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Send Money from Canada (CAD) to Philippines (PHP)

Transfer CAD to PHP quickly and easily by comparing the latest exchange rates, and best provider fees, speed and reviews from Canada to Philippines.

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Amount
2000
CAD
PHP
Canada
CAD
Philippines
PHP
CAD
$
Top Provider
Amount Received
By Bank Transfer
 77,789.48
PHP
Fees: CA$6.99
Rate: 38.89474
Payment Options
Speed
Debit Card
Minutes
Credit Card
Minutes
Bank Transfer
Minutes
Key Features
First 3 Transfers Free - use the code 3FREE
Cash pickup to over 170,000 locations
90% transfers completed in minutes
No domestic transfers
Amount Received
By Bank Transfer
 77,996.25
PHP
Fees: CA$15.00
Rate: 39.29282 *
Payment Options
Speed
Bank Transfer
2 Days
Debit Card
2 Days
Key Features
Fast and Reliable Service
Low Cost
Amount Received
By Bank Transfer
 78,192.65
PHP
Fees: CA$10.00
Rate: 39.29279 *
Payment Options
Speed
Bank Transfer
Next Day
Credit Card
Next Day
Debit Card
Next Day
Key Features
Offers low rates
Well known brand
Amount Received
By Bank Transfer
 77,878.38
PHP
Fees: 0
Rate: 38.93919 *
Payment Options
Speed
Bank Transfer
1-2 Hours
Debit Card
1-2 Hours
Key Features
No transfer limit & low fees
Excellent customer support
£25 gift card when you refer a friend
5/5 customer ratings on TrustPilot
Amount Received
By Bank Transfer
 76,189.89
PHP
Fees: CA$40.00
Rate: 38.87239 *
Payment Options
Speed
Bank Transfer
1-2 Hours
Key Features
BUSINESS CUSTOMERS ONLY
NOT SUITABLE FOR PERSONAL USE
Current Mid-Market Rate: 1 CAD = 39.292826 PHP
* Some rates may be indicative.

Best Providers for Sending Money to Philippines from Canada

When considering how to send money Philippines from Canada there are some key aspects of the transfer that will impact the best provider for your needs. 

There are plenty of international money transfer providers for Canada to Philippines. The fastest provider is WorldRemit. The cheapest provider we found is TransferWise at % Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using WorldRemit when sending CAD – PHP.

This means that by using WorldRemit for online money transfers to Philippines from Canada, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access WorldRemit for any reason, our comparison engine has found Instarem and TransferWise also to be very good options when sending CAD to PHP.

The cheapest way to send money from Canada to Philippines

The cost of transferring money will depend on the value of the transaction and amount of PHP you want the recipient in Philippines to receive. 

In order to avoid high fees, you should consider the cheapest way to send money from Canada to Philippines.  

TransferWise has been determined by our comparison engine to be currently offering you the cheapest rates possible.

The fastest way to send money from Canada to Philippines

When sending money from Canada to Philippines, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, WorldRemit is the fastest way to send CAD – PHP.

What payment methods are available when sending money from Canada to Philippines?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Philippines from Canada using credit card

To avoid high fees you can opt to use an online money transfer provider such as WorldRemit to pay for your transfer to Philippines. Our guide on sending money using a credit card has more information. 

Sending money to Philippines from Canada using a debit card

With WorldRemit you can send money online to Philippines using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information. 

Using a wire transfer to send money from Canada to Philippines

Bank and international wire transfers are the most common ways of sending money Philippines as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use WorldRemit to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to Philippines from Canada using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you’re unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as WorldRemit, Instarem and TransferWise.

Considerations for a CAD to PHP Currency Transfer

Before sending money to Philippines from Canada, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Philippines the more value you will get and more PHP the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The CAD – PHP exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 39.292826 and the lowest exchange rate margin is currently offered by WorldRemit at % above the mid market rate.
  3. Hidden fees & charges: Before sending money to Philippines, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers WorldRemit, Instarem and TransferWise will give insight here.

How to send money from Canada to Philippines at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send CAD to PHP. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from CAD to PHP in Philippines?

Your recipient has a few methods available to receive your money in Philippines. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Philippines, then they will usually need the following:

How much money can be transferred from Canada to Philippines?

The amount of PHP you can receive from Canada will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of PHP that can be received in Philippines or sent from Canada before making your transfer.

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