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Send money from Australia to Philippines
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Most transfers are instant or same-day. Customers can earn rewards on every transaction."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best option: Wise
We tested & reviewed 11 money transfer providers, and Wise scored highly in each category.
Transferring 12,000 AUD to PHP will cost you $76.01 in fees, and your recipient will get 445,817.72 PHP.
For a great mix of cost, speed & features, transfer from Australia to Philippine Peso using Wise.
How to compare deals on Australia to Philippines money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Australia to the Philippines.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from Australia. Your funds will be converted to Philippine Peso and transferred to the Philippines.
Summary of recent searches
Understanding Australia to Philippines money transfers
Comparing providers when sending money from Australia to the Philippines is the easiest way to make a transfer at the best price.
We’ve compared 11 providers for sending Australian Dollar to Philippines. This ensures you will get the best options for your transfer to the Philippines from Australia.
We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Australia to the Philippines.
Cheapest way to send money to the Philippines from Australia: Instarem
The cost is a combination of a fee of 80.4 AUD and an exchange rate for converting Australian Dollar to Philippine Peso that is 0.05% different to the mid-market rate.
We found that Instarem is 0.22% cheaper than the second-best option.
We would recommend Instarem for low cost, affordable transfers from Philippine Pesos to Philippines.
Fastest money transfers from Australia to the Philippines: Wise.
A transfer of $12,000 to Philippines with Wise will be within an hour (but can vary depending on the exact amount you send).
Sending money from Australia to the Philippines through Wise will cost you 76.01 AUD in fees.
Wise was one of 11 money transfer providers we compared for overall speed of sending money from Australia to the Philippines. This speed test included depositing Australian Dollars to an account and the average timeframe for sending money to the Philippines.
When fast transfers are a priority, Wise is our best choice for sending from Australia to Philippines.
Transfer a large sum of money
From 11 money transfer companies compared, Wise is the best option for large transfers from Australia to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Australia to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from Australia because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Australia to Philippines
The total cost of sending money to the Philippines from Australia, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for AUD-PHP is 37.2869 PHP per Australian Dollar.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Australian Dollar.
The average AUD-PHP mid-market rate for the last 7 days has been 37.6221 PHP per Australian Dollar. This includes a high of 38.0564, and low of 37.3967.
Out of the 11 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting AUD to PHP should be the biggest determining cost factor when transferring Australian Dollar to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Instarem has a fee of 80.4 AUD per transfer (which is the cheapest option right now for a $12,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Australia will result in more money received in the Philippines.
Finding the best exchange rate between Australian Dollar and Philippine Peso
Getting a strong exchange rate between AUD and PHP is essential. The exchange rate you secure impacts how much PHP you get for your AUD.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from AUD to PHP has averaged 37.6221.
In this period there was a high of 38.0564, and a low of 37.3967.
Wise, which is our recommended service to send money online from Australia to Philippines offers 37.3883 PHP per AUD which is only 0.02% above the mid-market rate.
Want to secure the best AUD-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to Philippines!
Payment options for transfers from Australia to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Australia to the Philippines.
Using a money transfer company such as Instarem for payments from Australia to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Instarem is the best money transfer provider for bank transfers of the 11 we compared when sending AUD to the Philippines.
With a fee of 80.4 AUD to transfer money from Australia to the Philippines, Instarem offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Australia to the Philippines is easy with Wise.
Wise is a leader in debit card money transfers from Australia to the Philippines. They are the best option of the 11 transfer companies compared.
Credit cards
When it comes to credit card transfers from Australia to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Australia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Australia to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
