Find the best ways to transfer money to Mauritius

The exchange rate plays a key role in determining how much MUR your recipient in MU will get.

For example, in the past month average rate for USD to MUR was 45.1656 MUR.

Since USD-MUR exchange rates fluctuate with market conditions, waiting a couple of days could result in a better rate, giving your recipient more MUR.

If you need to make an urgent transfer, we recommend using Wise, which has consistently offered the best rates for Mauritius Rupee over the past six months.

The most cost-effective way to fund your transfer to Mauritius is through a Bank transfer with Revolut, which is 1.5% cheaper than the second-best service.

The way you fund your transfer to Mauritius impacts the cost, speed, and how much MUR the recipient will receive.

Based on our data from the last six months for a $2,000 transfer from the US to Mauritius, the following are your best options:

• Revolut with bank transfer deposit costs $0 and has a 0.2% markup.

• Wise with a debit card deposit costs $19.34 with -0.1% markup.

• with a credit card deposit costs $0 with % added to the MUR exchange rate.

We advise against using Bank transfer, as they tend to be the most expensive option for MUR transfers.

Credit card transfers may incur cash advance fees and higher interest rates on MUR.

CC deposits also tend to be more expensive. For example, charges $0 for credit card deposits, while a bank transfer via Revolut costs $0.

Whenever possible, avoid transfers via the SWIFT network to MU. SWIFT transfers to Mauritius are slower and come with higher fees.

Instead, look for a cheaper option such as ACH or account balance.

Money transfer companies often have min and max limits on how much MUR you can send.

The amount you transfer can also affect the fees and the MUR exchange rate you receive. For instance, Wise is the best choice for sending large amounts to Mauritius.

Additionally, there may be government-imposed restrictions, commercial limitations, and other factors that influence the amount of MUR you can send.

This is why it’s really important to compare your options when transferring money to Mauritius.

The speed of sending Mauritius Rupee to Mauritius depends on factors like the amount, timing, deposit, and withdrawal method chosen. Typically, faster transfers come with higher fees.

For example, based on a $2,000 transfer to Mauritius:

Use Ria Money Transfer for fastest transfers

Of the 11 companies offering MUR transfers, Ria Money Transfer consistently offers the fastest delivery times across all deposit methods, appearing 14 times in our searches over the past 6 months.

For bank account & card deposits use Ria Money Transfer

Ria Money Transfer offers fast and affordable Mauritius Rupee transfers, with fees of around $4 for bank deposits and $Wise for debit card deposits, plus a small 2.8% markup on top of the MUR rate.

For credit card transfers use

Based on our six-month search data, takes up to one day to send MUR via credit card, with a fee of $0 and % markup.

For urgent transfers use cash transfer

If you need money urgently, we recommend cash pickup services through providers like Western Union or MoneyGram.

Avoid the SWIFT network

Avoid using SWIFT transfers for MUR transfers. Due to intermediary banks on the way to Mauritius, SWIFT is slower and comes with higher fees.

There are a few different ways to move money to Mauritius:

Money transfer services

You can transfer money online using an FX broker (managed service) such as OFX or an online-only company (self-managed) such as Wise.

Based on our six-month analysis, Wise stood out as the top money transfer company servicing Mauritius, appearing in 100% of MUR transfers in our search system.

Mobile apps and e-wallets

Most money transfer services that accept Mauritius offer mobile transfer apps, which often have better deals on MUR exchange rates.

You can check our guide on the best money transfer apps to find one that suits your needs.

Cash transfers

Cash transfers to Mauritius are sent in person through services like Ria Money Transfers, MoneyGram, or Western Union.

Transferring Mauritius Rupee as cash is almost always instant but requires the recipient to visit a nearby agent in Mauritius to collect the MUR.

Bank wire transfers

You can transfer Mauritius Rupee via your bank.

We strongly recommend not using your bank to wire MUR directly to Mauritius due to high fees and slow transfer times.

Instead, use the bank transfer deposit option with Wise and send MUR from there.

There are multiple ways to receive money in Mauritius. Picking the right one can save you on fees and speed up the MUR transfer process. Here are your options:

Deposit to the bank account

To deposit money directly into a recipient’s bank account in Mauritius, we recommend Revolut. They appeared in 65.2% of MUR searches as the cheapest option for bank transfers to Mauritius.

The card transfer will also land in the recipient’s bank account in Mauritius. Use Wise to deposit with a debit card at just $19.34 per transfer.

Cash pickup and delivery

If the recipient in Mauritius needs MUR urgently or doesn’t have access to a bank account in Mauritius, cash pickup or home delivery are good options.

Mobile and digital wallets

You can receive MUR directly into digital wallets like PayPal, though this often comes with more limitations and costs more compared to services like Revolut.

When sending money to a bank account or e-wallet in Mauritius, Mauritius Rupee will arrive without any involvement from the recipient.

However, if you're sending MUR as cash or transferring large amounts to Mauritius, the recipient may need the following:

• Government-issued ID: A national ID of Mauritius, a valid passport, or driver's license.

• Sender’s details: The sender's personal details such as full name and address.

• Transfer Details: The amount of MUR being received.

• Confirmation No.: This is usually given at the time of transfer.

• SWIFT Code / IBAN: Occasionally required for bank transfers.

The exact documents required may vary depending on the money transfer company and the transfer method used.

When sending bigger amounts to Mauritius, companies may request proof of funds such as bank statements and address verification with the utility bill in line with AML (Anti-Money Laundering) policies.

We recommend using Wise to send large amounts of Mauritius Rupee.

There may be tax obligations and government-imposed limits or restrictions on MUR transfers/payments to MU.

Some MUR transfers could be subject to taxes such as gift tax or commercial tax.

Even if no limits or taxes apply, certain MUR transfers (especially large sums of Mauritius Rupee) may need to be reported to the tax authorities in Mauritius or in your country.

When unsure, it’s best to consult with a tax professional in Mauritius or your home country to ensure compliance with the regulations.