How to send money from Canada to Philippines with the best CAD/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Canada.

To make it easier, here are your best options:

  • Wise is the best way to send money from Canada to the Philippines

  • WorldRemit is the cheapest way to send CAD to the Philippines

  • TorFx is the fastest way to transfer CAD/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about CAD/PHPtransfers.

Transferring the other way? Send PHP from Philippines to Canada instead.
Disclosure
November 18th, 2025

Search Now & Save On Your Transfer

Instantly view live exchange rates, fees & features.
Canada
CAD
Philippines
PHP
Send
$
Best money transfer companies

Cheapest ways to send money from Canada to Philippines

These are the best remittance companies on the market for sending money online to the Philippines from Canada.

All CAD/PHPexchange rates, fees, and remittance companies are updated daily. Data verified via the MoneyTransfers.com comparison engine and live feeds from money transfer companies.

Last updated: Today
Mid-market rate as of 11/18/2025: 1 CAD = 41.987358 PHP
Results below are based on a 10000 CAD search
Promoted
Wise
Recipient gets (PHP)
₱416,736.66
Full transfer details
Visit Wise
₱9,459 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱415,834.00
Full transfer details
Visit Xe
₱8,557 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
0 of 13 providers
Only available via Mobile App
1
WorldRemit
Recipient gets (PHP)
₱424,072.90
Full transfer details
Visit WorldRemit
₱16,796 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Only available via Mobile App
2
Sendwave
Recipient gets (PHP)
₱420,845.30
Full transfer details
Visit Sendwave
₱13,568 better than a typical bank*

"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
3
TorFx
Recipient gets (PHP)
₱418,613.96
Full transfer details
Visit TorFx
₱11,337 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
OFX
Recipient gets (PHP)
₱417,774.21
Full transfer details
Visit OFX
₱10,497 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
5
CurrencyFair
Recipient gets (PHP)
₱416,870.00
Full transfer details
Visit CurrencyFair
₱9,593 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
6
Wise
Recipient gets (PHP)
₱416,736.66
Full transfer details
Visit Wise
₱9,459 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
7
Remitly
Recipient gets (PHP)
₱416,600.00
Full transfer details
Visit Remitly
₱9,323 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
8
Xe
Recipient gets (PHP)
₱415,834.00
Full transfer details
Visit Xe
₱8,557 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
Profee
Recipient gets (PHP)
₱415,816.84
Full transfer details
Visit Profee
₱8,539 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (PHP)
    ₱386,552.41
    Not recommended
Promoted
Wise
Recipient gets (PHP)
₱416,736.66
Full transfer details
Visit Wise
₱9,459 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱415,834.00
Full transfer details
Visit Xe
₱8,557 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest CAD to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current CAD/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Canadian Dollar.

Here are the latest CAD/PHP conversion rates for the most popular transfer amounts.

CADPHP Price
1 CAD42.10
5 CAD210.48
10 CAD420.97
25 CAD1052.42
50 CAD2104.84
100 CAD4209.67
150 CAD6314.51
200 CAD8419.35
250 CAD10524.19
300 CAD12629.02
400 CAD16838.70
500 CAD21048.37
600 CAD25258.05
700 CAD29467.72
800 CAD33677.40
1000 CAD42096.75
1500 CAD63145.12
2000 CAD84193.49
2500 CAD105241.87
3000 CAD126290.24
4000 CAD168386.99
5000 CAD210483.74
10000 CAD420967.47
15000 CAD631451.20
20000 CAD841934.94
30000 CAD1262902.41
40000 CAD1683869.88
50000 CAD2104837.35
100000 CAD4209674.70
PHPCAD Price
1 PHP0.02
5 PHP0.12
10 PHP0.24
25 PHP0.59
50 PHP1.19
100 PHP2.38
150 PHP3.56
200 PHP4.75
250 PHP5.94
300 PHP7.13
400 PHP9.50
500 PHP11.88
600 PHP14.25
700 PHP16.63
800 PHP19.00
1000 PHP23.75
1500 PHP35.63
2000 PHP47.51
2500 PHP59.39
3000 PHP71.27
4000 PHP95.02
5000 PHP118.77
10000 PHP237.55
15000 PHP356.32
20000 PHP475.10
30000 PHP712.65
40000 PHP950.20
50000 PHP1187.75
100000 PHP2375.50

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Canada to Philippines
Wise
Total number of CA - PH providers
13
Average cheapest fees & rate
WorldRemit
Average fastest transfer
TorFx
Average transfer time
Within minutes
Best for bank transfers
WorldRemit
Best for debit card
Paysend
Best for credit card
Paysend

Everything you need to know about sending CAD to PHP

What is the best way to send money to the Philippines from Canada?

We’ve compared 13 money transfer companies for CAD/PHP transfers.

WorldRemit is currently the cheapest and the best overall option. It offers the best CAD/PHP exchange rate (1 CAD = 42.4073 PHP) and the lowest fees of 0 CAD.

For a 10,000 CAD transfer, you will receive 424,072.9 PHP with WorldRemit.

If you need money quickly, TorFx is the fastest way to send Canadian Dollars to the the Philippines.

It will cost you 0 CAD, and PHP will arrive in minutes - 24 hours.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

What is the cheapest way to send money to the Philippines from Canada?

What is the fastest way to transfer money from Canada to the Philippines?

What is the best payment method for CAD/PHP transfers?

What is the best way to withdrawal CAD in the Philippines?

How to send money from Canada to the Philippines

How to send money from Canada to the Philippines through a bank?

Find the best CAD/PHP transfer rates

How to get the best exchange rate for your money transfers from Canada to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Canada.

Mid-market Rate
1 
CAD
=
42.096747 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Canada to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up CAD/PHP exchange rate alerts.

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best CAD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Canada to Philippines!

Our methodology

We’ve compared and analyzed 13 money transfer companies that support money transfers from Canada to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing CAD/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free