Best companies for EUR/CAD transfers
12 of 12 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/CAD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €31.26 1 EUR = 1.5641 CAD 0.00% vs mid-market	Recipient gets $10,900.15 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €31.261 EUR = 1.5641 CAD $10,900.15You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 1.5613 CAD +0.18% vs mid-market	Recipient gets $10,929.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Canada with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5613 CAD $10,929.10You pay€7,000.00
Run a live search Showing top Spain to Canada deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CAD rates.
Run a live search These companies offer multi-currency accounts for spending CAD. We suggest doing a live search based on how much EUR you're planning to spend in Canada.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit card	Fee €0.00 1 EUR = 1.5613 CAD +0.18% vs mid-market	Recipient gets $10,929.10 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Canada with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5613 CAD $10,929.10You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 1.5613 CAD +0.18% vs mid-market	Recipient gets $10,929.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Canada with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5613 CAD $10,929.10You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 1.5613 CAD +0.18% vs mid-market	Recipient gets $10,929.10 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Canada with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5613 CAD $10,929.10You pay€7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 1.5602 CAD +0.25% vs mid-market	Recipient gets $10,921.15 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Canada with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.5602 CAD $10,921.15You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 1.5599 CAD +0.27% vs mid-market	Recipient gets $10,918.96 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Canada with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5599 CAD $10,918.96You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 1.5594 CAD +0.30% vs mid-market	Recipient gets $10,915.67 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Canada with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5594 CAD $10,915.67You pay€7,000.00
Wise Pay via Bank transfer	Fee €31.26 1 EUR = 1.5641 CAD 0.00% vs mid-market	Recipient gets $10,900.15 Next day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Canada with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €31.261 EUR = 1.5641 CAD $10,900.15You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 1.5563 CAD +0.50% vs mid-market	Recipient gets $10,893.78 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Canada with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5563 CAD $10,893.78You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 1.5558 CAD +0.53% vs mid-market	Recipient gets $10,890.60 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Canada with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5558 CAD $10,890.60You pay€7,000.00
Wise Pay via iDEAL	Fee €41.41 1 EUR = 1.5641 CAD 0.00% vs mid-market	Recipient gets $10,884.28 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Canada with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €41.411 EUR = 1.5641 CAD $10,884.28You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €2.56 1 EUR = 1.5538 CAD +0.66% vs mid-market	Recipient gets $10,872.60 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Canada with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.561 EUR = 1.5538 CAD $10,872.60You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €60.65 1 EUR = 1.5603 CAD +0.24% vs mid-market	Recipient gets $10,827.47 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Canada with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.651 EUR = 1.5603 CAD $10,827.47You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €86.34 1 EUR = 1.5641 CAD 0.00% vs mid-market	Recipient gets $10,814.00 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Canada with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €86.341 EUR = 1.5641 CAD $10,814.00You pay€7,000.00
Only available via Mobile App WorldRemit Pay via Debit card	Fee €0.00 1 EUR = 1.5448 CAD +1.24% vs mid-market	Recipient gets $10,813.81 Minutes - 2 days
13 reviews Receive to bank account or cash pickup
Ways to receive money in Canada with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5448 CAD $10,813.81You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 1.5422 CAD +1.40% vs mid-market	Recipient gets $10,795.24 Minutes - 2 days
0 reviews
Ways to receive money in Canada with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5422 CAD $10,795.24You pay€7,000.00
Wise Pay via Credit card	Fee €128.42 1 EUR = 1.5641 CAD 0.00% vs mid-market	Recipient gets $10,748.18 Next day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Canada with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer €128.421 EUR = 1.5641 CAD $10,748.18You pay€7,000.00
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee €1.00 1 EUR = 1.5312 CAD +2.12% vs mid-market	Recipient gets $10,718.40 Minutes - 24 hours
2 reviews
Ways to receive money in Canada with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1.5312 CAD $10,718.40You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 1.5312 CAD $10,718.40You pay€7,001.99

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee €1.00 1 EUR = 1.5312 CAD +2.12% vs mid-market	Recipient gets $10,718.40 Minutes - 24 hours
2 reviews
Ways to receive money in Canada with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1.5312 CAD $10,718.40You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 1.5312 CAD $10,718.40You pay€7,001.99
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee €1.00 1 EUR = 1.5312 CAD +2.12% vs mid-market	Recipient gets $10,718.40 Minutes - 24 hours
2 reviews
Ways to receive money in Canada with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 1.5312 CAD $10,718.40You pay€7,001.00 Bank depositMinutes - 24 hoursAvailable via:All Banks €1.991 EUR = 1.5312 CAD $10,718.40You pay€7,001.99
How Our Results Work Mid-market rate: 1 EUR = 1.5641 CAD Updates every 60 minutes.

Why compare

EUR/CAD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Spain to Canada

Pick a company

For a one-off transfer from Spain to Canada, I suggest picking Xe, it will get you the most CAD.

Xe was the cheapest on 1 of the 27 days it quoted €7,000 transfers to Canada.

The best option will change depending on the amount, so it's good to to get the best EUR/CAD rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Canada?

How much EUR you send to Canada heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 6% of the transfers from €5,000 it quoted, and in 4% of all the transfers it quoted.


€500	0.35%	€0.00	$778.85with debit card to bank deposit	+$14.06
€1,000		€0.65	$1,558.38with bank transfer to bank deposit	+$134.91
€2,000	0.07%	€0.00	$3,124.00with debit card to bank deposit	+$29.83
€5,000	0.16%	€0.00	$7,804.00with debit card to bank deposit	+$60.17
€7,000This page	0.18%	€0.00	$10,929.10with debit card to bank deposit	+$79.71
€10,000	0.17%	€0.00	$15,615.00with debit card to bank deposit	+$109.78

Mid-market rate: 1 EUR = 1.5641 CAD

EUR/CAD Exchange Rate History

Is today a good time to send money from Spain to Canada?

The cheapest way to send EUR to CAD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Canada.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CAD per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CAD on every transfer from Spain.

Right now, Xe pays 10,929.1 CAD on 7,000 EUR, which is 19.42 CAD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 11,244.13 CAD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Canada.

We've tracked 165 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

XeAppeared in 131 comparisons
Cheapest in 4% of them
Key CurrencyAppeared in 57 comparisons
Cheapest in 96% of them
Regency FXAppeared in 57 comparisons
Never the cheapest

Based on 165 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most CAD, but it was the cheapest in only 4% of the 131 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from Spain to Canada

12 companies send money from Spain to Canada, across broker, app, online, multi-currency account, global account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Canada.

Xe charges €0 on a €7,000 transfer and pays out 10,929.1 CAD in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 7% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Canada.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Canada, an online money transfer service funded from your bank account is better than any bank.

Xe turns €7,000 into 10,929.1 CAD with a €0 fee and 0.18% markup.

In our comparisons over the past month, it was the cheapest online service on 2 of the 27 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Canada. This can be things like selling property, moving a pension, moving back home, etc…

Xe charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Xe was the cheapest broker in 8% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive CAD (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive CAD like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with CAD support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 10,900.15 CAD.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Canada.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive CAD in Canada

How you fund the transfer and how your recipient receives it affect the fees and how much CAD they get.

With Xe, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 10,929.1 CAD.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Canada directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Canada depends on the company's payout time and delivery method.

In Canada, the recipient can use bank deposit and cash pickup to receive money.

Collect cash in Canada

Your recipient can collect CAD from a participating MoneyGram location in Canada.

1

Debit card Bank deposit

You pay €7,000.00

CA$10,929

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

CA$10,929

CA$0
3

Credit card Bank deposit

You pay €7,000.00

CA$10,929

CA$0
4

iDEAL Bank deposit

You pay €7,000.00

CA$10,884

-CA$45
5

Debit card Cash pickup

You pay €7,001.00

CA$10,718

-CA$211

Show moreShow less

6

Bank transfer Cash pickup

You pay €7,001.00

CA$10,718

-CA$211
7

Credit card Cash pickup

You pay €7,001.00

CA$10,718

-CA$211

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Canada.

Find the best EUR/CAD transfer

These are the current best options for sending €7,000 to Canada:

Cheapest option

Use Xe, pay by debit card and choose bank deposit for the payout. Your recipient gets 10,929.1 CAD, which is 0.07% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 10,827.47 CAD, and its delivery time is within minutes.

SEPA & CAD are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Canada is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Canada.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 12 of them on EUR to CAD, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 165 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/CAD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Spain

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6102	–	$11,271.72
Key Currency Cheapest	1.6062	€0.00	$11,243.54	−$28.18
Regency FX	1.6059	€0.00	$11,241.29	−$30.43
Xe	1.6030	€0.00	$11,221.00	−$50.72

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6096	–	$11,267.49
Key Currency Cheapest	1.6056	€0.00	$11,239.33	−$28.16
Regency FX	1.6053	€0.00	$11,237.07	−$30.42
Xe	1.6011	€0.00	$11,207.70	−$59.79

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6103	–	$11,272.31
Key Currency Cheapest	1.6063	€0.00	$11,244.13	−$28.18
Regency FX	1.6060	€0.00	$11,241.87	−$30.44
Xe No quote collected this day	–	–	–	–

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6015	–	$11,210.38
Key Currency Cheapest	1.5975	€0.00	$11,182.36	−$28.02
Regency FX	1.5972	€0.00	$11,180.11	−$30.27
Xe	1.5938	€0.00	$11,156.60	−$53.78

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6043	–	$11,230.03
Key Currency Cheapest	1.6003	€0.00	$11,201.95	−$28.08
Regency FX	1.6000	€0.00	$11,199.71	−$30.32
Xe	1.5826	€0.00	$11,078.20	−$151.83

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6044	–	$11,230.81
Key Currency Cheapest	1.6004	€0.00	$11,202.74	−$28.07
Regency FX	1.6001	€0.00	$11,200.49	−$30.32
Xe	1.5836	€0.00	$11,085.20	−$145.61

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5976	–	$11,182.89
Key Currency Cheapest	1.5936	€0.00	$11,154.93	−$27.96
Regency FX	1.5932	€0.00	$11,152.70	−$30.19
Xe	1.5888	€0.00	$11,121.60	−$61.29

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6031	–	$11,221.44
Key Currency Cheapest	1.5991	€0.00	$11,193.39	−$28.05
Regency FX	1.5987	€0.00	$11,191.14	−$30.30
Xe	1.5945	€0.00	$11,161.50	−$59.94

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	1.5940	€31.26	$11,108.38	–
Xe	1.5863	€0.00	$11,104.10	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5950	–	$11,165.00
Key Currency Cheapest	1.5910	€0.00	$11,137.09	−$27.91
Regency FX	1.5907	€0.00	$11,134.85	−$30.15
Xe	1.5875	€0.00	$11,112.50	−$52.50

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5962	–	$11,173.67
Key Currency Cheapest	1.5922	€0.00	$11,145.74	−$27.93
Regency FX	1.5919	€0.00	$11,143.50	−$30.17
Xe	1.5887	€0.00	$11,120.90	−$52.77

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5980	–	$11,185.87
Key Currency Cheapest	1.5940	€0.00	$11,157.90	−$27.97
Regency FX	1.5937	€0.00	$11,155.67	−$30.20
Xe	1.5705	€0.00	$10,993.50	−$192.37

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5975	–	$11,182.33
Key Currency Cheapest	1.5935	€0.00	$11,154.37	−$27.95
Regency FX	1.5932	€0.00	$11,152.13	−$30.20
Xe	1.5889	€0.00	$11,122.30	−$60.03

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5943	–	$11,159.77
Key Currency Cheapest	1.5903	€0.00	$11,131.87	−$27.90
Regency FX	1.5899	€0.00	$11,129.64	−$30.13
Xe	1.5861	€0.00	$11,102.70	−$57.07

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5866	–	$11,106.52
Key Currency Cheapest	1.5827	€0.00	$11,078.76	−$27.76
Regency FX	1.5824	€0.00	$11,076.53	−$29.99
Xe	1.5784	€0.00	$11,048.80	−$57.72

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5910	–	$11,137.24
Key Currency Cheapest	1.5871	€0.00	$11,109.39	−$27.85
Regency FX	1.5867	€0.00	$11,107.17	−$30.07
Xe	1.5838	€0.00	$11,086.60	−$50.64

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5928	–	$11,149.30
Key Currency Cheapest	1.5888	€0.00	$11,121.43	−$27.87
Regency FX	1.5885	€0.00	$11,119.20	−$30.10
Xe	1.5851	€0.00	$11,095.70	−$53.60

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5909	–	$11,136.31
Key Currency Cheapest	1.5869	€0.00	$11,108.47	−$27.84
Regency FX	1.5866	€0.00	$11,106.25	−$30.06
Xe	1.5600	€0.00	$10,920.00	−$216.31

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5799	–	$11,059.31
Moneycorp Cheapest	1.5483	€0.00	$10,838.12	−$221.19
Xe No quote collected this day	–	–	–	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5793	–	$11,055.36
Key Currency Cheapest	1.5754	€0.00	$11,027.72	−$27.64
Regency FX	1.5751	€0.00	$11,025.51	−$29.85
Xe	1.5713	€0.00	$10,999.10	−$56.26

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5763	–	$11,033.92
Key Currency Cheapest	1.5723	€0.00	$11,006.33	−$27.59
Regency FX	1.5720	€0.00	$11,004.13	−$29.79
Xe	1.5682	€0.00	$10,977.40	−$56.52

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5748	–	$11,023.85
Key Currency Cheapest	1.5709	€0.00	$10,996.29	−$27.55
Regency FX	1.5706	€0.00	$10,994.08	−$29.76
Xe	1.5667	€0.00	$10,966.90	−$56.94

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	1.5687	€31.26	$10,931.65	–
Xe	1.5608	€0.00	$10,925.60	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5686	–	$10,980.26
Key Currency Cheapest	1.5647	€0.00	$10,952.81	−$27.45
Regency FX	1.5644	€0.00	$10,950.62	−$29.64
Xe	1.5405	€0.00	$10,783.50	−$196.76

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5710	–	$10,997.31
Key Currency Cheapest	1.5671	€0.00	$10,969.81	−$27.50
Regency FX	1.5668	€0.00	$10,967.62	−$29.69
Xe	1.5634	€0.00	$10,943.80	−$53.51

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