How to send money to Nigeria from Australia with the best AUD-NGN rate
Find money transfer deals for sending money from Australia to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best AUD to NGN exchange rates.
Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Australia.
Transferring the other way? Send NGN from Nigeria to Australia instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Overall best way: Wise
We tested & reviewed 6 transfer providers, and Wise scored highly.
Sending 12,000 AUD to NGN will cost you $69.07 in fees, and you will receive 11,724,107.33 NGN. The delivery time is within minutes, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your Australia to Nigeria transfer using Wise.
How to compare deals on Australia to Nigeria money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Australia to Nigeria.
Choose a provider
Select the provider that gives you the best value & service for your needs
Click, sign up & send
Follow the steps & start your transfer from Australia. Your funds will be converted to Naira and transferred to Nigeria.
Summary of recent searches
Understanding Australia to Nigeria money transfers
Comparing providers when sending money from Australia to Nigeria is the easiest way to make a transfer at the best price.
We’ve compared 6 providers for sending Australian Dollar to Nigeria. This ensures you will get the best options for your transfer to Nigeria from Australia.
We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Australia to Nigeria.
Cheapest way to send money to Nigeria from Australia: Wise
Data collected through our comparison over the past week shows that Wise is 0.05% cheaper than the second-best option.
The cost is made up of a fee of 69.07 AUD and an exchange rate for buying Naira with Australian Dollar that is -2.4% different to the mid-market rate.
If you want to secure the best rates on a Australia to Nigeria transfer, Wise offers value. We would still recommend searching for the amount you want to send to Nigeria.
Fastest money transfers from Australia to Nigeria: Wise.
Based on our recent data, transfer time for a $12,000 transfer to Nigeria with Wise is within minutes. This can vary by amount and method, but it is a good point of reference.
Sending money from Australia to Nigeria through Wise will cost you 69.07 AUD in fees & small markup.
Wise was one of 6 money transfer providers we compared for overall speed of sending money from Australia to Nigeria. This speed test included depositing Australian Dollars to an account and the average timeframe for sending money to Nigeria.
When fast transfers are a priority, Wise is our best choice for sending from Australia to Nigeria.
The best apps to send AUD to Nigeria from Australia
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 6 apps & companies for AUD/NGN transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
Transfer a large amount of money
Wise is the best rated company for sending large amounts of Naira to Nigeria out of 6 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Nigeria from Australia has the potential to be very expensive.
Wise is our choice for big transfers to AUD because of all round price, speed and management when making large transfers.
Understanding the costs involved when transferring money to Nigeria from Australia
When calculating the cost of sending money from Australia to Nigeria, a combination of fees and exchange rates ensure the best deal:
The Mid-Market and Exchange Rates: The current AUD-NGN mid-market rate is 968.0895 NGN per Australian Dollar. Finding a provider as close to this number as possible will ensure more Naira for your money.
As a comparison, the AUD-NGN mid-market rate for the past week has averaged 962.6258 NGN per Australian Dollar, hitting a high of 965.0113 and a low of 959.3655.
Wise is currently offering the best exchange rate on transfers between Australia and Nigeria.
Often the AUD-NGN exchange rate you receive will be the biggest factor impacting the cost of sending Australian Dollar to Nigeria.
Fees: Transfer fees are charged on top of a transfer. Wise currently offers lowest fees of 69.07 AUD. Although we recommend searching for your exact send amount for an exact fee.
Amount Received: The total amount received in Naira is the biggest indicator in the total cost of sending money to Australia from Nigeria. The higher the total amount received in Nigeria, the lower the cost of sending from Australia.
Finding the best exchange rate between Australian Dollar and Naira
Getting a strong exchange rate between AUD and NGN is essential. The exchange rate you secure impacts how much NGN you get for your AUD.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from AUD to NGN has averaged 962.6258.
In this period there was a high of 965.0113, and a low of 959.3655.
Wise, which is our recommended service to send money online from Australia to Nigeria offers 982.6650 NGN per AUD which is only -2.4% above the mid-market rate.
Want to secure the best AUD-Naira exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to Nigeria!
Funding your Australia to Nigeria money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from Australia to Nigeria.
By using a money transfer company such as Wise for transfers from Australia to Nigeria, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 6 companies we tested when sending AUD to Nigeria.
With a fee of 69.07 AUD to send money from Australia to Nigeria, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Australia to Nigeria with a debit or a prepaid card is easy with Wise.
Wise is a leading money transfer company for debit card payments, and offers transfers from Australia to Nigeria.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Australia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Australia to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from Australia
Send money to Nigeria
How much money can be transferred from Australia to Nigeria?
Are there any tax implications to sending money from Australia to Nigeria?
Can I send money from Australia to Nigeria with MoneyTransfers.com?
What are the typical transfer fees for sending Australian Dollars to Nigeria through various providers?
How long does it take to send money from Australia to Nigeria?
What is the best exchange rate I can get for sending money from Australia to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Australia to Nigeria?
Can I schedule regular transfers between Australia and Nigeria?
Tools & resources
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