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How to send money to Philippines from Pakistan with the best PKR-PHP rate

Compare the best ways to send money from Pakistan to the Philippines. Find the cheapest, fastest, and most reliable providers with the best PKR to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Pakistan.

Transferring the other way? Send PHP from Philippines to Pakistan instead.
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November 13th, 2025

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Best money transfer companies

Send money from Pakistan to Philippines

Last updated: Today
Mid-market rate as of 11/13/2025: 1 PKR = 0.210545 PHP
Results below are based on a 71000 PKR search
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0 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (PHP)
₱14,200.66
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (PHP)
₱14,200.66
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
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Best way to send money to Philippines from Pakistan : Western Union cash transfer

Based on our comparisons and analysis, we found that very few providers currently support PKR to PHP transfers online.

Because of this limited coverage, the most reliable option is to send cash through a Western Union Agent.

Transfer fees vary depending on your location and the amount you send, but in most cases you can expect to pay around 3 PKR per 71,000 PKR transferred.

Before sending, check with your local branch or the Western Union website to confirm which deposit methods are available for you (it can be online deposit or cash in-store).

How to compare deals on Pakistan to Philippines money transfers

Summary of recent searches

Top rated for transfers from Pakistan to Philippines
Western Union Agent
Total number of PK - PH providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Understanding Pakistan to Philippines money transfers

1

Comparing providers

Comparing providers when sending money from Pakistan to the Philippines is the easiest way to make a transfer at the best price.

We’ve compared 2 providers for sending Pakistan Rupee to Philippines. This ensures you will get the best options for your transfer to the Philippines from Pakistan.

We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Pakistan to the Philippines.

2

Get ahead of the Pakistan Rupee-Philippine Peso exchange rate

3

Choosing the right payment method

4

Financial regulators in Pakistan and Philippines

5

Consider transfer limits

6

Receiving money in Philippines

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Philippines from Pakistan is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering PKR to PHP transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 PKR per 71,000 PKR) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest money transfers from Pakistan to Philippines: cash transfer via Western Union Agent

The quickest way to send money from Pakistan to Philippines is through a cash transfer with a Western Union Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect PHP within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting PKR to PHP transfers, Western Union remains the fastest and most reliable option for cash pickups in Philippines.

Transfer a large sum of money

When sending large amounts of Pakistan Rupee to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
2 money transfer companies compared, Western Union Agent is the best option for large transfers from Pakistan to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Pakistan to the Philippines can become expensive if you use a bank, or the wrong provider.

Western Union Agent is the top choice for sending large sums of money to the Philippines from Pakistan because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Pakistan to Philippines

The total cost of sending money to the Philippines from Pakistan, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for PKR-PHP is 0.2085 PHP per Pakistan Rupee.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Pakistan Rupee.

  • The average PKR-PHP mid-market rate for the last 7 days has been 0.2097 PHP per Pakistan Rupee. This includes a high of 0.2105, and low of 0.2088.

  • Out of the 2 companies compared, Western Union Agent offers the best exchange rates.

  • The exchange rate you receive on converting PKR to PHP should be the biggest determining cost factor when transferring Pakistan Rupee to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Western Union Agent has a fee of 3 PKR per transfer (which is the cheapest option right now for a ₨71,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Pakistan will result in more money received in the Philippines.

Getting the best exchange rate for Pakistan Rupee to Philippine Peso

Tracking the mid-market rate can make a huge difference when sending money PKR to PHP. The exchange rate you secure impacts how much PHP you get for your PKR.

Mid-market Rate
1 
PKR
=
0.208473 
PHP

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from PKR to PHP has seen some fluctuation. On average, it has been 0.2097.

  • During this period, the highest value level was 0.2105, with a low of 0.2088.

  • Western Union Agent, which is our recommended service to send money online from Pakistan to Philippines offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best PKR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Pakistan to Philippines!

Payment options for transfers from Pakistan to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Pakistan to the Philippines.

    Using a money transfer company such as Western Union Agent for payments from Pakistan to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Western Union Agent is the best money transfer provider for bank transfers of the 2 we compared when sending PKR to the Philippines.

    With a fee of 3 PKR to transfer money from Pakistan to the Philippines, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Pakistan to the Philippines is easy with Western Union Agent.


    Western Union Agent is a leader in debit card money transfers from Pakistan to the Philippines. They are the best option of the 2 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Pakistan to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Pakistan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Pakistan to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PKR to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from Pakistan to Philippines?
Can I schedule regular transfers between Pakistan and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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