How to send money to Vietnam from Australia with the best AUD-VND rate

Of the 11 companies we analysed, Panda Remit is the cheapest app overall for sending $2,000 to Vietnam.

On a 2,000 AUD transfer it will get your recipient 36,943,211.11 VND.

Best companies for AUD/VND transfers

11 of 11 providers

Last updated on 26 September 2026

Based on 2,000 AUD transfer

Best companies for AUD/VND transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $13.24 1 AUD = 18244.2000 VND +0.45% vs mid-market Recipient gets ₫36,246,847.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.241 AUD = 18244.2000 VND
₫36,246,847.00You pay$2,000.00
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MoneyGram

Pay via Debit Card
Fees: $2.89 1 AUD = 18154.3775 VND +0.94% vs mid-market Recipient gets ₫36,308,755.00 6-12 Hours

Ways to receive money in Vietnam with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash delivery6-12 HoursAvailable via:HD BANK (VND), Donga Bank (VND)
$2.891 AUD = 18154.3775 VND
₫36,308,755.00You pay$2,002.89
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 18147.3668 VND
₫36,294,733.60You pay$2,001.99
Bank deposit6-12 HoursAvailable via:All Banks
$1.991 AUD = 18147.3668 VND
₫36,294,733.60You pay$2,001.99
Cash pickup6-12 Hours
$4.991 AUD = 17957.2991 VND
₫35,914,598.20You pay$2,004.99

Run a live search

Showing top Australia to Vietnam deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

Panda Remit

Pay via Bank Transfer
Fees: $5.99 1 AUD = 18527.0942 VND -1.09% vs mid-market Recipient gets ₫36,943,211.11 6-12 Hours
0 reviews
Cheapest

Ways to receive money in Vietnam with Panda Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$5.991 AUD = 18527.0942 VND
₫36,943,211.11You pay$2,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 18494.0000 VND -0.91% vs mid-market Recipient gets ₫36,934,552.34 6-12 Hours

Ways to receive money in Vietnam with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 18494.0000 VND
₫36,934,552.34You pay$2,000.00
Cash delivery6-12 HoursAvailable via:Home Delivery
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 18494.0000 VND -0.91% vs mid-market Recipient gets ₫36,934,552.34 6-12 Hours

Ways to receive money in Vietnam with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 18494.0000 VND
₫36,934,552.34You pay$2,000.00
Cash delivery6-12 HoursAvailable via:Home Delivery
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 18494.0000 VND -0.91% vs mid-market Recipient gets ₫36,934,552.34 6-12 Hours

Ways to receive money in Vietnam with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 18494.0000 VND
₫36,934,552.34You pay$2,000.00
Cash delivery6-12 HoursAvailable via:Home Delivery
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00
Mobile wallet6-12 Hours
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 18186.0000 VND
₫36,319,442.46You pay$2,000.00

Orbit Remit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 18421.0000 VND -0.52% vs mid-market Recipient gets ₫36,842,000.00 2 Days

Ways to receive money in Vietnam with Orbit Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 18421.0000 VND
₫36,842,000.00You pay$2,000.00
Cash pickup2 Days
Free1 AUD = 18421.0000 VND
₫36,842,000.00You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 18206.9471 VND +0.65% vs mid-market Recipient gets ₫36,413,894.19 6-12 Hours
Receive to bank account

Ways to receive money in Vietnam with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 18206.9471 VND
₫36,413,894.19You pay$2,000.00

TapTap Send

Pay via Debit Card
Fees: $0.00 1 AUD = 18200.0000 VND +0.69% vs mid-market Recipient gets ₫36,400,000.00 Minutes
Receive to bank account

Ways to receive money in Vietnam with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 AUD = 18200.0000 VND
₫36,400,000.00You pay$2,000.00
Cash deliveryMinutes
Free1 AUD = 18200.0000 VND
₫36,400,000.00You pay$2,000.00
Mobile moneyMinutesAvailable via:Momo, Viettel
Free1 AUD = 18200.0000 VND
₫36,400,000.00You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 18192.5869 VND +0.73% vs mid-market Recipient gets ₫36,386,000.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 18192.5869 VND
₫36,386,000.00You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 18192.5869 VND +0.73% vs mid-market Recipient gets ₫36,386,000.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 18192.5869 VND
₫36,386,000.00You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $2.89 1 AUD = 18154.3775 VND +0.94% vs mid-market Recipient gets ₫36,308,755.00 6-12 Hours

Ways to receive money in Vietnam with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash delivery6-12 HoursAvailable via:HD BANK (VND), Donga Bank (VND)
$2.891 AUD = 18154.3775 VND
₫36,308,755.00You pay$2,002.89
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 18147.3668 VND
₫36,294,733.60You pay$2,001.99
Bank deposit6-12 HoursAvailable via:All Banks
$1.991 AUD = 18147.3668 VND
₫36,294,733.60You pay$2,001.99
Cash pickup6-12 Hours
$4.991 AUD = 17957.2991 VND
₫35,914,598.20You pay$2,004.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $2.89 1 AUD = 18154.3775 VND +0.94% vs mid-market Recipient gets ₫36,308,755.00 6-12 Hours

Ways to receive money in Vietnam with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash delivery6-12 HoursAvailable via:Donga Bank (VND), HD BANK (VND)
$2.891 AUD = 18154.3775 VND
₫36,308,755.00You pay$2,002.89
Bank deposit6-12 HoursAvailable via:All Banks
$1.991 AUD = 18147.3668 VND
₫36,294,733.60You pay$2,001.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 18147.3668 VND
₫36,294,733.60You pay$2,001.99
Cash pickup6-12 Hours
$4.991 AUD = 17957.2991 VND
₫35,914,598.20You pay$2,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 18154.3775 VND +0.94% vs mid-market Recipient gets ₫36,308,755.00 6-12 Hours

Ways to receive money in Vietnam with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash delivery6-12 HoursAvailable via:HD BANK (VND), Donga Bank (VND)
$32.991 AUD = 18154.3775 VND
₫36,308,755.00You pay$2,032.99
Mobile wallet6-12 HoursAvailable via:Select Wallets
$32.991 AUD = 18147.3668 VND
₫36,294,733.60You pay$2,032.99
Bank deposit6-12 HoursAvailable via:All Banks
$32.991 AUD = 18147.3668 VND
₫36,294,733.60You pay$2,032.99
Cash pickup6-12 Hours
$32.991 AUD = 17957.2991 VND
₫35,914,598.20You pay$2,032.99

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 18150.3300 VND +0.96% vs mid-market Recipient gets ₫36,300,660.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 18150.3300 VND
₫36,300,660.00You pay$2,000.00

Wise

Pay via Bank Transfer
Fees: $13.24 1 AUD = 18244.2000 VND +0.45% vs mid-market Recipient gets ₫36,246,847.00 Within minutes
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.241 AUD = 18244.2000 VND
₫36,246,847.00You pay$2,000.00

Wise

Pay via Osko
Fees: $13.24 1 AUD = 18244.2000 VND +0.45% vs mid-market Recipient gets ₫36,246,847.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.241 AUD = 18244.2000 VND
₫36,246,847.00You pay$2,000.00

Wise

Pay via Debit Card
Fees: $18.77 1 AUD = 18244.2000 VND +0.45% vs mid-market Recipient gets ₫36,145,956.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$18.771 AUD = 18244.2000 VND
₫36,145,956.00You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 18032.0000 VND +1.62% vs mid-market Recipient gets ₫36,064,000.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 18032.0000 VND
₫36,064,000.00You pay$2,000.00

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 18032.0000 VND +1.62% vs mid-market Recipient gets ₫35,955,808.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 18032.0000 VND
₫35,955,808.00You pay$2,000.00

Wise

Pay via Credit Card
Fees: $32.21 1 AUD = 18244.2000 VND +0.45% vs mid-market Recipient gets ₫35,900,754.00 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Vietnam with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$32.211 AUD = 18244.2000 VND
₫35,900,754.00You pay$2,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $23.00 1 AUD = 18149.7976 VND +0.97% vs mid-market Recipient gets ₫35,882,149.00 Within minutes
Fastest
Receive to bank account

Ways to receive money in Vietnam with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$23.001 AUD = 18149.7976 VND
₫35,882,149.00You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 18032.0000 VND +1.62% vs mid-market Recipient gets ₫35,793,520.00 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Vietnam with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 18032.0000 VND
₫35,793,520.00You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 17867.5900 VND +2.53% vs mid-market Recipient gets ₫35,735,180.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 17867.5900 VND
₫35,735,180.00You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 AUD = 17867.5900 VND +2.53% vs mid-market Recipient gets ₫35,735,180.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Vietnam with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 AUD = 17867.5900 VND
₫35,735,180.00You pay$2,020.00
How Our Results Work
Mid-market rate: 1 AUD = 18326.0665 VND Updates every 60 minutes.

How to send money from Australia to Vietnam

Pick a company

Start with the cheapest, which is Panda Remit at 36,943,211.11 VND on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, payid, poli, payto, and osko.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Vietnam

11 money transfer companies let you send money from Australia to Vietnam.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Vietnam.

For example, sending $500 with Panda Remit will get you 36,943,211.11 VND after a $5.99 fee and -1.09% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Panda Remit takes $5.99 in fees and -1.09% markup on a $5.99 transfer, and your VND arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/VND, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in VND, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and VND in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.45% markup, and the VND sits in your account until you spend or transfer it.

Most useful if you travel often to Vietnam, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Ways to fund AUD and receive money in Vietnam

With Panda Remit, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 36,943,211.11 VND.

You can fund the transfer with bank transfer, debit card, credit card, payid, poli, payto, and osko.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Vietnam can collect VND through bank deposit, cash delivery, cash pickup, mobile wallet, and mobile money.

Your recipient can have VND delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive VND in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Vietnam.

  1. 1
    Bank transfer Bank deposit

    You pay $2,000.00

    ₫36,943,211

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $2,000.00

    ₫36,934,552

    -₫8,659

  3. 3
    Credit card Bank deposit

    You pay $2,000.00

    ₫36,934,552

    -₫8,659

  4. 4
    Payid Bank deposit

    You pay $2,000.00

    ₫36,934,552

    -₫8,659

  5. 5
    Bank transfer Cash pickup

    You pay $2,000.00

    ₫36,842,000

    -₫101,211

Show moreShow less
  1. 6
    Debit card Cash delivery

    You pay $2,000.00

    ₫36,400,000

    -₫543,211

  2. 7
    Debit card Mobile money

    You pay $2,000.00

    ₫36,400,000

    -₫543,211

  3. 8
    Debit card Mobile wallet

    You pay $2,000.00

    ₫36,319,442

    -₫623,769

  4. 9
    Debit card Cash pickup

    You pay $2,000.00

    ₫36,319,442

    -₫623,769

  5. 10
    Credit card Cash delivery

    You pay $2,000.00

    ₫36,319,442

    -₫623,769

  6. 11
    Credit card Mobile wallet

    You pay $2,000.00

    ₫36,319,442

    -₫623,769

  7. 12
    Credit card Cash pickup

    You pay $2,000.00

    ₫36,319,442

    -₫623,769

  8. 13
    Payid Cash delivery

    You pay $2,000.00

    ₫36,319,442

    -₫623,769

  9. 14
    Payid Mobile wallet

    You pay $2,000.00

    ₫36,319,442

    -₫623,769

  10. 15
    Payid Cash pickup

    You pay $2,000.00

    ₫36,319,442

    -₫623,769

  11. 16
    Poli Cash delivery

    You pay $2,002.89

    ₫36,308,755

    -₫634,456

  12. 17
    Payto Bank deposit

    You pay $2,000.00

    ₫36,300,660

    -₫642,551

  13. 18
    Poli Bank deposit

    You pay $2,001.99

    ₫36,294,734

    -₫648,478

  14. 19
    Poli Mobile wallet

    You pay $2,001.99

    ₫36,294,734

    -₫648,478

  15. 20
    Osko Bank deposit

    You pay $2,000.00

    ₫36,246,847

    -₫696,364

  16. 21
    Poli Cash pickup

    You pay $2,004.99

    ₫35,914,598

    -₫1,028,613

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Vietnam, these are the best options right now:

Cheapest

Panda Remit is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 36,943,211.11 VND, which is 0.02% more than the next best option.

Fastest

Revolut delivers 35,882,149 VND in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Vietnam.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Vietnam.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-VND Exchange Rate

Getting a better AUD to VND rate

Small changes in the AUD/VND rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 18,326.066527 VND

How we analyse the market

We track 11 companies sending AUD to Vietnam, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.