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Compare the best ways to send money from Australia to Philippines

Get the best deals when you transfer from Australia to Philippines. Find the cheapest, fastest, and most reliable providers with the best AUD to PHP exchange rates.

Read on for the best deals, expert information, and all you need to send money to Philippines from Australia.

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Overall best choice: Wise

Wise is our top pick for AUD to PHP transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 89.7% of Australia to Philippines searches, and was the top rated company out of 7 that support AUD to PHP.

So for a great mix of cost, speed & features, make your Australia to Philippines transfer using Wise.

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How to get the best deal on your Australia to Philippines transfer

Summary of recent searches

Top rated for transfers from Australia to Philippines
Wise
Total number of AU - PH providers
7
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Wise
Best for credit card
Wise

Important things to consider before sending money from Australia to Philippines

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Australia to Philippines to find out about fees, speed, and reliability.

Our analysis included 7 providers that operate between Australia and Philippines.

Through this, you get a comprehensive view of all the options you have in Australia when you need to send money to Philippines.

2
Think about the Australian Dollar-Philippine Peso exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Philippines
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Philippines from Australia: Instarem

Get the lowest fees with Instarem - the cheapest transfer service at just $356.13 per transaction*

Data collected over the past six months shows that Instarem is 7% cheaper than the second-best option.

The $356.13 transfer cost represents the most common fee for AUD to PHP international transfers, based on data from the past six months.

If you want to secure the best rates on a AUD to Philippines transfer, make sure you pick Instarem to send your money online.

*The most common fee applied to AUD-PHP by Instarem, based on data from the past six months.

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Fastest way to send money from Australia to Philippines: Wise

Need to send money fast? Pick Wise and get your funds from Australia to Philippines at speed.

Our data shows that Wise came up as the fastest way to send money from Australia to Philippines in 44.5% of searches. This makes them well suited to urgent AUD to PHP money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Australia to Philippines - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Philippines from Australia in 44.5% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send AUD from Australia to Philippines, it’s the provider that will keep you safe and relaxed while your money moves into PHP.

Understanding the costs involved when moving money from Australia to Philippines

When calculating the costs of money transfers between Australia and Philippines, here's what really matters:

The Mid-Market Rate: Today, the AUD-PHP mid-market rate equals to 37.673322 PHP per Australian Dollar.

The AUD-PHP average exchange rate for the past three months has been 36.8809 PHP per Australian Dollar, with a high of 38.077 and a low of 35.7065.

When looking to send money, we'd recommend Wise. On average Wise is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from AUD to PHP.

How to find the best exchange rate for Australian Dollar to Philippine Peso

Timing is essential for sending money between AUD and PHP. The exchange rate you secure impacts how much PHP you get for your AUD.

Mid-market Rate
1
= 37.673322 PHP

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from AUD to PHP has seen some fluctuation. On average, it stood at 36.8809.

  • During this period, the highest value recorded was 38.077, while the lowest was 35.7065.

  • Wise, which is our recommended service to send money online from Australia to Philippines offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best AUD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to Philippines!

Payment methods available to fund your Australia to
Philippines transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Australia to Philippines.

    By using a money transfer company such as Instarem for transfers from Australia to Philippines, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Instarem is the cheapest provider for bank transfers from the 7 we tested when sending AUD to Philippines.

    With an average fee of AUD1104.02 to send money from Australia to Philippines, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Australia to Philippines with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from Australia to Philippines, competing among a total of 7 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Australia to Philippines, Instarem emerges as our top choice of the 7 companies offering this service.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.