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How to send money to Philippines from UK with the best GBP-PHP rate

Compare the best ways to send money from the United Kingdom to the Philippines. Find the cheapest, fastest, and most reliable providers with the best GBP to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from United Kingdom.

Transferring the other way? Send PHP from Philippines to United Kingdom instead.
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June 30th, 2025
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Best money transfer companies

Send money from United Kingdom to Philippines

Last updated: Today
Mid-market rate as of 06/30/2025: 1 GBP = 76.698565 PHP
Results below are based on a 6000 GBP search
0 of 14 providers
Sponsored
Wise
Recipient gets (PHP)
₱462,574.78
Full transfer details
Visit Wise
₱16,189 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱463,918.80
Full transfer details
Visit Xe
₱17,533 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
WorldRemit
Recipient gets (PHP)
₱471,468.00
Full transfer details
Visit WorldRemit
₱25,082 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
2
Xe
Recipient gets (PHP)
₱463,918.80
Full transfer details
Visit Xe
₱17,533 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
3
Profee
Recipient gets (PHP)
₱463,162.50
Full transfer details
Visit Profee
₱16,777 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
4
Wise
Recipient gets (PHP)
₱462,574.78
Full transfer details
Visit Wise
₱16,189 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
CurrencyFair
Recipient gets (PHP)
₱459,940.00
Full transfer details
Visit CurrencyFair
₱13,554 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
6
Regency FX
Recipient gets (PHP)
₱458,948.87
Full transfer details
Visit Regency FX
₱12,563 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
7
TorFx
Recipient gets (PHP)
₱458,810.82
Full transfer details
Visit TorFx
₱12,425 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
8
Remitly
Recipient gets (PHP)
₱457,080.00
Full transfer details
Visit Remitly
₱10,694 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Paysend
Recipient gets (PHP)
₱463,862.65
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (PHP)
    ₱444,952.54
    Not recommended
  • PayPal
    PayPal
    Recipient gets (PHP)
    ₱423,670.60
    Not recommended
Sponsored
Wise
Recipient gets (PHP)
₱462,574.78
Full transfer details
Visit Wise
₱16,189 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (PHP)
₱463,918.80
Full transfer details
Visit Xe
₱17,533 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best option: Wise

Wise is our top choice for GBP to PHP transfers.

We tested & reviewed 14 money transfer providers, and Wise scored highly in each category.

Transferring 6,000 GBP to PHP will cost you £37.01 in fees, and your recipient will get 462,574.78 PHP.

For a great mix of cost, speed & features, transfer from United Kingdom to Philippine Peso using Wise.

Wise is the top rated company for sending money from United Kingdom (GBP) to Philippines (PHP) - Wise Screenshot

How to compare companies offering money transfers from United Kingdom to Philippines

Summary of recent searches

Top rated for transfers from United Kingdom to Philippines
Wise
Total number of GB - PH providers
14
Average cheapest fees & rate
WorldRemit
Average fastest transfer
Xe
Average transfer time
Within minutes
Best for bank transfers
Xe
Best for debit card
Xe

Considerations ahead of sending money from United Kingdom to Philippines

1
Compare providers

A comparison of providers offering services between the United Kingdom and the Philippines, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 14 providers that provide services for sending Pound Sterling to Philippines. This ensures you will get the best options for your transfer to the Philippines from the United Kingdom.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United Kingdom to Philippines.

2
Get ahead of the Pound Sterling-Philippine Peso exchange rate
3
Choose the right payment method
4
Financial regulation in Philippines and United Kingdom
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to the Philippines from the United Kingdom: Xe

Xe combines the lowest fees with the best exchange rate and from the 14 companies compared offers the cheapest transfers to the Philippines from the United Kingdom.

Data collected through our comparison shows that Xe is 1.6% cheaper than the second-best option.

The cost is made up of a fee of 1.99 GBP and an exchange rate for buying Philippine Peso with Pound Sterling that is -0.81% different to the mid-market rate.

If you want to secure the best rates on a United Kingdom to Philippines transfer, Xe offers value. We would still recommend searching for the amount you want to send to the Philippines.

WorldRemit is the cheapest way to send money from United Kingdom (GBP) to Philippines (PHP) - WorldRemit Screenshot 1
WorldRemit is the cheapest way to send money from United Kingdom (GBP) to Philippines (PHP) - WorldRemit Screenshot 2

Fastest way to transfer money from United Kingdom to Philippines: Xe

Of the 14 companies compared, Xe currently offers the fastest money transfers to the Philippines from the United Kingdom.

With Xe , the transfer time to Philippines is minutes - 24 hours, with a 0 GBP transfer fee (based on £6,000 transfer)

To get the 'fastest' option we compared 14 providers for overall speed of sending money from the United Kingdom to the Philippines - this includes depositing Pound Sterling, transfer times, withdrawal timeframes in the Philippines. 


Xe is the fastest way to send money from United Kingdom (GBP) to Philippines (PHP) - Xe Screenshot 1
Xe is the fastest way to send money from United Kingdom (GBP) to Philippines (PHP) - Xe Screenshot 2
Xe is the fastest way to send money from United Kingdom (GBP) to Philippines (PHP) - Xe Screenshot 3

Need to send over £10,000 from the UK? TorFX is your best option

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over £10,000, your best option is TorFX.


While TorFX may not always be the cheapest or fastest way to send GBP to Philippines, they will keep you safe and relaxed while your money moves into PHP.

Understanding the cost of moving money from United Kingdom to Philippines

The total cost of sending money to the Philippines from the United Kingdom, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for GBP-PHP is 77.5417 PHP per Pound Sterling.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Pound Sterling.

  • The average GBP-PHP mid-market rate for the last 7 days has been 77.3602 PHP per Pound Sterling. This includes a high of 77.6751, and low of 76.6986.

  • Out of the 14 companies compared, WorldRemit offers the best exchange rates.

  • The exchange rate you receive on converting GBP to PHP should be the biggest determining cost factor when transferring Pound Sterling to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. WorldRemit has a fee of 1.99 GBP per transfer (which is the cheapest option right now for a £6,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from the United Kingdom will result in more money received in the Philippines.

Tracking the exchange rate for Pound Sterling to Philippine Peso

Getting a better exchange rate between GBP and PHP can make a huge difference to the overall cost of sending money.

Mid-market Rate
1 
=
77.541712 
PHP

Over the last 7 days, between the United Kingdom and the Philippines, the average numbers are:

  • GBP to PHP saw an average 77.3602 PHP mid-market rate.

  • The highest point was 77.6751 PHP, while the lowest was 76.6986 PHP.

  • Wise, which is our recommended service to send money online from United Kingdom to Philippines offers 77.5743 PHP per GBP which is only -1.14% above the mid-market rate.

Want to secure the best GBP-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United Kingdom to Philippines!

Payment options for transfers from United Kingdom to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from the United Kingdom to the Philippines.

    Using a money transfer company such as Xe for payments from the United Kingdom to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Xe is the best money transfer provider for bank transfers of the 14 we compared when sending GBP to the Philippines.

    With a fee of 0 GBP to transfer money from the United Kingdom to the Philippines, Xe offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from the United Kingdom to the Philippines is easy with Wise.


    Wise is a leader in debit card money transfers from the United Kingdom to the Philippines. They are the best option of the 14 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from the United Kingdom to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and United Kingdom.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United Kingdom to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GBP to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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