From 8 companies analysed, Western Union is the cheapest way to send money to Indonesia, giving your recipient 143,951,800 IDR when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most IDR.
| 8 of 8 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/IDR transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 383,64 kr 1 SEK = 1807.3100 IDR +0.12% vs mid-market | Recipient gets 143 891 444,00 Rp Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 383,64 kr1 SEK = 1807.3100 IDR 143 891 444,00 RpYou pay80 000,00 kr | |||
| Promoted  MoneyGram Pay via Debit card | Fee 30,00 kr 1 SEK = 1774.8499 IDR +1.93% vs mid-market | Recipient gets 141 987 992,00 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 30,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 030,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 040,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay81 200,00 kr | |||
Run a live search Showing top Sweden to Indonesia deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to IDR rates. | |||
Run a live search These companies offer multi-currency accounts for spending IDR. We suggest doing a live search based on how much SEK you're planning to spend in Indonesia. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit card | Fee 0,00 kr 1 SEK = 1799.3972 IDR +0.56% vs mid-market | Recipient gets 143 951 800,00 Rp Minutes - 2 days | |
Ways to receive money in Indonesia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 1799.3972 IDR 143 951 800,00 RpYou pay80 000,00 kr | |||
| Western Union Pay via Bank transfer | Fee 0,00 kr 1 SEK = 1799.3972 IDR +0.56% vs mid-market | Recipient gets 143 951 800,00 Rp Minutes - 2 days | |
Ways to receive money in Indonesia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 1799.3972 IDR 143 951 800,00 RpYou pay80 000,00 kr | |||
 Paysend Pay via Debit card | Fee 0,00 kr 1 SEK = 1798.9667 IDR +0.58% vs mid-market | Recipient gets 143 917 334,48 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 1798.9667 IDR 143 917 334,48 RpYou pay80 000,00 kr | |||
| Paysend Pay via Credit card | Fee 0,00 kr 1 SEK = 1798.9667 IDR +0.58% vs mid-market | Recipient gets 143 917 334,48 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 1798.9667 IDR 143 917 334,48 RpYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 383,64 kr 1 SEK = 1807.3100 IDR +0.12% vs mid-market | Recipient gets 143 891 444,00 Rp Within minutes | |
Ways to receive money in Indonesia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 383,64 kr1 SEK = 1807.3100 IDR 143 891 444,00 RpYou pay80 000,00 kr | |||
 Ria Money Transfer Pay via Credit card | Fee 59,00 kr 1 SEK = 1798.6500 IDR +0.60% vs mid-market | Recipient gets 143 785 879,65 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 1798.6500 IDR 143 785 879,65 RpYou pay80 000,00 kr Mobile walletMinutes - 24 hours 59,00 kr1 SEK = 1798.6500 IDR 143 785 879,65 RpYou pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 1796.8400 IDR 143 641 186,44 RpYou pay80 000,00 kr | |||
| Ria Money Transfer Pay via Debit card | Fee 59,00 kr 1 SEK = 1798.6500 IDR +0.60% vs mid-market | Recipient gets 143 785 879,65 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 1798.6500 IDR 143 785 879,65 RpYou pay80 000,00 kr Mobile walletMinutes - 24 hours 59,00 kr1 SEK = 1798.6500 IDR 143 785 879,65 RpYou pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 1796.8400 IDR 143 641 186,44 RpYou pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 11,05 kr 1 SEK = 1794.5800 IDR +0.83% vs mid-market | Recipient gets 143 546 400,00 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 11,05 kr1 SEK = 1794.5800 IDR 143 546 400,00 RpYou pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 1790.6900 IDR +1.04% vs mid-market | Recipient gets 143 255 200,00 Rp Minutes | |
Ways to receive money in Indonesia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 1790.6900 IDR 143 255 200,00 RpYou pay80 000,00 kr Mobile walletMinutesAvailable via:DANA, GoPay, LinkAja, OVO, ShopeePay Free1 SEK = 1790.6900 IDR 143 255 200,00 RpYou pay80 000,00 kr | |||
 Remitly Pay via Debit card | Fee 0,00 kr 1 SEK = 1784.2700 IDR +1.40% vs mid-market | Recipient gets 142 741 600,00 Rp Minutes - 3 days | |
Ways to receive money in Indonesia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 1784.2700 IDR 142 741 600,00 RpYou pay80 000,00 kr | |||
| Remitly Pay via Credit card | Fee 0,00 kr 1 SEK = 1784.2700 IDR +1.40% vs mid-market | Recipient gets 142 741 600,00 Rp Minutes - 3 days | |
Ways to receive money in Indonesia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 1784.2700 IDR 142 741 600,00 RpYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 245,90 kr 1 SEK = 1807.3100 IDR +0.12% vs mid-market | Recipient gets 142 333 072,00 Rp Within minutes | |
Ways to receive money in Indonesia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 245,90 kr1 SEK = 1807.3100 IDR 142 333 072,00 RpYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 408,38 kr 1 SEK = 1807.3100 IDR +0.12% vs mid-market | Recipient gets 142 039 421,00 Rp Within minutes | |
Ways to receive money in Indonesia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 408,38 kr1 SEK = 1807.3100 IDR 142 039 421,00 RpYou pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee 30,00 kr 1 SEK = 1774.8499 IDR +1.93% vs mid-market | Recipient gets 141 987 992,00 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 30,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 030,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 040,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay81 200,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 30,00 kr 1 SEK = 1774.8499 IDR +1.93% vs mid-market | Recipient gets 141 987 992,00 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 30,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 030,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 040,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay81 200,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 1774.8499 IDR +1.93% vs mid-market | Recipient gets 141 987 992,00 Rp Minutes - 24 hours | |
Ways to receive money in Indonesia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets 30,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 030,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 1774.8499 IDR 141 987 992,00 RpYou pay80 040,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 1809.4717 IDR Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Indonesia, I suggest picking the cheapest option which is Western Union.
On a 80,000 SEK transfer, Western Union delivers the most IDR.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/IDR rate.
You can pay for the transfer using debit card, credit card, and bank transfer.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Indonesia, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
8 companies send money from Sweden to Indonesia, mostly through app, online, in person, multi-currency account, global account, broker, SNPL, and digital wallet, and a few more ways.
Medium-sized transfers
For a one-off transfer to Indonesia, an online service like Western Union is usually the simplest place to start.
Western Union charges kr0 to send 80,000 SEK, leaving your recipient with 143,951,800 after a 0.56% markup on SEK/IDR exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Indonesia.
Western Union charges kr0 on a 80,000 SEK transfer and money will arrive in minutes - 2 days.
You recipient can withdraw via bank deposit, mobile wallet, cash pickup, and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need IDR.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.12% exchange-rate markup and holds the IDR in your account.
Paying from business accounts
If your business receives and sends money in Indonesia, a global account keeps the IDR in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 143,951,800 IDR.
From Sweden, you can fund the transfer by debit card, credit card, and bank transfer, and in Indonesia, the recipient can use bank deposit, mobile wallet, cash pickup, and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect IDR from a nearby Western Union agent in Indonesia.
Swish is useful for payments within Sweden, but it does not send IDR to Indonesia.
You pay kr80,000.00
Rp143,951,800
Cheapest
You pay kr80,000.00
Rp143,951,800
Rp0
You pay kr80,000.00
Rp143,917,334
-Rp34,466
You pay kr80,000.00
Rp143,785,880
-Rp165,920
You pay kr80,000.00
Rp143,785,880
-Rp165,920
You pay kr80,000.00
Rp143,641,186
-Rp310,614
You pay kr80,000.00
Rp143,641,186
-Rp310,614
You pay kr81,200.00
Rp141,987,992
-Rp1,963,808
You pay kr80,030.00
Rp141,987,992
-Rp1,963,808
You pay kr80,040.00
Rp141,987,992
-Rp1,963,808
You pay kr81,200.00
Rp141,987,992
-Rp1,963,808
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of IDR from Sweden.
Cheapest way to send money to Indonesia
The cheapest option for IDR 143,951,800 is Western Union. Pay by debit card and choose bank deposit for the payout. Your recipient gets 143,951,800 IDR, which is 0.02% more than the next best option.
Fastest way to send money to Indonesia
With TapTap Send, a debit card deposit and bank deposit payout delivers 143,255,200 IDR in minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Indonesia.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Indonesia over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Indonesia may have their own rules on receiving monetary gifts.
The final rate controls how much IDR you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 1,811.165472 IDR
We track 8 companies sending SEK to Indonesia, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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