Regular transfers
Money transfer apps
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Xe charges €0 on a €7,000 transfer, and 30,932.3 PLN lands in minutes - 24 hours.
How to send money to Poland from Italy with the best EUR-PLN rate
Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 30,932.3 PLN in Poland.
For speed, Revolut is fastest, with delivery in within minutes.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/PLN transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.06 1 EUR = 4.3773 PLN 0.00% vs mid-market | Recipient gets zł 30,482.91 Same day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €36.061 EUR = 4.3773 PLN zł 30,482.91You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 4.4189 PLN -0.95% vs mid-market | Recipient gets zł 30,932.30 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.4189 PLN zł 30,932.30You pay€7,000.00 | |||
Run a live search Showing top Italy to Poland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to PLN rates. | |||
Run a live search These companies offer multi-currency accounts for spending PLN. We suggest doing a live search based on how much EUR you're planning to spend in Poland. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 4.4189 PLN -0.95% vs mid-market | Recipient gets zł 30,932.30 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.4189 PLN zł 30,932.30You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 4.4189 PLN -0.95% vs mid-market | Recipient gets zł 30,932.30 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.4189 PLN zł 30,932.30You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 4.4189 PLN -0.95% vs mid-market | Recipient gets zł 30,932.30 Minutes - 24 hours | |
Ways to receive money in Poland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.4189 PLN zł 30,932.30You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 4.3662 PLN +0.25% vs mid-market | Recipient gets zł 30,563.30 Minutes - 3 days | |
Ways to receive money in Poland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 4.3662 PLN zł 30,563.30You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 4.3653 PLN +0.27% vs mid-market | Recipient gets zł 30,557.18 Minutes - 24 hours | |
Ways to receive money in Poland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3653 PLN zł 30,557.18You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 4.3640 PLN +0.30% vs mid-market | Recipient gets zł 30,547.98 Minutes - 24 hours | |
Ways to receive money in Poland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3640 PLN zł 30,547.98You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 4.3552 PLN +0.50% vs mid-market | Recipient gets zł 30,486.70 Minutes - 24 hours | |
Ways to receive money in Poland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3552 PLN zł 30,486.70You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.06 1 EUR = 4.3773 PLN 0.00% vs mid-market | Recipient gets zł 30,482.91 Same day | |
Ways to receive money in Poland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €36.061 EUR = 4.3773 PLN zł 30,482.91You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 4.3520 PLN +0.58% vs mid-market | Recipient gets zł 30,464.00 Minutes - 24 hours | |
Ways to receive money in Poland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 4.3520 PLN zł 30,464.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €46.20 1 EUR = 4.3773 PLN 0.00% vs mid-market | Recipient gets zł 30,438.52 Same day | |
Ways to receive money in Poland with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €46.201 EUR = 4.3773 PLN zł 30,438.52You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.28 1 EUR = 4.3470 PLN +0.69% vs mid-market | Recipient gets zł 30,419.00 Minutes - 24 hours | |
Ways to receive money in Poland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.281 EUR = 4.3470 PLN zł 30,419.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 4.3675 PLN +0.22% vs mid-market | Recipient gets zł 30,264.43 Within minutes | |
Ways to receive money in Poland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 4.3675 PLN zł 30,264.43You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.06 1 EUR = 4.3773 PLN 0.00% vs mid-market | Recipient gets zł 30,242.16 Same day | |
Ways to receive money in Poland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €91.061 EUR = 4.3773 PLN zł 30,242.16You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 4.3158 PLN +1.40% vs mid-market | Recipient gets zł 30,210.94 Minutes - 2 days | |
Ways to receive money in Poland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 4.3158 PLN zł 30,210.94You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 4.3675 PLN +0.22% vs mid-market | Recipient gets zł 30,096.29 Within minutes | |
Ways to receive money in Poland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 4.3675 PLN zł 30,096.29You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €133.08 1 EUR = 4.3773 PLN 0.00% vs mid-market | Recipient gets zł 30,058.23 Same day | |
Ways to receive money in Poland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €133.081 EUR = 4.3773 PLN zł 30,058.23You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €0.99 1 EUR = 4.2865 PLN +2.09% vs mid-market | Recipient gets zł 30,005.50 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks €0.991 EUR = 4.2865 PLN zł 30,005.50You pay€7,000.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 4.2865 PLN zł 30,005.50You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.2865 PLN zł 30,005.50You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €0.99 1 EUR = 4.2865 PLN +2.09% vs mid-market | Recipient gets zł 30,005.50 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks €0.991 EUR = 4.2865 PLN zł 30,005.50You pay€7,000.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €4.991 EUR = 4.2865 PLN zł 30,005.50You pay€7,004.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.2865 PLN zł 30,005.50You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €0.99 1 EUR = 4.2865 PLN +2.09% vs mid-market | Recipient gets zł 30,005.50 Minutes - 24 hours | |
Ways to receive money in Poland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:Most Banks €0.991 EUR = 4.2865 PLN zł 30,005.50You pay€7,000.99 Cash pickupMinutes - 24 hours €4.991 EUR = 4.2865 PLN zł 30,005.50You pay€7,004.99 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 4.2436 PLN +3.10% vs mid-market | Recipient gets zł 29,705.14 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2436 PLN zł 29,705.14You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 4.2436 PLN +3.10% vs mid-market | Recipient gets zł 29,705.14 Minutes - 24 hours | |
Ways to receive money in Poland with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 4.2436 PLN zł 29,705.14You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 4.3771 PLN Updates every 60 minutes. | |||
Transfer details
How to send money from Italy to Poland
Pick a company
For a one-off transfer to Poland, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most PLN.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/PLN rate.
Fund your transfer
You have 5 ways to fund your transfer: bank transfer, debit card, credit card, ideal, and debit card.
Sending money to Poland directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
Verify and send
First time round you'll need your codice fiscale and a photo ID to verify your account.
Ways to send money from Italy to Poland
12 companies send money from Italy to Poland. You can send EUR via broker, online, app, multi-currency account, global account, and in person, and more below.
For one-off transfers
Online transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 30,932.3 PLN on €7,000 with a €0 fee and -0.95% markup.
Sending large sums
Currency brokers
Managed services charge no fees and work on margin instead, and the more you send to Poland, the better rate you will get.
Xe charges no fee and adds -0.95% on EUR/PLN rate.
Travelling and receiving
Multi-currency accounts
If you travel to Poland often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and PLN in one account, and give you local details.
I suggest trying Wise.
It holds EUR and PLN balances and charges small fees to convert between them.
For business payments
Global accounts
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
Ways to fund EUR and receive PLN in Poland
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 30,932.3 PLN.
In Italy, you can pay by bank transfer, debit card, credit card, ideal, and debit card.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send PLN to Poland by themselves.
In Poland, the recipient can use bank deposit, card deposit, and cash pickup.
In Poland, they can collect cash through Most Banks.
They need to take a photo ID and the collection reference to a participating Most Banks location in Poland.
- 1 Debit card Bank deposit
You pay €7,000.00
zł30,932
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
zł30,932
zł0
- 3 Credit card Bank deposit
You pay €7,000.00
zł30,932
zł0
- 4 Ideal Bank deposit
You pay €7,000.00
zł30,439
-zł494
- 5 Debit card Card deposit
You pay €7,004.99
zł30,006
-zł927
Show moreShow less
- 6 Debit card Cash pickup
You pay €7,004.99
zł30,006
-zł927
- 7 Bank transfer Cash pickup
You pay €7,004.99
zł30,006
-zł927
- 8 Credit card Card deposit
You pay €7,004.99
zł30,006
-zł927
- 9 Credit card Cash pickup
You pay €7,004.99
zł30,006
-zł927
- 10 Bank transfer Card deposit
You pay €7,000.00
zł29,705
-zł1,227
- 11 Debit card Card deposit
You pay €7,000.00
zł29,705
-zł1,227
Consider this when sending money from Italy to PLN
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
Compare money transfer options
Compare money transfer options
These are the leading options for a €7,000 transfer to Poland.
Cheapest way to send money to Poland
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 30,932.3 PLN, which is 1.19% more than the next best option.
Fastest way to send money to Poland
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 30,264.43 PLN, with the money arriving in within minutes.
SEPA only covers the first leg
SEPA only covers the first leg
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Xe then convert the money into PLN and pay your recipient in Poland through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
Check the agent when paying in person
Check the agent when paying in person
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Prepare for anti-money-laundering checks
Prepare for anti-money-laundering checks
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Finding the best rate to send money from Italy to Poland
The exchange rate affects the final PLN amount, so compare today's quote with the recent EUR/PLN range before sending.
Mid-market rate:1 EUR = 4.367427 PLN
How we analyse the market
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 12 of them on EUR to Poland, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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