How to send money to Uganda from France with the best EUR-UGX rate

Xe offers the best exchange rate from France to Uganda at 4941.7800 UGX per EUR.

But Xe is cheapest overall, turning EUR 7,000 into 34,592,460 UGX after its fee and exchange-rate markup.

Best companies for EUR/UGX transfers

6 of 6 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/UGX transfers

Sort Cheapest
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4941.7800 UGX -1.13% vs mid-market Recipient gets UGX 34,592,460.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4941.7800 UGX
UGX 34,592,460.00You pay€7,000.00
Promoted

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4874.0616 UGX +0.25% vs mid-market Recipient gets UGX 34,118,430.88 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4874.0616 UGX
UGX 34,118,430.88You pay€7,000.00

Run a live search

Showing top France to Uganda deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 4941.7800 UGX -1.13% vs mid-market Recipient gets UGX 34,592,460.00 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4941.7800 UGX
UGX 34,592,460.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 4941.7800 UGX -1.13% vs mid-market Recipient gets UGX 34,592,460.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4941.7800 UGX
UGX 34,592,460.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 4941.7800 UGX -1.13% vs mid-market Recipient gets UGX 34,592,460.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Uganda with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4941.7800 UGX
UGX 34,592,460.00You pay€7,000.00
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 4874.0616 UGX +0.25% vs mid-market Recipient gets UGX 34,118,430.88 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Uganda with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 4874.0616 UGX
UGX 34,118,430.88You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 4873.0843 UGX +0.27% vs mid-market Recipient gets UGX 34,111,590.09 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Uganda with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 4873.0843 UGX
UGX 34,111,590.09You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 4850.0000 UGX +0.75% vs mid-market Recipient gets UGX 33,950,000.00 Minutes
Fastest
Receive to bank account

Ways to receive money in Uganda with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:Airtel, MTN
Free1 EUR = 4850.0000 UGX
UGX 33,950,000.00You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €4.99 1 EUR = 4809.7645 UGX +1.58% vs mid-market Recipient gets UGX 33,668,351.50 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 4809.7645 UGX
UGX 33,668,351.50You pay€7,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 4768.1838 UGX
UGX 33,377,286.60You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€2.991 EUR = 4743.5751 UGX
UGX 33,205,025.70You pay€7,002.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €4.99 1 EUR = 4809.7645 UGX +1.58% vs mid-market Recipient gets UGX 33,668,351.50 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 4809.7645 UGX
UGX 33,668,351.50You pay€7,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 4768.1838 UGX
UGX 33,377,286.60You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€2.991 EUR = 4743.5751 UGX
UGX 33,205,025.70You pay€7,002.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €4.99 1 EUR = 4809.7645 UGX +1.58% vs mid-market Recipient gets UGX 33,668,351.50 Minutes - 24 hours

Ways to receive money in Uganda with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€4.991 EUR = 4809.7645 UGX
UGX 33,668,351.50You pay€7,004.99
Mobile walletMinutes - 24 hoursAvailable via:Select Wallets
€0.991 EUR = 4768.1838 UGX
UGX 33,377,286.60You pay€7,000.99
Bank depositMinutes - 24 hoursAvailable via:Select Banks
€2.991 EUR = 4743.5751 UGX
UGX 33,205,025.70You pay€7,002.99
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €0.00 1 EUR = 4763.4284 UGX +2.55% vs mid-market Recipient gets UGX 33,343,999.08 Minutes - 2 days
Recommended
Receive to bank account or cash pickup

Ways to receive money in Uganda with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutes - 2 days
Free1 EUR = 4763.4284 UGX
UGX 33,343,999.08You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 4886.2772 UGX Updates every 60 minutes.

How to send money from France to Uganda

Pick a company

Start with the cheapest, which is Xe at 34,592,460 UGX on a €7,000 transfer.

Xe was the cheapest on 1 of the 30 days it quoted €7,000 transfers to Uganda.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

A euro virement to the money transfer company is cheap and arrives in seconds.

Verify and send

First time round you'll need a photo ID and a RIB or proof of address to verify your account.

Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.

Compare amounts

How much EUR are you sending to Uganda?

How much EUR you send to Uganda heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 4% of the transfers from €5,000 it quoted, and in 5% of all the transfers it quoted.

Cheapest service
€5000.19%€0.00UGX 2,438,134.91with debit card to bank deposit+UGX 25,487.21
€1,000-0.91%€0.00UGX 4,932,910.00with debit card to bank deposit+UGX 84,498.39
€2,000-1.19%€0.00UGX 9,883,560.00with debit card to bank deposit+UGX 213,707.30
€5,000-1.21%€0.00UGX 24,708,900.00with debit card to bank deposit+UGX 563,821.85
€7,000This page-1.13%€0.00UGX 34,592,460.00with debit card to bank deposit+UGX 561,814.55

Mid-market rate: 1 EUR = 4886.2772 UGX

EUR/UGX Exchange Rate History

Is today a good time to send money from France to Uganda?

The cheapest way to send EUR to UGX can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Uganda.

UGX received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateUGX 34,203,940.73 Xe UGX 34,592,460.00XeUGX 34,592,460.00Key CurrencyUGX 34,118,430.88Regency FXUGX 34,111,590.09

30M
31M
32M
33M
34M
35M
36M
At the mid-market rateWith the cheapest optionXeKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 4449.8179 – UGX 31,148,725.58
Key Currency Cheapest 4438.6934 €0.00 UGX 31,070,853.77 −UGX 77,871.81
Regency FX 4437.8034 €0.00 UGX 31,064,624.02 −UGX 84,101.56
Xe 4392.5100 €0.00 UGX 30,747,570.00 −UGX 401,155.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 4455.5314 – UGX 31,188,719.85
Key Currency Cheapest 4444.3926 €0.00 UGX 31,110,748.05 −UGX 77,971.80
Regency FX 4443.5015 €0.00 UGX 31,104,510.31 −UGX 84,209.54
Xe 4379.2100 €0.00 UGX 30,654,470.00 −UGX 534,249.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 4447.8242 – UGX 31,134,769.25
Key Currency Cheapest 4436.7046 €0.00 UGX 31,056,932.33 −UGX 77,836.92
Regency FX 4435.8151 €0.00 UGX 31,050,705.38 −UGX 84,063.87
Xe 4372.3900 €0.00 UGX 30,606,730.00 −UGX 528,039.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 4492.8607 – UGX 31,450,024.65
Key Currency Cheapest 4481.6285 €0.00 UGX 31,371,399.59 −UGX 78,625.06
Regency FX 4480.7299 €0.00 UGX 31,365,109.58 −UGX 84,915.07
Xe 4348.7800 €0.00 UGX 30,441,460.00 −UGX 1,008,564.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 4492.0181 – UGX 31,444,126.57
Key Currency Cheapest 4480.7880 €0.00 UGX 31,365,516.25 −UGX 78,610.32
Regency FX 4479.8896 €0.00 UGX 31,359,227.43 −UGX 84,899.14
Xe 4401.4200 €0.00 UGX 30,809,940.00 −UGX 634,186.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 4482.9419 – UGX 31,380,593.21
Key Currency Cheapest 4471.7345 €0.00 UGX 31,302,141.73 −UGX 78,451.48
Regency FX 4470.8379 €0.00 UGX 31,295,865.61 −UGX 84,727.60
Xe 4401.4200 €0.00 UGX 30,809,940.00 −UGX 570,653.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 4462.4527 – UGX 31,237,168.94
Key Currency Cheapest 4451.2966 €0.00 UGX 31,159,076.01 −UGX 78,092.92
Regency FX 4450.4041 €0.00 UGX 31,152,828.58 −UGX 84,340.36
Xe 4372.0800 €0.00 UGX 30,604,560.00 −UGX 632,608.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 4494.5233 – UGX 31,461,662.87
MoneyGram Cheapest 4483.5624 €0.99 UGX 31,384,936.80 −UGX 76,726.07
Key Currency 4483.2870 €0.00 UGX 31,383,008.71 −UGX 78,654.16
Regency FX 4482.3881 €0.00 UGX 31,376,716.38 −UGX 84,946.49
Xe 4412.9900 €0.00 UGX 30,890,930.00 −UGX 570,732.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 4526.6086 – UGX 31,686,260.42
MoneyGram Cheapest 4520.7469 €0.99 UGX 31,645,228.30 −UGX 41,032.12
Key Currency 4515.2921 €0.00 UGX 31,607,044.77 −UGX 79,215.65
Regency FX 4514.3868 €0.00 UGX 31,600,707.51 −UGX 85,552.91
Xe 4461.2400 €0.00 UGX 31,228,680.00 −UGX 457,580.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 4555.3203 – UGX 31,887,241.86
Key Currency Cheapest 4543.9320 €0.00 UGX 31,807,523.76 −UGX 79,718.10
Regency FX 4543.0209 €0.00 UGX 31,801,146.31 −UGX 86,095.55
Xe 4488.5000 €0.00 UGX 31,419,500.00 −UGX 467,741.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 4582.5946 – UGX 32,078,162.39
Key Currency Cheapest 4571.1381 €0.00 UGX 31,997,966.98 −UGX 80,195.41
Regency FX 4570.2216 €0.00 UGX 31,991,551.35 −UGX 86,611.04
Xe 4469.2100 €0.00 UGX 31,284,470.00 −UGX 793,692.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 4581.1929 – UGX 32,068,350.29
Key Currency Cheapest 4569.7399 €0.00 UGX 31,988,179.41 −UGX 80,170.88
Regency FX 4568.8237 €0.00 UGX 31,981,765.74 −UGX 86,584.55
Xe 4513.6000 €0.00 UGX 31,595,200.00 −UGX 473,150.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 4581.1929 – UGX 32,068,350.29
Key Currency Cheapest 4569.7399 €0.00 UGX 31,988,179.41 −UGX 80,170.88
Regency FX 4568.8237 €0.00 UGX 31,981,765.74 −UGX 86,584.55
Xe 4513.6000 €0.00 UGX 31,595,200.00 −UGX 473,150.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 4578.5260 – UGX 32,049,681.70
Key Currency Cheapest 4567.0796 €0.00 UGX 31,969,557.49 −UGX 80,124.21
Regency FX 4566.1639 €0.00 UGX 31,963,147.56 −UGX 86,534.14
Xe 4513.6000 €0.00 UGX 31,595,200.00 −UGX 454,481.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 4630.5969 – UGX 32,414,178.36
Key Currency Cheapest 4619.0204 €0.00 UGX 32,333,142.91 −UGX 81,035.45
Regency FX 4618.0943 €0.00 UGX 32,326,660.07 −UGX 87,518.29
Xe 4501.5100 €0.00 UGX 31,510,570.00 −UGX 903,608.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 4628.4986 – UGX 32,399,490.42
Key Currency Cheapest 4616.9274 €0.00 UGX 32,318,491.70 −UGX 80,998.72
Regency FX 4616.0017 €0.00 UGX 32,312,011.80 −UGX 87,478.62
Xe 4580.6800 €0.00 UGX 32,064,760.00 −UGX 334,730.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 4527.9460 – UGX 31,695,621.75
MoneyGram Cheapest 4562.3933 €0.99 UGX 31,936,753.10 +UGX 241,131.35
Xe 4560.9400 €0.00 UGX 31,926,580.00 +UGX 230,958.25
Key Currency 4516.6261 €0.00 UGX 31,616,382.69 −UGX 79,239.06
Regency FX 4515.7205 €0.00 UGX 31,610,043.57 −UGX 85,578.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 4523.7130 – UGX 31,665,990.99
Key Currency Cheapest 4512.4037 €0.00 UGX 31,586,826.01 −UGX 79,164.98
Regency FX 4511.4990 €0.00 UGX 31,580,492.81 −UGX 85,498.18
Xe 4373.6800 €0.00 UGX 30,615,760.00 −UGX 1,050,230.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 4648.2072 – UGX 32,537,450.40
Key Currency Cheapest 4636.5867 €0.00 UGX 32,456,106.77 −UGX 81,343.63
Regency FX 4635.6570 €0.00 UGX 32,449,599.28 −UGX 87,851.12
Xe 4489.3000 €0.00 UGX 31,425,100.00 −UGX 1,112,350.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 4648.2072 – UGX 32,537,450.40
Key Currency Cheapest 4636.5867 €0.00 UGX 32,456,106.77 −UGX 81,343.63
Regency FX 4635.6570 €0.00 UGX 32,449,599.28 −UGX 87,851.12
Xe 4489.3000 €0.00 UGX 31,425,100.00 −UGX 1,112,350.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 4642.9022 – UGX 32,500,315.16
Key Currency Cheapest 4631.2949 €0.00 UGX 32,419,064.37 −UGX 81,250.79
Regency FX 4630.3663 €0.00 UGX 32,412,564.30 −UGX 87,750.86
Xe 4489.3000 €0.00 UGX 31,425,100.00 −UGX 1,075,215.16
Exchange rateFeeRecipient getsDifference
Mid-market rate 4673.0507 – UGX 32,711,355.24
Key Currency Cheapest 4661.3681 €0.00 UGX 32,629,576.85 −UGX 81,778.39
Regency FX 4660.4335 €0.00 UGX 32,623,034.58 −UGX 88,320.66
Xe 4576.1800 €0.00 UGX 32,033,260.00 −UGX 678,095.24
Exchange rateFeeRecipient getsDifference
Mid-market rate 4672.7883 – UGX 32,709,518.20
Key Currency Cheapest 4661.1063 €0.00 UGX 32,627,744.40 −UGX 81,773.80
Regency FX 4660.1718 €0.00 UGX 32,621,202.50 −UGX 88,315.70
Xe 4598.4900 €0.00 UGX 32,189,430.00 −UGX 520,088.20
Exchange rateFeeRecipient getsDifference
Mid-market rate 4724.9339 – UGX 33,074,537.13
Key Currency Cheapest 4713.1215 €0.00 UGX 32,991,850.79 −UGX 82,686.34
Regency FX 4712.1766 €0.00 UGX 32,985,235.88 −UGX 89,301.25
Xe 4625.5700 €0.00 UGX 32,378,990.00 −UGX 695,547.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 4795.6544 – UGX 33,569,580.50
Key Currency Cheapest 4783.6652 €0.00 UGX 33,485,656.55 −UGX 83,923.95
Regency FX 4782.7061 €0.00 UGX 33,478,942.63 −UGX 90,637.87
Xe 4653.2300 €0.00 UGX 32,572,610.00 −UGX 996,970.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 4931.4906 – UGX 34,520,433.94
Key Currency Cheapest 4919.1618 €0.00 UGX 34,434,132.86 −UGX 86,301.08
Regency FX 4918.1755 €0.00 UGX 34,427,228.77 −UGX 93,205.17
Xe 4648.6500 €0.00 UGX 32,540,550.00 −UGX 1,979,883.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 4931.4906 – UGX 34,520,433.94
Key Currency Cheapest 4919.1618 €0.00 UGX 34,434,132.86 −UGX 86,301.08
Regency FX 4918.1755 €0.00 UGX 34,427,228.77 −UGX 93,205.17
Xe 4648.6500 €0.00 UGX 32,540,550.00 −UGX 1,979,883.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 4925.4768 – UGX 34,478,337.34
Key Currency Cheapest 4913.1631 €0.00 UGX 34,392,141.50 −UGX 86,195.84
Regency FX 4912.1780 €0.00 UGX 34,385,245.83 −UGX 93,091.51
Xe 4648.6500 €0.00 UGX 32,540,550.00 −UGX 1,937,787.34
Exchange rateFeeRecipient getsDifference
Mid-market rate 5013.5748 – UGX 35,095,023.50
Key Currency Cheapest 5001.0408 €0.00 UGX 35,007,285.94 −UGX 87,737.55
Regency FX 5000.0381 €0.00 UGX 35,000,266.93 −UGX 94,756.56
Xe 4883.1200 €0.00 UGX 34,181,840.00 −UGX 913,183.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 4886.2772 – UGX 34,203,940.73
Xe Cheapest 4941.7800 €0.00 UGX 34,592,460.00 +UGX 388,519.27
Key Currency 4874.0616 €0.00 UGX 34,118,430.88 −UGX 85,509.85
Regency FX 4873.0843 €0.00 UGX 34,111,590.09 −UGX 92,350.64

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more UGX per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.

Right now, Xe pays 34,592,460 UGX on 7,000 EUR, which is 388,519.27 UGX more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 35,007,285.94 UGX.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Uganda.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. XeAppeared in 78 comparisons

    Cheapest in 5% of them

  2. Key CurrencyAppeared in 30 comparisons

    Cheapest in 87% of them

  3. Regency FXAppeared in 30 comparisons

    Never the cheapest

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most UGX, but it was the cheapest in only 5% of the 78 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from France to Uganda

6 companies send money from France to Uganda. You can do it via app, broker, online, and in person.

For regular transfers from France

Money transfer apps

If you’re sending €50 to €200 to a family in Uganda, apps like Xe are the easiest way.

Over the past month, Xe was the cheapest app on 3% of the days it appeared for €7,000 transfers.

Xe charges €0 on a €7,000 transfer, and the UGX arrives in minutes - 24 hours, often straight into a mobile money wallet, so your family doesn't need a bank account to receive it.

For one-off transfers

Online transfers

When converting EUR to UGX, an online service like Xe is always cheaper than the bank's international virement.

Sending €7,000 with Xe gets you 34,592,460 UGX with a €0 fee and -1.13% markup.

In our comparisons over the past month, it was the cheapest online service on 1 of the 30 days it quoted.

Sending large sums from France

Currency brokers

If you’re selling a property in France, repatriating a pension, moving to Uganda, or making any other large transfer, then you need a currency broker.

Xe charges no fee but adds -1.13% markup on EUR/UGX interbank rate.

And the more you transfer, the better rate you will get.

Our analysis shows Xe was the cheapest broker in 39% of the transfers from €5,000 it quoted.

Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.

International business payments

Global accounts

Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.

Companies like Airwallex, Wise Business, or Payoneer are the best for this.

Ways to fund EUR and receive UGX in Uganda

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 34,592,460 UGX.

Fund the transfer from France by bank transfer, debit card, and credit card.

You can pay by virement

Send the money by bank transfer from your French RIB or IBAN.

SEPA Instant can be instant for funding your transfer, but delivery speed to Uganda depends on the payout method.

Your recipient in Uganda can collect UGX through bank deposit, mobile money, cash pickup, and mobile wallet.

They can collect cash in Uganda

Your recipient can collect UGX from a participating agent location in Uganda. They should take a valid photo ID and the collection reference.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    USh34,592,460

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    USh34,592,460

    USh0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    USh34,592,460

    USh0

  4. 4
    Debit card Mobile money

    You pay €7,000.00

    USh33,950,000

    -USh642,460

  5. 5
    Debit card Cash pickup

    You pay €7,004.99

    USh33,668,352

    -USh924,109

Show moreShow less
  1. 6
    Bank transfer Cash pickup

    You pay €7,004.99

    USh33,668,352

    -USh924,109

  2. 7
    Credit card Cash pickup

    You pay €7,004.99

    USh33,668,352

    -USh924,109

  3. 8
    Debit card Mobile wallet

    You pay €7,000.99

    USh33,377,287

    -USh1,215,173

  4. 9
    Bank transfer Mobile wallet

    You pay €7,000.99

    USh33,377,287

    -USh1,215,173

  5. 10
    Credit card Mobile wallet

    You pay €7,000.99

    USh33,377,287

    -USh1,215,173

What to consider before sending EUR to Uganda

From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.

Compare the EUR/UGX options

For a €7,000 transfer to Uganda, these are the best ways to start with:

Cheapest way to send money to Uganda

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 34,592,460 UGX, which is 1.37% more than the next best option.

Fastest way to send money to Uganda

The fastest option is TapTap Send. Pay by debit card and choose mobile money for the payout. Your recipient gets 33,950,000 UGX in minutes.

France caps cash payments

If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.

This limits the cash payment, rather than the amount you can send abroad.

For a larger transfer, pay by bank transfer or card.

Expect a justificatif on a large transfer

French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.

For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.

Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.

FGDR deposit guarantee

The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.

Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).

If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.

How we analyse the market

Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.

That covers 6 ACPR-registered companies sending EUR to Uganda, with the rates refreshed in real time on live EUR/UGX searches.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/UGX transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.