MoneyTransfers
/Send money/To Japan/From Australia

How to send money to Japan from Australia with the best AUD-JPY rate

Compare the best ways to send money from Australia to Japan. Explore the fastest, cheapest, and most reliable providers with the best AUD to JPY exchange rates.

Read on for the best deals, expert information, and all you need to send money to Japan from Australia.

Transferring the other way? Send JPY from Japan to Australia instead.
Disclosure
July 11th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Australia
AUD
Japan
JPY
Send
$
Best money transfer companies

Send money from Australia to Japan

Last updated: Today
Mid-market rate as of 07/11/2025: 1 AUD = 96.642805 JPY
Results below are based on a 12000 AUD search
0 of 14 providers
Sponsored
Wise
Recipient gets (JPY)
¥1,154,911.00
Full transfer details
Visit Wise
¥29,989 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (JPY)
¥1,152,072.00
Full transfer details
Visit Xe
¥27,150 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (JPY)
¥1,156,814.38
Full transfer details
Visit Key Currency
¥31,892 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (JPY)
¥1,156,698.40
Full transfer details
Visit Currencyflow
¥31,776 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (JPY)
¥1,156,582.43
Full transfer details
Visit Regency FX
¥31,660 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (JPY)
¥1,156,234.52
Full transfer details
Visit TorFx
¥31,312 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Wise
Recipient gets (JPY)
¥1,154,911.00
Full transfer details
Visit Wise
¥29,989 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Currencies Direct
Recipient gets (JPY)
¥1,153,060.00
Full transfer details
Visit Currencies Direct
¥28,138 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (JPY)
¥1,152,682.00
Full transfer details
Visit OFX
¥27,760 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (JPY)
¥1,152,072.00
Full transfer details
Visit Xe
¥27,150 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
Remitly
Recipient gets (JPY)
¥1,138,440.00
Full transfer details
Visit Remitly
¥13,518 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (JPY)
¥1,155,849.11
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • NAB
    NAB
    Recipient gets (JPY)
    ¥1,123,797.33
    Not recommended
  • HSBC
    HSBC
    Recipient gets (JPY)
    ¥1,121,087.95
    Not recommended
Sponsored
Wise
Recipient gets (JPY)
¥1,154,911.00
Full transfer details
Visit Wise
¥29,989 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (JPY)
¥1,152,072.00
Full transfer details
Visit Xe
¥27,150 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best way to send: Wise

Wise is our top pick for sending AUD to JPY.

We tested & reviewed 14 money transfer companies offering services between Australia and Japan, and Wise scored highly.

For example, sending 12,000 AUD to JPY will cost you $52.75 in fees, and you will receive 1,154,911 JPY. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Australia to Japan transfer using Wise.

Wise is the top rated company for sending money from Australia (AUD) to Japan (JPY) - Wise Screenshot

How to compare deals on your Australia to Japan transfer

Summary of recent searches

Top rated for transfers from Australia to Japan
Wise
Total number of AU - JP providers
14
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Understanding Australia to Japan money transfers

1
Comparing providers

Comparing providers when sending money from Australia to Japan is the easiest way to make a transfer at the best price.

We’ve compared 14 providers for sending Australian Dollar to Japan. This ensures you will get the best options for your transfer to Japan from Australia.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Australia to Japan.

2
Get ahead of the Australian Dollar-Yen exchange rate
3
Choosing the right payment method
4
Financial regulators in Australia and Japan
5
Consider transfer limits
6
Receiving money in Japan
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Japan from Australia: Key Currency

Of the 14 providers compared, Key Currency is the cheapest option for sending money right now.

The cost is a combination of a fee of 0 AUD and an exchange rate for converting Australian Dollar to Yen that is 0.25% different to the mid-market rate.

We found that Key Currency is 0.01% cheaper than the second-best option.

We would recommend Key Currency for low cost, affordable transfers from Yens to Japan.

Key Currency is the cheapest way to send money from Australia (AUD) to Japan (JPY) - Key Currency Screenshot

Fastest money transfers from Australia to Japan: Currencyflow.

Of the 14 money transfer companies tested, Currencyflow offered the quickest way to send Australian Dollars to Japan.

A transfer of $12,000 to Japan with Currencyflow will be minutes - 24 hours (but can vary depending on the exact amount you send).

Sending money from Australia to Japan through Currencyflow will cost you 0 AUD in fees.

Currencyflow was one of 14 money transfer providers we compared for overall speed of sending money from Australia to Japan. This speed test included depositing Australian Dollars to an account and the average timeframe for sending money to Japan.

When fast transfers are a priority, Currencyflow is our best choice for sending from Australia to Japan.

Currencyflow is the fastest way to send money from Australia (AUD) to Japan (JPY) - Currencyflow Screenshot

Transfer a large amount of money

For transferring bigger sums of money to Japan from Australia, opt for a provider with a competitive exchange rate and strong account management.

Wise is the best rated company for sending large amounts of Yen to Japan out of
14 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Japan from Australia has the potential to be very expensive.

Wise is our choice for big transfers to AUD because of all round price, speed and management when making large transfers.

Understanding the cost of moving money from Australia to Japan

The total cost of sending money to Japan from Australia, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for AUD-JPY is 96.9669 JPY per Australian Dollar.

  • Finding a company offering an exchange rate closer to this will mean more Yen for your Australian Dollar.

  • The average AUD-JPY mid-market rate for the last 7 days has been 95.4817 JPY per Australian Dollar. This includes a high of 96.6428, and low of 94.3589.

  • Out of the 14 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting AUD to JPY should be the biggest determining cost factor when transferring Australian Dollar to Japan.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Key Currency has a fee of 0 AUD per transfer (which is the cheapest option right now for a $12,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.

A lower cost of sending from Australia will result in more money received in Japan.

Finding the best exchange rate between Australian Dollar and Yen

Getting a strong exchange rate between AUD and JPY is essential. The exchange rate you secure impacts how much JPY you get for your AUD.

Mid-market Rate
1 
AUD
=
96.966946 
JPY

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from AUD to JPY has averaged 95.4817.

  • In this period there was a high of 96.6428, and a low of 94.3589.

  • Wise, which is our recommended service to send money online from Australia to Japan offers 96.6675 JPY per AUD which is only -0.03% above the mid-market rate.

Want to secure the best AUD-Yen exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to Japan!

Paying for your Australia to
Japan money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Australia to Japan.

    By using a money transfer company such as Key Currency to send money from Australia to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Key Currency is the cheapest money transfer provider for bank transfers from the 14 we tested when sending AUD to Japan.

    With a fee of AUD0 to send money from Australia to Japan, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Australia to Japan with a prepaid or debit card is very easy with Wise.


    Wise is a great choice for sending money with a debit card from Australia to Japan. This is from the 14 money transfer companies compared.

  • Credit cards

    When it comes to credit card money transfers from Australia to Japan there aren't that many options, mainly because it's more expensive.

    If you have to, we recommend running a quick comparison to get the best deal on JPY

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Japan and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to Japan.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to JPY.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Australia to Japan?
Are there any tax implications to sending money from Australia to Japan?
Can I send money from Australia to Japan with MoneyTransfers.com?
What are the typical transfer fees for sending Australian Dollars to Japan through various providers?
How long does it take to send money from Australia to Japan?
What is the best exchange rate I can get for sending money from Australia to Japan?
Are there any minimum or maximum transfer amounts for sending money from Australia to Japan?
Can I schedule regular transfers between Australia and Japan?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free