How to send money to UK from Australia with the best AUD-GBP rate

Of the 9 companies we analysed, Africhange is the cheapest app overall for sending $1,000 to United Kingdom.

On a 1,000 AUD transfer it will get your recipient 529.37 GBP.

Best companies for AUD/GBP transfers

11 of 11 providers

Last updated on 1 September 2026 This page updates weekly. We collect, store, and analyze AUD/GBP exchange rates from our comparisons.

Based on 1,000 AUD transfer

Best companies for AUD/GBP transfers

All money transfer offers for AUD/GBP transfers, sorted by most GBP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
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Wise

Wise

Pay via Bank Transfer
Fees: $4.34 1 AUD = 0.5293 GBP +0.01% vs mid-market Recipient gets £526.99 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$4.341 AUD = 0.5293 GBP
£526.99You pay$1,000.00
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MoneyGram

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 0.5224 GBP +1.32% vs mid-market Recipient gets £522.40 6-12 Hours

Ways to receive money in UK with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.5224 GBP
£522.40You pay$1,002.99
Cash pickup6-12 Hours
$2.991 AUD = 0.5064 GBP
£506.40You pay$1,002.99

Run a live search

Showing top Australia to United Kingdom deals for 1,000 AUD. Do a live search with your exact amount for today's best rates.
Africhange

Africhange

Pay via Bank Transfer
Fees: $6.60 1 AUD = 0.5294 GBP -0.01% vs mid-market Recipient gets £529.37 Minutes
CheapestUsing Bank Transfer with Africhange is the cheapest way to send money to United Kingdom from Australia.
Receive to bank account or debit card

Ways to receive money in UK with Africhange when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes
$6.601 AUD = 0.5294 GBP
£529.37You pay$1,006.60
Western Union

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 0.5289 GBP +0.08% vs mid-market Recipient gets £528.95 Next Day
Receive to bank account or cash pickup

Ways to receive money in UK with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5289 GBP
£528.95You pay$1,000.00
Western Union

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5289 GBP +0.08% vs mid-market Recipient gets £528.95 Next Day
Receive to bank account or cash pickup

Ways to receive money in UK with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5289 GBP
£528.95You pay$1,000.00
Remitly

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 0.5276 GBP +0.33% vs mid-market Recipient gets £527.60 2 Days
Receive to bank account or cash pickup

Ways to receive money in UK with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 0.5276 GBP
£527.60You pay$1,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank Transfer
Fees: $1.50 1 AUD = 0.5281 GBP +0.23% vs mid-market Recipient gets £527.27 Within minutes
Receive to bank account

Ways to receive money in UK with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$1.501 AUD = 0.5281 GBP
£527.27You pay$1,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank Transfer
Fees: $4.34 1 AUD = 0.5293 GBP +0.01% vs mid-market Recipient gets £526.99 Within minutes
FastestWise with Bank Transfer deposit is the fastest way to send AUD to United Kingdom.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Australia to United Kingdom.
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$4.341 AUD = 0.5293 GBP
£526.99You pay$1,000.00
Wise

Wise

Pay via Osko
Fees: $4.34 1 AUD = 0.5293 GBP +0.01% vs mid-market Recipient gets £526.99 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$4.341 AUD = 0.5293 GBP
£526.99You pay$1,000.00
OFX

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5259 GBP +0.65% vs mid-market Recipient gets £525.88 6-12 Hours
Receive to bank account

Ways to receive money in UK with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5259 GBP
£525.88You pay$1,000.00
Wise

Wise

Pay via Debit Card
Fees: $7.11 1 AUD = 0.5293 GBP +0.01% vs mid-market Recipient gets £525.53 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.111 AUD = 0.5293 GBP
£525.53You pay$1,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 0.5224 GBP +1.32% vs mid-market Recipient gets £522.40 6-12 Hours

Ways to receive money in UK with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.5224 GBP
£522.40You pay$1,002.99
Cash pickup6-12 Hours
$2.991 AUD = 0.5064 GBP
£506.40You pay$1,002.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 0.5224 GBP +1.32% vs mid-market Recipient gets £522.40 6-12 Hours

Ways to receive money in UK with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$2.991 AUD = 0.5224 GBP
£522.40You pay$1,002.99
Cash pickup6-12 Hours
$2.991 AUD = 0.5064 GBP
£506.40You pay$1,002.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit Card
Fees: $17.99 1 AUD = 0.5224 GBP +1.32% vs mid-market Recipient gets £522.40 6-12 Hours

Ways to receive money in UK with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$17.991 AUD = 0.5224 GBP
£522.40You pay$1,017.99
Cash pickup6-12 Hours
$17.991 AUD = 0.5064 GBP
£506.40You pay$1,017.99
Wise

Wise

Pay via Credit Card
Fees: $13.86 1 AUD = 0.5293 GBP +0.01% vs mid-market Recipient gets £521.96 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in UK with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.861 AUD = 0.5293 GBP
£521.96You pay$1,000.00
Remitly

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 0.5214 GBP +1.51% vs mid-market Recipient gets £521.40 2 Days
Receive to bank account or cash pickup

Ways to receive money in UK with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 0.5214 GBP
£521.40You pay$1,000.00
Remitly

Remitly

Pay via Credit Card
Fees: $10.00 1 AUD = 0.5214 GBP +1.51% vs mid-market Recipient gets £521.40 2 Days
Receive to bank account or cash pickup

Ways to receive money in UK with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$10.001 AUD = 0.5214 GBP
£521.40You pay$1,010.00
Orbit Remit

Orbit Remit

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5203 GBP +1.71% vs mid-market Recipient gets £520.34 2 Days

Ways to receive money in UK with Orbit Remit when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 0.5203 GBP
£520.34You pay$1,000.00
Moneycorp

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5187 GBP +2.00% vs mid-market Recipient gets £518.74 Next Day

Ways to receive money in UK with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5187 GBP
£518.74You pay$1,000.00
NAB

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5158 GBP +2.59% vs mid-market Recipient gets £515.79 3-5 Days
0 reviews

Ways to receive money in UK with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 0.5158 GBP
£515.79You pay$1,000.00
Paysend

Paysend

Pay via Debit Card
Fees: $0.00 1 AUD = 0.5145 GBP +2.84% vs mid-market Recipient gets £514.54 6-12 Hours

Ways to receive money in UK with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5145 GBP
£514.54You pay$1,000.00
Paysend

Paysend

Pay via Credit Card
Fees: $0.00 1 AUD = 0.5145 GBP +2.84% vs mid-market Recipient gets £514.54 6-12 Hours

Ways to receive money in UK with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5145 GBP
£514.54You pay$1,000.00
How Our Results Work
Mid-market rate: 1 AUD = 0.529323 GBP Updates every 60 minutes.

How to send money from Australia to UK

Pick a company

Start with the cheapest, which is Africhange at 529.37 GBP on $1,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, payto, osko, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to UK

9 money transfer companies let you send money from Australia to United Kingdom.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to United Kingdom.

For example, sending $500 with Africhange will get you 529.37 GBP after a $6.6 fee and -0.01% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Africhange takes $6.6 in fees and -0.01% markup on a $6.6 transfer, and your GBP arrives in minutes.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/GBP, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in GBP, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and GBP in one account, and convert when the rate suits you.

Revolut converts $1,000 at 0.23% markup, and the GBP sits in your account until you spend or transfer it.

Most useful if you travel often to the United Kingdom, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $1,000 transfer, a bank like adds % markup and delivers 0 GBP, against 529.37 GBP via Africhange (the cheapest option).

Ways to fund AUD and receive money in UK

With Africhange, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $1,000 gives your recipient 529.37 GBP.

Recipients in the United Kingdom can collect GBP through bank deposit and cash pickup.

You can fund the transfer with bank transfer, debit card, credit card, payto, osko, and poli.

They can collect cash via Western Union

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the United Kingdom.

  1. 1
    Bank transfer Bank deposit

    You pay $1,006.60

    £529

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $1,000.00

    £529

    -£0.42

  3. 3
    Payto Bank deposit

    You pay $1,000.00

    £528

    -£2

  4. 4
    Osko Bank deposit

    You pay $1,000.00

    £527

    -£2

  5. 5
    Credit card Bank deposit

    You pay $1,017.99

    £522

    -£7

Show moreShow less
  1. 6
    Poli Bank deposit

    You pay $1,002.99

    £522

    -£7

  2. 7
    Debit card Cash pickup

    You pay $1,002.99

    £506

    -£23

  3. 8
    Credit card Cash pickup

    You pay $1,017.99

    £506

    -£23

  4. 9
    Poli Cash pickup

    You pay $1,002.99

    £506

    -£23

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $1,000 transfer to United Kingdom, these are the best options right now:

Cheapest

Africhange is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 529.37 GBP, which is 0.08% more than the next best option.

Fastest

Wise delivers 526.99 GBP in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in UK.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in the United Kingdom.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-GBP Exchange Rate

Getting a better Australian Dollar to Indian Rupee rate

Small changes in the AUD/GBP rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 0.529131 GBP

How we analyse the market

We track 9 companies sending AUD to the United Kingdom, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.