MoneyTransfers
/Send money/To Germany/From United States

Compare money transfers from United States to Germany

Get the best deals on transfers from the United States to Germany. Find the cheapest, fastest, and best rated providers with the most competitive USD to EUR exchange rates.

Read on for analysis and insights on the best ways to send money to Germany from the United States.

Transferring the other way? Send EUR from Germany to United States instead.
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Companies for sending USD to EUR

The following list of companies highlights data for sending money between the US and Germany. This data is based on regular searches from our database. We always recommend a live search based on the actual amount you want to send.

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.9% - 2%

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

"Moneygram is a well established service with over 80 years in the sector. They support over 200 countries worldwide and have over 440,000 retail locations."

Fees
1% - 3%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 4%

Our recommendation: Wise

Wise is our top choice for USD to EUR transfers.

We tested & reviewed 22 money transfer providers offering money transfers from the United States to Germany, and Wise scored highly.

In total, Wise appeared in 99.7% of United States to Germany searches, and was the top rated company supporting transfers between USD and EUR.

For a great mix of cost, speed & features, we recommend making your United States to Germany transfer using Wise.

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How to compare deals on your United States to Germany transfer

Summary of recent searches

Top rated for transfers from United States to Germany
Wise
Total number of US - DE providers
22
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Get the most from sending money from United States to Germany

1
Compare providers

Comparing providers offering services between the United States and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire USD-EUR market and have compared 22 providers offering services between the United States and Germany.

This ensures you will get the most comprehensive options for sending US Dollar to Germany.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific the United States to Germany transfer needs.

2
Beat the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Financial regulations across United States and Germany
5
Consider minimum and maximum limits
6
Receiving money in Germany
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money to Germany from the United States: Revolut

Revolut offers the cheapest combination of low fees and competitive exchange rates of the 22 providers we compared.

They offer an average fee of 0* USD and exchange rate between USD-EUR that is 0.11% different to the mid-market rate.

In comparison, Revolut is 0.3% cheaper than the second-best option.

To secure affordable and great rates on a USD to Germany transfer, Revolut is our recommended choice.

*The most common fee applied to USD-EUR by Revolut, based on data from the past six months.

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Fastest company to send money to Germany from the United States: Paysend.

We compared 22 companies for fast transfers from US Dollars to Germany and Paysend came out on top.

Through our data, Paysend was the quickest way to send money from the United States to Euro 36.1% of the time.

Sending money through Paysend to Germany from the United States has an average fee of 0 USD.

To understand who was the fastest, we tested Paysend as part of 22 money transfer providers. Within this, we looked at the overall speed of sending money from the United States to Germany. This was made up of transfer times to Germany after US Dollars were added to a money transfer account.

When fast money transfers between the United States and Germany are a priority, Paysend is our recommended choice.

Send large sums of money

Transferring bigger amounts of money to Germany from the United States needs a strong exchange rate and effective management of the transfer.

From the
22 options we compared, Wise offers the strongest all round option for large transfers to Germany from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Wise for large transfers between Germany and the United States.

Understanding the costs involved when transferring money from United States to Germany

When calculating the costs of money transfers between United States and Germany, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the USD-EUR mid-market rate equals 0.9631 EUR per US Dollar.

  • For reference, the USD-EUR average mid-market rate for the past three months has been 0.9191 EUR per US Dollar, with a high of 0.9616 and a low of 0.8922.

  • The company offering the best exchange rate is Wise.

  • Often the USD-EUR exchange rate you receive is the bigger factor than how much it costs to send US Dollars to Germany.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Revolut, averaging 0 USD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from the United States to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from the United States.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1
= 0.961555 EUR

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.9191 EUR.

  • The highest value recorded was 0.9616 EUR, while the lowest was 0.8922 EUR.

  • There are currently 22 providers offering transfers between the United States and Germany close to this rate

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Germany!

United States to
Germany money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Germany.

    A money transfer company like Revolut offer bank transfers between the United States and Germany with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers of the 22 we tested when sending USD to Germany.

    Revolut has an average fee of
    0 USD for money transfersfrom the United States to Germany. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Germany with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from the United States to Germany, competing among a total of 22 active money transfer companies on this route.

  • Credit cards


    Instarem is our top choice of the 22 companies offering credit card transfers from the United States to Germany.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from United States to Germany?
Are there any tax implications to sending money from United States to Germany?
Can I send money from United States to Germany with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Germany through various providers?
How long does it take to send money from United States to Germany?
What is the best exchange rate I can get for sending money from United States to Germany?
Are there any minimum or maximum transfer amounts for sending money from United States to Germany?
Can I schedule regular transfers between United States and Germany?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.