How to send money to Denmark from Sweden with the best SEK-DKK rate

From 10 companies analysed, Xe is the cheapest way to send money to Denmark, giving your recipient 54 296 DKK when you send SEK 80 000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most DKK.

Best companies for SEK/DKK transfers

10 of 10 providers

Last updated on 10 November 2026

Based on 80,000 SEK transfer

Best companies for SEK/DKK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 322,49 kr 1 SEK = 0.6801 DKK 0.00% vs mid-market Recipient gets 54 191,54 kr Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
322,49 kr1 SEK = 0.6801 DKK
54 191,54 krYou pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.6787 DKK +0.21% vs mid-market Recipient gets 54 296,00 kr Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Denmark with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6787 DKK
54 296,00 krYou pay80 000,00 kr

Run a live search

Showing top Sweden to Denmark deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.6787 DKK +0.21% vs mid-market Recipient gets 54 296,00 kr Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Denmark with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6787 DKK
54 296,00 krYou pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.6787 DKK +0.21% vs mid-market Recipient gets 54 296,00 kr Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Denmark with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6787 DKK
54 296,00 krYou pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.6787 DKK +0.21% vs mid-market Recipient gets 54 296,00 kr Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Denmark with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6787 DKK
54 296,00 krYou pay80 000,00 kr
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.6784 DKK +0.25% vs mid-market Recipient gets 54 273,66 kr Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Denmark with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.6784 DKK
54 273,66 krYou pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.6783 DKK +0.27% vs mid-market Recipient gets 54 262,77 kr Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Denmark with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6783 DKK
54 262,77 krYou pay80 000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.6781 DKK +0.30% vs mid-market Recipient gets 54 246,45 kr Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Denmark with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6781 DKK
54 246,45 krYou pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 322,49 kr 1 SEK = 0.6801 DKK 0.00% vs mid-market Recipient gets 54 191,54 kr Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
322,49 kr1 SEK = 0.6801 DKK
54 191,54 krYou pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.6760 DKK +0.61% vs mid-market Recipient gets 54 080,00 kr Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Denmark with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.6760 DKK
54 080,00 krYou pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 36,76 kr 1 SEK = 0.6758 DKK +0.64% vs mid-market Recipient gets 54 039,00 kr Minutes - 24 hours
Receive to bank account

Ways to receive money in Denmark with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
36,76 kr1 SEK = 0.6758 DKK
54 039,00 krYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.6794 DKK +0.11% vs mid-market Recipient gets 53 792,34 kr Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Denmark with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 0.6794 DKK
53 792,34 krYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.6706 DKK +1.40% vs mid-market Recipient gets 53 647,94 kr Minutes - 2 days

Ways to receive money in Denmark with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.6706 DKK
53 647,94 krYou pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 186,06 kr 1 SEK = 0.6801 DKK 0.00% vs mid-market Recipient gets 53 604,20 kr Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 186,06 kr1 SEK = 0.6801 DKK
53 604,20 krYou pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 348,81 kr 1 SEK = 0.6801 DKK 0.00% vs mid-market Recipient gets 53 493,51 kr Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 348,81 kr1 SEK = 0.6801 DKK
53 493,51 krYou pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 1 260,00 kr 1 SEK = 0.6794 DKK +0.11% vs mid-market Recipient gets 53 493,42 kr Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Denmark with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
1 260,00 kr1 SEK = 0.6794 DKK
53 493,42 krYou pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 30,00 kr 1 SEK = 0.6661 DKK +2.08% vs mid-market Recipient gets 53 288,00 kr Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.6661 DKK
53 288,00 krYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.6661 DKK
53 288,00 krYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.6379 DKK
51 032,00 krYou pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 30,00 kr 1 SEK = 0.6661 DKK +2.08% vs mid-market Recipient gets 53 288,00 kr Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.6661 DKK
53 288,00 krYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.6661 DKK
53 288,00 krYou pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.6379 DKK
51 032,00 krYou pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 30,00 kr 1 SEK = 0.6661 DKK +2.08% vs mid-market Recipient gets 53 288,00 kr Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
30,00 kr1 SEK = 0.6661 DKK
53 288,00 krYou pay80 030,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.6661 DKK
53 288,00 krYou pay80 040,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.6801 DKK Updates every 60 minutes.

How to send money from Sweden to Denmark

Pick a company

For a one-off SEK transfer to Denmark, I suggest picking the cheapest option which is Xe.

Xe was the cheapest on 3 of the 24 days it quoted kr80 000 transfers to Denmark.

On a 80 000 SEK transfer, Xe delivers the most DKK.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/DKK rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Denmark, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Denmark?

How much SEK you send to Denmark heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 14% of the transfers from SEK 50,000 it quoted, and in 15% of all the transfers it quoted.

Cheapest service
5 000 kr0.27%11,50 kr3 384,15 krwith bank transfer to bank deposit+51,16 kr
10 000 kr0.20%15,00 kr6 775,99 krwith bank transfer to bank deposit+95,81 kr
25 000 kr0.00%108,82 kr16 931,30 krwith bank transfer to bank deposit+210,12 kr
50 000 kr0.30%0,00 kr33 893,06 krwith bank transfer to bank deposit+364,99 kr
80 000 krThis page0.21%0,00 kr54 296,00 krwith debit card to bank deposit+420,89 kr

Mid-market rate: 1 SEK = 0.6801 DKK

SEK/DKK Exchange Rate History

Is today a good time to send money from Sweden to Denmark?

The cheapest way to send SEK to DKK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 80 000 SEK transfers to Denmark.

DKK received for 80 000 kr, after fees

Tue, 10 Nov 2026Mid-market rate54 409,68 kr Xe 54 296,00 krXe54 296,00 krKey Currency54 273,66 krRegency FX54 262,77 kr

52 500
53 000
53 500
54 000
54 500
55 000
At the mid-market rateWith the cheapest optionXeKey CurrencyRegency FX
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6674 – 53 388,64 kr
Key Currency Cheapest 0.6657 0,00 kr 53 255,17 kr −133,47 kr
Regency FX 0.6656 0,00 kr 53 244,49 kr −144,15 kr
Xe 0.6640 0,00 kr 53 120,00 kr −268,64 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.6676 322,49 kr 53 191,75 kr –
Xe 0.6639 0,00 kr 53 112,00 kr –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6705 – 53 643,20 kr
Key Currency Cheapest 0.6689 0,00 kr 53 509,09 kr −134,11 kr
Regency FX 0.6687 0,00 kr 53 498,36 kr −144,84 kr
Xe 0.6673 0,00 kr 53 384,00 kr −259,20 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6677 – 53 412,72 kr
Key Currency Cheapest 0.6660 0,00 kr 53 279,19 kr −133,53 kr
Regency FX 0.6659 0,00 kr 53 268,51 kr −144,21 kr
Xe 0.6640 0,00 kr 53 120,00 kr −292,72 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6706 – 53 646,72 kr
Key Currency Cheapest 0.6689 0,00 kr 53 512,60 kr −134,12 kr
Regency FX 0.6688 0,00 kr 53 501,87 kr −144,85 kr
Xe 0.6673 0,00 kr 53 384,00 kr −262,72 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6710 – 53 679,84 kr
Key Currency Cheapest 0.6693 0,00 kr 53 545,64 kr −134,20 kr
Regency FX 0.6692 0,00 kr 53 534,90 kr −144,94 kr
Xe 0.6579 0,00 kr 52 632,00 kr −1 047,84 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6710 – 53 679,84 kr
Key Currency Cheapest 0.6693 0,00 kr 53 545,64 kr −134,20 kr
Regency FX 0.6692 0,00 kr 53 534,90 kr −144,94 kr
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6719 – 53 748,16 kr
Key Currency Cheapest 0.6702 0,00 kr 53 613,79 kr −134,37 kr
Regency FX 0.6700 0,00 kr 53 603,04 kr −145,12 kr
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6725 – 53 803,04 kr
Key Currency Cheapest 0.6709 0,00 kr 53 668,53 kr −134,51 kr
Regency FX 0.6707 0,00 kr 53 657,77 kr −145,27 kr
Xe 0.6690 0,00 kr 53 520,00 kr −283,04 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6722 – 53 773,92 kr
Key Currency Cheapest 0.6705 0,00 kr 53 639,49 kr −134,43 kr
Regency FX 0.6704 0,00 kr 53 628,73 kr −145,19 kr
Xe 0.6689 0,00 kr 53 512,00 kr −261,92 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6728 – 53 822,56 kr
Key Currency Cheapest 0.6711 0,00 kr 53 688,00 kr −134,56 kr
Regency FX 0.6710 0,00 kr 53 677,24 kr −145,32 kr
Xe 0.6695 0,00 kr 53 560,00 kr −262,56 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6723 – 53 786,96 kr
Key Currency Cheapest 0.6707 0,00 kr 53 652,49 kr −134,47 kr
Regency FX 0.6705 0,00 kr 53 641,74 kr −145,22 kr
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6717 – 53 739,68 kr
Key Currency Cheapest 0.6701 0,00 kr 53 605,33 kr −134,35 kr
Regency FX 0.6699 0,00 kr 53 594,58 kr −145,10 kr
Xe 0.6592 0,00 kr 52 736,00 kr −1 003,68 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6717 – 53 739,68 kr
Key Currency Cheapest 0.6701 0,00 kr 53 605,33 kr −134,35 kr
Regency FX 0.6699 0,00 kr 53 594,58 kr −145,10 kr
Xe 0.6596 0,00 kr 52 768,00 kr −971,68 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6714 – 53 711,36 kr
Key Currency Cheapest 0.6697 0,00 kr 53 577,08 kr −134,28 kr
Regency FX 0.6696 0,00 kr 53 566,34 kr −145,02 kr
Xe No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6723 – 53 783,60 kr
Key Currency Cheapest 0.6706 0,00 kr 53 649,14 kr −134,46 kr
Regency FX 0.6705 0,00 kr 53 638,38 kr −145,22 kr
Xe 0.6686 0,00 kr 53 488,00 kr −295,60 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6749 – 53 991,12 kr
Xe Cheapest 0.6736 0,00 kr 53 888,00 kr −103,12 kr
Key Currency 0.6732 0,00 kr 53 856,14 kr −134,98 kr
Regency FX 0.6731 0,00 kr 53 845,34 kr −145,78 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6769 – 54 151,04 kr
Key Currency Cheapest 0.6752 0,00 kr 54 015,66 kr −135,38 kr
Regency FX 0.6751 0,00 kr 54 004,83 kr −146,21 kr
Xe 0.6730 0,00 kr 53 840,00 kr −311,04 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6798 – 54 387,28 kr
Key Currency Cheapest 0.6781 0,00 kr 54 251,31 kr −135,97 kr
Regency FX 0.6780 0,00 kr 54 240,43 kr −146,85 kr
Xe 0.6761 0,00 kr 54 088,00 kr −299,28 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6816 – 54 526,88 kr
Key Currency Cheapest 0.6799 0,00 kr 54 390,56 kr −136,32 kr
Regency FX 0.6797 0,00 kr 54 379,66 kr −147,22 kr
Xe 0.6683 0,00 kr 53 464,00 kr −1 062,88 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6816 – 54 526,88 kr
Key Currency Cheapest 0.6799 0,00 kr 54 390,56 kr −136,32 kr
Regency FX 0.6797 0,00 kr 54 379,66 kr −147,22 kr
Xe 0.6712 0,00 kr 53 696,00 kr −830,88 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6818 – 54 544,56 kr
Key Currency Cheapest 0.6801 0,00 kr 54 408,20 kr −136,36 kr
Regency FX 0.6800 0,00 kr 54 397,29 kr −147,27 kr
Xe 0.6782 0,00 kr 54 256,00 kr −288,56 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6822 – 54 574,72 kr
Wise Cheapest 0.6822 322,49 kr 54 356,08 kr −218,64 kr
Xe No quote collected this day – – – –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6822 – 54 572,32 kr
Key Currency Cheapest 0.6804 0,00 kr 54 435,89 kr −136,43 kr
Regency FX 0.6803 0,00 kr 54 424,97 kr −147,35 kr
Xe 0.6784 0,00 kr 54 272,00 kr −300,32 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6842 – 54 735,52 kr
Xe Cheapest 0.6828 0,00 kr 54 624,00 kr −111,52 kr
Key Currency 0.6825 0,00 kr 54 598,68 kr −136,84 kr
Regency FX 0.6823 0,00 kr 54 587,73 kr −147,79 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6783 – 54 261,12 kr
Key Currency Cheapest 0.6766 0,00 kr 54 125,47 kr −135,65 kr
Regency FX 0.6764 0,00 kr 54 114,61 kr −146,51 kr
Xe 0.6745 0,00 kr 53 960,00 kr −301,12 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6780 – 54 240,24 kr
Key Currency Cheapest 0.6763 0,00 kr 54 104,64 kr −135,60 kr
Regency FX 0.6762 0,00 kr 54 093,79 kr −146,45 kr
Xe 0.6679 0,00 kr 53 432,00 kr −808,24 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6780 – 54 240,24 kr
Key Currency Cheapest 0.6763 0,00 kr 54 104,64 kr −135,60 kr
Regency FX 0.6762 0,00 kr 54 093,79 kr −146,45 kr
Xe 0.6654 0,00 kr 53 232,00 kr −1 008,24 kr
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6789 – 54 315,20 kr
Wise Cheapest 0.6789 322,49 kr 54 094,50 kr −220,70 kr
Xe No quote collected this day – – – –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.6801 – 54 409,68 kr
Xe Cheapest 0.6787 0,00 kr 54 296,00 kr −113,68 kr
Key Currency 0.6784 0,00 kr 54 273,66 kr −136,02 kr
Regency FX 0.6783 0,00 kr 54 262,77 kr −146,91 kr

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more DKK per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of DKK on every transfer from Sweden.

Right now, Xe pays 54 296 DKK on 80 000 SEK, which is 113,68 DKK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 54 624 DKK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Denmark.

We've tracked 144 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. XeAppeared in 101 comparisons

    Cheapest in 15% of them

  2. Key CurrencyAppeared in 27 comparisons

    Cheapest in 89% of them

  3. Regency FXAppeared in 27 comparisons

    Never the cheapest

Based on 144 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most DKK, but it was the cheapest in only 15% of the 101 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from Sweden to Denmark

10 companies send money from Sweden to Denmark, mostly through currency broker, online, app, multi-currency account, global business account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Denmark, an online service like Xe is usually the simplest place to start.

Xe charges kr0 to send 80 000 SEK, leaving your recipient with 54 296 DKK after a 0,21% markup on SEK/DKK exchange rate.

In our comparisons over the past month, it was the cheapest online service on 3 of the 24 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Denmark.

Xe charges kr0 on a 80 000 SEK transfer and money will arrive in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 13% of the days it appeared for kr80 000 transfers.

Your recipient can withdraw via bank deposit, cash pickup, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need DKK.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80 000 with a 0% exchange-rate markup and holds the DKK in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Denmark, a global account keeps the DKK in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive DKK in Denmark

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 80 000 SEK gives your recipient 54 296 DKK.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Denmark, the recipient can use bank deposit, cash pickup, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect DKK from a nearby MoneyGram agent in Denmark.

Swish is useful for payments within Sweden, but it does not send DKK to Denmark.

  1. 1
    Debit card Bank deposit

    You pay kr80,000.00

    kr54,296

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay kr80,000.00

    kr54,296

    kr0

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    kr54,296

    kr0

  4. 4
    Debit card Cash pickup

    You pay kr80,040.00

    kr53,288

    -kr1,008

  5. 5
    Bank transfer Cash pickup

    You pay kr80,040.00

    kr53,288

    -kr1,008

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay kr80,040.00

    kr53,288

    -kr1,008

  2. 7
    Debit card Card deposit

    You pay kr81,200.00

    kr51,032

    -kr3,264

  3. 8
    Credit card Card deposit

    You pay kr81,200.00

    kr51,032

    -kr3,264

Consider this before sending SEK to Denmark

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most DKK from Sweden.

Compare SEK to DKK transfer options

Cheapest way to send money to Denmark

The cheapest option for an SEK 80 000 transfer is Xe. Pay by debit card and choose bank deposit for the payout. Your recipient gets 54 296 DKK, which is 0,04% more than the next best option.

Fastest way to send money to Denmark

With Revolut, a bank transfer deposit and bank deposit payout delivers 53 792,34 DKK in within minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Denmark.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Denmark over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Denmark may have their own rules on receiving monetary gifts.

How we analyse the market

We track 10 companies sending SEK to Denmark, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 144 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/DKK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.