Compare today's NZD to INR (New Zealand Dollar to Indian Rupee) exchange rates
Get the best exchange rates on NZD to INR transfers and deals when you send money from New Zealand to India.
We've analyzed and reviewed 10 money transfer companies and apps offering transfers to India (INR) from New Zealand Dollar.
Read on to find the cheapest, fastest, and most reliable companies with the best NZD to INR exchange rates.
Transferring the other way? Send INR from India to New Zealand instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Our recommendation: Wise
We tested & reviewed 10 money transfer providers offering money transfers from New Zealand to India, and Wise scored highly.
Sending 10,000 NZD to INR will cost you $44.24 in fees, and you will receive 518,301.84 INR. The delivery time usually is same day, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your New Zealand to India transfer using Wise.

How to compare deals on New Zealand to India money transfers
Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to India.
Choose a provider
Select the provider that gives you the best value & service for your needs.
Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Indian Rupee and transferred to India.
What to consider ahead of money transfers from New Zealand to India
Comparing based on your specific needs is the best way to send money from New Zealand to India with confidence.
Our analysis, and search results, include 10 providers that operate between New Zealand and India. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to India.
Cheapest way to transfer money to India from New Zealand: TorFx
Of the 10 providers compared, data shows that TorFx is 0.04% cheaper than the second-best option.
The is cost is made up of an average NZD-INR exchange rate that is 0.3% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to India transfer, TorFx will result in the most Indian Rupee received.


Fastest company to send money to India from New Zealand: Wise.
For example, if you send 10,000 NZD with Wise to India now, the transfer time is same day. Smaller transfers will likely be quicker, while larger transfers to India can take slightly longer.
Sending money through Wise to India from New Zealand has a fee of 44.24 NZD.
To understand who was the fastest, we tested Wise as part of 10 money transfer providers. Within this, we looked at the overall speed of sending money from New Zealand to India. This was made up of transfer times to India after New Zealand Dollars were added to a money transfer account.
When fast money transfers between New Zealand and India are a priority, Wise is our recommended choice.

The best apps to send NZD to India from New Zealand
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 10 apps & companies for NZD/INR transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Transfer a large amount of money
Wise is the strongest option for large transfers of the 10 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to India can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to India from New Zealand.

Understanding the costs involved when moving money from New Zealand to India
The total cost of sending money to India from New Zealand is a mix of the mid-market, exchange rates and transfer fees.
The Mid-Market and Exchange Rates: The mid-market for NZD-INR is 51.8114 INR per New Zealand Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your New Zealand Dollars.
The NZD-INR mid-market rate over the last 7 days has seen the New Zealand Dollar worth an average 51.3713 INR. Within this there has been a high of 52.0694, and a low of 50.3127.
From 10 companies compared, Wise offers the strongest exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to INR.
Fees: When sending money there may be additional fees. TorFx offers the lowest fee of the 10 providers tested, costing justs 0 NZD per transfer.
Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.
This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to Indian Rupee
Timing is essential when tracking the mid-market rate between NZD and INR. The end exchange rate you secure impacts how much INR you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to INR was 51.3713.
During this period, it hit a high of 52.0694, and a low of 50.3127.
Wise, which is our recommended service to send money online from New Zealand to India offers an exchange rate that is only 0.02% above the mid-market rate.
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Paying for your New Zealand to India transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to India.
By using a money transfer company such as TorFx for transfers from New Zealand to India, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, TorFx is the cheapest provider for bank transfers from the 10 we tested when sending NZD to India.
With a fee of 0 NZD to send money from New Zealand to India, TorFx offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to India with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from New Zealand to India.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, .
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to India.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes
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How long does it take to send money from New Zealand to India?
What is the best exchange rate I can get for sending money from New Zealand to India?
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Can I schedule regular transfers between New Zealand and India?
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