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Find the best ways to transfer money from United States to Spain

Compare the best deals on transfers from the United States to Spain. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from United States.

Transferring the other way? Send EUR from Spain to United States instead.
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Wise was the top rated provider from United States to Spain

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Revolut was the cheapest from United States to Spain

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Paysend was the fastest from United States to Spain

"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 3%
Currencies Direct was the best for large transfers from United States to Spain

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

Overall top choice: Wise

Wise is the best way to transfer US Dollar into Euro.

Of the 22 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Over the last six months, Wise appeared in 99.7% of searches for transfers between the United States and Spain.

When sending money from the United States to Spain, using Wise in a great option.

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How to compare deals on your United States to Spain transfer

Summary of recent searches

Top rated for transfers from United States to Spain
Wise
Total number of US - ES providers
22
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations to make sending money from United States to Spain easy

1
Compare providers

Comparing the different providers offering services between the United States and Spain, is the best way to send money with confidence.

The 22 providers we've compared ensures you will get the best options for your transfer to Spain from United States. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring US Dollar to Spain.

2
Exchange rates between US Dollar-Euro
3
Choose the right payment method
4
Financial regulation in United States and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from the United States: Revolut

Of the 22 providers compared, Revolut is the cheapest option for sending money over the last six months.

The cost is a combination of an average fee of 0* USD and an exchange rate for converting US Dollar to Euro that is 0.16% different to the mid-market rate.

On average, Revolut is 0.3% cheaper than the second-best option.

We would recommend Revolut for low cost, affordable transfers from Euros to Spain.

*The most common fee applied to USD-EUR by Revolut, based on data from the past six months.

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Fastest way to send money to Spain from the United States: Paysend

We compared 22 companies and found Paysend offers the fastest money transfers between the United States and Spain.

Our comparison shows Paysend is the fastest option for sending US Dollar into Euro 45.4% of the time. For urgent USD to EUR money transfers, they’re our recommended choice.

A USD-Euro transfer through Paysend comes with an average 0 USD fee.

To ensure Paysend was the 'fastest' option we compared 22 providers. This comparison was for overall speed of sending money from the United States to Spain and is a combination of depositing US Dollar, transfer times to Spain and withdrawal timeframes where applicable.

When speed is a priority, Paysend is the top choice for sending into Spain from the United States.

Transfer a large amount of money

To transfer large sums of money from the United States to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
22 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from the United States to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from the United States.

Understanding the cost of transferring money from United States to Spain

The total cost of money transfers from United States to Spain is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-EUR is currently 0.9631 EUR per US Dollar. Providers offering services closer to this rate will ensure more Euro for your US Dollars.

  • To give a historic average, over the last three months the USD-EUR mid-market rate has been 0.9192 EUR per US Dollar, this has had a high of 0.9616 and a low of 0.8922.

  • From the 22 companies compared, Wise offers the best exchange rate on transfers to Spain and the United States.

  • Generally, the exchange rate you receive on converting USD to EUR will be the biggest factor impacting the cost of sending US Dollars to Spain.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Euro. Simply, the higher the amount received in the United States, the lower the cost of sending from Spain.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1
= 0.961555 EUR

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.9192 EUR.

  • The highest value recorded was 0.9616 EUR, while the lowest was 0.8922 EUR.

  • There are currently 22 providers offering transfers between the United States and Spain close to this rate

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Payment methods for United States to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from the United States to Spain.

    By opting for a money transfer company such as Revolut for transfers from the United States to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers from the 22 we tested when sending USD to Spain.

    With an average fee of USD0 to send money from the United States to Spain, Revolut offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from the United States to Spain is easy with Wise.


    Wise is a market leader in debit card payments for transfers from the United States to Spain, this is among a total of 22 money transfer companies compared.

  • Credit card transfers

    When it comes to sending money with a credit card from the United States to Spain, Instarem emerges as our top choice of the 22 companies offering this service.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.