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Companies for transfers from Germany to Philippines
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Send money anytime, anywhere with the TalkRemit app. There's zero fees on your first transaction and you're able to send to family and friends in over 40 countries."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Card-to-card transfers can be received in just two minutes."
"Most transfers are instant or same-day. Customers can earn rewards on every transaction."
"Xoom, a PayPal service, allows you to send money in more than 160 countries. You can send cash for over-the-counter pickup or home delivery, as well as send by bank transfer or debit card."
"Dahabshiil specialises in secure, affordable international money transfers, offering services across 120+ countries. It provides low fees, fast transactions, and mobile wallet options.
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."
"Paysend has transparent fees and rates, with transfer sent within seconds to your recipient's bank. They also have global 24/7 support for any enquiries, and bank-level security."
Best option: Wise
We tested & reviewed 21 money transfer providers, and Wise scored highly in each category.
Over the last six months, Wise appeared in 98% of Germany to Philippines searches, and was the top rated company supporting money transfers between EUR and PHP.
For a great mix of cost, speed & features, transfer from Germany to Philippine Peso using Wise.
How to to send from Germany to Philippines in the best way
- Always compare rates
Money transfers to Philippines should be easy. Use our live comparison tool to make sure you aren't missing the best rates to send money from Germany to the Philippines.
- Choose a provider
Select the provider that offers you the best value on your Euro & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer. Your funds will soon be on their way to the Philippines.
Summary of recent searches
Understanding Germany to Philippines money transfers
Comparing providers when sending money from Germany to the Philippines is the easiest way to make a transfer at the best price.
We’ve compared 21 providers for sending Euro to Philippines. This ensures you will get the best options for your transfer to the Philippines from Germany.
We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Germany to the Philippines.
Cheapest way to send money from Germany to the Philippines: Western Union
Data collected for transfers between Germany and the Philippines over the past six months shows that Western Union is 0.3% cheaper than the second-best option.
This cost combines an average exchange rate between the Euro and Philippine Peso that is -0.6% different to the mid-market rate and an average fee of 0* EUR.
*The most common fee applied to EUR-PHP by Western Union, based on data from the past six months.
Fastest way to send money to the Philippines from Germany: Ria Money Transfer.
In our comparison, we found Ria Money Transfer to be the fastest way to send Euros to Philippine Peso in 48.8% of transfers. For quick transfers between EUR and PHP, Ria Money Transfer comes highly recommended.
Sending money from Germany to the Philippines through Ria Money Transfer has an average fee of 4 EUR.
To find the fastest company, we compared 21 money transfer providers for the overall speed of sending money from Germany to the Philippines. This was made up of depositing Euro to a money transfer account and transfer times to the Philippines.
When looking for the fastest money transfer, Ria Money Transfer is our best choice for sending into Philippines from Germany.
Transfer a large sum of money
From 21 money transfer companies compared, Wise is the best option for large transfers from Germany to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Germany to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from Germany because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Germany to Philippines
The total cost of sending money to the Philippines from Germany, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-PHP is 61.3189 PHP per Euro.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Euro.
The average EUR-PHP mid-market rate for the last three months has been 62.3115 PHP per Euro. This includes a high of 63.9925, and low of 59.7817.
Out of the 21 companies compared, Western Union offers the best exchange rates.
The exchange rate you receive on converting EUR to PHP should be the biggest determining cost factor when transferring Euro to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Profee, with a fee average of 0 EUR per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Germany will result in more money received in the Philippines.
Getting the best exchange rate for Euro to Philippine Peso
Tracking the mid-market rate can make a huge difference when sending money EUR to PHP. The exchange rate you secure impacts how much PHP you get for your EUR.
Here's some data on recent trends in the mid-market rate.
Over the past six months, the interbank rate from EUR to PHP has seen some fluctuation. On average, it has been 62.3115.
During this period, the highest value level was 63.9925, with a low of 59.7817.
Wise, which is our recommended service to send money online from Germany to Philippines offers an exchange rate that is only 0.04% above the mid-market rate.
Want to secure the best EUR-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Germany to Philippines!
Payment options for transfers from Germany to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Germany to the Philippines.
Using a money transfer company such as Western Union for payments from Germany to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Western Union is the best money transfer provider for bank transfers of the 21 we compared when sending EUR to the Philippines.
With an average fee of 0 EUR to transfer money from Germany to the Philippines, Western Union offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Germany to the Philippines is easy with Wise.
Wise is a leader in debit card money transfers from Germany to the Philippines. They are the best option of the 21 transfer companies compared.
Credit cards
When it comes to credit card transfers from Germany to the Philippines, Xe is the top choice of the 21 companies offering this service.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Germany.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Germany to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
