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How to send money from Netherlands to Philippines

Compare the best ways to send money from the Netherlands to the Philippines. Find the cheapest, fastest, and most reliable providers with the best EUR to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Netherlands.

Transferring the other way? Send PHP from Philippines to Netherlands instead.
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Best option: Wise

Wise is our top choice for EUR to PHP transfers.

We tested & reviewed 18 money transfer providers, and Wise scored highly in each category.

Over the last six months, Wise appeared in 97.8% of Netherlands to Philippines searches, and was the top rated company supporting money transfers between EUR and PHP.

For a great mix of cost, speed & features, transfer from Netherlands to Philippine Peso using Wise.

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How to get the best deal on your Netherlands to Philippines money transfer

Summary of recent searches

Top rated for transfers from Netherlands to Philippines
Wise
Total number of NL - PH providers
18
Average cheapest fees & rate
TalkRemit
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
TalkRemit
Best for debit card
Xe
Best for credit card
Xe

Considerations when sending from Netherlands to Philippines

1
Compare providers

Comparing money transfer companies with services between the Netherlands and the Philippines, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 18 providers providing services between Netherlands and Philippines. This ensures you will get the best options when sending Philippine Peso to the Philippines.

Over the last six months, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to the Philippines will provide a specific provider that’s best for transferring money from the Netherlands.

2
Understanding the Euro-Philippine Peso exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Euro in Philippines
7
Confirm the ID you need
8
Tax declarations

Cheapest way to send money from Netherlands to Philippines: TalkRemit

The combination of the lowest fees and best exchange rate is through TalkRemit. This makes them our cheapest transfer service of the 18 compared for sending Euro to the Philippines.

Our data shows, over the past six months, that TalkRemit is 0.2% than the second-best option when sending via a bank transfer.

This measure includes an average fee of 0.71* EUR and a EUR-PHP exchange rate for international transfers that is -0.38% different to the mid-market rate.

Securing the best rates on a EUR to Philippines transfer can be done with TalkRemit but you can always search for your specific amount.

*The most common fee applied by TalkRemit when sending EUR-PHP, based on data from the past six months.

Fastest way to transfer money from Netherlands to Philippines: Paysend

Of the 18 companies compared, Paysend currently offers the fastest money transfers to the Philippines from the Netherlands.

Our data shows that Paysend came up as the fastest option for sending Euro into Philippine Peso in 54.3% of searches. This makes them well suited to urgent EUR to PHP money transfers.

The average fee for a EUR-Philippine Peso transfer through Paysend is 0 EUR.

To get the 'fastest' option we compared 18 providers for overall speed of sending money from the Netherlands to the Philippines - this includes depositing Euro, transfer times, withdrawal timeframes in the Philippines. 


When speed matters, Paysend is your best choice for sending into the Philippines from the Netherlands.

Transfer a large sum of money

When sending large amounts of Euro to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
18 money transfer companies compared, Wise is the best option for large transfers from the Netherlands to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from the Netherlands to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from the Netherlands because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Netherlands to Philippines

The total cost of sending money to the Philippines from the Netherlands, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-PHP is 62.1307 PHP per Euro.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Euro.

  • The average EUR-PHP mid-market rate for the last three months has been 62.7097 PHP per Euro. This includes a high of 64.0778, and low of 59.7817.

  • Out of the 18 companies compared, TalkRemit offers the best exchange rates.

  • The exchange rate you receive on converting EUR to PHP should be the biggest determining cost factor when transferring Euro to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. TalkRemit, with a fee average of 0.71 EUR per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from the Netherlands will result in more money received in the Philippines.

Getting the best exchange rate for Euro to Philippine Peso

Tracking the mid-market rate can make a huge difference when sending money EUR to PHP. The exchange rate you secure impacts how much PHP you get for your EUR.

Mid-market Rate
1
= 62.130722 PHP

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from EUR to PHP has seen some fluctuation. On average, it has been 62.7097.

  • During this period, the highest value level was 64.0778, with a low of 59.7817.

  • Wise, which is our recommended service to send money online from Netherlands to Philippines offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best EUR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Netherlands to Philippines!

Payment options for transfers from Netherlands to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from the Netherlands to the Philippines.

    Using a money transfer company such as TalkRemit for payments from the Netherlands to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    TalkRemit is the best money transfer provider for bank transfers of the 18 we compared when sending EUR to the Philippines.

    With an average fee of 0.73 EUR to transfer money from the Netherlands to the Philippines, TalkRemit offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from the Netherlands to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from the Netherlands to the Philippines. They are the best option of the 18 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from the Netherlands to the Philippines, Xe is the top choice of the 18 companies offering this service.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Netherlands.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Netherlands to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I send money from Netherlands to Philippines with MoneyTransfers.com?
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How long does it take to send money from Netherlands to Philippines?
What is the best exchange rate I can get for sending money from Netherlands to Philippines?
Are there any minimum or maximum transfer amounts for sending money from Netherlands to Philippines?
Can I schedule regular transfers between Netherlands and Philippines?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.