How to send money to Germany from US with the best USD-EUR rate
Get the best deals on transfers from the United States to Germany. Find the cheapest, fastest, and best rated providers with the most competitive USD to EUR exchange rates.
Read on for analysis and insights on the best ways to send money to Germany from the United States.
Transferring the other way? Send EUR from Germany to United States instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Our recommendation: Wise
We tested & reviewed 15 money transfer providers offering money transfers from the United States to Germany, and Wise scored highly.
Sending 7,000 USD to EUR will cost you $27.22 in fees, and you will receive 5,967.03 EUR. The delivery time usually is same day, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your United States to Germany transfer using Wise.
How to compare deals on your United States to Germany transfer
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from the United States to Germany.
Choose a provider
Select the provider that offers you the best value & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Germany from the United States.
Summary of recent searches
Get the most from sending money from United States to Germany
Comparing providers offering services between the United States and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire USD-EUR market and have compared 15 providers offering services between the United States and Germany.
This ensures you will get the most comprehensive options for sending US Dollar to Germany.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific the United States to Germany transfer needs.
Cheapest way to send money to Germany from the United States: Key Currency
They offer a fee of 0 USD and exchange rate between USD-EUR that is 0.25% different to the mid-market rate.
In comparison, Key Currency is 0.01% cheaper than the second-best option.
To secure affordable and great rates on a USD to Germany transfer, Key Currency is our recommended choice.
Fastest company to send money to Germany from the United States: Wise.
For example, if you send 7,000 USD with Wise to Germany now, the transfer time is same day. Smaller transfers will likely be quicker, while larger transfers to Germany can take slightly longer.
Sending money through Wise to Germany from the United States has a fee of 27.22 USD.
To understand who was the fastest, we tested Wise as part of 15 money transfer providers. Within this, we looked at the overall speed of sending money from the United States to Germany. This was made up of transfer times to Germany after US Dollars were added to a money transfer account.
When fast money transfers between the United States and Germany are a priority, Wise is our recommended choice.
The best apps to send USD to Germany from United States
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 15 apps & companies for USD/EUR transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Send large sums of money abroad with Currencies Direct
From the 15 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Germany from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.
As such, we recommend Currencies Direct for large Germany transfers.
Understanding the costs involved when transferring money from United States to Germany
When calculating the costs of money transfers between United States and Germany, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the USD-EUR mid-market rate equals 0.8515 EUR per US Dollar.
For reference, the USD-EUR average mid-market rate for the past 7 days has been 0.8581 EUR per US Dollar, with a high of 0.8598 and a low of 0.8558.
The company offering the best exchange rate is Wise.
Often the USD-EUR exchange rate you receive is the bigger factor than how much it costs to send US Dollars to Germany.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, cahrging 0 USD per transfer. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from the United States to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from the United States.
Finding the best exchange rate for US Dollar to Euro
Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.
Over the last week, here’s what we’ve seen:
The exchange rate from USD to EUR averaged 0.8581 EUR.
The highest value recorded was 0.8598 EUR, while the lowest was 0.8558 EUR.
There are currently 15 providers offering transfers between the United States and Germany close to this rate
Want to secure the best USD-Euro exchange rates?
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United States to Germany money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to Germany.
A money transfer company like Key Currency offer bank transfers between the United States and Germany with lower fees and better exchange rates than you would get from a traditional bank.
On average, Key Currency is the cheapest provider for bank transfers of the 15 we tested when sending USD to Germany.
Key Currency has a fee of 0 USD for money transfers from the United States to Germany. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Germany with a debit or a prepaid card is very simple with Xe.
Xe is a leader in debit card payments for transfers from the United States to Germany, competing among a total of 15 active money transfer companies on this route.
Credit cards
We recommend avoiding credit cards where possible due to a lack of support and high fees.
If you have to use a credit card, we to find the company with the lowest fees.
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Germany and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Germany.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from United States
How much money can be transferred from United States to Germany?
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Can I send money from United States to Germany with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Germany through various providers?
How long does it take to send money from United States to Germany?
What is the best exchange rate I can get for sending money from United States to Germany?
Are there any minimum or maximum transfer amounts for sending money from United States to Germany?
Can I schedule regular transfers between United States and Germany?
Tools & resources
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