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How to send money to Philippines from Netherlands with the best EUR-PHP rate

Compare the best ways to send money from the Netherlands to the Philippines. Find the cheapest, fastest, and most reliable providers with the best EUR to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Netherlands.

Transferring the other way? Send PHP from Philippines to Netherlands instead.
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July 15th, 2025
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Best money transfer companies

Send money from Netherlands to Philippines

Last updated: Today
Mid-market rate as of 07/15/2025: 1 EUR = 66.317835 PHP
Results below are based on a 7000 EUR search
0 of 12 providers
Sponsored
Wise
Recipient gets (PHP)
₱460,780.67
Full transfer details
Visit Wise
₱10,483 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱460,696.60
Full transfer details
Visit Xe
₱10,399 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (PHP)
₱462,971.44
Full transfer details
Visit Regency FX
₱12,673 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
2
TorFx
Recipient gets (PHP)
₱462,832.17
Full transfer details
Visit TorFx
₱12,534 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
3
CurrencyFair
Recipient gets (PHP)
₱461,570.00
Full transfer details
Visit CurrencyFair
₱11,272 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
4
Profee
Recipient gets (PHP)
₱461,412.22
Full transfer details
Visit Profee
₱11,114 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
5
Wise
Recipient gets (PHP)
₱460,780.67
Full transfer details
Visit Wise
₱10,483 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
6
Xe
Recipient gets (PHP)
₱460,696.60
Full transfer details
Visit Xe
₱10,399 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
7
Instarem
Recipient gets (PHP)
₱459,763.50
Full transfer details
Visit Instarem
₱9,465 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
8
OFX
Recipient gets (PHP)
₱457,510.90
Full transfer details
Visit OFX
₱7,213 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PHP)
₱462,567.69
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (PHP)
    ₱427,383.96
    Not recommended
Sponsored
Wise
Recipient gets (PHP)
₱460,780.67
Full transfer details
Visit Wise
₱10,483 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱460,696.60
Full transfer details
Visit Xe
₱10,399 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best option: Wise

Wise is our top choice for EUR to PHP transfers.

We tested & reviewed 12 money transfer providers, and Wise scored highly in each category.

Transferring 7,000 EUR to PHP will cost you €51.04 in fees, and your recipient will get 460,780.67 PHP.

For a great mix of cost, speed & features, transfer from Netherlands to Philippine Peso using Wise.

Wise is the top rated company for sending money from Netherlands (EUR) to Philippines (PHP) - Wise Screenshot

How to get the best deal on your Netherlands to Philippines money transfer

Summary of recent searches

Top rated for transfers from Netherlands to Philippines
Wise
Total number of NL - PH providers
12
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Xe

Considerations when sending from Netherlands to Philippines

1
Compare providers

Comparing money transfer companies with services between the Netherlands and the Philippines, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 12 providers providing services between Netherlands and Philippines. This ensures you will get the best options when sending Philippine Peso to the Philippines.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to the Philippines will provide a specific provider that’s best for transferring money from the Netherlands.

2
Understanding the Euro-Philippine Peso exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Euro in Philippines
7
Confirm the ID you need
8
Tax declarations

Cheapest way to send money from Netherlands to Philippines: Regency FX

The combination of the lowest fees and best exchange rate is through Regency FX. This makes them our cheapest transfer service of the 12 compared for sending Euro to the Philippines.

Our data shows, that Regency FX is 0.03% than the second-best option when sending via a bank transfer.

This includes the fee of 0 EUR and a EUR-PHP exchange rate for international transfers that is 0.27% different to the mid-market rate.

Securing the best rates on a EUR to Philippines transfer can be done with Regency FX but you can always search for your specific amount.

Fastest way to transfer money from Netherlands to Philippines: Regency FX

Of the 12 companies compared, Regency FX currently offers the fastest money transfers to the Philippines from the Netherlands.

With Regency FX , the transfer time to Philippines is minutes - 24 hours, with a 0 EUR transfer fee (based on €7,000 transfer)

To get the 'fastest' option we compared 12 providers for overall speed of sending money from the Netherlands to the Philippines - this includes depositing Euro, transfer times, withdrawal timeframes in the Philippines. 


Transfer a large sum of money

When sending large amounts of Euro to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
12 money transfer companies compared, Wise is the best option for large transfers from the Netherlands to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from the Netherlands to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from the Netherlands because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Netherlands to Philippines

The total cost of sending money to the Philippines from the Netherlands, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-PHP is 65.9322 PHP per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Euro.

  • The average EUR-PHP mid-market rate for the last 7 days has been 66.1324 PHP per Euro. This includes a high of 66.3178, and low of 65.94.

  • Out of the 12 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting EUR to PHP should be the biggest determining cost factor when transferring Euro to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 EUR per transfer (which is the cheapest option right now for a €7,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from the Netherlands will result in more money received in the Philippines.

Getting the best exchange rate for Euro to Philippine Peso

Tracking the mid-market rate can make a huge difference when sending money EUR to PHP. The exchange rate you secure impacts how much PHP you get for your EUR.

Mid-market Rate
1 
EUR
=
65.932168 
PHP

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from EUR to PHP has seen some fluctuation. On average, it has been 66.1324.

  • During this period, the highest value level was 66.3178, with a low of 65.94.

  • Wise, which is our recommended service to send money online from Netherlands to Philippines offers an exchange rate that is only 0.01% above the mid-market rate.

Want to secure the best EUR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Netherlands to Philippines!

Payment options for transfers from Netherlands to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from the Netherlands to the Philippines.

    Using a money transfer company such as Regency FX for payments from the Netherlands to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Regency FX is the best money transfer provider for bank transfers of the 12 we compared when sending EUR to the Philippines.

    With a fee of 0 EUR to transfer money from the Netherlands to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from the Netherlands to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from the Netherlands to the Philippines. They are the best option of the 12 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from the Netherlands to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Netherlands.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Netherlands to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Netherlands to Philippines?
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Can I send money from Netherlands to Philippines with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Philippines through various providers?
How long does it take to send money from Netherlands to Philippines?
What is the best exchange rate I can get for sending money from Netherlands to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Netherlands to Philippines?
Can I schedule regular transfers between Netherlands and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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