MoneyTransfers

How to send money from Canada to Philippines

Compare the best ways to send money from Canada to the Philippines. Find the cheapest, fastest, and most reliable providers with the best CAD to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Canada.

Transferring the other way? Send PHP from Philippines to Canada instead.
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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.8% - 3%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Send money anytime, anywhere with the TalkRemit app. There's zero fees on your first transaction and you're able to send to family and friends in over 40 countries."

Fees
$1.99 - $3.99
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.4% - 3.1%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

Best option: Wise

Wise is our top choice for CAD to PHP transfers.

We tested & reviewed 17 money transfer providers, and Wise scored highly in each category.

Over the last six months, Wise appeared in 98.4% of Canada to Philippines searches, and was the top rated company supporting money transfers between CAD and PHP.

For a great mix of cost, speed & features, transfer from Canada to Philippine Peso using Wise.

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How to compare deals on Canada to Philippines money transfers

Summary of recent searches

Top rated for transfers from Canada to Philippines
Wise
Total number of CA - PH providers
17
Average cheapest fees & rate
WorldRemit
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
TalkRemit
Best for debit card
Xe
Best for credit card
Xe

What to consider ahead of money transfers from Canada to Philippines

1
Compare providers

Comparing based on your specific needs is the best way to send money from Canada to the Philippines with confidence.

Our analysis, and search results, include 17 providers that operate between Canada and the Philippines. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Canada when you need to send money to the Philippines.

2
Understand the Canadian Dollar-Philippine Peso exchange rate
3
Choose the right payment method
4
Use providers regulated in Canada and Philippines
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money from Canada to Philippines: TalkRemit

TalkRemit is the cheapest way to send money to the Philippines from Canada out of the 17 companies compared.

Data collected over the past six months shows that TalkRemit is 0.5% cheaper than the second-best option.

This includes an average transfer fee of 0* CAD an exchange rate for buying Philippine Peso with Canadian Dollars that is -0.47% different to the mid-market rate.

If you want to secure the best rates on transfers from Canada to Philippines, TalkRemit will result in the most Philippine Peso received.

*The most common fee applied to CAD-PHP by TalkRemit, based on data from the past six months.

Fastest way to transfer money to the Philippines from Canada: Ria Money Transfer.

We tested 17 companies offering transfers from Canada to the Philippines and Ria Money Transfer offered the quickest option.

Ria Money Transfer was the quickest way to send Canadian Dollar to Philippine Peso in 45.6% of searches. For fast transfers between CAD and PHP, Ria Money Transfer comes highly recommended.

When using Ria Money Transfer to send money from Canada to the Philippines you can expect an average fee of 4 CAD. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 17 money transfer providers. To test overall speed of sending money from Canada to the Philippines we included the timeframe for depositing Canadian Dollar to a money transfer account and average transfer times to the Philippines.

When sending money to Philippines from Canada quickly is a priority, Ria Money Transfer is our recommended choice.

Transfer a large sum of money

When sending large amounts of Canadian Dollar to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
17 money transfer companies compared, Wise is the best option for large transfers from Canada to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Canada to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from Canada because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Canada to Philippines

The total cost of sending money to the Philippines from Canada, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for CAD-PHP is 41.1244 PHP per Canadian Dollar.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Canadian Dollar.

  • The average CAD-PHP mid-market rate for the last three months has been 41.8294 PHP per Canadian Dollar. This includes a high of 42.9758, and low of 40.9741.

  • Out of the 17 companies compared, TalkRemit offers the best exchange rates.

  • The exchange rate you receive on converting CAD to PHP should be the biggest determining cost factor when transferring Canadian Dollar to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. WorldRemit, with a fee average of 0 CAD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Canada will result in more money received in the Philippines.

Getting the best exchange rate for Canadian Dollar to Philippine Peso

Tracking the mid-market rate can make a huge difference when sending money CAD to PHP. The exchange rate you secure impacts how much PHP you get for your CAD.

Mid-market Rate
1
= 41.124374 PHP

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from CAD to PHP has seen some fluctuation. On average, it has been 41.8294.

  • During this period, the highest value level was 42.9758, with a low of 40.9741.

  • Wise, which is our recommended service to send money online from Canada to Philippines offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best CAD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Canada to Philippines!

Payment options for transfers from Canada to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Canada to the Philippines.

    Using a money transfer company such as TalkRemit for payments from Canada to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    TalkRemit is the best money transfer provider for bank transfers of the 17 we compared when sending CAD to the Philippines.

    With an average fee of 0.78 CAD to transfer money from Canada to the Philippines, TalkRemit offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Canada to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from Canada to the Philippines. They are the best option of the 17 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Canada to the Philippines, Xe is the top choice of the 17 companies offering this service.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Canada.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Canada to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send CAD to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I send money from Canada to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Canadian Dollars to Philippines through various providers?
How long does it take to send money from Canada to Philippines?
What is the best exchange rate I can get for sending money from Canada to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Canada to Philippines?
Can I schedule regular transfers between Canada and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.