Ways to send money from Germany to Poland
The best rated provider for transfers from Germany to Poland | Wise |
Total number of EUR - PLN providers | 15 |
Average cheapest provider for transfers to Poland from Germany | Profee |
Average cost of the cheapest transfer from Germany to Poland | € |
Best for bank transfers from Germany to Poland | Wise |
Best for debit card transfers from Germany to Poland | Wise |
Best for credit card transfers from Germany to Poland | Wise |
You can always compare rates and fees based on your transfer amount and payment options when sending money.
The best way to send money from Germany to Poland
Instarem is the best way to send money to Poland from Germany. This is based on cost, speed, and how easy it is to use.
We analyzed 15 providers that allow EUR to PLN transfers. Instarem emerged as the best option in 44.6% of searches.
How to send money from Germany to Poland
Follow these steps to send money between Germany and Poland
Choose your provider. Register with the provider of your choice by clicking on the link above.
Enter your details. Enter your details and provide any of the documents needed.
Start your transfer. Tell your provider that you'd like to send money from Germany to Poland, how much you'd like to send, and how you'd like to pay for your transfer. You'll also need to add your recipient's details.
Check the recipient's details. This is really important. It can be very difficult to reverse a transfer from Germany to Poland once it's been sent. Make sure all the details are correct before you submit.
Send the money. When you've checked the details, you can make the transfer.
The cheapest way to send money from Germany to Poland
The cheapest way to send money from Germany to Poland is Profee. On average, transfers from Germany to Poland with Profee cost €, making them cheaper than their nearest competitor.
Profee has been the cheapest way to send money from Germany to Poland for the last three months, on average.
Just to make you aware, bankTransfer was the cheapest payment method.
The current mid-market rate between EUR and PLN is 4.322751. The rate the time you transfer will impact your overall cost. As an example, Wise has averaged -0.05% below the mid-market rate over the last three months, generally making sending money a little cheaper before fees.
Note: The cheapest way to send money isn't always the fastest
Profee is the cheapest way to send money from Germany to Poland, but make sure the timeframes work for you.
How the cost of sending money to Poland from Germany is calculated
The cost of sending money from Germany to Germany depends on several things, including:
The mid-market rate
The current mid-market rate between EUR and PLN is 4.322751. The rate the time you transfer will impact your overall cost. As an example, Wise has averaged -0.05% below the mid-market rate over the last 3 months, generally making sending money a little cheaper before fees.
The markup and fee
Providers will often charge a markup on the rate, fees, or both, for transfers between Poland and Poland. This is why Instarem is listed as our cheapest option - they offer the best combination of Euro to Zloty rates (0.32) and fees ().
Bank transfers from Germany to Poland
Bank transfers are the most common way of sending EUR to Poland as they are secure, reliable, and convenient.
If you want to send Euros to Poland via bank transfer, Wise has been the top rated provider in our comparison system for the last three months, recommended 49.5% of the time.
That’s because companies like Wise bypass the SWIFT network and rely on their own digital network of banks, making transfers faster and cheaper. As an example, Wise's transaction fees for Euros into Poland have averaged at 2.25 for the last three months. This is significantly lower than the fees charged by banks.
Credit card payments from Germany to Poland
Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.
If you want to send Euros to Poland with a credit card, Wise is your best option. They've been the top rated provider in our comparison system for the last three months, recommended 89.9% of the time.
Note: Beware of charges
Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.
Debit card payments from Germany to Poland
Debit card payments let you send money from the Germany to Poland with the similar convenience of a credit card, and there are usually no tax advance fees. That said, you might still face currency exchange fees, processing fees, and other expenses, making this a pricier option than a simple bank transfer.
If you want to send Euros to Poland with a debit card, Wise is your best option. They've been the top rated provider in our comparison system for the last three months, recommended 89.9% of the time.
Finding the best exchange rate for EUR to PLN
The mid-market exchange rate changes daily, so timing your transfer can make a big difference to how many PLNs you can get for your EURs. The average Euro to Zloty mid-market rate over the last month was 4.3173, with a low of 4.2835 and a high of 4.3477.
For comparison, the best exchange rate for EUR to PLN right now is through Wise, at a difference of 0.03%.
How we find the best transfer deals from Germany to Poland
We’ve compared the cost, speed, and product offering of the top money transfer services (including Wise) available between Poland and Germany. Or comparison tool compares providers based on live fees, rates, and transfer times to make sure you get the best deal available.
We also produce unbiased, detailed reviews of all the top money transfer companies for sending Euro to Poland, helping you in making smarter, simpler choices. We pride ourselves on our objective reviews, maintaining complete independence in our analysis and ratings.
Take a look at our comprehensive editorial policy for more information about our dedication to integrity and transparency.
You should only ever use regulated providers to transfer money. If a provider is not regulated, it’s likely to be a scam.
Remember: We will only ever recommend regulated financial institutions.