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How to send money to Spain from Australia with the best AUD-EUR rate

Compare the best deals on transfers from Australia to Spain. Explore the cheapest, fastest, and most reliable providers with the best AUD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from Australia.

Transferring the other way? Send EUR from Spain to Australia instead.
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July 11th, 2025
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Best money transfer companies

Send money from Australia to Spain

Last updated: Today
Mid-market rate as of 07/11/2025: 1 AUD = 0.563515 EUR
Results below are based on a 12000 AUD search
0 of 15 providers
Sponsored
Wise
Recipient gets (EUR)
€6,738.77
Full transfer details
Visit Wise
€179 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€6,732.72
Full transfer details
Visit Xe
€173 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Instarem
Recipient gets (EUR)
€6,759.60
Full transfer details
Visit Instarem
€200 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (EUR)
€6,745.27
Full transfer details
Visit Key Currency
€186 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
3
Currencyflow
Recipient gets (EUR)
€6,744.60
Full transfer details
Visit Currencyflow
€185 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
4
Regency FX
Recipient gets (EUR)
€6,743.92
Full transfer details
Visit Regency FX
€185 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
5
TorFx
Recipient gets (EUR)
€6,741.89
Full transfer details
Visit TorFx
€183 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
6
Wise
Recipient gets (EUR)
€6,738.77
Full transfer details
Visit Wise
€179 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (EUR)
€6,732.72
Full transfer details
Visit Xe
€173 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Currencies Direct
Recipient gets (EUR)
€6,727.20
Full transfer details
Visit Currencies Direct
€168 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
9
OFX
Recipient gets (EUR)
€6,723.60
Full transfer details
Visit OFX
€164 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
10
Remitly
Recipient gets (EUR)
€6,547.20
Full transfer details

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€6,728.41
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • NAB
    NAB
    Recipient gets (EUR)
    €6,552.76
    Not recommended
  • HSBC
    HSBC
    Recipient gets (EUR)
    €6,536.96
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€6,738.77
Full transfer details
Visit Wise
€179 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€6,732.72
Full transfer details
Visit Xe
€173 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer Australian Dollar into Euro.

Of the 15 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 12,000 AUD to EUR will cost you $42.66 in fees, and you will receive 6,738.77 EUR.

When sending money from Australia to Spain, using Wise in a great option.

Wise is the top rated company for sending money from Australia (AUD) to Spain (EUR) - Wise Screenshot

How to compare deals on Australia to Spain money transfers

Summary of recent searches

Top rated for transfers from Australia to Spain
Wise
Total number of AU - ES providers
15
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Wise

Considerations to make sending money from Australia to Spain easy

1
Compare providers

Comparing the different providers offering services between Australia and Spain, is the best way to send money with confidence.

The 15 providers we've compared ensures you will get the best options for your transfer to Spain from Australia. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Australian Dollar to Spain.

2
Exchange rates between Australian Dollar-Euro
3
Choose the right payment method
4
Financial regulation in Australia and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from Australia: Instarem

Of the 15 providers compared, Instarem is the cheapest option for sending money today.

The cost is a combination of a fee of 62.4 AUD and an exchange rate for converting Australian Dollar to Euro that is 0.04% different to the mid-market rate.

We found that Instarem is 0.21% cheaper than the second-best option.

We would recommend Instarem for low cost, affordable transfers from Euros to Spain.

Instarem is the cheapest way to send money from Australia (AUD) to Spain (EUR) - Instarem Screenshot 1
Instarem is the cheapest way to send money from Australia (AUD) to Spain (EUR) - Instarem Screenshot 2

Fastest money transfers from Australia to Spain: Wise.

Of the 15 money transfer companies tested, Wise offered the quickest way to send Australian Dollars to Spain.

A transfer of $12,000 to Spain with Wise will be within minutes (but can vary depending on the exact amount you send).

Sending money from Australia to Spain through Wise will cost you 42.66 AUD in fees.

Wise was one of 15 money transfer providers we compared for overall speed of sending money from Australia to Spain. This speed test included depositing Australian Dollars to an account and the average timeframe for sending money to Spain.

When fast transfers are a priority, Wise is our best choice for sending from Australia to Spain.

Wise is the fastest way to send money from Australia (AUD) to Spain (EUR) - Wise Screenshot

Transfer a large amount of money

To transfer large sums of money from Australia to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
15 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Australia to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from Australia.

Understanding the costs involved when transferring money to Spain from Australia

When calculating the cost of sending money from Australia to Spain, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current AUD-EUR mid-market rate is 0.5627 EUR per Australian Dollar. Finding a provider as close to this number as possible will ensure more Euro for your money.

  • As a comparison, the AUD-EUR mid-market rate for the past week has averaged 0.5573 EUR per Australian Dollar, hitting a high of 0.5635 and a low of 0.5534.

  • Wise is currently offering the best exchange rate on transfers between Australia and Spain.

  • Often the AUD-EUR exchange rate you receive will be the biggest factor impacting the cost of sending Australian Dollar to Spain.

Fees: Transfer fees are charged on top of a transfer. Instarem currently offers lowest fees of 62.4 AUD. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Euro is the biggest indicator in the total cost of sending money to Australia from Spain. The higher the total amount received in Spain, the lower the cost of sending from Australia.

Finding the best exchange rate between Australian Dollar and Euro

Getting a strong exchange rate between AUD and EUR is essential. The exchange rate you secure impacts how much EUR you get for your AUD.

Mid-market Rate
1 
AUD
=
0.562667 
EUR

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from AUD to EUR has averaged 0.5573.

  • In this period there was a high of 0.5635, and a low of 0.5534.

  • Wise, which is our recommended service to send money online from Australia to Spain offers 0.5636 EUR per AUD which is only -0.02% above the mid-market rate.

Want to secure the best AUD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Australia to Spain!

Payment methods for Australia to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Australia to Spain.

    By opting for a money transfer company such as Instarem for transfers from Australia to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Instarem is the cheapest provider for bank transfers from the 15 we tested when sending AUD to Spain.

    With a fee of AUD62.4 to send money from Australia to Spain, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Australia to Spain is easy with Wise.


    Wise is a market leader in debit card payments for transfers from Australia to Spain, this is among a total of 15 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from Australia to Spain, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Australia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Australia to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AUD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from Australia to Spain?
Can I schedule regular transfers between Australia and Spain?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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