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Overall best way: WorldRemit
We tested & reviewed 14 transfer providers, and WorldRemit scored highly.
In the last six months, WorldRemit appeared in 79.6% of United States to Nigeria searches, and was the top rated company supporting payments the United States into Naira.
So for a great mix of cost, speed & features, make your United States to Nigeria transfer using WorldRemit.
How to compare deals on your United States to Nigeria transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from the United States to Nigeria.
- Choose a provider
Select the provider that offers you the best value & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Nigeria from the United States.
Summary of recent searches
Considerations for sending money from United States to Nigeria
Always compare ways to send money from the United States to Nigeria to get the best options for fees, speed, and reliability.
Our analysis included 14 providers that operate between United States and Nigeria.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Nigeria.
Cheapest way to send money to Nigeria from the United States: Revolut
Data collected through our comparison over the past six months shows that Revolut is % cheaper than the second-best option.
The cost is made up of an average fee of 0* USD and an exchange rate for buying Naira with US Dollar that is 0.06% different to the mid-market rate.
If you want to secure the best rates on a United States to Nigeria transfer, Revolut offers value. We would still recommend searching for the amount you want to send to Nigeria.
*The most common fee applied to USD-NGN by Revolut, based on data from the past six months.
Fastest money transfers from United States to Nigeria: Paysend.
Through our comparison, we found Paysend to be the fastest option to transfer money from the United States to Naira in 43.4% of instances.
Over the last six months, sending money from the United States to Nigeria through Paysend have an average fee of 0 USD.
Paysend was one of 14 money transfer providers we compared for overall speed of sending money from the United States to Nigeria. This speed test included depositing US Dollars to an account and the average timeframe for sending money to Nigeria.
When fast transfers are a priority, Paysend is our best choice for sending from United States to Nigeria.
Send large sums of money
From the 14 options we compared, WorldRemit offers the strongest all round option for large transfers to Nigeria from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Nairas to Naira.
As such, we recommend WorldRemit for large transfers between Nigeria and the United States.
Understanding the cost of transferring money from United States to Nigeria
The total cost of money transfers from United States to Nigeria is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for USD-NGN is currently 1,668.0298 NGN per US Dollar. Providers offering services closer to this rate will ensure more Naira for your US Dollars.
To give a historic average, over the last three months the USD-NGN mid-market rate has been 1,522.1107 NGN per US Dollar, this has had a high of 1,672.8901 and a low of 1,233.4889.
From the 14 companies compared, Revolut offers the best exchange rate on transfers to Nigeria and the United States.
Generally, the exchange rate you receive on converting USD to NGN will be the biggest factor impacting the cost of sending US Dollars to Nigeria.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Naira. Simply, the higher the amount received in the United States, the lower the cost of sending from Nigeria.
Finding the best exchange rate for US Dollar to Naira
Timing is essential for sending money between USD and NGN. The exchange rate you secure impacts how much NGN you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to NGN averaged 1,522.1107 NGN.
The highest value recorded was 1,672.8901 NGN, while the lowest was 1,233.4889 NGN.
There are currently 14 providers offering transfers between the United States and Nigeria close to this rate
Want to secure the best USD-Naira exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Nigeria!
United States to Nigeria money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to Nigeria.
A money transfer company like Revolut offer bank transfers between the United States and Nigeria with lower fees and better exchange rates than you would get from a traditional bank.
On average, Revolut is the cheapest provider for bank transfers of the 14 we tested when sending USD to Nigeria.
Revolut has an average fee of
0 USD for money transfersfrom the United States to Nigeria. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Nigeria with a debit or a prepaid card is very simple with Instarem.
Instarem is a leader in debit card payments for transfers from the United States to Nigeria, competing among a total of 14 active money transfer companies on this route.
Credit cards
Instarem is our top choice of the 14 companies offering credit card transfers from the United States to Nigeria.Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
