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Send money from United States to India
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
BarclaysRecipient gets (INR)₹587,592.18Not recommended
HSBCRecipient gets (INR)₹586,985.48Not recommended
Capital OneRecipient gets (INR)₹583,268.44Not recommended
PayPalRecipient gets (INR)₹559,354.44Not recommended
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Our recommendation: Wise
We tested & reviewed 14 money transfer providers offering money transfers from the United States to India, and Wise scored highly.
Sending 7,000 USD to INR will cost you $39.22 in fees, and you will receive 604,188.74 INR. The delivery time usually is same day, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your United States to India transfer using Wise.
How to compare deals on United States to India money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from the United States to India.
- Choose a provider
Select the provider that gives you the best value & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer from the United States. Your funds will be converted to Indian Rupee and transferred to India.
Summary of recent searches
Considerations for sending money from United States to India
Always compare ways to send money from the United States to India to get the best options for fees, speed, and reliability.
Our analysis included 14 providers that operate between United States and India.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to India.
Cheapest way to send money to India from the United States: Currencyflow
They offer a fee of 0 USD and exchange rate between USD-INR that is 0.26% different to the mid-market rate.
In comparison, Currencyflow is 0.01% cheaper than the second-best option.
To secure affordable and great rates on a USD to India transfer, Currencyflow is our recommended choice.
Fastest company to send money to India from the United States: Wise.
For example, if you send 7,000 USD with Wise to India now, the transfer time is same day. Smaller transfers will likely be quicker, while larger transfers to India can take slightly longer.
Sending money through Wise to India from the United States has a fee of 39.22 USD.
To understand who was the fastest, we tested Wise as part of 14 money transfer providers. Within this, we looked at the overall speed of sending money from the United States to India. This was made up of transfer times to India after US Dollars were added to a money transfer account.
When fast money transfers between the United States and India are a priority, Wise is our recommended choice.
Send large sums of money abroad with Currencies Direct
From the 14 options we compared, Currencies Direct offers the strongest all-round option for large transfers to India from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Indian Rupees to Indian Rupee.
As such, we recommend Currencies Direct for large India transfers.
Understanding the costs involved when moving money from United States to India
The total cost of sending money to India from the United States is a mix of the mid-market, exchange rates and transfer fees.
The Mid-Market and Exchange Rates: The mid-market for USD-INR is 87.0636 INR per US Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your US Dollars.
The USD-INR mid-market rate over the last 7 days has seen the US Dollar worth an average 86.5062 INR. Within this there has been a high of 86.7959, and a low of 86.3213.
From 14 companies compared, Wise offers the strongest exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to INR.
Fees: When sending money there may be additional fees. Currencyflow offers the lowest fee of the 14 providers tested, costing justs 0 USD per transfer.
Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.
This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from the United States.
Finding the best exchange rate for US Dollar to Indian Rupee
Timing is essential for sending money between USD and INR. The exchange rate you secure impacts how much INR you get for your USD.
Over the last week, here’s what we’ve seen:
The exchange rate from USD to INR averaged 86.5062 INR.
The highest value recorded was 86.7959 INR, while the lowest was 86.3213 INR.
There are currently 14 providers offering transfers between the United States and India close to this rate
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United States to India money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to India.
A money transfer company like Currencyflow offer bank transfers between the United States and India with lower fees and better exchange rates than you would get from a traditional bank.
On average, Currencyflow is the cheapest provider for bank transfers of the 14 we tested when sending USD to India.
Currencyflow has a fee of 0 USD for money transfersfrom the United States to India. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to India with a debit or a prepaid card is very simple with Xe.
Xe is a leader in debit card payments for transfers from the United States to India, competing among a total of 14 active money transfer companies on this route.
Credit cards
We recommend avoiding credit cards where possible due to a lack of support and high fees.If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to India.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
