/Send money/To Philippines/From Australia

How to send money from Australia to Philippines with the best AUD/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Australia.

To make it easier, here are your best options:

  • Wise is the best way to send money from Australia to the Philippines

  • TorFx is the cheapest way to send AUD to the Philippines

  • TorFx is the fastest way to transfer AUD/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about AUD/PHPtransfers.

Transferring the other way? Send PHP from Philippines to Australia instead.
December 18th, 2025
12,000 AUD
PHP
Last updated: Today
Results below are based on a 12000 AUD search
Live mid-market rate*: 1 AUD = 38.642984 PHP
Promoted
Wise
Recipient gets (PHP)
₱460,959.99
Full transfer details
Visit Wise
₱11,156 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱461,623.44
Full transfer details
Visit Xe
₱11,819 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
9 of 9 providers
1
TorFx
Recipient gets (PHP)
₱462,324.66
Full transfer details
Visit TorFx
₱12,520 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
Xe
Recipient gets (PHP)
₱461,623.44
Full transfer details
Visit Xe
₱11,819 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
3
OFX
Recipient gets (PHP)
₱461,397.23
Full transfer details
Visit OFX
₱11,593 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
4
Wise
Recipient gets (PHP)
₱460,959.99
Full transfer details
Visit Wise
₱11,156 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Remitly
Recipient gets (PHP)
₱456,360.00
Full transfer details
Visit Remitly
₱6,556 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (PHP)
₱460,959.99
Full transfer details
Visit Wise
₱11,156 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱461,623.44
Full transfer details
Visit Xe
₱11,819 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest AUD to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current AUD/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Australian Dollar.

Here are the latest AUD/PHP conversion rates for the most popular transfer amounts.

AUDPHP Price
1 AUD38.75
5 AUD193.75
10 AUD387.51
25 AUD968.77
50 AUD1937.54
100 AUD3875.09
150 AUD5812.63
200 AUD7750.17
250 AUD9687.71
300 AUD11625.26
400 AUD15500.34
500 AUD19375.43
600 AUD23250.51
700 AUD27125.60
800 AUD31000.69
1000 AUD38750.86
1500 AUD58126.29
2000 AUD77501.72
2500 AUD96877.15
3000 AUD116252.57
4000 AUD155003.43
5000 AUD193754.29
10000 AUD387508.58
15000 AUD581262.87
20000 AUD775017.16
30000 AUD1162525.74
40000 AUD1550034.32
50000 AUD1937542.90
100000 AUD3875085.80
PHPAUD Price
1 PHP0.03
5 PHP0.13
10 PHP0.26
25 PHP0.65
50 PHP1.29
100 PHP2.58
150 PHP3.87
200 PHP5.16
250 PHP6.45
300 PHP7.74
400 PHP10.32
500 PHP12.90
600 PHP15.48
700 PHP18.06
800 PHP20.64
1000 PHP25.81
1500 PHP38.71
2000 PHP51.61
2500 PHP64.52
3000 PHP77.42
4000 PHP103.22
5000 PHP129.03
10000 PHP258.06
15000 PHP387.09
20000 PHP516.12
30000 PHP774.18
40000 PHP1032.24
50000 PHP1290.30
100000 PHP2580.60

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Australia to Philippines
Wise
Total number of AU - PH providers
9
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Next day
Best for bank transfers
TorFx
Best for debit card
Xe
Best for credit card
Xe

Everything you need to know about sending AUD to PHP

We’ve compared 9 money transfer companies for AUD/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best AUD/PHP exchange rate (1 AUD = 38.5271 PHP) and the lowest fees of 0 AUD.

For a 12,000 AUD transfer, you will receive 462,324.66 PHP with TorFx.

If you need money quickly, TorFx is the fastest way to send Australian Dollars to the the Philippines.

It will cost you 0 AUD, and PHP will arrive in minutes - 24 hours.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Find the best AUD/PHP transfer rates

How to get the best exchange rate for your money transfers from Australia to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Australia.

Mid-market Rate
1 
AUD
=
38.750858 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Australia to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up AUD/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best AUD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Australia to Philippines!

Our methodology

We’ve compared and analyzed 9 money transfer companies that support money transfers from Australia to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing AUD/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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