How to send money from Canada to Philippines with the best CAD/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Canada.

To make it easier, here are your best options:

  • Wise is the best way to send money from Canada to the Philippines

  • WorldRemit is the cheapest way to send CAD to the Philippines

  • TorFx is the fastest way to transfer CAD/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about CAD/PHPtransfers.

Transferring the other way? Send PHP from Philippines to Canada instead.
January 1st, 2026
10,000 CAD
PHP
Last updated: Today
Results below are based on a 10000 CAD search
Live mid-market rate*: 1 CAD = 42.89701 PHP
Promoted
Wise
Recipient gets (PHP)
₱425,710.41
Full transfer details
Visit Wise
₱9,609 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱425,305.00
Full transfer details
Visit Xe
₱9,204 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
13 of 13 providers
Only available via Mobile App
1
WorldRemit
Recipient gets (PHP)
₱433,589.50
Full transfer details
Visit WorldRemit
₱17,489 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Only available via Mobile App
2
Sendwave
Recipient gets (PHP)
₱430,289.50
Full transfer details
Visit Sendwave
₱14,189 better than a typical bank*

"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
3
TorFx
Recipient gets (PHP)
₱427,683.19
Full transfer details
Visit TorFx
₱11,582 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
OFX
Recipient gets (PHP)
₱426,825.25
Full transfer details
Visit OFX
₱10,724 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
5
Profee
Recipient gets (PHP)
₱426,684.85
Full transfer details
Visit Profee
₱10,584 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
6
CurrencyFair
Recipient gets (PHP)
₱425,920.00
Full transfer details
Visit CurrencyFair
₱9,819 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
Wise
Recipient gets (PHP)
₱425,710.41
Full transfer details
Visit Wise
₱9,609 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
8
Xe
Recipient gets (PHP)
₱425,305.00
Full transfer details
Visit Xe
₱9,204 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
Remitly
Recipient gets (PHP)
₱425,000.00
Full transfer details
Visit Remitly
₱8,899 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
PayPal
PayPal
Recipient gets (PHP)
₱394,927.03
Not recommended
Promoted
Wise
Recipient gets (PHP)
₱425,710.41
Full transfer details
Visit Wise
₱9,609 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱425,305.00
Full transfer details
Visit Xe
₱9,204 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest CAD to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current CAD/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Canadian Dollar.

Here are the latest CAD/PHP conversion rates for the most popular transfer amounts.

CADPHP Price
1 CAD42.90
5 CAD214.49
10 CAD428.97
25 CAD1072.43
50 CAD2144.85
100 CAD4289.70
150 CAD6434.55
200 CAD8579.40
250 CAD10724.25
300 CAD12869.10
400 CAD17158.80
500 CAD21448.50
600 CAD25738.20
700 CAD30027.90
800 CAD34317.60
1000 CAD42897.00
1500 CAD64345.51
2000 CAD85794.01
2500 CAD107242.51
3000 CAD128691.01
4000 CAD171588.02
5000 CAD214485.02
10000 CAD428970.04
15000 CAD643455.06
20000 CAD857940.08
30000 CAD1286910.12
40000 CAD1715880.16
50000 CAD2144850.20
100000 CAD4289700.40
PHPCAD Price
1 PHP0.02
5 PHP0.12
10 PHP0.23
25 PHP0.58
50 PHP1.17
100 PHP2.33
150 PHP3.50
200 PHP4.66
250 PHP5.83
300 PHP6.99
400 PHP9.32
500 PHP11.66
600 PHP13.99
700 PHP16.32
800 PHP18.65
1000 PHP23.31
1500 PHP34.97
2000 PHP46.62
2500 PHP58.28
3000 PHP69.94
4000 PHP93.25
5000 PHP116.56
10000 PHP233.12
15000 PHP349.68
20000 PHP466.24
30000 PHP699.36
40000 PHP932.48
50000 PHP1165.60
100000 PHP2331.20

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Canada to Philippines
Wise
Total number of CA - PH providers
13
Average cheapest fees & rate
WorldRemit
Average fastest transfer
TorFx
Average transfer time
Next day
Best for bank transfers
WorldRemit
Best for debit card
Profee
Best for credit card
Profee

Everything you need to know about sending CAD to PHP

We’ve compared 13 money transfer companies for CAD/PHP transfers.

WorldRemit is currently the cheapest and the best overall option. It offers the best CAD/PHP exchange rate (1 CAD = 43.3590 PHP) and the lowest fees of 0 CAD.

For a 10,000 CAD transfer, you will receive 433,589.5 PHP with WorldRemit.

If you need money quickly, TorFx is the fastest way to send Canadian Dollars to the the Philippines.

It will cost you 0 CAD, and PHP will arrive in minutes - 24 hours.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Find the best CAD/PHP transfer rates

How to get the best exchange rate for your money transfers from Canada to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Canada.

Mid-market Rate
1 
CAD
=
42.897004 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Canada to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up CAD/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best CAD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Canada to Philippines!

Our methodology

We’ve compared and analyzed 13 money transfer companies that support money transfers from Canada to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing CAD/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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