MoneyTransfers
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Compare the best ways to send money from Australia to New Zealand

Get the best deals when you transfer from Australia to New Zealand. Find the cheapest, fastest, and most reliable providers with the best exchange rates.

Read on for the best deals, expert information, and all you need to send money to New Zealand from Australia.

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Our recommended choice: TorFx

TorFx is our top choice for AUD to NZD transfers.

We tested the 9 largest providers and TorFx stands out, winning in 59.8% of searches for its unbeatable mix of cost, speed, and user-friendliness.

Looking to send money from Australia to New Zealand? TorFx will get the job done.

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How to get the best deal on your Australia to New Zealand transfer

About money transfers to New Zealand from Australia

The best rated provider for transfers from Australia to New Zealand
TorFx
Total number of AU - NZ providers
9
Average cheapest provider for transfers to New Zealand from Australia
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for Bank Transfers
Instarem
Best for Debit Card
Wise
Best for Credit Card
Wise

Sending money from Australia to New Zealand: key insights and tips

1
Compare providers

Don't settle for the first option. Always compare ways to send money from Australia to New Zealand to find out about fees, speed, and reliability.

Our analysis included 9 providers that operate between Australia and New Zealand, including TorFx, Instarem, and WorldRemit.

Through this, you get a comprehensive view of all the options you have in Australia when you need to send money to New Zealand.

2
Think about the Australian Dollar-New Zealand Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in New Zealand
7
Have your ID ready
8
Don't forget about taxes

Cheap money transfer to New Zealand from Australia: Instarem

Get the lowest fees with Instarem - the cheapest transfer service at just $178.31 per transaction*

Data collected over the past six months show that Instarem is 0.3% cheaper than the second best option.

The $178.31 transfer cost represents the most common fee for AUD to NZD international transfers, based on data from the past six months.

If you want to secure the best rates on a AUD to New Zealand transfer, make sure you pick Instarem to send your money online.

*The most common fee applied to AUD-NZD by Instarem, calculated based on data from the past six months.

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Fastest ways to send money from Australia to New Zealand: Wise

Need to send money fast? Pick Wise and get your funds from Australia to New Zealand yesterday.

Data shows that Wise came up as the fastest way to send money from Australia to New Zealand in 61.5% of our searches, proving they are the best at handling urgent online money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from Australia to New Zealand - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


Although Wise is the quickest way to send money to New Zealand from Australia, the average cost of this service is $82.27.

If you don’t need to get your money to New Zealand in 1 day, remember that Instarem is the one that helps you save most.

But when speed matters, Wise should always be your go-to choice.

Need to send over $10,000?

For those big moves, going specialist is key.

Opt for a service that specializes in large transfers when size matters. For transfers over $10,000, your best bet is TorFx.


While TorFx may not be the cheapest or fastest way to send AUD from Australia to New Zealand, it’s the provider that will keep you safe and relax while your money moves and becomes NZD.

Understanding your money transfer costs: Australia to New Zealand

When it comes to calculating the costs of money transfers between Australia and New Zealand, here's what really matters:

The Mid-Market Rate: Today, the AUD-NZD mid-market rate equals to 1.087341. Keep in mind that this rate fluctuates all the time.

The AUD-JPY average exchange rate of the past three months has been 1.0735, with a highest of 1.0859 and a lowest of 1.0542.

When in doubt, use Wise. On average, Wise hovers just -0.03% above the mid-market rate.

Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent AUD to NZD rates that are only -0.03% away from the average. That's savvy transferring for you.

How to find the best exchange rate for Australian Dollar to New Zealand Dollar

Timing is everything when it comes to sending money between AUD and NZD. The exchange rate you secure impacts how much NZD you get for your AUD.

Mid-market Rate
1
= 1.087341 NZD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from AUD to NZD has seen some fluctuation. On average, it stood at 1.0735.

  • During this time, the highest value on records has been 1.0859, while the lowest has been 1.0542.

  • TorFx, which is our recommended service to send money online from Australia to New Zealand offers an exchange rate that is only 0.24% above the mid-market rate.

Want to secure the best AUD-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to New Zealand!

What payment methods are available when sending money from Australia to
New Zealand?

  • Sending bank transfers from Australia to New Zealand

    Bank transfers are often the go-to when it comes to sending money from Australia to New Zealand - but they are expensive and slow.

    Using Instarem for sending money online from Australia to New Zealand, you can save a lot of money on fees. With an average fee of $266.82 to send money from Australia to New Zealand, Instarem offers a great combination of competitive exchange rates and lower fees.


    It is best to use your bank to send money with Instarem, as this offers the best service to send AUD to New Zealand with this payment method.

    In the past six months Instarem received an impressive 86.8% recommendation rate for bank transfers payments between Australia and New Zealand.

  • Sending money from Australia to New Zealand by credit card

    When it comes to credit card transfers, Instarem is our top choice.

    Our comparison engine's last six months of data on AUD to NZD searches show they've been ranked as the best provider. They have an impressive 97.8% recommendation rate for this payment method.

  • Sending money from Australia to New Zealand by debit and prepaid cards

    Sending money from Australia to New Zealand with a debit or a prepaid card is very simple with Instarem.


    Instarem is a leader in debit card payments for transfers from Australia to New Zealand. They consistently rank at the top in this category.


    Our data show that Instarem proved to be the best in this service with a 83% recommendation rate over the past six months.

Why trust our suggestions?

We compared the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to New Zealand .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.