MoneyTransfers
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Compare money transfers from Australia to New Zealand

Get the best deals on transfers from Australia to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive AUD to NZD exchange rates.

Read on for analysis and insights on the best ways to send money to New Zealand from Australia.

Transferring the other way? Send NZD from New Zealand to Australia instead.
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Best recommended: Wise

Wise is our top pick for sending Australian Dollar to New Zealand.

Of the 16 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

Wise appeared in 96.7% of Australia to New Zealand searches, and was the top rated company supporting AUD to NZD transfers.

Make your Australia to New Zealand transfer using Wise for the best mix of cost and speed.

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How to compare deals on Australia to New Zealand money transfers

Summary of recent searches

Top rated for transfers from Australia to New Zealand
Wise
Total number of AU - NZ providers
16
Average cheapest fees & rate
Instarem
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Understanding Australia to New Zealand money transfers

1
Comparing providers

Comparing providers when sending money from Australia to New Zealand is the easiest way to make a transfer at the best price.

We’ve compared 16 providers for sending Australian Dollar to New Zealand. This ensures you will get the best options for your transfer to New Zealand from Australia.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Australia to New Zealand.

2
Get ahead of the Australian Dollar-New Zealand Dollar exchange rate
3
Choosing the right payment method
4
Financial regulators in Australia and New Zealand
5
Consider transfer limits
6
Receiving money in New Zealand
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to New Zealand from Australia: Revolut

Of the 16 providers compared, Revolut is the cheapest option for sending money over the last six months.

The cost is a combination of an average fee of 47.14* AUD and an exchange rate for converting Australian Dollar to New Zealand Dollar that is 0.19% different to the mid-market rate.

On average, Revolut is 0.2% cheaper than the second-best option.

We would recommend Revolut for low cost, affordable transfers from New Zealand Dollars to New Zealand.

*The most common fee applied to AUD-NZD by Revolut, based on data from the past six months.

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Fastest way to send money from Australia to New Zealand: Paysend.

Paysend is the quickest way to send Australian Dollar to New Zealand of the 16 companies offering the service.

Data from the last six months shows Paysend to be the quickest way to send money from Australia to New Zealand Dollar in 60% of searches. For fast transfers between AUD and NZD, Paysend comes highly recommended.

Using Paysend for fast transfers from Australia to New Zealand has an average fee of 0 AUD.

Within our comparison we looked at the 16 money transfer providers offering transfers from Australia to New Zealand. Within this we looked at overall speed of sending money from Australia to New Zealand after depositing Australian Dollar to a money transfer account.

When faster money transfers are a priority, Paysend is our recommended choice for sending into New Zealand from Australia.

Transfer a large amount of money

For transferring bigger sums of money to New Zealand from Australia, opt for a provider with a competitive exchange rate and strong account management.

Wise is the best rated company for sending large amounts of New Zealand Dollar to New Zealand out of
16 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to New Zealand from Australia has the potential to be very expensive.

Wise is our choice for big transfers to AUD because of all round price, speed and management when making large transfers.

Understanding the costs involved when transferring money from Australia to New Zealand

When calculating the costs of money transfers between Australia and New Zealand, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the AUD-NZD mid-market rate equals 1.1026 NZD per Australian Dollar.

  • For reference, the AUD-NZD average mid-market rate for the past three months has been 1.0968 NZD per Australian Dollar, with a high of 1.1104 and a low of 1.0734.

  • The company offering the best exchange rate is Wise.

  • Often the AUD-NZD exchange rate you receive is the bigger factor than how much it costs to send Australian Dollars to New Zealand.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Instarem, averaging 47.14 AUD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from Australia to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from Australia.

Finding the best exchange rate between Australian Dollar and New Zealand Dollar

Getting a strong exchange rate between AUD and NZD is essential. The exchange rate you secure impacts how much NZD you get for your AUD.

Mid-market Rate
1
= 1.102803 NZD

It can pay to track rates, and keep on top of currency trends.

  • Over the past six months, the mid-market rate from AUD to NZD has averaged 1.0968.

  • In this period there was a high of 1.1104, and a low of 1.0734.

  • Wise, which is our recommended service to send money online from Australia to New Zealand offers an exchange rate with a mark up of 0% above the mid-market rate.

Want to secure the best AUD-New Zealand Dollar exchange rates?

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Funding your Australia to
New Zealand money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Australia to New Zealand.

    By using a money transfer company such as Revolut for transfers from Australia to New Zealand, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Revolut is the cheapest way to send money via a bank transfer. This is of the 16 companies we tested when sending AUD to New Zealand.

    With an average fee of 0 AUD to send money from Australia to New Zealand, Revolut offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Australia to New Zealand with a debit or a prepaid card is easy with Wise.


    Wise is a leading money transfer company for debit card payments, and offers transfers from Australia to New Zealand.

  • Credit cards

    When it comes to sending money with a credit card from Australia to New Zealand, Instarem is our top choice of the 16 companies offering this service.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.