How to send money to Denmark from Sweden with the best SEK-DKK rate

From 8 companies analysed, Wise is the cheapest way to send money to Denmark, giving your recipient 52,664.05 DKK when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most DKK.

Best companies for SEK/DKK transfers

8 of 8 providers

Last updated on 28 September 2026

Based on 80,000 SEK transfer

Best companies for SEK/DKK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 322,49 kr 1 SEK = 0.6610 DKK +0.01% vs mid-market Recipient gets 52 664,05 kr Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
322,49 kr1 SEK = 0.6610 DKK
52 664,05 krYou pay80 000,00 kr
Promoted

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.6478 DKK +2.02% vs mid-market Recipient gets 51 824,00 kr Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.6478 DKK
51 824,00 krYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.6478 DKK
51 824,00 krYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.6217 DKK
49 736,00 krYou pay81 200,00 kr

Run a live search

Showing top Sweden to Denmark deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer
Fee 322,49 kr 1 SEK = 0.6610 DKK +0.01% vs mid-market Recipient gets 52 664,05 kr Same day
CheapestFastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
322,49 kr1 SEK = 0.6610 DKK
52 664,05 krYou pay80 000,00 kr

Paysend

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.6568 DKK +0.64% vs mid-market Recipient gets 52 546,13 kr Minutes - 24 hours

Ways to receive money in Denmark with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6568 DKK
52 546,13 krYou pay80 000,00 kr

Paysend

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.6568 DKK +0.64% vs mid-market Recipient gets 52 546,13 kr Minutes - 24 hours

Ways to receive money in Denmark with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6568 DKK
52 546,13 krYou pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 37,82 kr 1 SEK = 0.6568 DKK +0.64% vs mid-market Recipient gets 52 519,00 kr Minutes - 24 hours
Receive to bank account

Ways to receive money in Denmark with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
37,82 kr1 SEK = 0.6568 DKK
52 519,00 krYou pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 186,06 kr 1 SEK = 0.6610 DKK +0.01% vs mid-market Recipient gets 52 093,26 kr Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 186,06 kr1 SEK = 0.6610 DKK
52 093,26 krYou pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 348,81 kr 1 SEK = 0.6610 DKK +0.01% vs mid-market Recipient gets 51 985,68 kr Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 348,81 kr1 SEK = 0.6610 DKK
51 985,68 krYou pay80 000,00 kr

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.6478 DKK +2.00% vs mid-market Recipient gets 51 824,60 kr Minutes - 2 days

Ways to receive money in Denmark with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.6478 DKK
51 824,60 krYou pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.6478 DKK +2.02% vs mid-market Recipient gets 51 824,00 kr Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.6478 DKK
51 824,00 krYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.6478 DKK
51 824,00 krYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.6217 DKK
49 736,00 krYou pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 0.6478 DKK +2.02% vs mid-market Recipient gets 51 824,00 kr Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.6478 DKK
51 824,00 krYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.6478 DKK
51 824,00 krYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.6217 DKK
49 736,00 krYou pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 0.6478 DKK +2.02% vs mid-market Recipient gets 51 824,00 kr Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.6478 DKK
51 824,00 krYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.6478 DKK
51 824,00 krYou pay80 040,00 kr

Western Union

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.6444 DKK +2.55% vs mid-market Recipient gets 51 552,22 kr Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Denmark with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.6444 DKK
51 552,22 krYou pay80 000,00 kr

Western Union

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.6444 DKK +2.55% vs mid-market Recipient gets 51 552,22 kr Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Denmark with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.6444 DKK
51 552,22 krYou pay80 000,00 kr

Remitly

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.6433 DKK +2.72% vs mid-market Recipient gets 51 464,00 kr Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Denmark with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.6433 DKK
51 464,00 krYou pay80 000,00 kr

Remitly

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.6433 DKK +2.72% vs mid-market Recipient gets 51 464,00 kr Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Denmark with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.6433 DKK
51 464,00 krYou pay80 000,00 kr

Ria Money Transfer

Pay via Credit card
Fee 59,00 kr 1 SEK = 0.6366 DKK +3.77% vs mid-market Recipient gets 50 890,44 kr Minutes - 24 hours

Ways to receive money in Denmark with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hours
59,00 kr1 SEK = 0.6366 DKK
50 890,44 krYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
59,00 kr1 SEK = 0.6366 DKK
50 890,44 krYou pay80 000,00 kr
Bank depositMinutes - 24 hours
59,00 kr1 SEK = 0.6339 DKK
50 674,60 krYou pay80 000,00 kr

Ria Money Transfer

Pay via Debit card
Fee 59,00 kr 1 SEK = 0.6366 DKK +3.77% vs mid-market Recipient gets 50 890,44 kr Minutes - 24 hours

Ways to receive money in Denmark with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutes - 24 hours
59,00 kr1 SEK = 0.6366 DKK
50 890,44 krYou pay80 000,00 kr
Cash pickupMinutes - 24 hours
59,00 kr1 SEK = 0.6366 DKK
50 890,44 krYou pay80 000,00 kr
Bank depositMinutes - 24 hours
59,00 kr1 SEK = 0.6339 DKK
50 674,60 krYou pay80 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.6610 DKK Updates every 60 minutes.

How to send money from Sweden to Denmark

Pick a company

For a one-off transfer to Denmark, I suggest picking the cheapest option which is Wise.

On a 80,000 SEK transfer, Wise delivers the most DKK.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/DKK rate.

Fund your transfer

You can pay for the transfer using debit card, bank transfer, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Denmark, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Denmark

8 companies send money from Sweden to Denmark, mostly through online, app, in person, global account, multi-currency account, broker, SNPL, and digital wallet, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Denmark, an online service like Wise is usually the simplest place to start.

Wise charges kr322.49 to send 80,000 SEK, leaving your recipient with 52,664.05 after a 0% markup on SEK/DKK exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Denmark.

Wise charges kr322.49 on a 80,000 SEK transfer and money will arrive in same day.

You recipient can withdraw via bank deposit, cash pickup, mobile wallet, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need DKK.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0% exchange-rate markup and holds the DKK in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Denmark, a global account keeps the DKK in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive DKK in Denmark

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 52,664.05 DKK.

From Sweden, you can fund the transfer by debit card, bank transfer, and credit card, and in Denmark, the recipient can use bank deposit, cash pickup, mobile wallet, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect DKK from a nearby MoneyGram agent in Denmark.

Swish is useful for payments within Sweden, but it does not send DKK to Denmark.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    kr52,664

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    kr52,546

    -kr118

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    kr52,546

    -kr118

  4. 4
    Bank transfer Cash pickup

    You pay kr80,040.00

    kr51,824

    -kr840

  5. 5
    Debit card Cash pickup

    You pay kr80,040.00

    kr51,824

    -kr840

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay kr80,040.00

    kr51,824

    -kr840

  2. 7
    Debit card Mobile wallet

    You pay kr80,000.00

    kr50,890

    -kr1,774

  3. 8
    Credit card Mobile wallet

    You pay kr80,000.00

    kr50,890

    -kr1,774

  4. 9
    Debit card Card deposit

    You pay kr81,200.00

    kr49,736

    -kr2,928

  5. 10
    Credit card Card deposit

    You pay kr81,200.00

    kr49,736

    -kr2,928

Consider this before sending SEK to Denmark

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of DKK from Sweden.

Compare SEK to DKK transfer options

Cheapest way to send money to Denmark

The cheapest option for DKK 52,664.05 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 52,664.05 DKK, which is 0.22% more than the next best option.

Fastest way to send money to Denmark

With Wise, a bank transfer deposit and bank deposit payout delivers 52,664.05 DKK in same day.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Denmark.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Denmark over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Denmark may have their own rules on receiving monetary gifts.

Live SEK-DKK Exchange Rate

Get a better SEK to DKK exchange rate

The final rate controls how much DKK you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.660627 DKK

How we analyse the market

We track 8 companies sending SEK to Denmark, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.