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SWIFT Code Calculator

The MoneyTransfers SWIFT Code Calculator has been designed with our users in mind. Sending money overseas can be a complicated task if you are unsure what, how or why bank codes are needed. To simplify the process and remove any stressful obstacles, use our SWIFT Code Calculator: enter the country, city and bank name to find out the SWIFT Code for your international money transfer.

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Swift Code Examples and Formatting

SWIFT Code example
SMCOGB2LXXX
SWIFT code (8 characters)
SMCOGB2L
Bank Code
SMCO
Country Code
GB
Location Code
2L
Branch Code
XXX

Format of a SWIFT/BIC code

A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.

Bank code

A-Z

4 letters representing the bank. It usually looks like a shortened version of that bank's name.

Country code

A-Z

2 characters made up of letters or numbers. It says where that bank's head office is.

Location code

A-Z 0-9

2 characters made up of letters or numbers. It says where that bank's head office is.

Branch code

A-Z 0-9

3 digits specifying a particular branch. 'XXX' represents the bank’s head office.

Common Mistakes

1. Typing mistakes

SWIFT codes are typically long, and it’s easy to make a mistake when typing them character by character. Try to copy and paste when you can.

2. Incorrect formats

When sending money online, you should always use the digital format. Some banks will reject your transfer if you use the print format, with spaces between the characters.

3. Recipient details

Banks will sometimes ask for more details. It’s important you enter these details correctly, or your transfer could be rejected — even if the SWIFT is valid.

Frequently Asked Questions

What is a SWIFT code?
What is a BIC?
How to find a SWIFT code?
What is a bank code?
Where to find a SWIFT code?
SWIFT code and IFSC code: What is the difference?
What is my BIC?
What is IBAN and SWIFT code?
How to find a SWIFT code from an IBAN?
Is a SWIFT code the same as a Routing Number?
How to transfer money using a SWIFT code?
How to check a SWIFT code?
What does a SWIFT code look like?
What is a SWIFT code used for?
Do you need a SWIFT code to make an international transfer?
Are SWIFT codes the same for all bank branches?
What if my bank doesn't have a SWIFT code?
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