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Sending money to Sweden from Finland

Top Provider
Amount Received
By Bank Transfer
Fees: 0
Rate: 10.82556 *
Payment Options
Debit Card
1-2 Hours
Bank Transfer
1-2 Hours
Key Features
5-star customer rating on TrustPilot
No transfer limit & no fees
£25 gift card when you refer a friend
Excellent customer support
Amount Received
By Bank Transfer
Fees: €9.81
Rate: 10.91900
Payment Options
Bank Transfer
Next Day
Credit Card
Next Day
Debit Card
Next Day
Key Features
Offers low rates
Well known brand
Current Mid-Market Rate: 1 EUR = 10.923875 SEK
* Some rates may be indicative.


Sweden is a country located in northern Europe. As part of the Scandinavian peninsula, which is made up of three countries Sweden, Denmark and Norway, these European states are thought of as some of the most expensive in Europe. Unlike other EU countries, Sweden has its own currency: the Swedish krona (SEK) not to be confused with the Danish krone (DKK) or the Norwegian krone (NOK). 

Choosing the best service provider

When considering how to send money Sweden from Finland there are some key aspects of the transfer to consider. 

The cheapest provider we found is Wise at 0.9% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using XE when transferring EUR to SEK.

This means that by using XE for online money transfers to Sweden from Finland, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access XE for any reason, our comparison engine has found Wise also to be very good options when sending EUR – SEK.

This recommendation was updated one minute ago.

The cheapest way to send money from Finland to Sweden

In order to avoid high fees, you should consider the cheapest way to send from Finland to Sweden.  

Wise has been determined by our comparison engine to be currently offering you the cheapest rates possible.

Get the Best Rate and Sign Up for Rate Alerts Finland to Sweden

The fastest way to send money from Finland to Sweden

When sending money from Finland to Sweden, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers. Currently, XE is the fastest way to send EUR – SEK.

What payment methods are available when sending money from Finland to Sweden?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Sweden from Finland using credit card

To avoid high fees you can opt to use an online money transfer provider such as Wise to pay for your transfer to Sweden.

Sending money to Sweden from Finland using a debit card

With XE you can send money online to Sweden using your debit card. But before making a payment, make sure you understand all the processing fees in place. 

Using a wire transfer to send money from Finland to Sweden

Bank and wire transfers are the most common ways of sending money Sweden as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

If you want to make an international transfer, you will need to know the SWIFT/BIC code of your recipient in Sweden. If you’re unsure about it, check out our SWIFT calculator to figure out the correct SWIFT code in Sweden.

When sending money to Sweden from Finland using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE and Wise.

Considerations for a EUR – SEK Currency Transfer

Before sending money to Sweden from Finland, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Sweden the more value you will get and more SEK the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The EUR – SEK exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 10.923875 and the lowest exchange rate margin is currently offered by XE at 0.9% above the mid market rate.
  3. Hidden fees & charges: Before sending money to Sweden, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, Wise and will give insight here.

How to send money from Finland to Sweden at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send EUR to SEK. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from EUR to SEK in Sweden?

Your recipient has a few methods available to receive your money in Sweden. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Sweden, then they will usually need the following:

How much money can be transferred from Finland to Sweden?

The amount of SEK you can receive from Finland will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of SEK that can be received in Sweden or sent from Finland before making your transfer.

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Written by

Artiom is a marketing graduate from the University of Portsmouth, Artiom’s primary experience is in SEO but he has a broad knowledge of all facets of digital marketing. He optimises the organic experience on MoneyTransfers.com with the content team, manages and creates unique marketing tactics, and generally supports the overall growth of the website.