Compare the best ways to send money from United States to Denmark

We compared 10 companies sending money from the United States to Denmark. Key Currency is the best and cheapest, while Revolut is the fastest.

Sending $7,000 with Key Currency gets your recipient 46,931.62 DKK at 6.7045 DKK per USD.

Best companies for USD/DKK transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 7,000 USD transfer

Best companies for USD/DKK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $26.99 1 USD = 6.7213 DKK 0.00% vs mid-market Recipient gets kr 46,867.90 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$26.991 USD = 6.7213 DKK
kr 46,867.90You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 6.6866 DKK +0.52% vs mid-market Recipient gets kr 46,806.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Denmark with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 6.6866 DKK
kr 46,806.20You pay$7,000.00

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Showing top United States to Denmark deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee $0.00 1 USD = 6.7045 DKK +0.25% vs mid-market Recipient gets kr 46,931.62 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Denmark with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 USD = 6.7045 DKK
kr 46,931.62You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 6.7032 DKK +0.27% vs mid-market Recipient gets kr 46,922.21 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Denmark with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 6.7032 DKK
kr 46,922.21You pay$7,000.00

Wise

Pay via Bank transfer
Fee $26.99 1 USD = 6.7213 DKK 0.00% vs mid-market Recipient gets kr 46,867.90 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Denmark with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$26.991 USD = 6.7213 DKK
kr 46,867.90You pay$7,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 USD = 6.6877 DKK +0.50% vs mid-market Recipient gets kr 46,813.99 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Denmark with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 6.6877 DKK
kr 46,813.99You pay$7,000.00

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 6.6866 DKK +0.52% vs mid-market Recipient gets kr 46,806.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Denmark with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 6.6866 DKK
kr 46,806.20You pay$7,000.00

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 USD = 6.6852 DKK +0.54% vs mid-market Recipient gets kr 46,796.40 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Denmark with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 6.6852 DKK
kr 46,796.40You pay$7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee $40.50 1 USD = 6.7124 DKK +0.13% vs mid-market Recipient gets kr 46,714.63 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Denmark with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$40.501 USD = 6.7124 DKK
kr 46,714.63You pay$7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

CurrencyFair

Pay via Bank transfer
Fee $3.72 1 USD = 6.6740 DKK +0.71% vs mid-market Recipient gets kr 46,693.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Denmark with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$3.721 USD = 6.6740 DKK
kr 46,693.00You pay$7,000.00

Xe

Pay via Debit card
Fee $35.00 1 USD = 6.6866 DKK +0.52% vs mid-market Recipient gets kr 46,572.17 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Denmark with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 6.6866 DKK
kr 46,572.17You pay$7,000.00

Moneycorp

Pay via Bank transfer
Fee $0.00 1 USD = 6.6272 DKK +1.40% vs mid-market Recipient gets kr 46,390.55 Minutes - 2 days

Ways to receive money in Denmark with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 USD = 6.6272 DKK
kr 46,390.55You pay$7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 6.5797 DKK +2.13% vs mid-market Recipient gets kr 46,057.90 Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 6.5797 DKK
kr 46,057.90You pay$7,060.79
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $1.99 1 USD = 6.5743 DKK +2.21% vs mid-market Recipient gets kr 46,020.10 Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
$1.991 USD = 6.5743 DKK
kr 46,020.10You pay$7,001.99
Cash pickupMinutes - 24 hours
$5.991 USD = 6.5632 DKK
kr 45,942.40You pay$7,005.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $1.99 1 USD = 6.5743 DKK +2.21% vs mid-market Recipient gets kr 46,020.10 Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
$1.991 USD = 6.5743 DKK
kr 46,020.10You pay$7,001.99
Cash pickupMinutes - 24 hours
$75.991 USD = 6.5632 DKK
kr 45,942.40You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $177.99 1 USD = 6.5743 DKK +2.21% vs mid-market Recipient gets kr 46,020.10 Minutes - 24 hours

Ways to receive money in Denmark with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
$177.991 USD = 6.5743 DKK
kr 46,020.10You pay$7,177.99
Cash pickupMinutes - 24 hours
$179.991 USD = 6.5632 DKK
kr 45,942.40You pay$7,179.99

Xe

Pay via Credit card
Fee $210.00 1 USD = 6.6866 DKK +0.52% vs mid-market Recipient gets kr 45,402.01 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Denmark with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 6.6866 DKK
kr 45,402.01You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 6.7213 DKK Updates every 60 minutes.

How to send money from US to Denmark

Pick a company

If you're sending a one-off transfer, then Key Currency is the best option.

Key Currency was the cheapest on 30 of the 30 days it quoted $7,000 transfers to Denmark.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Key Currency is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Denmark, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Denmark?

How much USD you send to Denmark heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 97% of the transfers from $5,000 it quoted, and in 97% of all the transfers it quoted.

Cheapest service
$500-0.83%$0.00kr 3,388.30with debit card to bank deposit+kr 123.96
$2,0000.52%$0.00kr 13,376.60with bank transfer to bank deposit+kr 206.76
$5,0000.00%$21.41kr 33,456.72with bank transfer to bank deposit+kr 309.66
$7,000This page0.25%$0.00kr 46,931.62with bank transfer to bank deposit+kr 463.03
$10,0000.25%$0.00kr 67,009.56with bank transfer to bank deposit+kr 676.39
$50,0000.20%$0.00kr 335,202.00with bank transfer to bank deposit+kr 3,066.06
$100,0000.15%$0.00kr 670,767.24with bank transfer to bank deposit+kr 6,212.54
$250,0000.13%$0.00kr 1,678,550.00with bank transfer to bank deposit+kr 15,938.14

Mid-market rate: 1 USD = 6.7213 DKK

USD/DKK Exchange Rate History

Is today a good time to send money from US to Denmark?

The cheapest way to send USD to DKK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 USD transfers to Denmark.

DKK received for $7,000, after fees

Wed, Oct 28, 2026Mid-market ratekr 47,049.24 Key Currency kr 46,931.62 With a bank No quoteKey Currencykr 46,931.62Regency FXkr 46,922.21Wisekr 46,867.90Extra cost of a bankNo quote

45,800
46,000
46,200
46,400
46,600
46,800
47,000
47,200
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXWise
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.5801 – kr 46,060.49
Key Currency Cheapest 6.5636 $0.00 kr 45,945.34 −kr 115.15
Regency FX 6.5623 $0.00 kr 45,936.13 −kr 124.36
Wise 6.5801 $26.99 kr 45,883.24 −kr 177.25
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.5845 – kr 46,091.57
Key Currency Cheapest 6.5680 $0.00 kr 45,976.34 −kr 115.23
Regency FX 6.5667 $0.00 kr 45,967.12 −kr 124.45
Wise 6.5842 $26.99 kr 45,911.55 −kr 180.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6063 – kr 46,244.24
Key Currency Cheapest 6.5898 $0.00 kr 46,128.63 −kr 115.61
Regency FX 6.5885 $0.00 kr 46,119.38 −kr 124.86
Wise 6.6064 $26.99 kr 46,066.70 −kr 177.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6409 – kr 46,486.02
Key Currency Cheapest 6.6243 $0.00 kr 46,369.80 −kr 116.22
Regency FX 6.6229 $0.00 kr 46,360.51 −kr 125.51
Wise 6.6400 $26.99 kr 46,301.00 −kr 185.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6426 – kr 46,498.23
Key Currency Cheapest 6.6260 $0.00 kr 46,381.98 −kr 116.25
Regency FX 6.6247 $0.00 kr 46,372.68 −kr 125.55
Wise 6.6429 $26.99 kr 46,321.15 −kr 177.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6426 – kr 46,498.23
Key Currency Cheapest 6.6260 $0.00 kr 46,381.98 −kr 116.25
Regency FX 6.6247 $0.00 kr 46,372.68 −kr 125.55
Wise 6.6429 $26.99 kr 46,321.15 −kr 177.08
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6794 – kr 46,755.49
Key Currency Cheapest 6.6627 $0.00 kr 46,638.60 −kr 116.89
Regency FX 6.6613 $0.00 kr 46,629.25 −kr 126.24
Wise 6.6792 $26.99 kr 46,573.85 −kr 181.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6664 – kr 46,664.66
Key Currency Cheapest 6.6497 $0.00 kr 46,548.00 −kr 116.66
Regency FX 6.6484 $0.00 kr 46,538.67 −kr 125.99
Wise 6.6662 $26.99 kr 46,483.20 −kr 181.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6569 – kr 46,598.37
Key Currency Cheapest 6.6403 $0.00 kr 46,481.87 −kr 116.50
Regency FX 6.6389 $0.00 kr 46,472.55 −kr 125.82
Wise 6.6566 $26.99 kr 46,416.26 −kr 182.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6809 – kr 46,765.99
Key Currency Cheapest 6.6642 $0.00 kr 46,649.07 −kr 116.92
Regency FX 6.6628 $0.00 kr 46,639.72 −kr 126.26
Wise 6.6816 $26.99 kr 46,590.65 −kr 175.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6574 – kr 46,601.84
Key Currency Cheapest 6.6408 $0.00 kr 46,485.34 −kr 116.50
Regency FX 6.6394 $0.00 kr 46,476.02 −kr 125.82
Wise 6.6574 $26.99 kr 46,421.84 −kr 180.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6726 – kr 46,708.23
Key Currency Cheapest 6.6559 $0.00 kr 46,591.46 −kr 116.77
Regency FX 6.6546 $0.00 kr 46,582.12 −kr 126.11
Wise 6.6726 $26.99 kr 46,527.76 −kr 180.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6726 – kr 46,708.23
Key Currency Cheapest 6.6559 $0.00 kr 46,591.46 −kr 116.77
Regency FX 6.6546 $0.00 kr 46,582.12 −kr 126.11
Wise 6.6726 $26.99 kr 46,527.76 −kr 180.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6707 – kr 46,694.55
Key Currency Cheapest 6.6540 $0.00 kr 46,577.81 −kr 116.74
Regency FX 6.6526 $0.00 kr 46,568.47 −kr 126.08
Wise 6.6706 $26.99 kr 46,513.81 −kr 180.74
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6797 – kr 46,757.87
Key Currency Cheapest 6.6630 $0.00 kr 46,640.97 −kr 116.89
Regency FX 6.6617 $0.00 kr 46,631.62 −kr 126.24
Wise 6.6795 $26.99 kr 46,576.36 −kr 181.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6723 – kr 46,705.86
Key Currency Cheapest 6.6556 $0.00 kr 46,589.09 −kr 116.77
Regency FX 6.6542 $0.00 kr 46,579.75 −kr 126.11
Wise 6.6726 $26.99 kr 46,528.25 −kr 177.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6649 – kr 46,654.31
Key Currency Cheapest 6.6482 $0.00 kr 46,537.68 −kr 116.63
Regency FX 6.6469 $0.00 kr 46,528.35 −kr 125.96
Wise 6.6650 $26.99 kr 46,475.46 −kr 178.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6516 – kr 46,561.41
Key Currency Cheapest 6.6350 $0.00 kr 46,445.01 −kr 116.40
Regency FX 6.6337 $0.00 kr 46,435.69 −kr 125.72
Wise 6.6501 $26.99 kr 46,371.49 −kr 189.92
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6512 – kr 46,558.43
Key Currency Cheapest 6.6346 $0.00 kr 46,442.03 −kr 116.40
Regency FX 6.6332 $0.00 kr 46,432.72 −kr 125.71
Wise 6.6515 $26.99 kr 46,381.05 −kr 177.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6512 – kr 46,558.43
Key Currency Cheapest 6.6346 $0.00 kr 46,442.03 −kr 116.40
Regency FX 6.6332 $0.00 kr 46,432.72 −kr 125.71
Wise 6.6515 $26.99 kr 46,381.05 −kr 177.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6688 – kr 46,681.46
Key Currency Cheapest 6.6521 $0.00 kr 46,564.76 −kr 116.70
Regency FX 6.6508 $0.00 kr 46,555.42 −kr 126.04
Wise 6.6682 $26.99 kr 46,497.29 −kr 184.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6543 – kr 46,580.21
Key Currency Cheapest 6.6377 $0.00 kr 46,463.75 −kr 116.46
Regency FX 6.6363 $0.00 kr 46,454.44 −kr 125.76
Wise 6.6547 $26.99 kr 46,403.57 −kr 176.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6594 – kr 46,616.12
Key Currency Cheapest 6.6428 $0.00 kr 46,499.57 −kr 116.54
Regency FX 6.6415 $0.00 kr 46,490.25 −kr 125.86
Wise 6.6591 $26.99 kr 46,433.83 −kr 182.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6534 – kr 46,574.01
Key Currency Cheapest 6.6368 $0.00 kr 46,457.57 −kr 116.44
Regency FX 6.6355 $0.00 kr 46,448.26 −kr 125.75
Wise 6.6545 $26.99 kr 46,402.17 −kr 171.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6757 – kr 46,730.11
Key Currency Cheapest 6.6590 $0.00 kr 46,613.28 −kr 116.83
Regency FX 6.6577 $0.00 kr 46,603.94 −kr 126.17
Wise 6.6756 $26.99 kr 46,548.68 −kr 181.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6716 – kr 46,701.55
Key Currency Cheapest 6.6550 $0.00 kr 46,584.80 −kr 116.75
Regency FX 6.6536 $0.00 kr 46,575.46 −kr 126.09
Wise 6.6714 $26.99 kr 46,520.02 −kr 181.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6716 – kr 46,701.55
Key Currency Cheapest 6.6550 $0.00 kr 46,584.80 −kr 116.75
Regency FX 6.6536 $0.00 kr 46,575.46 −kr 126.09
Wise 6.6714 $26.99 kr 46,520.02 −kr 181.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6710 – kr 46,696.90
Key Currency Cheapest 6.6543 $0.00 kr 46,580.15 −kr 116.74
Regency FX 6.6530 $0.00 kr 46,570.81 −kr 126.08
Wise 6.6714 $26.99 kr 46,520.02 −kr 176.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.6987 – kr 46,890.69
Key Currency Cheapest 6.6819 $0.00 kr 46,773.46 −kr 117.23
Regency FX 6.6806 $0.00 kr 46,764.09 −kr 126.60
Wise 6.6976 $26.99 kr 46,702.64 −kr 188.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 6.7213 – kr 47,049.24
Key Currency Cheapest 6.7045 $0.00 kr 46,931.62 −kr 117.62
Regency FX 6.7032 $0.00 kr 46,922.21 −kr 127.03
Wise 6.7213 $26.99 kr 46,867.90 −kr 181.34

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/DKK exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more DKK per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of DKK on every transfer from US.

Right now, Key Currency pays 46,931.62 DKK on 7,000 USD, which is 117.62 DKK less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Denmark.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. Key CurrencyAppeared in 112 comparisons

    Cheapest in 97% of them

  2. Regency FXAppeared in 112 comparisons

    Never the cheapest

  3. WiseAppeared in 207 comparisons

    Cheapest in 16% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most DKK, and it was also the cheapest in 97% of the 112 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Denmark.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Denmark.

Ways to send money from the US to Denmark

There are 10 companies available for sending money from the US to Denmark, across broker, online, app, multi-currency account, global account, and in person, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Wise charges $26.99 on a $7,000 transfer with 0% markup, saves your recipient's details for next time, and DKK arrives in next day.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 46,057.9 DKK in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Denmark.

Of all online companies listed here, Wise gets you the most DKK per USD.

On a $7,000 transfer, you will get 46,867.9 DKK after a $26.99 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Denmark (e.g. a property purchase, tuition, or moving to Denmark), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/DKK that gets lower the more you send.

Our analysis shows Key Currency was the cheapest broker in 97% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving DKK.

This is useful for traveling to Denmark, building up DKK balance, or receiving payments in DKK.

Wise converts $7,000 at 0% markup plus small fee and holds the DKK until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive DKK in Denmark

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 46,931.62 DKK.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Denmark.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 46,057.9 DKK on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Denmark.

Your recipient in Denmark can collect DKK through bank deposit and cash pickup.

They can collect cash in Denmark

Your recipient can collect DKK from a participating MoneyGram location in Denmark.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Bank transfer Bank deposit

    You pay $7,000.00

    kr46,932

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $7,000.00

    kr46,572

    -kr359

  3. 3
    Cash deposit Cash pickup

    You pay $7,060.79

    kr46,058

    -kr874

  4. 4
    Credit card Bank deposit

    You pay $7,177.99

    kr46,020

    -kr912

  5. 5
    Bank transfer Cash pickup

    You pay $7,005.99

    kr45,942

    -kr989

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay $7,075.99

    kr45,942

    -kr989

  2. 7
    Credit card Cash pickup

    You pay $7,179.99

    kr45,942

    -kr989

Things to consider before sending USD to Denmark

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/DKK company

Cheapest way to send money to Denmark

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 46,931.62 DKK, which is 0.02% more than the next best option.

Fastest way to send money to Denmark

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 46,714.63 DKK, with the money arriving in within minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Denmark?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Denmark.

While Wise may not always be the cheapest or fastest way to send DKK, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Denmark and United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/DKK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.