeared in 27 comparisons

    Cheapest in 74% of them

  3. WiseAppeared in 89 comparisons

    Cheapest in 8% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most IDR, but it was the cheapest in only 41% of the 80 comparisons it appeared in over the past month.

If it's a one-off transfer, go with TapTap Send, since it's the cheapest right now.

Ways to send money from Sweden to Indonesia

7 companies send money from Sweden to Indonesia, mostly through app, broker, online, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Indonesia, an online service like Wise is usually the simplest place to start.

Wise charges kr383.64 to send 80,000 SEK, leaving your recipient with 145,307,819 IDR after a -0.06% markup on SEK/IDR exchange rate.

In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Indonesia.

TapTap Send charges kr0 on a 80,000 SEK transfer and money will arrive in minutes.

Over the past month, TapTap Send was the cheapest app on 42% of the days it appeared for kr80,000 transfers.

Your recipient can withdraw via bank deposit, mobile wallet, card deposit, and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need IDR.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a -0.06% exchange-rate markup and holds the IDR in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Indonesia, a global account keeps the IDR in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive IDR in Indonesia

With TapTap Send, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 145,624,800 IDR.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Indonesia, the recipient can use bank deposit, mobile wallet, card deposit, and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect IDR from a nearby MoneyGram agent in Indonesia.

Swish is useful for payments within Sweden, but it does not send IDR to Indonesia.

  1. 1
    Debit card Bank deposit

    You pay kr80,000.00

    Rp145,624,800

    Cheapest

  2. 2
    Debit card Mobile wallet

    You pay kr80,000.00

    Rp145,624,800

    Rp0

  3. 3
    Bank transfer Bank deposit

    You pay kr80,000.00

    Rp145,520,654

    -Rp104,146

  4. 4
    Credit card Bank deposit

    You pay kr80,000.00

    Rp143,437,566

    -Rp2,187,234

  5. 5
    Debit card Card deposit

    You pay kr81,200.00

    Rp143,024,848

    -Rp2,599,952

Show moreShow less
  1. 6
    Bank transfer Mobile wallet

    You pay kr80,030.00

    Rp143,024,848

    -Rp2,599,952

  2. 7
    Credit card Mobile wallet

    You pay kr80,030.00

    Rp143,024,848

    -Rp2,599,952

  3. 8
    Credit card Card deposit

    You pay kr81,200.00

    Rp143,024,848

    -Rp2,599,952

  4. 9
    Debit card Cash pickup

    You pay kr80,040.00

    Rp142,960,344

    -Rp2,664,456

  5. 10
    Bank transfer Cash pickup

    You pay kr80,040.00

    Rp142,960,344

    -Rp2,664,456

  6. 11
    Credit card Cash pickup

    You pay kr80,040.00

    Rp142,960,344

    -Rp2,664,456

Consider this before sending SEK to Indonesia

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most IDR from Sweden.

Compare SEK to IDR transfer options

Cheapest way to send money to Indonesia

The cheapest option for an SEK 80,000 transfer is TapTap Send. Pay by debit card and choose bank deposit for the payout. Your recipient gets 145,624,800 IDR, which is 0.07% more than the next best option.

Fastest way to send money to Indonesia

With Revolut, a bank transfer deposit and bank deposit payout delivers 144,087,278.54 IDR in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Indonesia.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Indonesia over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Indonesia may have their own rules on receiving monetary gifts.

How we analyse the market

We track 7 companies sending SEK to Indonesia, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/IDR transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.