How to send money from Germany to Philippines with the best EUR/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Germany.

To make it easier, here are your best options:

  • Wise is the best way to send money from Germany to the Philippines

  • TorFx is the cheapest way to send EUR to the Philippines

  • Taptap Send is the fastest way to transfer EUR/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about EUR/PHPtransfers.

Transferring the other way? Send PHP from Philippines to Germany instead.
April 29th, 2026
7,000 EUR
PHP
Last updated: Today
Results below are based on a 7000 EUR search
Live mid-market rate*: 1 EUR = 72.077925 PHP
Promoted
Wise
Recipient gets (PHP)
₱500,475.91
Full transfer details
Send Money Now
₱11,067 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱496,405.70
Full transfer details
Send Money Now
₱6,997 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
12 of 12 providers
1
TorFx
Recipient gets (PHP)
₱503,031.84
Full transfer details
Send Money Now
₱13,623 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Only available via Mobile App
2
Sendwave
Recipient gets (PHP)
₱502,453.26
Full transfer details
Send Money Now
₱13,044 better than a typical bank*

"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
3
OFX
Recipient gets (PHP)
₱502,022.75
Full transfer details
Send Money Now
₱12,614 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
4
CurrencyFair
Recipient gets (PHP)
₱501,540.00
Full transfer details
Send Money Now
₱12,131 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
5
Wise
Recipient gets (PHP)
₱500,475.91
Full transfer details
Send Money Now
₱11,067 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
6
Taptap Send
Recipient gets (PHP)
₱499,800.00
Full transfer details
Send Money Now
₱10,391 better than a typical bank*

"Taptap Send faciliates money transfers to bank accounts & mobile money wallets on popular networks with competitive rates."

Personal account manager
Multi-currency card
Receive to bank account
Pricing based on Revolut Standard plan
7
Revolut
Recipient gets (PHP)
₱499,793.72
Full transfer details
Send Money Now
₱10,385 better than a typical bank*

"Revolut has 70+ million customers globally. You can hold up to 25+ currencies in the app and send money quickly in 25+ currencies to 140+ countries."

Personal account manager
Multi-currency card
Receive to bank account

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Only available via Mobile App
8
WorldRemit
Recipient gets (PHP)
₱497,266.21
Full transfer details
Send Money Now
₱7,857 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
9
Xe
Recipient gets (PHP)
₱496,405.70
Full transfer details
Send Money Now
₱6,997 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Panda Remit
Recipient gets (PHP)
₱502,744.39
Paysend
Recipient gets (PHP)
₱502,202.02
Xoom
Recipient gets (PHP)
₱492,940.93
Not Recommended
These providers aren't as competitive as the others we've reviewed.
Deutsche Bank
Deutsche Bank
Recipient gets (PHP)
₱487,954.22
Not recommended
PayPal
PayPal
Recipient gets (PHP)
₱464,504.75
Not recommended
Promoted
Wise
Recipient gets (PHP)
₱500,475.91
Full transfer details
Send Money Now
₱11,067 better than a typical bank*

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱496,405.70
Full transfer details
Send Money Now
₱6,997 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest EUR to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current EUR/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Euro.

Here are the latest EUR/PHP conversion rates for the most popular transfer amounts.

EURPHP Price
1 EUR72.06
5 EUR360.29
10 EUR720.58
25 EUR1801.44
50 EUR3602.88
100 EUR7205.76
150 EUR10808.64
200 EUR14411.52
250 EUR18014.40
300 EUR21617.28
400 EUR28823.04
500 EUR36028.80
600 EUR43234.56
700 EUR50440.32
800 EUR57646.08
1000 EUR72057.61
1500 EUR108086.41
2000 EUR144115.21
2500 EUR180144.02
3000 EUR216172.82
4000 EUR288230.42
5000 EUR360288.03
10000 EUR720576.06
15000 EUR1080864.09
20000 EUR1441152.12
30000 EUR2161728.18
40000 EUR2882304.24
50000 EUR3602880.30
100000 EUR7205760.60
PHPEUR Price
1 PHP0.01
5 PHP0.07
10 PHP0.14
25 PHP0.35
50 PHP0.69
100 PHP1.39
150 PHP2.08
200 PHP2.78
250 PHP3.47
300 PHP4.16
400 PHP5.55
500 PHP6.94
600 PHP8.33
700 PHP9.71
800 PHP11.10
1000 PHP13.88
1500 PHP20.82
2000 PHP27.76
2500 PHP34.70
3000 PHP41.63
4000 PHP55.51
5000 PHP69.39
10000 PHP138.78
15000 PHP208.17
20000 PHP277.56
30000 PHP416.34
40000 PHP555.12
50000 PHP693.90
100000 PHP1387.80

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Germany to Philippines
Wise
Total number of DE - PH providers
12
Average cheapest fees & rate
TorFx
Average fastest transfer
Taptap Send
Average transfer time
Next day
Best for bank transfers
TorFx
Best for debit card
Revolut
Best for credit card
Paysend

Everything you need to know about sending EUR to PHP

We’ve compared 12 money transfer companies for EUR/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best EUR/PHP exchange rate (1 EUR = 71.8617 PHP) and the lowest fees of 0 EUR.

For a 7,000 EUR transfer, you will receive 503,031.84 PHP with TorFx.

If you need money quickly, Taptap Send is the fastest way to send Euros to the the Philippines.

It will cost you 0 EUR, and PHP will arrive in minuten.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Find the best EUR/PHP transfer rates

How to get the best exchange rate for your money transfers from Germany to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Germany.

Mid-market Rate
1 
EUR
=
72.057606 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Germany to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up EUR/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best EUR-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Germany to Philippines!

Our methodology

We’ve compared and analyzed 12 money transfer companies that support money transfers from Germany to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing EUR/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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