8 Wise Business Alternatives for International Business Transfers
Wise Business is a top choice for freelancers and lean teams thanks to its no monthly fees, strong mobile app, and access to 10+ local account details across major currencies.
But it’s not perfect for every business.
Wise lacks forward contracts, has limited customer support, and doesn’t issue business cards in the US.
It's also a self-service company with no currency risk management tools.
Whether you’re looking for more features, better control, or a partner to scale with, we break down the top Wise Business alternatives below.
Author
Artiom Pucinskij
3 minutes
June 24th, 2025
Disclosure
Wise Business alternatives at a glance
Here are the top alternatives, and when they might be a better fit:
Airwallex - Best for digital-first businesses that need global reach, 130+ currencies, and local accounts across key regions.
Payoneer - Ideal for marketplace sellers and global freelancers who need to receive payments from platforms like Amazon or Upwork.
Statrys - Best for SMEs in Hong Kong, Singapore, or the BVI wanting human support and transparent FX pricing.
Revolut Business - Great for startups or growing teams that want app integrations, virtual cards, and interest on balances.
OFX Business - A solid choice for large transfers, currency hedging, and businesses that need hands-on service with no limits.
Moneycorp - Best for large businesses that need hands-on FX risk management, forward contracts, and support from a dedicated account manager.
IFX Payments - Strong option for UK-based businesses needing 5,000 batch payments, API access, and a powerful FX desk.
Multipass - Good for high-volume payments to harder-to-reach markets like India or Southeast Asia, with card and expense support.
Why you might need an alternative to a Wise Business account
Wise is one of the best-known business accounts for lean, international teams.
With access to 10+ local account details, strong mobile features, and mid-market FX rates with no monthly fee, it’s ideal for freelancers, startups, and small businesses making regular global payments.
But it’s not the right choice for every business.
You might want an alternative if:
You need forward contracts or FX hedging tools, which Wise doesn’t support at all
You’re based in the US and want a business card, as Wise no longer issues them
You need live support or account managers, while Wise is entirely self-serve
You require advanced team permissions, reporting, or controls, which are limited on Wise
You want better batch payment functionality for handling payroll or mass payouts
You work with hard-to-reach regions (e.g., Africa or Southeast Asia) where Wise doesn’t support local account details
You want to earn interest on idle balances, especially in USD, EUR, or GBP
We’ve tested top Wise Business alternatives that fill these gaps, from platforms that offer stronger FX tools to accounts with better support, cards, or regional access.
Here’s how the top options compare:
Provider
Who should consider it?
Key Strength vs Wise
Airwallex
Global businesses scaling across currencies
130+ currencies, virtual cards, and powerful API tools
Payoneer
Marketplace sellers & international freelancers
Deep platform integrations, card support in USD/EUR/GBP
Team permissions, Slack/Zapier integrations, tiered pricing
OFX Business
Large payments & FX risk management
Forward contracts, unlimited transfer size, human support
Statrys
Asia-based SMEs (e.g. Hong Kong, Singapore)
Transparent FX, live support, local APAC payment options
IFX Payments
UK businesses sending batch payments at scale
5,000 batch limit, strong FX desk, API access
Multipass
Frequent payments to Asia or harder-to-reach markets
Local payment access in INR, PHP, and high card spend limits
Airwallex
Airwallex
If your business operates across a wide number of countries or needs access to less common currencies, Airwallex may offer more flexibility than Wise.
With 12 local accounts and support for 130+ currencies, it’s one of the most globally comprehensive options on the market. You also get access to real-time expense tracking, batch payments, and powerful API integrations, all with no monthly fee.
Where it falls short is hands-on service and customer feedback. Support can be patchy, and there’s no forward contract option. But for scale and control, especially in Asia-Pacific or Africa, Airwallex stands out.
Airwallex is good if…
Use Wise Business if…
You operate globally, especially across Asia-Pacific, Europe, and emerging markets
You need local accounts in less common currencies
You want to issue employee cards and track spend in real time
You rely on integrations and APIs to automate finance
You want the absolute lowest FX margin (0.33%)
You need US-specific features like the FDIC regulation
You prefer a simple, no-frills platform with a strong mobile app
You don't need local accounts in rare currencies or advanced card setups
Here's a quick overview of both companies and where Airwallex is better:
Feature
Airwallex
Wise Business
Monthly fee
$0
$0
Exchange rate markup
From 0.5%
0.33%
Local accounts (US-registered)
12
10
Supported currencies
130+
70+
Batch payments
✅ Up to 1,000
✅ Up to 1,000
Expense tracking
✅
✅ (No US cards)
Cards available (US)
✅ Virtual + physical
❌
ATM access
❌
✅ (Not in US)
Forward contracts
❌
❌
Customer support
Mixed reviews
Self-serve / API-specific
Fees & exchange rates
Item
Airwallex
Wise Business
Monthly fee
$0
$0
Currency exchange fee
0.5%–1% above mid-market
0.33% (mid-market rate)
SWIFT transfer fee
$10–$25 (depending on method)
$6.11 incoming (USD wire), $10 CAD
Domestic card payments received
2.8% + $0.30
N/A
International card payments
4.3% + $0.30
N/A
Local account setup
Free
$31 per account
Batch payments
Free (charged per transaction)
$0.33% per recipient
Speed of transfers
Region
Airwallex
Wise Business
Local transfers
Same day
Same day (usually)
SWIFT/international
1–5 business days
Up to 5 days
Batch payments
Quick setup, delivery varies
Processed efficiently via UI/API
Local accounts & currency support
Metric
Airwallex
Wise Business
Number of local accounts
12
10 (US), 19 (Europe)
Countries with local details
US, UK, Europe, Australia, etc.
US: AUD, CAD, EUR, GBP, etc.
Currencies supported
130+
70+
Emerging market support
Strong (e.g. NGN, ZAR, XOF)
Moderate
Expense management & cards
Feature
Airwallex
Wise Business
Physical cards
✅
❌ (not in US)
Virtual cards
✅
✅ (not in US)
Real-time tracking
✅
✅ (receipt uploads)
Employee reimbursement tools
✅
❌
Multi-layered approval flows
✅
❌
ATM access
❌
✅ (not in US)
Integrations
Type
Airwallex
Wise Business
Accounting
Xero, QuickBooks, Sage, ApprovalMax
Xero, QuickBooks, FreeAgent, etc.
Marketplace
Amazon, Shopee, Shopify, Etsy, etc.
Amazon, Etsy, Upwork, eBay, etc.
Ecommerce & Web
WooCommerce, NetSuite, Magento
Shopify, BigCommerce, RECASH, etc.
Customer experience
Factor
Airwallex
Wise Business
Support
Mixed (bots, email)
Self-serve with email and phone
Trustpilot score
3.6 (1,300 reviews)
4.3 (mostly personal reviews)
Review insights
FX features strong, but service is patchy
Low-cost praised, card issue noted
Please share your experience with Airwallex
Would you recommend Airwallex?
Comments
Anonymous
Airwallex's FX service has made my life so much easier. The transfers are super quick, happening in seconds because Airwallex uses its own local payment network, not SWIFT. I also love that I can easily open foreign currency accounts with local bank details. This means my clients from different countries can send local transfers to my account without any hassle. It's a great solution for anyone looking for fast, reliable international money transfers. Highly recommend!
Yes, I recommend
11th April 2025
Ejike
Unfortunately Airwallex would collect your information only to realize that they don't have presence in your business region. Sad!
If you regularly receive payments from global marketplaces like Amazon, Upwork, or Fiverr, or pay contractors across borders, Payoneer is built for that.
With access to 9 local accounts, 70 currencies, and integrations across 2,000+ apps and platforms, it’s ideal for global freelancers, sellers, and SMBs.
You’ll also get card access, expense tracking, and high receiving limits.
That said, Payoneer isn’t the cheapest for outbound transfers.
Exchange rates are higher, there’s no forward contract option, and the platform feels more geared to receiving money than sending it at scale.
Payoneer is good if…
Use Wise Business if…
You receive payments via Amazon, Fiverr, Upwork, or online marketplaces
You work with freelancers or contractors across borders
You want virtual cards tied to specific ad accounts or services
You need more integrations and account manager support
You care more about outbound payments with mid-market FX rates
You need better transparency on fees
You’re US-based and want to avoid card access issues
You want a more lightweight platform with an easier setup
If your business is based in or has ties to Hong Kong, Singapore, or the BVI, and you prioritize FX transparency and human support, Statrys is a strong Wise alternative.
You get local payment options, transparent fees, dedicated support, and multi-currency accounts covering HKD, USD, EUR, CNY, GBP, SGD, JPY, AUD, and more.
However, Statrys lacks batch payment functionality, and isn’t suitable for larger enterprises or those needing cards with advanced features outside of HK.
Statrys is good if…
Use Wise Business if…
You’re an SME operating in or with business links to Hong Kong, Singapore, or the BVI
You want extremely transparent FX pricing (as low as 0.15%)
You value human, multilingual customer service and simple onboarding
You need batch payments or plan to pay multiple contractors at once
You’re US-based and want broader international access
You prefer a mobile app and more global card access
You want to keep FX and account fees to an absolute minimum outside of Asia
Revolut Business is great for companies that want to issue lots of virtual cards, streamline expense reporting, and integrate tightly with tools like Slack, QuickBooks, and Xero.
With up to 200 virtual cards, advanced approvals, and savings interest on high balances (on paid tiers), it’s powerful, especially for startups and scale-ups focused on internal controls.
However, Wise Business offers much better value if you care about consistent FX rates and avoiding monthly fees.
Revolut's mid-market FX rates are capped by plan tier, and most essential business features (batch payments, approvals, FX tools, even SWIFT details) are not available on the free plan.
For lean businesses making global payments regularly, Wise is cheaper. For businesses managing lots of internal spend, Revolut can be worth the investment if you pay for the right plan.
Revolut Business is good if…
Use Wise Business if…
You want bulk expense control with 200+ virtual cards and role-based permissions
You rely on Slack, Zapier, or accounting tools for automation and visibility
You want to earn interest on high USD balances (3.5% on Enterprise plans)
You’re OK with tiered pricing if it means better internal financial tools
You want the best FX rate (0.33% markup) with no caps or tiers
You need broad international local accounts, not just GBP and USD
You prefer a flat-fee, no-subscription setup
You want to avoid hidden costs and fully control spend at the transaction level
If your business deals with high-value transfers or needs forward contracts to lock in FX rates, OFX Business offers excellent support and risk management.
With access to 7 local accounts, no transfer limits, and 24/7 phone support, it’s a strong choice for businesses needing direct, hands-on service.
It’s particularly well-suited for firms managing international payroll, invoices, or FX hedging strategies.
The ability to call in and negotiate rates or set up contracts in real-time is a unique benefit compared to Wise’s self-serve model.
However, OFX lacks card access, has a lower supported currency count than Wise (50 vs 70+), and only integrates with Xero, which may be a limitation for businesses needing broader software compatibility.
OFX Business is good if…
Use Wise Business if…
You need access to forward contracts or FX risk tools
You want unlimited transfer limits with 24/7 support
You’re making high-volume or high-value payments
You prefer to negotiate rates via phone or through an account manager
You want lower FX margins (0.33% vs 1.3 %+)
You rely on cards or expense tracking features
You need deeper integrations (QuickBooks, FreshBooks, etc.)
You want a fast, mobile-friendly experience without live support
If your business regularly moves large sums internationally and wants a hands-on currency risk strategy, Moneycorp could be a better fit than Wise.
Their offering is designed around forward contracts, market orders, and dedicated account manager support, not just sending money quickly.
It’s ideal for businesses that prioritize forex planning over plug-and-play features.
You won’t get a multi-currency account, business cards, or integrations, but you will get expert guidance, real-time execution, and flexibility on batch payments and transfer timing.
Moneycorp Business is good if…
Use Wise Business if…
You need help planning large or regular international transfers
You want to lock in FX rates and hedge currency risk long term
You value live phone/email support with a dedicated account manager
You’re sending to 100+ global currencies and want custom execution paths
You need local accounts, cards, or accounting integrations
You value automation and a self-serve platform
You want consistent mid-market FX rates and fee transparency
You’re a smaller team or just getting started with international finance
If your business needs high-volume batch payments (up to 5,000 recipients), tailored FX pricing, and hands-on support from a dedicated account manager, IFX Payments is one of the strongest alternatives to Wise.
You’ll get a single multi-currency IBAN account covering 46 currencies, spot and forward FX contracts, and API access to build custom integrations.
Where IFX falls short is the lack of local accounts, cards, or native accounting integrations, all areas where Wise shines.
But for international payouts and treasury teams who want control, it's hard to beat IFX’s bespoke setup.
IFX Payments is good if…
Use Wise Business if…
You need to make 1,000+ mass payouts per month
You prefer a dedicated account manager and customized FX pricing
Your business uses a single IBAN account to manage 40+ currencies
You want to use APIs to build your own treasury tools
You want local account details in multiple regions
You need integrated cards, expense tools, or interest-bearing balances
You value complete fee transparency without bespoke quotes
You prefer self-service over sales-based onboarding
If your business needs to receive local payments in hard-to-access currencies (like INR or PHP), manage up to 15 prepaid cards with high POS limits, or make unlimited batch payments, Multipass stands out.
It also supports both SEPA and SWIFT, and works well in regions often underserved by other platforms.
However, Multipass is notably more expensive than Wise. It charges a
$500 setup fee
$100/month minimum fee
FX markups from 1.5%
Versus Wise’s no monthly fee and mid-market FX rates with a small 0.33% margin.
Multipass also lacks native integrations, interest on balances, and forward contracts.
Multipass is good if…
Use Wise Business if…
You want to receive local payments in less common markets (INR, PHP, IDR, etc.)
You need multiple cards (up to 15) for team-based spending
You make unlimited outgoing payments (vs Wise’s 1,000 batch cap)
You prefer hands-on account manager support
You want the lowest possible FX costs with mid-market rates
You need no setup or monthly fees
You require local bank details in major currencies
You value native integrations for accounting and automation
Considering how popular the Wise Business account is, we've realized how difficult it can be to find a better replacement.
For this reason, we've looked at how Wise Business compares to others in different use cases and needs below.
Forward contracts & FX risk management
Wise Business doesn’t support forward contracts, market orders, or any FX hedging tools.
That means you're always paying the real-time rate, which can make it hard to plan larger transfers or manage cash flow across currencies.
The alternatives below all offer some form of currency risk management, from locking in rates ahead of time to working directly with an FX specialist.
Provider
Forward Contracts
FX Desk / Market Orders
OFX Business
✅ Yes
✅ 24/7 phone support
Moneycorp
✅ Up to 6 months
✅ FX strategy + market orders
IFX Payments
✅ Yes (deliverable FX)
✅ Dedicated dealer
Revolut Business
✅ (on paid plans)
❌
Wise Business
❌
❌
Freelancers & marketplace sellers
Wise Business is often the go-to choice for international freelancers thanks to its low fees and access to 10+ local account details. But it has limitations.
There’s no native marketplace integration, no US-issued business cards, and no dedicated tools for managing large volumes of incoming payments across platforms like Fiverr, Upwork, or Amazon.
If you’re a freelancer, contractor, or marketplace seller who gets paid from multiple sources or wants features like platform-level integrations, better card access, or higher receiving limits, these Wise alternatives may serve you better:
Provider
Native Marketplace Integrations
Receiving Accounts
FX Rates
Card Access
Payoneer
✅ 2,000+ (Amazon, Upwork)
9 local accounts
~2% markup
✅ USD, EUR, GBP, CAD
Airwallex
❌
12 local accounts
0.5% markup
✅
Revolut Business
❌
2 local accounts
Mid-market cap
✅
OFX
✅ (basic for Amazon)
7 local account formats
From 1.3%
❌
Deel
✅ (freelancer-focused)
EUR, GBP, USD only
Varies
✅ (limited)
Wise Personal
❌
Same as business
0.33% markup
✅ (incl. US)
Wise Business
❌
10+ local accounts
0.33% markup
✅ (Not in US)
Remote teams & international payroll
Wise Business supports batch payments and lets you pay up to 1,000 recipients at once. That’s a solid starting point for lean teams.
But once you scale up or need features like payroll automation, expense tracking by team, or mass payments across 50+ currencies, Wise can feel too basic.
There’s no support for roles and permissions, no built-in approval flows, and no ability to issue US-based cards to team members.
Providers like Revolut, Airwallex, and IFX are better suited for growing teams managing international staff or contractors at scale.
Here are the best Wise Business alternatives for international payroll and remote team management:
Provider
Batch Payment Limit
Roles & Permissions
Payroll Tools
Card Access
IFX Payments
✅ Up to 5,000
✅ via API
✅ Global payroll
❌
Airwallex
✅ Up to 1,000
✅
✅
✅ Physical + Virtual
Revolut Business
✅ (paid plans)
✅
✅ (with integrations)
✅ Virtual + Team Cards
Multipass
✅ Unlimited
✅
✅
✅ Up to 15 cards
Deel
❌
✅
✅ End-to-end payroll
✅ (limited)
Wise Business
✅ Up to 1,000
❌
❌
✅ (not in US)
EU/EEA-based SMEs
Wise Business is a popular pick for EU-based small businesses thanks to its low FX fees and access to EU IBANs.
But for SMEs that want SEPA Instant support, interest on balances, advanced user permissions, or broader local account coverage across the EU and beyond, Wise can be limiting.
Its lack of forward contracts, limited integrations, and self-serve-only support also make it a tough fit for fast-growing European SMEs with more complex financial operations.
The options below offer stronger European support, better tools for scaling, and region-specific features built with EEA businesses in mind:
Provider
EU IBAN Support
SEPA Instant
Accounting Integrations
Interest on EUR Balances
Forward Contracts
Statrys
✅ HK + EUR
❌
❌
❌
✅
Revolut Business
✅ UK + EU IBAN
✅ (paid)
✅ (Xero, QuickBooks)
✅ (up to 2.75%)
✅ (paid plans)
Payoneer
✅ EU IBAN
❌
✅ (basic)
❌
❌
iBanFirst
✅ EU-wide
✅
✅
❌
✅
Holvi
✅ DE IBAN
✅
✅
✅ (basic tiers)
❌
Wise Business
✅ 19 EU details
✅
✅ (many)
✅ (up to 4.85%)
❌
Multi-currency accounts & global access
Wise Business is known for offering 10+ local account details and the ability to hold 70+ currencies, a great fit for many small teams or freelancers.
But for businesses needing deeper coverage, access to harder-to-reach currencies, or advanced controls like user roles or local bank rails beyond the major corridors, Wise can start to feel limited.
Providers like Airwallex and Payoneer offer broader currency support and more payment routes, especially across Asia, LATAM, and Africa.
Others like Multipass stand out for offering local payment rails in currencies where Wise only offers SWIFT access.
Whether you're receiving customer payments, holding balances, or paying overseas suppliers, the options below are stronger alternatives when you need to go beyond what Wise can handle.
Provider
Currencies Supported
Local Account Access
Card Support
Batch Payments
Interest on Balances
Airwallex
130+
12 local details
✅ Virtual & Physical
✅ (up to 1,000)
❌
Payoneer
70+
9 local details
✅ USD, EUR, GBP, etc.
✅
❌
Multipass
70+
16 local payment rails
✅ Up to 15 per account
✅ Unlimited (CSV)
❌
Sokin
75+
4 local details
✅
✅ (up to 5,000)
✅
Ebury
100+
Depends on region
❌
✅
❌
Wise Business
70+
10 local account details
❌ (no US cards)
✅ (up to 1,000)
✅ (up to 4.85%)
High-touch business support
Wise Business is built for scale, but it’s very much a self-serve platform.
There’s no dedicated account manager, no hands-on onboarding, and limited customer support beyond help docs and live chat (when available).
That’s fine for solo founders or lean teams, but businesses handling large transfers, running payroll in multiple currencies, or managing risk often need more proactive, personalized support.
That’s where these Wise Business alternatives come in. Each of them offers a higher level of business support, whether it’s a dedicated account manager, strategic FX advice, or managed onboarding.
They're especially useful for high-value accounts or companies navigating regulatory complexity, recurring payments, or FX volatility.
Provider
Dedicated Account Manager
24/7 Phone or Live Support
Risk Strategy / FX Advisory
Setup Support
OFX Business
✅ Yes
✅ Yes (24/7)
✅ Yes
✅ Yes
Moneycorp
✅ Yes
✅ Office hours
✅ Yes (forward contracts, options, hedging)
✅ Yes
IFX Payments
✅ Yes
✅ Yes
✅ Yes (broker service)
✅ Yes
Statrys
✅ Yes (Asia focus)
✅ Business hours
✅ Limited
✅ Yes
Alpha FX
✅ Yes
✅ Yes
✅ Yes (enterprise-level FX)
✅ Yes
Ebury
✅ Yes
✅ Yes
✅ Yes
✅ Yes
Wise Business
❌ No
❌ (chat only)
❌ No
❌ Self-serve
Regardless of the option you pick, we recommend running a quick search below to make sure your business needs align with the company you use.
If you’re still unsure which Wise Business alternative is right for you, and want to know more, we’ve created in-depth reviews for each of these companies.
Their flagship product, ibanq, provides multi-currency virtual IBAN accounts, enabling businesses to receive, hold, and send funds across borders, giving companies greater control over their global cash flow. Their mass payment functionality simplifies payroll and supplier payments, even across multiple currencies, ensuring businesses can process international payments in bulk without opening local currency accounts.
Our key measures when testing Wise Business for international business transfers were the product offering, cost, speed, safety and customer satisfaction. We've covered the key points in the table below and each element in more detail throughout the review.
Historically, Moneycorp is considered one of the biggest money transfer providers in the world. The company has over 45 years of history and launch in the USA in 2018. The company is headquartered in the UK but with offices in USA, Ireland, France, Romania, UAE, Hong Kong, Australia and Brazil.
Our key measures when testing OFX Business for international business transfers were the strength of the product offering, cost of service and transfers, speed, safety and customer satisfaction.
Xe Business offers strong all-round support for international business transfers. As part of our scoring process we have looked at product offering, cost, speed of transfers, safety and customer satisfaction.
Multipass offers a strong selection of multi-currency option. A setup fee and higher monthly fees than elsewhere are a little offputting when you consider exchange rates are higher than Airwallex, Wise Buiness and Revolut Business.
Globally Payoneer serves around 190 countries, gives access to local accounts in 9 and supports 70 currencies. Features within the account allow you to take advantage of payments, invoicing and bulk options in each location. Where Payoneer is stronger than the likes of Revolut Business or Wise Business, is that it is built for international companies - as opposed to being an offshoot of a personal offering. This sets them apart from other providers, alongside the likes of Airwallex, by offering a full international business solution.
When scoring Airwallex as an international business provider we factored in the product offering, speed of sending money, cost, safety measures in place and customer satisfaction.
Can I use Wise Business alongside another provider for specific tasks?
Yes. Many businesses use Wise for basic transfers and pair it with providers like OFX or Revolut Business for features Wise doesn’t support, such as forward contracts or team cards.
Is it better to combine a Wise Business account with an FX specialist like OFX or Moneycorp?
Yes, especially for large transfers. Wise works well for everyday use, while OFX or Moneycorp offer better rates and support for high-value or complex payments.
Do Wise Business alternatives offer better support for regulated industries?
Some do. Statrys, Multipass, and Revolut are often more flexible than Wise for higher-risk or regulated business types.
What’s the best Wise Business alternative if I don’t care about cards or apps, just cheap FX?
OFX and Moneycorp are best for low-cost international transfers. They don’t have fancy apps, but their FX rates and support are built for serious volume.
How do Wise Business alternatives handle compliance or onboarding for new companies?
Most offer more tailored onboarding than Wise. Statrys and Multipass are known for helping newer or more complex businesses get set up.
Which service is best if I want both business and personal account functionality?
Revolut is your best bet. You can manage both business and personal accounts in the same app with a consistent interface.
Help & FAQ
Get answers to the most common questions asked when sending money abroad. Covers costs, fees and the best way to compare.
Sokin is a standout option for global businesses needing batch payments and multi-currency support, with 75+ currencies, no per-transfer fees, and support for large payouts, it’s well-suited to companies operating across Africa, Asia, and emerging markets.
Currenxie is a solid option for businesses needing a virtual multi-currency account, especially for those based in Hong Kong. But depending on where and how you operate, it might not be the best fit.
Multipass is a solid platform for holding and sending money across currencies, especially with its multi-currency IBANs and regulated financial infrastructure.
With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight.
He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.
With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight.
He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.
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Their flagship product, ibanq, provides multi-currency virtual IBAN accounts, enabling businesses to receive, hold, and send funds across borders, giving companies greater control over their global cash flow. Their mass payment functionality simplifies payroll and supplier payments, even across multiple currencies, ensuring businesses can process international payments in bulk without opening local currency accounts.
Artiom PucinskijFebruary 11th, 2025
Our key measures when testing Wise Business for international business transfers were the product offering, cost, speed, safety and customer satisfaction. We've covered the key points in the table below and each element in more detail throughout the review.
Keith HodgesOctober 10th, 2024
Historically, Moneycorp is considered one of the biggest money transfer providers in the world. The company has over 45 years of history and launch in the USA in 2018. The company is headquartered in the UK but with offices in USA, Ireland, France, Romania, UAE, Hong Kong, Australia and Brazil.
Our key measures when testing OFX Business for international business transfers were the strength of the product offering, cost of service and transfers, speed, safety and customer satisfaction.
Like their personal offering, the Revolut Business offering is tiered - giving more access to features, the more you pay.
Xe Business offers strong all-round support for international business transfers. As part of our scoring process we have looked at product offering, cost, speed of transfers, safety and customer satisfaction.
Multipass offers a strong selection of multi-currency option. A setup fee and higher monthly fees than elsewhere are a little offputting when you consider exchange rates are higher than Airwallex, Wise Buiness and Revolut Business.
Globally Payoneer serves around 190 countries, gives access to local accounts in 9 and supports 70 currencies. Features within the account allow you to take advantage of payments, invoicing and bulk options in each location. Where Payoneer is stronger than the likes of Revolut Business or Wise Business, is that it is built for international companies - as opposed to being an offshoot of a personal offering. This sets them apart from other providers, alongside the likes of Airwallex, by offering a full international business solution.
When scoring Airwallex as an international business provider we factored in the product offering, speed of sending money, cost, safety measures in place and customer satisfaction.
