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Send money from Germany to Philippines
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Card-to-card transfers can be received in just two minutes."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
Deutsche BankRecipient gets (PHP)₱448,964.71Not recommended
PayPalRecipient gets (PHP)₱427,388.95Not recommended
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best option: Wise
We tested & reviewed 13 money transfer providers, and Wise scored highly in each category.
Transferring 7,000 EUR to PHP will cost you €51.04 in fees, and your recipient will get 460,877.26 PHP.
For a great mix of cost, speed & features, transfer from Germany to Philippine Peso using Wise.
How to to send from Germany to Philippines in the best way
- Always compare rates
Money transfers to Philippines should be easy. Use our live comparison tool to make sure you aren't missing the best rates to send money from Germany to the Philippines.
- Choose a provider
Select the provider that offers you the best value on your Euro & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to the Philippines.
Summary of recent searches
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Understanding Germany to Philippines money transfers
Comparing providers when sending money from Germany to the Philippines is the easiest way to make a transfer at the best price.
We’ve compared 13 providers for sending Euro to Philippines. This ensures you will get the best options for your transfer to the Philippines from Germany.
We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Germany to the Philippines.
Cheapest way to send money from Germany to the Philippines: Regency FX
Data collected for transfers between Germany and the Philippines over the past week shows that Regency FX is 0.03% cheaper than the second-best option.
This cost combines the exchange rate between the Euro and Philippine Peso that is 0.27% different to the mid-market rate and the fee of 0 EUR.
Fastest way to send money to the Philippines from Germany: Regency FX.
If you send €7,000 with Regency FX to Philippines, the transfer time is minutes - 24 hours. This is currently the fastest option, but can vary depending on how much EUR you send to Philippines.
Sending money from Germany to the Philippines through Regency FX has a fee of 0 EUR.
To find the fastest company, we compared 13 money transfer providers for the overall speed of sending money from Germany to the Philippines. This was made up of depositing Euro to a money transfer account and transfer times to the Philippines.
When looking for the fastest money transfer, Regency FX is our best choice for sending into Philippines from Germany.
Transfer a large sum of money
From 13 money transfer companies compared, Wise is the best option for large transfers from Germany to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Germany to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from Germany because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Germany to Philippines
The total cost of sending money to the Philippines from Germany, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-PHP is 65.9646 PHP per Euro.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Euro.
The average EUR-PHP mid-market rate for the last 7 days has been 66.1324 PHP per Euro. This includes a high of 66.3186, and low of 65.9103.
Out of the 13 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting EUR to PHP should be the biggest determining cost factor when transferring Euro to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 EUR per transfer (which is the cheapest option right now for a €7,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Germany will result in more money received in the Philippines.
Getting the best exchange rate for Euro to Philippine Peso
Tracking the mid-market rate can make a huge difference when sending money EUR to PHP. The exchange rate you secure impacts how much PHP you get for your EUR.
Here's some data on recent trends in the mid-market rate.
Over the past 7 days, the interbank rate from EUR to PHP has seen some fluctuation. On average, it has been 66.1324.
During this period, the highest value level was 66.3186, with a low of 65.9103.
Wise, which is our recommended service to send money online from Germany to Philippines offers an exchange rate that is only -0.01% above the mid-market rate.
Want to secure the best EUR-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to Philippines!
Payment options for transfers from Germany to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Germany to the Philippines.
Using a money transfer company such as Regency FX for payments from Germany to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Regency FX is the best money transfer provider for bank transfers of the 13 we compared when sending EUR to the Philippines.
With a fee of 0 EUR to transfer money from Germany to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Germany to the Philippines is easy with Wise.
Wise is a leader in debit card money transfers from Germany to the Philippines. They are the best option of the 13 transfer companies compared.
Credit cards
When it comes to credit card transfers from Germany to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Germany.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Germany to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
