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Our recommendation: Wise
We tested & reviewed 20 money transfer providers offering money transfers from the United States to India, and Wise scored highly.
In total, Wise appeared in 96.2% of United States to India searches, and was the top rated company supporting transfers between USD and INR.
For a great mix of cost, speed & features, we recommend making your United States to India transfer using Wise.
How to compare deals on United States to India money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from the United States to India.
- Choose a provider
Select the provider that gives you the best value & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer from the United States. Your funds will be converted to Indian Rupee and transferred to India.
Summary of recent searches
Considerations for sending money from United States to India
Always compare ways to send money from the United States to India to get the best options for fees, speed, and reliability.
Our analysis included 20 providers that operate between United States and India.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to India.
Cheapest way to send money to India from the United States: Revolut
They offer an average fee of 0* USD and exchange rate between USD-INR that is 0.15% different to the mid-market rate.
In comparison, Revolut is % cheaper than the second-best option.
To secure affordable and great rates on a USD to India transfer, Revolut is our recommended choice.
*The most common fee applied to USD-INR by Revolut, based on data from the past six months.
Fastest company to send money to India from the United States: Paysend.
Through our data, Paysend was the quickest way to send money from the United States to Indian Rupee 45% of the time.
Sending money through Paysend to India from the United States has an average fee of 0 USD.
To understand who was the fastest, we tested Paysend as part of 20 money transfer providers. Within this, we looked at the overall speed of sending money from the United States to India. This was made up of transfer times to India after US Dollars were added to a money transfer account.
When fast money transfers between the United States and India are a priority, Paysend is our recommended choice.
Send large sums of money
From the 20 options we compared, Wise offers the strongest all round option for large transfers to India from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Indian Rupees to Indian Rupee.
As such, we recommend Wise for large transfers between India and the United States.
Understanding the costs involved when moving money from United States to India
The total cost of sending money to India from the United States is a mix of the mid-market, exchange rates and transfer fees.
The Mid-Market and Exchange Rates: The mid-market for USD-INR is 84.4174 INR per US Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your US Dollars.
The USD-INR mid-market rate over the last three months has seen the US Dollar worth an average 83.6807 INR. Within this there has been a high of 84.1436, and a low of 83.0588.
From 20 companies compared, Wise offers the strongest exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to INR.
Fees: When sending money there may be additional fees. Revolut offers the lowest fee of the 20 providers tested, averaging 0 USD per transfer over the last 6 months.
Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.
This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from the United States.
Finding the best exchange rate for US Dollar to Indian Rupee
Timing is essential for sending money between USD and INR. The exchange rate you secure impacts how much INR you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to INR averaged 83.6807 INR.
The highest value recorded was 84.1436 INR, while the lowest was 83.0588 INR.
There are currently 20 providers offering transfers between the United States and India close to this rate
Want to secure the best USD-Indian Rupee exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to India!
United States to India money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to India.
A money transfer company like Revolut offer bank transfers between the United States and India with lower fees and better exchange rates than you would get from a traditional bank.
On average, Revolut is the cheapest provider for bank transfers of the 20 we tested when sending USD to India.
Revolut has an average fee of
0 USD for money transfersfrom the United States to India. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to India with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from the United States to India, competing among a total of 20 active money transfer companies on this route.
Credit cards
Instarem is our top choice of the 20 companies offering credit card transfers from the United States to India.Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to India.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
