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Best option: Wise
We tested & reviewed 13 money transfer providers, and Wise scored highly in each category.
Over the last six months, Wise appeared in 94.9% of Australia to Philippines searches, and was the top rated company supporting money transfers between AUD and PHP.
For a great mix of cost, speed & features, transfer from Australia to Philippine Peso using Wise.
How to compare deals on Australia to Philippines money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Australia to the Philippines.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from Australia. Your funds will be converted to Philippine Peso and transferred to the Philippines.
Summary of recent searches
Understanding Australia to Philippines money transfers
Comparing providers when sending money from Australia to the Philippines is the easiest way to make a transfer at the best price.
We’ve compared 13 providers for sending Australian Dollar to Philippines. This ensures you will get the best options for your transfer to the Philippines from Australia.
We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Australia to the Philippines.
Cheapest way to send money to the Philippines from Australia: Revolut
The cost is a combination of an average fee of 0* AUD and an exchange rate for converting Australian Dollar to Philippine Peso that is 0.05% different to the mid-market rate.
On average, Revolut is 1% cheaper than the second-best option.
We would recommend Revolut for low cost, affordable transfers from Philippine Pesos to Philippines.
*The most common fee applied to AUD-PHP by Revolut, based on data from the past six months.
Fastest money transfers from Australia to the Philippines: Paysend.
Through our comparison, we found Paysend to be the fastest option to transfer money from Australia to Philippine Peso in 42.8% of instances.
Over the last six months, sending money from Australia to the Philippines through Paysend have an average fee of 0 AUD.
Paysend was one of 13 money transfer providers we compared for overall speed of sending money from Australia to the Philippines. This speed test included depositing Australian Dollars to an account and the average timeframe for sending money to the Philippines.
When fast transfers are a priority, Paysend is our best choice for sending from Australia to Philippines.
Transfer a large sum of money
From 13 money transfer companies compared, Wise is the best option for large transfers from Australia to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Australia to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from Australia because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Australia to Philippines
The total cost of sending money to the Philippines from Australia, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for AUD-PHP is 38.5426 PHP per Australian Dollar.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Australian Dollar.
The average AUD-PHP mid-market rate for the last three months has been 38.1781 PHP per Australian Dollar. This includes a high of 39.6659, and low of 37.1209.
Out of the 13 companies compared, WorldRemit offers the best exchange rates.
The exchange rate you receive on converting AUD to PHP should be the biggest determining cost factor when transferring Australian Dollar to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. WorldRemit, with a fee average of 0 AUD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Australia will result in more money received in the Philippines.
Finding the best exchange rate between Australian Dollar and Philippine Peso
Getting a strong exchange rate between AUD and PHP is essential. The exchange rate you secure impacts how much PHP you get for your AUD.
It can pay to track rates, and keep on top of currency trends.
Over the past six months, the mid-market rate from AUD to PHP has averaged 38.1781.
In this period there was a high of 39.6659, and a low of 37.1209.
Wise, which is our recommended service to send money online from Australia to Philippines offers an exchange rate with a mark up of 0% above the mid-market rate.
Want to secure the best AUD-Philippine Peso exchange rates?
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Payment options for transfers from Australia to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Australia to the Philippines.
Using a money transfer company such as Revolut for payments from Australia to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Revolut is the best money transfer provider for bank transfers of the 13 we compared when sending AUD to the Philippines.
With an average fee of 0 AUD to transfer money from Australia to the Philippines, Revolut offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Australia to the Philippines is easy with Wise.
Wise is a leader in debit card money transfers from Australia to the Philippines. They are the best option of the 13 transfer companies compared.
Credit cards
When it comes to credit card transfers from Australia to the Philippines, Instarem is the top choice of the 13 companies offering this service.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Australia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Australia to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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