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How to send money to Spain from US with the best USD-EUR rate

Compare the best deals on transfers from the United States to Spain. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from United States.

Transferring the other way? Send EUR from Spain to United States instead.
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July 5th, 2025
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Best money transfer companies

Send money from United States to Spain

Last updated: Today
Mid-market rate as of 07/05/2025: 1 USD = 0.84861 EUR
Results below are based on a 7000 USD search
0 of 16 providers
Sponsored
Wise
Recipient gets (EUR)
€5,917.66
Full transfer details
Visit Wise
€156 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,859.70
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€5,925.42
Full transfer details
Visit Key Currency
€163 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€5,924.83
Full transfer details
Visit Currencyflow
€163 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€5,924.23
Full transfer details
Visit Regency FX
€162 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (EUR)
€5,917.66
Full transfer details
Visit Wise
€156 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (EUR)
€5,910.80
Full transfer details
Visit Currencies Direct
€149 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (EUR)
€5,905.00
Full transfer details
Visit CurrencyFair
€143 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (EUR)
€5,902.40
Full transfer details
Visit OFX
€140 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (EUR)
€5,859.70
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
Remitly
Recipient gets (EUR)
€5,819.10
Full transfer details
Visit Remitly
€57 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,910.60
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (EUR)
    €5,744.93
    Not recommended
  • HSBC
    HSBC
    Recipient gets (EUR)
    €5,739.00
    Not recommended
  • Capital One
    Capital One
    Recipient gets (EUR)
    €5,702.66
    Not recommended
  • PayPal
    PayPal
    Recipient gets (EUR)
    €5,468.85
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€5,917.66
Full transfer details
Visit Wise
€156 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,859.70
Full transfer details
Visit Xe
€98 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer US Dollar into Euro.

Of the 16 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 7,000 USD to EUR will cost you $27.22 in fees, and you will receive 5,917.66 EUR.

When sending money from the United States to Spain, using Wise in a great option.

Wise is the top rated company for sending money from United States (USD) to Spain (EUR) - Wise Screenshot

How to compare deals on your United States to Spain transfer

Summary of recent searches

Top rated for transfers from United States to Spain
Wise
Total number of US - ES providers
16
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations to make sending money from United States to Spain easy

1
Compare providers

Comparing the different providers offering services between the United States and Spain, is the best way to send money with confidence.

The 16 providers we've compared ensures you will get the best options for your transfer to Spain from United States. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring US Dollar to Spain.

2
Exchange rates between US Dollar-Euro
3
Choose the right payment method
4
Financial regulation in United States and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from the United States: Key Currency

Of the 16 providers compared, Key Currency is the cheapest option for sending money today.

The cost is a combination of a fee of 0 USD and an exchange rate for converting US Dollar to Euro that is 0.25% different to the mid-market rate.

We found that Key Currency is 0.01% cheaper than the second-best option.

We would recommend Key Currency for low cost, affordable transfers from Euros to Spain.

Key Currency is the cheapest way to send money from United States (USD) to Spain (EUR) - Key Currency Screenshot

Fastest way to send money to Spain from the United States: Currencyflow

We compared 16 companies and found Currencyflow offers the fastest money transfers between the United States and Spain.

The transfer time is minutes - 24 hours with Currencyflow for a $7,000 transfer, but it will depend on the time, day of the week, and the amount you send.

A USD-Euro transfer through Currencyflow comes with a 0 USD fee (based on a $7,000 transfer).

To ensure Currencyflow was the 'fastest' option we compared 16 providers. This comparison was for overall speed of sending money from the United States to Spain and is a combination of depositing US Dollar, transfer times to Spain and withdrawal timeframes where applicable.

When speed is a priority, Currencyflow is the top choice for sending into Spain from the United States.

Currencyflow is the fastest way to send money from United States (USD) to Spain (EUR) - Currencyflow Screenshot

Transfer a large amount of money

To transfer large sums of money from the United States to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
16 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from the United States to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from the United States.

Understanding the cost of transferring money from United States to Spain

The total cost of money transfers from United States to Spain is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-EUR is currently 0.849 EUR per US Dollar. Providers offering services closer to this rate will ensure more Euro for your US Dollars.

  • To give a historic average, over the last 7 days the USD-EUR mid-market rate has been 0.8505 EUR per US Dollar, this has had a high of 0.8533 and a low of 0.8479.

  • From the 16 companies compared, Wise offers the best exchange rate on transfers to Spain and the United States.

  • Generally, the exchange rate you receive on converting USD to EUR will be the biggest factor impacting the cost of sending US Dollars to Spain.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Euro. Simply, the higher the amount received in the United States, the lower the cost of sending from Spain.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1 
=
0.848950 
EUR

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.8505 EUR.

  • The highest value recorded was 0.8533 EUR, while the lowest was 0.8479 EUR.

  • There are currently 16 providers offering transfers between the United States and Spain close to this rate

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Spain!

Payment methods for United States to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from the United States to Spain.

    By opting for a money transfer company such as Key Currency for transfers from the United States to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Key Currency is the cheapest provider for bank transfers from the 16 we tested when sending USD to Spain.

    With a fee of USD0 to send money from the United States to Spain, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from the United States to Spain is easy with Xe.


    Xe is a market leader in debit card payments for transfers from the United States to Spain, this is among a total of 16 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from the United States to Spain, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from United States to Spain?
What is the best exchange rate I can get for sending money from United States to Spain?
Are there any minimum or maximum transfer amounts for sending money from United States to Spain?
Can I schedule regular transfers between United States and Spain?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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