MoneyTransfers
/Send money/To India/From United States

Compare today's USD to INR (US Dollar to Indian Rupee) exchange rates

Get the best exchange rates on USD to INR transfers and deals when you send money from United States to India.

We've analyzed and reviewed 14 money transfer companies and apps offering transfers to India (INR) from US Dollar.

Read on to find the cheapest, fastest, and most reliable companies with the best USD to INR exchange rates.

Transferring the other way? Send INR from India to United States instead.
Disclosure
July 10th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
United States
USD
India
INR
Send
$
Best money transfer companies

Send money from United States to India

Last updated: Today
Mid-market rate as of 07/10/2025: 1 USD = 85.5529 INR
Results below are based on a 7000 USD search
0 of 14 providers
Sponsored
Wise
Recipient gets (INR)
₹595,550.42
Full transfer details
Visit Wise
₹14,646 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (INR)
₹597,800.00
Full transfer details
Visit Xe
₹16,896 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
1
Xe
Recipient gets (INR)
₹597,800.00
Full transfer details
Visit Xe
₹16,896 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (INR)
₹597,313.24
Full transfer details
Visit Currencyflow
₹16,409 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (INR)
₹597,253.35
Full transfer details
Visit Regency FX
₹16,349 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Remitly
Recipient gets (INR)
₹595,770.00
Full transfer details
Visit Remitly
₹14,866 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
5
Wise
Recipient gets (INR)
₹595,550.42
Full transfer details
Visit Wise
₹14,646 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Currencies Direct
Recipient gets (INR)
₹594,731.90
Full transfer details
Visit Currencies Direct
₹13,828 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
7
CurrencyFair
Recipient gets (INR)
₹594,579.00
Full transfer details
Visit CurrencyFair
₹13,675 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
8
OFX
Recipient gets (INR)
₹588,478.10
Full transfer details
Visit OFX
₹7,574 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (INR)
₹596,732.50
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (INR)
    ₹579,177.31
    Not recommended
  • HSBC
    HSBC
    Recipient gets (INR)
    ₹578,579.29
    Not recommended
  • Capital One
    Capital One
    Recipient gets (INR)
    ₹574,915.49
    Not recommended
  • PayPal
    PayPal
    Recipient gets (INR)
    ₹551,343.95
    Not recommended
Sponsored
Wise
Recipient gets (INR)
₹595,550.42
Full transfer details
Visit Wise
₹14,646 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (INR)
₹597,800.00
Full transfer details
Visit Xe
₹16,896 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Our recommendation: Wise

Wise is our top choice for USD to INR transfers.

We tested & reviewed 14 money transfer providers offering money transfers from the United States to India, and Wise scored highly.

Sending 7,000 USD to INR will cost you $39.22 in fees, and you will receive 597,530.76 INR. The delivery time usually is within minutes, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we recommend making your United States to India transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to India (INR) - Wise Screenshot

How to compare deals on United States to India money transfers

Summary of recent searches

Top rated for transfers from United States to India
Wise
Total number of US - IN providers
14
Average cheapest fees & rate
Currencyflow
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Currencyflow
Best for debit card
Xe

Considerations for sending money from United States to India

1
Compare providers

Always compare ways to send money from the United States to India to get the best options for fees, speed, and reliability.

Our analysis included 14 providers that operate between United States and India.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to India.

2
Track the US Dollar-Indian Rupee exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in India
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to India from the United States: Currencyflow

Currencyflow offers the cheapest combination of low fees and competitive exchange rates of the 14 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-INR that is 0.26% different to the mid-market rate.

In comparison, Currencyflow is 0.01% cheaper than the second-best option.

To secure affordable and great rates on a USD to India transfer, Currencyflow is our recommended choice.

Currencyflow is the cheapest way to send money from United States (USD) to India (INR) - Currencyflow Screenshot

Fastest company to send money to India from the United States: Wise.

We compared 14 companies for fast transfers from US Dollars to India and Wise came out on top.

For example, if you send 7,000 USD with Wise to India now, the transfer time is within minutes. Smaller transfers will likely be quicker, while larger transfers to India can take slightly longer.

Sending money through Wise to India from the United States has a fee of 39.22 USD.

To understand who was the fastest, we tested Wise as part of 14 money transfer providers. Within this, we looked at the overall speed of sending money from the United States to India. This was made up of transfer times to India after US Dollars were added to a money transfer account.

When fast money transfers between the United States and India are a priority, Wise is our recommended choice.

Wise is the fastest way to send money from United States (USD) to India (INR) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to India from the United States needs a strong exchange rate and effective transfer management.

From the
14 options we compared, Currencies Direct offers the strongest all-round option for large transfers to India from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Indian Rupees to Indian Rupee.

As such, we recommend Currencies Direct for large India transfers.

Understanding the costs involved when moving money from United States to India

The total cost of sending money to India from the United States is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for USD-INR is 85.7084 INR per US Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your US Dollars.

The USD-INR mid-market rate over the last 7 days has seen the US Dollar worth an average 85.6068 INR. Within this there has been a high of 85.8414, and a low of 85.3615.

From 14 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to INR.

Fees: When sending money there may be additional fees. Currencyflow offers the lowest fee of the 14 providers tested, costing justs 0 USD per transfer.

Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from the United States.

Finding the best exchange rate for US Dollar to Indian Rupee

Timing is essential for sending money between USD and INR. The exchange rate you secure impacts how much INR you get for your USD.

Mid-market Rate
1 
USD
=
85.708402 
INR

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to INR averaged 85.6068 INR.

  • The highest value recorded was 85.8414 INR, while the lowest was 85.3615 INR.

  • There are currently 14 providers offering transfers between the United States and India close to this rate

Want to secure the best USD-Indian Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to India!

United States to
India money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to India.

    A money transfer company like Currencyflow offer bank transfers between the United States and India with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Currencyflow is the cheapest provider for bank transfers of the 14 we tested when sending USD to India.

    Currencyflow has a fee of 0 USD for money transfersfrom the United States to India. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to India with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to India, competing among a total of 14 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between India and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to India.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to INR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from United States to India?
Are there any tax implications to sending money from United States to India?
Can I send money from United States to India with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to India through various providers?
How long does it take to send money from United States to India?
What is the best exchange rate I can get for sending money from United States to India?
Are there any minimum or maximum transfer amounts for sending money from United States to India?
Can I schedule regular transfers between United States and India?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free