6 Best Currenxie Alternatives for Global Business Accounts
Currenxie offers multi-currency IBAN accounts and fast international payments for global businesses.
But if you’re looking for more local account support, stronger integrations, or better FX pricing, there are several alternatives to Currenxie worth exploring.
Here we break down the best Currenxie alternatives based on your business needs.
Whether you're sending mass payments to contractors, selling on global marketplaces, or managing team expenses across currencies, we’ve compared leading providers on everything from fees and cards to batch payments and local account options.
Author
Artiom Pucinskij
Last updated on May 16th, 2025
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Top Currenxie alternatives at a glance
Here are the top alternatives, and when they might be a better fit:
Wise Business - Best for small businesses and freelancers who want low fees, mid-market exchange rates, and access to 10+ local accounts without a monthly fee.Airwallex – Ideal for growing global businesses that need batch payments, multi-user access, and deep integrations with platforms like Xero and Shopify.
Airwallex - Great for global businesses needing automation, batch payments, and support for 130+ currencies. One of the most comprehensive international business platforms available.
Rapyd - Strong for ecommerce and high-risk industries like gaming, offering 900+ local payment methods, virtual terminals, and card issuing.
Statrys - A great choice for Hong Kong–based businesses or those needing dedicated support and consistently low FX rates.
Payoneer - Best for marketplace sellers and global freelancers needing to receive client payments from platforms like Upwork, Fiverr, or Amazon.
Revolut Business - Good for startups and online teams that need flexible virtual card control, expense tracking, and app integrations, though key features require a paid plan.
Why you might need an alternative to Currenxie
Currenxie is a solid option for businesses needing a virtual multi-currency account, especially for those based in Hong Kong. But depending on where and how you operate, it might not be the best fit.
Here’s why some businesses look for alternatives:
Limited global account coverage - While Currenxie offers a respectable number of local accounts, some competitors offer access to more currencies and local payment rails, especially for US and European businesses.
No physical card or ATM access - Unlike other platforms, Currenxie doesn’t offer physical or virtual cards, which limits how businesses can manage expenses or spend internationally.
No batch payments or payroll support - For companies that regularly send mass payments, platforms like Airwallex, Wise, or Rapyd offer more flexible, automated options.
No forward contracts or FX hedging tools - If you need to lock in exchange rates or protect against currency fluctuations, Currenxie doesn’t support this. Providers like OFX or Wise may offer better options for FX risk management.
Limited integrations - Currenxie doesn’t have deep native integrations with ecommerce platforms, accounting tools, or marketplaces, which can slow down workflows.
If these limitations affect how your business operates, one of the Currenxie alternatives below might be a better fit.
Before diving into detailed comparisons, here’s a quick summary of when each option might be a better fit:
Provider
When Should You Use It?
Key Strength vs Currenxie
Wise Business
International freelancers & SMEs needing local accounts
High-risk industries & ecommerce businesses in 190+ countries
Card issuing, 900+ payment methods, local support
OFX Business
Large international transfers & FX hedging
Forward contracts, no monthly fee, 24/7 support
Multipass
High-volume transfers to India, Philippines, Malaysia
15 cards/account, Asian local accounts, high limits
Statrys
Hong Kong-based SMEs needing simple FX and fast setup
Low FX margin (0.15%), quick onboarding, HKD/CNY support
Wise Business
Wise
Wise Business is one of the most cost-effective multi-currency platforms for small and growing businesses. It offers mid-market exchange rates, batch payments, and access to over 70 currencies, all through an easy-to-use, fully digital platform. However, Wise currently doesn't offer cards to US businesses and lacks advanced FX tools or hands-on support, which limits it for more complex needs.
Wise Business is good if…
Use Currenxie if…
You want the real mid-market rate on all currency conversions
You’re fine with a self-serve platform without a dedicated manager
You want batch payments with guaranteed rates
You want access to 70+ currencies
You’re based in Europe and need cards + 19 local accounts
You don’t mind slightly higher FX margins
You want some onboarding support
You just need to make individual transfers
You only need major currencies like USD, EUR, GBP, and HKD
You’re based in the US and are okay with no physical cards
Airwallex offers one of the most robust international business banking solutions on the market, with standout features like 12 local accounts, access to 130 currencies, powerful API support, and built-in expense and batch payment tools.
It’s ideal for businesses that want to automate and scale operations across multiple regions, though it lacks FX risk tools like forward contracts.
Airwallex is good if…
Use Currenxie if…
You want local accounts in more countries
You want to automate payments with powerful APIs
You want multi-user access and roles for teams
You need Xero + QuickBooks + ecommerce integrations
You need advanced expense management tools
You only need local details in the US, UK, EU, HK, etc.
Rapyd is a full-featured global payment platform that supports over 200 countries and 120+ currencies. It’s a strong choice for e-commerce sellers, high-risk businesses like online gaming, or companies that need flexible, real-time settlement options.
With support for 900+ payment methods, localised checkouts, and both virtual and physical terminals, Rapyd brings a Stripe-like experience to the international B2B space. Its $99/month fee and still-developing feature set may be a drawback for early-stage firms.
Rapyd is good if…
Use Currenxie if…
You want global coverage + 900+ payment methods
You operate in e-commerce or high-risk industries
You want custom checkout + virtual terminals
You need to issue multiple team cards
You want to lock FX rates for payouts
You only need to send/receive via bank transfers
You’re in a low-risk industry with simple needs
You’re not selling products online
You only need one payment card (HK only)
You’re fine converting at the live mid-market rate
Statrys is one of the most popular business account providers in Hong Kong, especially for SMEs incorporated in HK, Singapore, or the British Virgin Islands.
If you’re looking for responsive customer support, better control over team spending, and built-in tools to manage FX risk, Statrys stands out as a stronger alternative to Currenxie.
Where Currenxie keeps things streamlined, Statrys gives businesses more control and flexibility as they grow, without sacrificing simplicity.
Statrys is good if…
Use Currenxie if…
You need multiple cards for your team
You want live support via chat, WhatsApp, or WeChat
You want forward contracts or FX tools to manage currency risk
You want a unified multi-currency account (1 account, many currencies)
You’re incorporated in HK, SG, or BVI and want quick onboarding
You only need one payment card for a solo operation
You’re comfortable using a Help Centre and email support
You’re fine exchanging currencies at spot rates without risk management
You prefer a wallet + local accounts structure
You need access in regions where Statrys isn’t currently available
Payoneer is built for scale. With coverage in 190+ countries, 70+ currencies, and 9 local accounts, it’s a powerful all-in-one platform for businesses and freelancers working internationally.
Unlike personal-first services like Revolut or Wise, Payoneer is made for growing companies and marketplaces handling mass payouts, invoice collections, and card-based expenses.
However, no forward contracts and high FX markups make it less appealing for large-volume senders.
Payoneer is good if…
Use Currenxie if…
You run a global freelance business or online store
You need to collect payments from platforms (Etsy, Upwork)
You want hands-on support and invoicing tools
You need team cards + expense control
You operate in regions like Africa or South America
You run a traditional company focused on international transfers
Their flagship product, ibanq, provides multi-currency virtual IBAN accounts, enabling businesses to receive, hold, and send funds across borders, giving companies greater control over their global cash flow. Their mass payment functionality simplifies payroll and supplier payments, even across multiple currencies, ensuring businesses can process international payments in bulk without opening local currency accounts.
Our key measures when testing Wise Business for international business transfers were the product offering, cost, speed, safety and customer satisfaction. We've covered the key points in the table below and each element in more detail throughout the review.
How do I choose the right Currenxie alternative for my business?
Start with your core needs:
Do you need physical cards?
Local accounts in specific countries?
Marketplace integrations?
Once you’re clear on must-haves, filter providers by licensing, pricing, and service model (e.g., self-serve like Wise Business vs. managed support like OFX Business).
What are the best options for combining domestic and international payments?
Wise is the best all-rounder for sending, receiving, and managing payments globally with local account details and low fees.
Rapyd is better if you need to accept customer payments in many countries. Multipass suits larger businesses needing IBANs and treasury tools.
Can I integrate these alternatives into my existing finance stack?
Yes, most providers here (like Wise, Revolut, and Payoneer) offer accounting integrations (e.g., Xero, QuickBooks) and API access.
Revolut even integrates with tools like Slack and Zapier for workflow automation.
What’s the best low-fee Currenxie alternative for holding multiple currencies?
Sokin is a standout here, offering 0% transfer fees and support for 75+ currencies.
Wise Business also performs well, with competitive FX rates and support for over 70 currencies.
Help & FAQ
Get answers to the most common questions asked when sending money abroad. Covers costs, fees and the best way to compare.
Sokin is a standout option for global businesses needing batch payments and multi-currency support, with 75+ currencies, no per-transfer fees, and support for large payouts, it’s well-suited to companies operating across Africa, Asia, and emerging markets.
Multipass is a solid platform for holding and sending money across currencies, especially with its multi-currency IBANs and regulated financial infrastructure.
With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight.
He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.
With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight.
He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.
