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Compare the best ways to send money from United States to Finland

Get the best deals when you transfer from United States to Finland. Find the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Finland from United States.

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Overall best choice: Wise

Wise is our top pick for USD to EUR transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 85.7% of United States to Finland searches, and was the top rated company out of 15 that support USD to EUR.

So for a great mix of cost, speed & features, make your United States to Finland transfer using Wise.

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How to get the best deal on your United States to Finland transfer

Summary of recent searches

Top rated for transfers from United States to Finland
Wise
Total number of US - FI providers
15
Average cheapest fees & rate
Instarem
Average fastest transfer
Western Union
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Wise
Best for credit card
Wise

Important things to consider before sending money from United States to Finland

1
Compare providers

Don't settle for the first option. Always compare ways to send money from United States to Finland to find out about fees, speed, and reliability.

Our analysis included 15 providers that operate between United States and Finland.

Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Finland.

2
Think about the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Finland
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Finland from United States: Regency FX

Get the lowest fees with Regency FX - the cheapest transfer service at just $18.32 per transaction*

Data collected over the past six months shows that Regency FX is 0.4% cheaper than the second-best option.

The $18.32 transfer cost represents the most common fee for USD to EUR international transfers, based on data from the past six months.

If you want to secure the best rates on a USD to Finland transfer, make sure you pick Regency FX to send your money online.

*The most common fee applied to USD-EUR by Regency FX, based on data from the past six months.

Fastest way to send money from United States to Finland: Western Union

Need to send money fast? Pick Western Union and get your funds from United States to Finland at speed.

Our data shows that Western Union came up as the fastest way to send money from United States to Finland in 48.3% of searches. This makes them well suited to urgent USD to EUR money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from United States to Finland - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Western Union is your best choice at the moment. This service emerged as the quickest way to send money to Finland from United States in 48.3% of the searches on MoneyTransfers.com over the past six months.

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send USD from United States to Finland, it’s the provider that will keep you safe and relaxed while your money moves into EUR.

Understanding the costs involved when moving money from United States to Finland

When calculating the costs of money transfers between United States and Finland, here's what really matters:

The Mid-Market Rate: Today, the USD-EUR mid-market rate equals to 0.931345 EUR per US Dollar.

The USD-EUR average exchange rate for the past three months has been 0.9235 EUR per US Dollar, with a high of 0.9493 and a low of 0.8992.

When looking to send money, we'd recommend Global66. On average Global66 is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from USD to EUR.

How to find the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1
= 0.931485 EUR

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from USD to EUR has seen some fluctuation. On average, it stood at 0.9235.

  • During this period, the highest value recorded was 0.9493, while the lowest was 0.8992.

  • Wise, which is our recommended service to send money online from United States to Finland offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Finland!

Payment methods available to fund your United States to
Finland transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from United States to Finland.

    By using a money transfer company such as Regency FX for transfers from United States to Finland, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Regency FX is the cheapest provider for bank transfers from the 15 we tested when sending USD to Finland.

    With an average fee of USD0 to send money from United States to Finland, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from United States to Finland with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from United States to Finland, competing among a total of 15 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from United States to Finland, Instarem emerges as our top choice of the 15 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Finland and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Finland.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.