Revolut is the fastest way to send money from Spain to Canada, with transfers arriving in same day.
For the cheapest option, Key Currency will get you 11,253.87 CAD on 7,000 EUR transfer.
| 8 of 8 providers Last updated on 27 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CAD transfers | |||
| Promoted  TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.6069 CAD +0.30% vs mid-market | Recipient gets $11,248.23 Minutes - 24 hours | |
Ways to receive money in Canada with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6069 CAD $11,248.23You pay€7,000.00 | |||
| Promoted  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.6077 CAD +0.25% vs mid-market | Recipient gets $11,253.87 Minutes - 3 days | |
Ways to receive money in Canada with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.6077 CAD $11,253.87You pay€7,000.00 | |||
Run a live search Showing top Spain to Canada deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CAD rates. | |||
Run a live search These companies offer multi-currency accounts for spending CAD. We suggest doing a live search based on how much EUR you're planning to spend in Canada. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.6077 CAD +0.25% vs mid-market | Recipient gets $11,253.87 Minutes - 3 days | |
Ways to receive money in Canada with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.6077 CAD $11,253.87You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6074 CAD +0.27% vs mid-market | Recipient gets $11,251.61 Minutes - 24 hours | |
Ways to receive money in Canada with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6074 CAD $11,251.61You pay€7,000.00 | |||
| TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.6069 CAD +0.30% vs mid-market | Recipient gets $11,248.23 Minutes - 24 hours | |
Ways to receive money in Canada with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6069 CAD $11,248.23You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6037 CAD +0.50% vs mid-market | Recipient gets $11,225.66 Minutes - 24 hours | |
Ways to receive money in Canada with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6037 CAD $11,225.66You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.6026 CAD +0.57% vs mid-market | Recipient gets $11,218.20 Minutes - 24 hours | |
Ways to receive money in Canada with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6026 CAD $11,218.20You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.5892 CAD +1.40% vs mid-market | Recipient gets $11,124.13 Minutes - 2 days | |
Ways to receive money in Canada with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5892 CAD $11,124.13You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €1.00 1 EUR = 1.5791 CAD +2.04% vs mid-market | Recipient gets $11,053.70 Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1.5791 CAD $11,053.70You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 1.5791 CAD $11,053.70You pay€7,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €1.00 1 EUR = 1.5791 CAD +2.04% vs mid-market | Recipient gets $11,053.70 Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1.5791 CAD $11,053.70You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 1.5791 CAD $11,053.70You pay€7,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €1.00 1 EUR = 1.5791 CAD +2.04% vs mid-market | Recipient gets $11,053.70 Minutes - 24 hours | |
Ways to receive money in Canada with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1.5791 CAD $11,053.70You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 1.5791 CAD $11,053.70You pay€7,001.99 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €140.50 1 EUR = 1.6049 CAD +0.42% vs mid-market | Recipient gets $11,008.69 Within minutes | |
Ways to receive money in Canada with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €140.501 EUR = 1.6049 CAD $11,008.69You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.6117 CAD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Spain to Canada, I suggest picking Key Currency, it will get you the most Canada
The best option will change depending on the amount, so it's good to to get the best EUR/CAD rate today.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.
First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.
An empadronamiento certificate covers the address if you don't have a bill in your name yet.
How much EUR you send to Canada heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.16% | €0.00 | $804.60with debit card to bank deposit | +$17.83 | |
| €1,000 | 0.16% | €0.00 | $1,609.20with debit card to bank deposit | +$19.37 | |
| €2,000 | 0.06% | €9.86 | $3,205.76with bank transfer to bank deposit | +$21.74 | |
| €7,000This page | 0.25% | €0.00 | $11,253.87with bank transfer to bank deposit | +$104.72 | |
| €10,000 | 0.25% | €0.00 | $16,076.96with bank transfer to bank deposit | +$137.07 |
Mid-market rate: 1 EUR = 1.6117 CAD
8 companies send money from Spain to Canada, across broker, multi-currency account, online, app, global account, and in person, and more.
Monthly remesas abroad
Sending monthly remesa is extremely popular in Spain.
Money transfer apps let you save contacts, schedule transfers, and lock-in rates.
Useful if you’re sending €100 to €300 monthly to Canada.
MoneyGram charges €1 on a €7,000 transfer and pays out 11,053.7 CAD in minutes - 24 hours.
You can pay for the transfers via bank transfer, debit card, and credit card, but Bizum is usually not accepted as a funding method.
For cash pickup and deposit
The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.
Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Canada.
Worth noting, cash transfers are faster than online methods, but usually more expensive, so .
For one-off transfers
For medium sized or one-off transfers to Canada, an online money transfer service funded from your bank account is better than any bank.
Moneycorp turns €7,000 into 11,124.13 CAD with a €0 fee and 1.4% markup.
Sending large amounts
Currency brokers are best for sending €10,000+ to Canada. This can be things like selling property, moving a pension, moving back home, etc…
Key Currency charges no fee and works on a margin (~0.25% on EUR/CAD), with a person on the phone, and offices in Spain if you'd rather sit down with someone.
For getting paid and spending abroad
If you often receive CAD (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.
Because a multi-currency account gives you account details to receive CAD like a local and you can exchange it to EUR at any time.
The best multi-currency account in Spain with CAD support is offered by Currencies Direct.
For example, converting €7,000 gets you 11,218.2 CAD.
For businesses and autónomos paying abroad
Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Canada.
You can pay suppliers and freelancers, process invoices, make batch payments, and much more.
How you fund the transfer and how your recipient receives it affect the fees and how much CAD they get.
With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,253.87 CAD.
For funding your transfer from Spain, you can use bank transfer, debit card, and credit card.
Bizum only supports domestic transfers in Spain, so it cannot send money to Canada directly.
Pay from your Spanish bank account
Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.
It is fast to fund the transfer, although delivery to Canada depends on the company's payout time and delivery method.
In Canada, the recipient can use bank deposit and cash pickup to receive money.
Collect cash in Canada
Your recipient can collect CAD from a participating MoneyGram location in Canada.
You pay €7,000.00
$11,254
Cheapest
You pay €7,001.00
$11,054
-$200
You pay €7,001.00
$11,054
-$200
You pay €7,001.99
$11,054
-$200
You pay €7,001.00
$11,054
-$200
You pay €7,001.99
$11,054
-$200
Here are a few things to know before sending money from Spain to Canada.
These are the current best options for sending €7,000 to Canada:
Cheapest option
Use $11,253.87, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,253.87 CAD, which is 0.02% more than the next best option.
Fastest option
With Revolut, a bank transfer payment to bank deposit gives your recipient 11,008.69 CAD in same day.
SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.
Sending EUR to Canada is different because it needs a currency conversion.
SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Canada.
Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.
Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.
Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.
A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.
For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.
For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.
When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.
The exchange rate has a direct impact on how much CAD your recipient gets. A weekly comparison makes it easier to judge today's EUR/CAD rate.
Mid-market rate:1 EUR = 1.610311 CAD
Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.
We track 8 of them on EUR to CAD, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.
Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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