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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 91.8% of United States to Germany searches, and was the top rated company out of 16 that support USD to EUR.
So for a great mix of cost, speed & features, make your United States to Germany transfer using Wise.
How to get the best deal on your United States to Germany transfer
Summary of recent searches
Important things to consider before sending money from United States to Germany
Don't settle for the first option. Always compare ways to send money from United States to Germany to find out about fees, speed, and reliability.
Our analysis included 16 providers that operate between United States and Germany.
Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Germany.
Cheapest way to send money to Germany from United States: OFX
Data collected over the past six months shows that OFX is 0% cheaper than the second-best option.
The $1.06 transfer cost represents the most common fee for USD to EUR international transfers, based on data from the past six months.
If you want to secure the best rates on a USD to Germany transfer, make sure you pick OFX to send your money online.
*The most common fee applied to USD-EUR by OFX, based on data from the past six months.
Fastest way to send money from United States to Germany: Wise
Our data shows that Wise came up as the fastest way to send money from United States to Germany in 56.5% of searches. This makes them well suited to urgent USD to EUR money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from United States to Germany - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Germany from United States in 56.5% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send USD from United States to Germany, it’s the provider that will keep you safe and relaxed while your money moves into EUR.
Understanding the costs involved when moving money from United States to Germany
When calculating the costs of money transfers between United States and Germany, here's what really matters:
The Mid-Market Rate: Today, the USD-EUR mid-market rate equals to 0.934796 EUR per US Dollar.
The USD-EUR average exchange rate for the past three months has been 0.9272 EUR per US Dollar, with a high of 0.9558 and a low of 0.8992.
When looking to send money, we'd recommend Global66. On average Global66 is -0.03% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from USD to EUR.
How to find the best exchange rate for US Dollar to Euro
Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to EUR has seen some fluctuation. On average, it stood at 0.9272.
During this period, the highest value recorded was 0.9558, while the lowest was 0.8992.
Wise, which is our recommended service to send money online from United States to Germany offers an exchange rate that is only -0.03% above the mid-market rate.
Want to secure the best USD-Euro exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Germany!
Payment methods available to fund your United States to Germany transfer
Bank transfers
Bank transfers are often the default option for sending money from United States to Germany.
By using a money transfer company such as OFX for transfers from United States to Germany, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, OFX is the cheapest provider for bank transfers from the 16 we tested when sending USD to Germany.
With an average fee of USD0 to send money from United States to Germany, OFX offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from United States to Germany with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from United States to Germany, competing among a total of 16 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from United States to Germany, Instarem emerges as our top choice of the 16 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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