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Companies for transfers from United States to Canada
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."
"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."
"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Fast, secure internatinal transfers with no fees and transparent rates. They offer a free currency card for use at home and abroad."
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."
"Moneygram is a well established service with over 80 years in the sector. They support over 200 countries worldwide and have over 440,000 retail locations."
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 98% of the United States to Canada searches in the last 6 months, and was the top rated company out of 24 that support USD to CAD.
So for a great blend of cost, speed & features, make your the United States to Canada transfer using Wise.
How to compare deals on your United States to Canada transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from the United States to Canada.
- Choose a provider
Select the provider that offers you the best value & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Canada from the United States.
Summary of recent searches
Sending money from United States to Canada considerations
A comparison of providers offering services between the United States and Canada is the easiest way to ensure the best deal.
We've compared 24 providers that offer services for sending US Dollar to Canada.
This ensures you will get the best options for your transfer to Canada from the United States.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Canada.
Cheapest way to send money to Canada from the United States: Revolut
Data collected through our comparison over the past six months shows that Revolut is % cheaper than the second-best option.
The cost is made up of an average fee of 0* USD and an exchange rate for buying Canadian Dollar with US Dollar that is 0.17% different to the mid-market rate.
If you want to secure the best rates on a United States to Canada transfer, Revolut offers value. We would still recommend searching for the amount you want to send to Canada.
*The most common fee applied to USD-CAD by Revolut, based on data from the past six months.
Fastest way to send money to Canada from the United States: Paysend
Our comparison shows Paysend is the fastest option for sending US Dollar into Canadian Dollar 40% of the time. For urgent USD to CAD money transfers, they’re our recommended choice.
A USD-Canadian Dollar transfer through Paysend comes with an average 0 USD fee.
To ensure Paysend was the 'fastest' option we compared 24 providers. This comparison was for overall speed of sending money from the United States to Canada and is a combination of depositing US Dollar, transfer times to Canada and withdrawal timeframes where applicable.
When speed is a priority, Paysend is the top choice for sending into Canada from the United States.
Sending a large amount of money?
Of the 24 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from United States to Canada, it's a great provider for things like buying or selling property.
Sending business payments from the USA to Canada
International businesses sending money from the USA from Canada have a need to manage currency risk, hold local currency and often make batch payments to staff or suppliers.
Airwallex, in particular, offers strong business support between the USA and Canada.
This includes exchange rates of 0.5% and support for transactions in up to 70 currencies.
For a full list of options for sending business payments from the US to Canada, we recommend carrying out a business specific search.
Understanding the costs involved when moving money from United States to Canada
The total cost of money transfers to Canada from the United States, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.
The Mid-Market and Exchange Rates: The current mid-market for USD-CAD is 1.4411 CAD per US Dollar.
Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your US Dollars.
On average for the last three months, the USD-CAD mid-market rate has been 1.3845 CAD per US Dollar. This hit a high of 1.4443, and a low of 1.3427.
From the 24 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to CAD.
Fees: Some money transfers between the United States and Canada will be subject to fees. Revolut has had an average fee of 0 USD per transfer over the last 6 months. Although, you should search for your send amount for actual fees as your scenario may be different.
Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.
This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from the United States.
How to find the best exchange rate for US Dollar to Canadian Dollar
Timing is essential for sending money between USD and CAD. The exchange rate you secure impacts how much CAD you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to CAD has seen some fluctuation. On average, it stood at 1.3845.
During this period, the highest value recorded was 1.4443, while the lowest was 1.3427.
Wise, which is our recommended service to send money online from United States to Canada offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best USD-Canadian Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Canada!
United States to Canada money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to Canada.
A money transfer company like Revolut offer bank transfers between the United States and Canada with lower fees and better exchange rates than you would get from a traditional bank.
On average, Revolut is the cheapest provider for bank transfers of the 24 we tested when sending USD to Canada.
Revolut has an average fee of
0 USD for money transfersfrom the United States to Canada. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Canada with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from the United States to Canada, competing among a total of 24 active money transfer companies on this route.
Credit cards
Instarem is our top choice of the 24 companies offering credit card transfers from the United States to Canada.Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Canada and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Canada.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to CAD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
