Compare today's USD to INR (US Dollar to Indian Rupee) exchange rates
Get the best exchange rates on USD to INR transfers and deals when you send money from United States to India.
We've analyzed and reviewed 17 money transfer companies and apps offering transfers to India (INR) from US Dollar.
Read on to find the cheapest, fastest, and most reliable companies with the best USD to INR exchange rates.
Transferring the other way? Send INR from India to United States instead..svg)
"Aspora (formerly Vance) is built for Non-resident Indians sending money to India with zero markup, low flat fees, and on-time transfers."
"Aspora (formerly Vance) is built for Non-resident Indians sending money to India with zero markup, low flat fees, and on-time transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"Aspora (formerly Vance) is built for Non-resident Indians sending money to India with zero markup, low flat fees, and on-time transfers."
"Aspora (formerly Vance) is built for Non-resident Indians sending money to India with zero markup, low flat fees, and on-time transfers."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."
"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."
"Aspora (formerly Vance) is built for Non-resident Indians sending money to India with zero markup, low flat fees, and on-time transfers."
"Aspora (formerly Vance) is built for Non-resident Indians sending money to India with zero markup, low flat fees, and on-time transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Our recommendation: Wise
We tested & reviewed 17 money transfer providers offering money transfers from the United States to India, and Wise scored highly.
Sending 7,000 USD to INR will cost you $39.22 in fees, and you will receive 629,219.71 INR. The delivery time usually is same day, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your United States to India transfer using Wise.
How to compare deals on United States to India money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from the United States to India.
Choose a provider
Select the provider that gives you the best value & service for your needs.
Click, sign up & send
Follow the steps & start your transfer from the United States. Your funds will be converted to Indian Rupee and transferred to India.
Summary of recent searches
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Considerations for sending money from United States to India
Always compare ways to send money from the United States to India to get the best options for fees, speed, and reliability.
Our analysis included 17 providers that operate between United States and India.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to India.
Cheapest way to send money to India from the United States: WorldRemit
They offer a fee of 0.99 USD and exchange rate between USD-INR that is -1.02% different to the mid-market rate.
In comparison, WorldRemit is 1% cheaper than the second-best option.
To secure affordable and great rates on a USD to India transfer, WorldRemit is our recommended choice.
Fastest company to send money to India from the United States: Wise.
For example, if you send 7,000 USD with Wise to India now, the transfer time is same day. Smaller transfers will likely be quicker, while larger transfers to India can take slightly longer.
Sending money through Wise to India from the United States has a fee of 39.22 USD.
To understand who was the fastest, we tested Wise as part of 17 money transfer providers. Within this, we looked at the overall speed of sending money from the United States to India. This was made up of transfer times to India after US Dollars were added to a money transfer account.
When fast money transfers between the United States and India are a priority, Wise is our recommended choice.
The best apps to send USD to India from United States
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 17 apps & companies for USD/INR transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.3 / 4.1K reviews Android: 4.7 / 11.2K reviews | No | |
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No |
Send large sums of money abroad with Currencies Direct
From the 17 options we compared, Currencies Direct offers the strongest all-round option for large transfers to India from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Indian Rupees to Indian Rupee.
As such, we recommend Currencies Direct for large India transfers.
Understanding the costs involved when moving money from United States to India
The total cost of sending money to India from the United States is a mix of the mid-market, exchange rates and transfer fees.
The Mid-Market and Exchange Rates: The mid-market for USD-INR is 90.1584 INR per US Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your US Dollars.
The USD-INR mid-market rate over the last 7 days has seen the US Dollar worth an average 90.0279 INR. Within this there has been a high of 90.4032, and a low of 89.8936.
From 17 companies compared, WorldRemit offers the strongest exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to INR.
Fees: When sending money there may be additional fees. WorldRemit offers the lowest fee of the 17 providers tested, costing justs 0.99 USD per transfer.
Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.
This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from the United States.
Finding the best exchange rate for US Dollar to Indian Rupee
Timing is essential for sending money between USD and INR. The exchange rate you secure impacts how much INR you get for your USD.
Over the last week, here’s what we’ve seen:
The exchange rate from USD to INR averaged 90.0279 INR.
The highest value recorded was 90.4032 INR, while the lowest was 89.8936 INR.
There are currently 17 providers offering transfers between the United States and India close to this rate
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United States to India money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to India.
A money transfer company like WorldRemit offer bank transfers between the United States and India with lower fees and better exchange rates than you would get from a traditional bank.
On average, WorldRemit is the cheapest provider for bank transfers of the 17 we tested when sending USD to India.
WorldRemit has a fee of 0.99 USD for money transfers from the United States to India. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to India with a debit or a prepaid card is very simple with Xe.
Xe is a leader in debit card payments for transfers from the United States to India, competing among a total of 17 active money transfer companies on this route.
Credit cards
We recommend avoiding credit cards where possible due to a lack of support and high fees.
If you have to use a credit card, we to find the company with the lowest fees.
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to India.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
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What are the typical transfer fees for sending US Dollars to India through various providers?
How long does it take to send money from United States to India?
What is the best exchange rate I can get for sending money from United States to India?
Are there any minimum or maximum transfer amounts for sending money from United States to India?
Can I schedule regular transfers between United States and India?
Tools & resources
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