How to send money to US from UK with the best GBP-USD rate

We’ve compared 13 companies, and found Key Currency to be the cheapest, while TapTap Send the fastest.

Sending £6,000 gets you $7,936.88 with Key Currency at 1.3228 rupees per pound, about 0.02% more than the next best option.

Best companies for GBP/USD transfers

13 of 13 providers

Last updated on 28 September 2026

Based on 6,000 GBP transfer

Best companies for GBP/USD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee £22.53 1 GBP = 1.3263 USD -0.02% vs mid-market Recipient gets $7,928.22 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£22.531 GBP = 1.3263 USD
$7,928.22You pay£6,000.00
Promoted

Xe

Pay via Debit card
Fee £0.00 1 GBP = 1.3167 USD +0.71% vs mid-market Recipient gets $7,900.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.3167 USD
$7,900.20You pay£6,000.00

Run a live search

Showing top United Kingdom to United States deals for 6,000 GBP. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 1.3228 USD +0.25% vs mid-market Recipient gets $7,936.88 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in US with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 1.3228 USD
$7,936.88You pay£6,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 1.3225 USD +0.27% vs mid-market Recipient gets $7,935.28 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in US with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.3225 USD
$7,935.28You pay£6,000.00

TorFx

Pay via Bank transfer
Fee £0.00 1 GBP = 1.3221 USD +0.30% vs mid-market Recipient gets $7,932.90 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in US with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.3221 USD
$7,932.90You pay£6,000.00

Wise

Pay via Bank transfer
Fee £22.53 1 GBP = 1.3263 USD -0.02% vs mid-market Recipient gets $7,928.22 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£22.531 GBP = 1.3263 USD
$7,928.22You pay£6,000.00

Currencies Direct

Pay via Bank transfer
Fee £0.00 1 GBP = 1.3201 USD +0.46% vs mid-market Recipient gets $7,920.60 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in US with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.3201 USD
$7,920.60You pay£6,000.00

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 1.3200 USD +0.46% vs mid-market Recipient gets $7,920.00 Minutes
Fastest
Receive to bank account

Ways to receive money in US with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 GBP = 1.3200 USD
$7,920.00You pay£6,000.00

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 1.3195 USD +0.50% vs mid-market Recipient gets $7,916.98 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in US with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.3195 USD
$7,916.98You pay£6,000.00

CurrencyFair

Pay via Bank transfer
Fee £3.02 1 GBP = 1.3190 USD +0.54% vs mid-market Recipient gets $7,910.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in US with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£3.021 GBP = 1.3190 USD
$7,910.00You pay£6,000.00

Wise

Pay via Debit card
Fee £41.52 1 GBP = 1.3263 USD -0.02% vs mid-market Recipient gets $7,903.03 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£41.521 GBP = 1.3263 USD
$7,903.03You pay£6,000.00

Xe

Pay via Debit card
Fee £0.00 1 GBP = 1.3167 USD +0.71% vs mid-market Recipient gets $7,900.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.3167 USD
$7,900.20You pay£6,000.00

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 1.3167 USD +0.71% vs mid-market Recipient gets $7,900.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.3167 USD
$7,900.20You pay£6,000.00

Xe

Pay via Credit card
Fee £0.00 1 GBP = 1.3167 USD +0.71% vs mid-market Recipient gets $7,900.20 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in US with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.3167 USD
$7,900.20You pay£6,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee £59.00 1 GBP = 1.3245 USD +0.12% vs mid-market Recipient gets $7,869.01 Same day
Multi-currency cardReceive to bank account

Ways to receive money in US with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
£59.001 GBP = 1.3245 USD
$7,869.01You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 1.3106 USD +1.18% vs mid-market Recipient gets $7,863.60 Minutes - 24 hours

Ways to receive money in US with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.3106 USD
$7,863.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.3083 USD
$7,849.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 1.3106 USD +1.18% vs mid-market Recipient gets $7,863.60 Minutes - 24 hours

Ways to receive money in US with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.3106 USD
$7,863.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.3083 USD
$7,849.80You pay£6,004.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 1.3106 USD +1.18% vs mid-market Recipient gets $7,863.60 Minutes - 24 hours

Ways to receive money in US with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.3106 USD
$7,863.60You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.3083 USD
$7,849.80You pay£6,004.99
USDCMinutes - 24 hoursAvailable via:USDC Wallet
£38.201 GBP = 1.2457 USD
$7,474.20You pay£6,038.20

Moneycorp

Pay via Bank transfer
Fee £0.00 1 GBP = 1.3076 USD +1.40% vs mid-market Recipient gets $7,845.37 Minutes - 2 days

Ways to receive money in US with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 1.3076 USD
$7,845.37You pay£6,000.00

Wise

Pay via Credit card
Fee £155.29 1 GBP = 1.3263 USD -0.02% vs mid-market Recipient gets $7,752.13 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in US with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
£155.291 GBP = 1.3263 USD
$7,752.13You pay£6,000.00

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 1.2884 USD +2.88% vs mid-market Recipient gets $7,730.50 Minutes - 5 days
0 reviews

Ways to receive money in US with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 1.2884 USD
$7,730.50You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 1.3261 USD Updates every 60 minutes.

How to send money from UK to US

Pick a company

For a one-off transfer to US, I suggest picking the cheapest option which is Key Currency.

On a 6,000 GBP transfer, Key Currency delivers the most USD.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/USD rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Compare amounts

How much GBP are you sending to US?

How much GBP you send to US heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
£500-1.84%£2.30$672.49with bank transfer to bank deposit+$16.05
£1,000-2.05%£4.30$1,345.39with bank transfer to bank deposit+$32.28
£2,0000.33%£0.00$2,640.00with debit card to bank deposit+$16.23
£6,000This page0.25%£0.00$7,936.88with bank transfer to bank deposit+$53.07
£10,0000.25%£0.00$13,204.05with bank transfer to bank deposit+$83.00
£100,0000.15%£0.00$132,152.77with bank transfer to bank deposit+$584.90
£250,0000.15%£0.00$330,344.74with bank transfer to bank deposit+$1,072.13

Mid-market rate: 1 GBP = 1.3261 USD

Ways to send money from the UK to US

There are many ways to send money to United States from the UK, including broker, app, online, multi-currency account, global account, in person, and bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to United States, say weekly or monthly, an app like Wise is the easiest and cheapest way to do it.

It charges £22.53 in fees, has -0.01% markup, lets you save recipient details, and USD will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized USD transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you $7,928.22 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to United States, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/USD rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to United States, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in United States will be able to collect $7,863.6 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend US Dollars abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to USD will get you $7,928.22 after fees.

If you don’t have USD in your account, your GBP will auto-convert whenever you pay with Wise in United States.

Once you have USD in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in United States, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to United States.

On a £6,000 transfer, banks like Barclays will add 2.89% markup, getting you $7,730.5 vs $7,936.88 with Key Currency.

Ways to fund GBP and receive USD in US

Pay-in and pay-out methods will affect how much GBP you deposit and how much USD your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to United States is via Key Currency, using a bank transfer to deposit GBP and bank deposit to receive USD.

Depositing GBP

You have 3 pay-in options for transfers to United States, including bank transfer, debit card, and credit card.

The cheapest pay-in option is debit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in US

Money can reach United States by bank deposit, cash pickup, and usdc, and each delivery method comes with its own fees.

The cheapest way to receive money in United States is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you $7,863.6 on £6,000 transfer).

Digital wallets

Your recipient can receive USD directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Bank transfer Bank deposit

    You pay £6,000.00

    $7,937

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay £6,000.00

    $7,920

    -$17

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    $7,900

    -$37

  4. 4
    Bank transfer Cash pickup

    You pay £6,004.99

    $7,850

    -$87

  5. 5
    Debit card Cash pickup

    You pay £6,004.99

    $7,850

    -$87

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    $7,850

    -$87

  2. 7
    Bank transfer Usdc

    You pay £6,038.20

    $7,474

    -$463

Consider this when sending GBP to US

There are a few nuances you should consider before sending GBP to United States such as limits, taxes, and safety.

Compare GBP/USD transfer options

Right now, these are the best money transfer options for £6,000 transfer to United States:

Cheapest way to send money to United States

The cheapest way is to use Key Currency, pay in with a bank transfer and withdraw via bank deposit. You will get $7,936.88, which is 0.02% more than the next best option.

Fastest way to send money to United States

The fastest way is to use TapTap Send via debit card deposit and bank deposit for pay out. You get $7,920 and it will arrive in minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/USD transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending $7,936.88 with Key Currency will get you 7,936.88 USD, that’s including £0 fee and 0.25% in exchange rate markup.

A bank like Barclays on the other hand, will get you $7,730.5, that’s £0 in fees but 2.89% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to United States.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-USD Exchange Rate

Finding the best exchange rate for GBP to USD

The exchange rate you secure impacts how much USD you get for your GBP, so waiting a day or two can get you more US Dollars.

Mid-market rate:1 GBP = 1.326885 USD

How we analyse the market

We track 13 regulated companies offering money transfers from the UK to United States in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/USD pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.